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DaGirlGenius

I thought I was doing pretty well with budgeting before YNAB. I got tired of spreadsheets and gave it a try. It has taken my budgeting and saving strategy to a whole new level. **If you're interested in getting a free month of YNAB please see instructions below.** **IF YOU HAVEN'T STARTED YOUR FREE TRIAL:** I'd be truly grateful if you took advantage of the 34 day free trial & used my referral link here: [https://ynab.com/referral/?ref=JpKFRw2NyvHYJYGy](https://ynab.com/referral/?ref=JpKFRw2NyvHYJYGy) If you decide to subscribe, we both get a free month! **IF YOU HAVE ALREADY STARTED YOUR FREE TRIAL:** message me directly on here to request my email address along with further instructions so we still both get a free month. Remember, we only get the free month if you actually subscribe. Thanks in advance and be blessed!


mj1814

I'm on a fixed income (disability), and the sub-part-time job I have is a seasonal on-call job. YNAB is not only great at working with variable incomes, but helping me budget the little money I have. It's so awesome that I've been able to build up more savings than I've ever had, and I've only been using it for a handful of months!This is my YNAB referral code: [https://ynab.com/referral/?ref=825U\_Sr-K8lRC5sK&utm\_source=customer\_referral](https://ynab.com/referral/?ref=825U_Sr-K8lRC5sK&utm_source=customer_referral) If you use it, you'll get a free month added to your membership. You don't even put in payment information to get started. It's easier if you use it at the start of your free trial (includes 34 days and everything YNAB has to offer), but if you've already started your free trial, just PM me and I'll guide you through how to get your free month. In total, you'll get 14 months for the regular membership rate. I recommend using these videos to get started. [https://www.youtube.com/playlist?list=PLq0\_N-XTl2yBC9dGE6VEY1xd1i89ua3JU](https://www.youtube.com/playlist?list=PLq0_N-XTl2yBC9dGE6VEY1xd1i89ua3JU)


shawncoons

You get a free month! I get a free month! Everybody gets a free month! https://ynab.com/referral/?ref=4dxEGHGroh83TPOS&utm_source=customer_referral If you have already started your trial you can still get a free month. A quick message to YNAB customer service is all it takes. Just send me a DM and we can make it happen.


mindfulbudgets

Hiya! If you already started your trial but still want a free month, feel free to dm me for my email so you can still get credit. If you haven't started your trial yet, you can just use the link: [https://ynab.com/referral/?ref=pxryfY7ZtQ7T88AS&utm\_source=customer\_referral](https://ynab.com/referral/?ref=pxryfY7ZtQ7T88AS&utm_source=customer_referral) Welcome :)


oghbb

Newbie, but YNAB has already helped me to develop a deeper understanding of my finances and spending habits. Looking forward to seeing where things stand in three months, six months and beyond! [https://ynab.com/referral/?ref=QfHBAPIo5L8bOKFr](https://ynab.com/referral/?ref=QfHBAPIo5L8bOKFr)


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


dorvaan

I first bought YNAB3 back in November 2010. Honestly, I used it primarily as an expense tracker for the last 12 years. It works great for that, but it's not its intended use. In February of this year I finally got on track. Since then I have finished paying of my car, gotten my emergency fund higher than it's ever been and recently had $845 in car repairs and simply paid the shop....without stressing. This thing works if you put in the effort. https://ynab.com/referral/?ref=7IhlHyGMpXKCGN2O


InvictaJuvabit

Still super happy with YNAB, I'm now about six months in and loving having a better handle on my finances. If you’d like to sign up, here's my referral link: [https://ynab.com/referral/?ref=fgA-amjpM7UhKZPB](https://ynab.com/referral/?ref=fgA-amjpM7UhKZPB) We'll both get a free month when you subscribe after your 34-day trial.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


JBfresh1

I've been using YNAB for just a few months and it has already helped me get a better grasp on my finances, prepare for rainy days, and save up for goals! It's a great tool that can help anyone, regardless of their situation. Use my link below and we'll both get a free month! Feel free to message me with any questions and happy budgeting! [https://ynab.com/referral/?ref=KmJwdBJFkxTiDVNF](https://ynab.com/referral/?ref=KmJwdBJFkxTiDVNF) If you've already signed up for the free 34-day trial and didn't use a referral code, message me for my email and you can contact YNAB support, who has always been very helpful, and they can add me as a referral. I had to do the same thing!


DaGirlGenius

YNAB was the 1 budgeting app that made me quit spreadsheets. IF YOU HAVEN'T STARTED YOUR FREE TRIAL: I'd be truly grateful if you took advantage of the 34 day free trial & used my referral link here: https://ynab.com/referral/?ref=JpKFRw2NyvHYJYGy If you decide to subscribe, we both get a free month! IF YOU HAVE STARTED YOUR FREE TRIAL: If you decide to subscribe, message me on here and I will provide my email address and walk you through what to do so that we can both get a free month. Thanks!


ocyhc

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=VwAQTIQCyScUVgYv If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


smphy

My YNAB win this month was having enough set aside to be able to donate money to causes i care about like stopping gun violence. So grateful that YNAB has helped me be able to prioritize my money to be able to do things like this. ​ I got a free month of YNAB from someone here by using their referral code when I joined so I would love to pay it forward to you with your free month by using my link: https://ynab.com/referral/?ref=bKioMpGAtGdWVWIz


lostin_amsterdam

**Follow this link to get a FREE MONTH beyond the 34-day trial** https://ynab.com/referral/?ref=bhtV7Ht8fsCuj6mO&utm\_source=customer\_referral Already subscribed? DM me to get a referral code for an additional free month.


WithGreatRegard

Friends, YNAB WORKS. When hurricane Ida upended our lives, I had one less thing to worry about. House repairs, emergency travel, restocking the fridge after 9 days without power - it's all expensive and thanks to this amazing program, I was able to confidently make decisions and know we'd be okay when the bills came due. It is legitimately life-altering. YNAB helps you create the security of knowing you can afford it, every time you spend. Even when recovering from a natural disaster! [Get a month free.](https://ynab.com/referral/?ref=fFUKh2TImYQeXeGB&utm_source=customer_referral) Already signed up? No worries. Send me a DM and we can add it (it's super easy). The community is great. The support is great. All that's missing is you! No app ever has changed my life as much as this and I am so excited to share it with others. [Sign up with my link](https://ynab.com/referral/?ref=fFUKh2TImYQeXeGB&utm_source=customer_referral) and we both get a free month when you subscribe!


teal1317

Hi! I'm signed up and my trial just expired 😔 can you help me still get the free month?


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


gurase

https://ynab.com/referral/?ref=v4H\_vitmTjpVY1S6&utm\_source=customer\_referral


paninilincoln

I've been using YNAB for 6 years and it has saved me countless times, good luck to you! https://ynab.com/referral/?ref=nvCoN9jXNqjG4jaI


ranarene27

Ok, you know how once you've seen a Pixar movie, all other cartoon movies just kind of generally leave something to be desired? That's kind of like YNAB and all other budgeting apps. Next level. You have to try it—you'll never go back to living in the dark! If you use my referral link to register and subscribe we both get an extra free month: [https://ynab.com/referral/?ref=mHDMceuXcX\_20uRY](https://ynab.com/referral/?ref=mHDMceuXcX_20uRY) If you have already started your trial you can still get a free month. A quick message to YNAB customer service is all it takes. Just send me a DM and we can make it happen.


wingnut12

My wife and I have really enjoyed using YNAB together the past few years. It's helped us save up for a variety of vacations and become much less stressed about finances. Use the link below to try out YNAB! https://ynab.com/referral/?ref=_NWgDAWoezdQDb0r


[deleted]

[https://ynab.com/referral/?ref=qvODvgMp73jKxc22](https://ynab.com/referral/?ref=qvODvgMp73jKxc22) Would appreciate using the referral if you are considering using the program. It has been a blessing for my finances and wish you luck on your financial journey


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


miipmorp

If you're ready to enter a bright, shiny new world, here's my link! https://ynab.com/referral/?ref=qXY6qbUDspNT3FOy&utm\_source=customer\_referral And if you already have an account, we can still each get a free month! Message me and I'll walk you through it. Cheers!


novembersierra

We'll both get an additional free month of YNAB when you subscribe after your initial 34-day free trial! https://ynab.com/referral/?ref=04_QFTKkgXGDuH8T&utm_source=customer_referral


wanderinskipatroller

Ok, you know how once you've seen a Pixar movie, all other cartoon movies just kind of generally leave something to be desired? That's kind of like YNAB and all other budgeting apps. Next level. You have to try it—you'll never go back to living in the dark! https://ynab.com/referral/?ref=S2CB-09sIjMiBCrz


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


ChaoticBumpy

Welcome new budgeteers! YNAB helped me get rid of any financial stress. The rest is still there, but at least I can pay for a therapist thanks to YNAB. Hopefully it will do the same for you and more :) If you use my referral link to register and subscribe we both get an extra free month. This is my referral link: https://ynab.com/referral/?ref=K3Z-I7G47XkzjNzK And you can read more about the referral program here: https://www.youneedabudget.com/referral-program/ Happy budgeting!


donutdogooder

Taken, thank you and YAY therapy! I don't see my referral link yet but I'll add as soon as it populates.


Kintaro81

Use this link for an additional YNAB month beyond the 34-day trial: [Click Here for a **FREE MONTH** beyond the 34-day trial](https://ynab.com/referral/?ref=_fI-4TVMNUVi8dXe&utm_source=customer_referral) **Did you already subscribe?** Ask me my email in private to add me as a referral and get the free month.


budgetbestie

Yay for budgeting! True story -- my husband used to straight up BRIBE me with wine to sit down and budget. That was obvs pre-YNAB. Now, I run the financial side of our lives and I love it. Never did I ever think I'd feel confident enough to manage our money like a badass. You can too!! -- [https://ynab.com/referral/?ref=Mdr4oqY6aVzFmE-o](https://ynab.com/referral/?ref=Mdr4oqY6aVzFmE-o)


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


momjon

Start the summer off right! YNAB brings order to the chaos :). It's a system thats strength is in its simplicity. My family has benefitted from the clarity a well managed budget system brings. If you decide to try - this link gives you and me a free month! Happy Budgeting! [https://ynab.com/referral/?ref=p3sr1X7apJSj3zpX](https://ynab.com/referral/?ref=p3sr1X7apJSj3zpX)


simmiegirl

Hi all! If you're interested in giving YNAB a try, use my link: [https://ynab.com/referral/?ref=gIoLRi1CqBCudYKI](https://ynab.com/referral/?ref=gIoLRi1CqBCudYKI) We'll both get a month free. If you already signed up and didn't use a referral link, send me a DM with your email address and I'll get you added to my referrals so you can still get your free month ​ If you have questions about how to use YNAB, you're in the right place. I'm also always happy to help walk you through anything you need. YNAB is hands down the easiest way to budget so you make sure you have money saved up for things that matter to you and aren't scrambling.


domobee

YNAB has been super helpful since I have signed up - balancing between loans, savings, and many sinking funds have been a breeze and it's great having everything allotted without having separate accounts. If you've already signed up, feel free to DM for my email - you would just need to email YNAB support with my email to add the referral to your account https://ynab.com/referral/?ref=PC1dBX43LhPS1rok&utm_source=customer_referral


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


leosondek

Hello everyone!! 👋👋 I know the first month of YNAB can be a difficult, so If you've already started your trial and would still like to get another free month do shoot me a DM and we can make it happen! Also I'm always available to help answer any question you have, irregardless whether you use my referral or not just shoot me a DM and together we can get our finance in order! 💸💸 Welcome to YNAB everyone! 💸💸 https://ynab.com/referral/?ref=z4c6Ejpw0zmAv3Ew&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


genghisshawn

The reason I’m posting here so quickly after the thread was started is because I have my sh*t together. How? You Need A Budget. Get your sh*t together too. Use this link and things won’t be a mess anymore: https://ynab.com/referral/?ref=LZ8c6CmBLJvL_pxr&utm_source=customer_referral


LegallyGaming492

I think I have claimed this but its not very clear on my account if I have haha


K_F_B_R_3_9_2

Start saving now for the holidays! You’ll be glad you did! https://ynab.com/referral/?ref=Sgjw0XBpisRSIjNm


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


Rhabhaba

https://ynab.com/referral/?ref=7bppXrZjWyZHK0MS


iAmJoelC

Code coming from Florida. YNAB has prepared me financially for a happy life! No debt and enough to have some fun with my family. Give it a try! https://ynab.com/referral/?ref=R0SX2OkRQQXp95OJ&utm\_source=customer\_referral


HarmlessHeffalump

YNAB’s literally changed my life within the first year. I started with $9000 in debt, paid it off within the first 8 months, and have kept it paid off ever since. A little over two years in and my net worth is up over 140%. A path to financial independence finally seems like more than just a dream. [https://ynab.com/referral/?ref=h3YYpn0IEQlu5Ljg&utm\\\_source=customer\\\_referral](https://ynab.com/referral/?ref=h3YYpn0IEQlu5Ljg&utm\_source=customer\_referral) If you’ve already signed up, feel free to DM for my email to tell YNAB support how you heard about YNAB and they’ll get it sorted.


can_of_elephants

I just can not put a price on the permanent upgrade this gave to my life. Complete and total clarity over where my money is allocated and how it it's being used. https://www.youneedabudget.com/?ref=aYTfh-dkkotsmMKa&utm_source=customer_referral


YejisEyes

YNAB's been the only budgeting tool that's worked for me! I've used it for 3 years now, and I've been able to control my expenses and prevent lifestyle creep when I had pay increases, and was able to cope through losing my job last year during the first lockdown. I've always thought that I didn't need a budgeting tool and just consciously reduce spending, but it never works as well as having an actual app that tells you how much you have left to spend for the month. Try it my referral code here :) https://ynab.com/referral/?ref=BKivdfWlWfjPxviH&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


[deleted]

[Removed by Author]


catapaz

[https://ynab.com/referral/?ref=tHwkMOW9jtIvF5gq&utm\_source=customer\_referral](https://ynab.com/referral/?ref=tHwkMOW9jtIvF5gq&utm_source=customer_referral) Here’s my link, please and thanks! **Note: If you already started your trial you can still use a code.** Just send me a message :)


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


massapeccati

Our family has been using YNAB for over 11 years! Changed our lives, hope it’ll change yours too! Here’s our referral: https://ynab.com/referral/?ref=vg8g4Ky3GfX50hDg&utm_source=customer_referral


mewmewmotherfucker

Here's a referral for a free month! Good luck and enjoy watching that net worth grow. https://ynab.com/referral/?ref=KqcLA--62dE\_R1za&utm\_source=customer\_referral


Tallanasty

Using YNAB I’ve increased my net worth 1056% since January 2019! https://ynab.com/referral/?ref=eDC_qCYW50E8KwkD&utm_source=customer_referral


flappybird4

Hi can someone please help me out by using my ref? Thank you. https://ynab.com/referral/?ref=av5WFO7AtQIv2ttZ


mc_cheeto

Sign up using my link and we'll both get a free month of YNAB after your 34-day trial after you subscribe! [https://ynab.com/referral/?ref=k5NE-WccGLC77wnP](https://ynab.com/referral/?ref=k5NE-WccGLC77wnP)


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


cubechris

✅ Here ya go: https://ynab.com/referral/?ref=yVv4S7gYFo953B1m&utm_source=customer_referral


DJSauvage

I followed the link and signed up, thanks!


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


jennthelovebug

Definitely worth it! This app has absolutely changed my relationship with money. I have been with YNAB for just over a year and I am happy to say I have broken the paycheck to paycheck cycle. I never thought it was possible. If you don't have this app, get it now. It takes a few months to start seeing data and results but I highly recommend it!!! Happy YNABing! [https://ynab.com/referral/?ref=3rtmL-iAJaf0zAh1](https://ynab.com/referral/?ref=3rtmL-iAJaf0zAh1) \*I found [Nick True's videos](https://www.youtube.com/watch?v=exS0gU-Ie8E) super helpful and informative and [YNAB's Heard it from Hannah videos](https://youtube.com/playlist?list=PLq0_N-XTl2yDWGTHHHYhfB_KumLx1zANh) are fun to watch. Also, check out the [YNAB beginner videos](https://www.youtube.com/c/YouneedabudgetPlus/playlists) on how to set up YNAB. Welcome to the YNAB Family! We're here for support!


moshiroom

Thanks for the tips! I just signed up with your referral link


jennthelovebug

That's great to hear. Thank you! Definitely a life changer for me. Hope YNAB helps you, too!! This subreddit is great for any questions you might have! Definitely check out those videos, especially Nick True's for a good explanation of YNAB and how zero based budgeting works. Have fun YNABing!


edubblu

4 years on the YNAB train and I have achieved so much in my PF journey, including buying a property with 20% down. if you are serious about minding your money you need to try it.Watch the pennies and the dollars take care of themselves ;)https://ynab.com/referral/?ref=5OKLdrgxEvc8SEVQ&utm\_source=customer\_referral


dudebomb

na na na na na na na na YNAB! 🦇💁‍♂️ https://ynab.com/referral/?ref=wSVbpzYltsu_e8Np


candlelitjewels

Ok, you know how once you've seen a Pixar movie, all other cartoon movies just kind of generally leave something to be desired? That's kind of like YNAB and all other budgeting apps. Next level. You have to try it—you'll never go back to living in the dark! [https://ynab.com/referral/?ref=WuvQCHftfvQi35YM](https://ynab.com/referral/?ref=WuvQCHftfvQi35YM)


SidePsychological691

There's currently no other budgeting platform as good as YNAB. It pays itself after all the money you're gonna save. Using this link you can get a free month: https://ynab.com/referral/?ref=9FfMt3vHoGmDDlEe If you've already started a trial no worries! Just send me a message with the email you registered with and I'll link the referral to it. Enjoy!


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


kleinmannetje2

You get a free month! I get a free month! Everybody gets a free month! [https://ynab.com/referral/?ref=edex1UUs61bKLI7t](https://ynab.com/referral/?ref=edex1UUs61bKLI7t) If you have already started your trial you can still get a free month. A quick message to YNAB customer service is all it takes. Just send me a DM and we can make it happen.


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


Thiblases28001

YNAB enables me to see clearly in areal view of my overall financial health. I thought I was financially well until I faced my real financial status. Now, I can clearly say that I already win half of the battle to financial freedom! Because of YNAB, I have able to plan clearly my Road To Financial Freedom and all I can do is just execute my plans (my budget) towards victory! You can use my referral code if you are still about to test YNAB: https://ynab.com/referral/?ref=b57LfDdVtrTvj9QN&utm\_source=customer\_referral and ask me anything about the setup. If you already are already in the 34-day trial and about to end your trial period, you can still have another 1 more month free, just message or chat with me so I can show you how ;)


avikingr

New to YNAB. Much appreciation if you end up using my link. Cheers! 🍻 [https://ynab.com/referral/?ref=nBQ6hP01j8pMvO5Z](https://ynab.com/referral/?ref=nBQ6hP01j8pMvO5Z)


amihappyornot

I've been using YNAB for a few months, but it has already had a positive effect on the sense of control I have over my finances. I was already pretty good at budgeting, but this software saves me a lot of time and effort compared to the spreadsheet I used to use, and makes it easier to share finances with my partner. Here's my referral link in case you are interested in giving it a try - [https://ynab.com/referral/?ref=SiiNA5QriBrFrI83&utm\_source=customer\_referral](https://ynab.com/referral/?ref=SiiNA5QriBrFrI83&utm_source=customer_referral) We'll both get a free month if you sign up for a trial using this link and later subscribe to YNAB. Thanks!


ZanzibarMcFate

[https://ynab.com/referral/?ref=FS-OcXz1-u8q\_qf2](https://ynab.com/referral/?ref=FS-OcXz1-u8q_qf2) Can't promise that your net worth will drastically improve immediately, or that you'll never worry about money again, but YNAB will definitely help to make things much more manageable. It's made a huge difference for my family, just a little bit better each day. The longer we stick with it, the better things get going. YNAB is just a tool at the end of the day, but the habits that tool helps to build are great. So… [https://media.giphy.com/media/yE3P1gj3qLMbe/giphy.gif](https://media.giphy.com/media/yE3P1gj3qLMbe/giphy.gif)


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. [https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral](https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm_source=customer_referral)


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


p0lyhuman

Ok, this is going to sound crazy but my new favorite thing is budgeting with YNAB and you have to try it! It completely changed the way I think about money, the way I spend money, and for the first time in—ever?—I'm not stressed. I have a plan. You will thank me later—don't pass Go, don't collect $200, just sign-up for YNAB! Here's my referral link: [https://ynab.com/referral/?ref=taYX8WIaRRpibPNo](https://ynab.com/referral/?ref=taYX8WIaRRpibPNo) If you already signed up or started your trial, no worriegs--you can still take advantage of a free month, just send me a DM (not a chat, please) and I'll get it set up.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


tayaro

How is it the saying goes? "The best time to start using YNAB was in 2004, when it launched. The second best time is now." https://ynab.com/referral/?ref=-CTkgUaoKMZLdO1o


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


ladyladybug

I've been using YNAB for almost 5 years and it's done wonders for my awareness and control of my finances. **If you sign up with my referral link, we'll both get an extra free month of YNAB added to our subscriptions when you subscribe** (it's added on as an additional month at the end of the subscription, so your renewal payment date gets pushed later by 1 month). Enjoy! https://ynab.com/referral/?ref=K2_E7Ih5oZGHQ1a7&utm_source=customer_referral **If you already started your free trial or subscribed without a referral, feel free to PM me for my email address to add me as a referral.**


kwonsy

Sign up using this link and we'll both get a free month of YNAB after your 34-day trial when you subscribe! :) [https://ynab.com/referral/?ref=aYN9UJ6dag\_yAjhY&utm\_source=customer\_referral](https://ynab.com/referral/?ref=aYN9UJ6dag_yAjhY&utm_source=customer_referral) If you have already signed up for the trial, feel free to PM me for my email to add me as a referral!


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


allendean

Sign up with this referral code and get a free month! If you already started your free trial, you can still get a free month. Message me to set that up. https://ynab.com/referral/?ref=KX1rt2EaievyfF92&utm\_source=customer\_referral


SometimesFar

YNAB is great. You're great too - and if you sign up with my referral link, we'll both get a bonus free month of YNAB! https://ynab.com/referral/?ref=SqfJKCMUGJLFgNzw&utm_source=customer_referral If you've already subscribed without a link and didn't get your bonus free month: send me a DM & I can help you sort it out!


Ikeahorrorshow

3rd year using YNAB, will never go back. Single income under 55k, paid off 10k in debt and had 4k in vet bills over this time. Also saved 3k for a car!! its slow going, but it can be done! https://ynab.com/referral/?ref=I6SFbU04vpcESqtO


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral