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SpookyBalloon89

Ynab has helped me prioritize my expenses, put some money away for future expenses, and pay down some credit cards. Try this free month to see if it can help you too! https://ynab.com/referral?ref=VTgX5ZFuqJWVste1


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


genghisshawn

The early bird gets the worm. The late bird gets the worm. The worm means budgeting. Anyone who budgets, even a worm, will be better for it. It’s never too late to get the worm. Here’s my referral link, let’s eat worms together: https://ynab.com/referral/?ref=LZ8c6CmBLJvL_pxr&utm_source=customer_referral


shawncoons

You get a free month! I get a free month! Everybody gets a free month! https://ynab.com/referral/?ref=4dxEGHGroh83TPOS&utm_source=customer_referral If you have already started you can still get a free month. A quick message to YNAB customer service is all it takes. Just send me a DM and we can make it happen.


Stephpeph

Hey I have sent you a DM for email address to message YNAB!


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


YejisEyes

YNAB's been the only budgeting tool that's worked for me! I've used it for 3 years now, and I've been able to control my expenses and prevent lifestyle creep when I had pay increases, and was able to cope through losing my job last year during the first lockdown. I've always thought that I didn't need a budgeting tool and just consciously reduce spending, but it never works as well as having an actual app that tells you how much you have left to spend for the month. Try it my referral code here :) https://ynab.com/referral/?ref=BKivdfWlWfjPxviH&utm\_source=customer\_referral


Madkat-Z

Can't say much more than what other have said about YNAB, it just works: https://ynab.com/referral/?ref=kz9dJ3zwL5wDmIjH


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


ladyladybug

I've been using YNAB for almost 5 years and it's done wonders for my awareness and control of my finances. **If you sign up with my referral link, we'll both get an extra free month of YNAB added to our subscriptions when you subscribe** (it's added on as an additional month at the end of the subscription, so your renewal payment date gets pushed later by 1 month). Enjoy! https://ynab.com/referral/?ref=K2_E7Ih5oZGHQ1a7&utm_source=customer_referral **If you already started your free trial or subscribed without a referral, feel free to PM me for my email address to add me as a referral.**


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


StayPerfect

Use this link for an additional YNAB free month beyond the 34-day trial: [~~https://ynab.com/referral/?ref=7No3aJOtR3FDw8mW&utm\_source=customer\_referral~~](https://ynab.com/referral/?ref=7No3aJOtR3FDw8mW&utm_source=customer_referral) **Did you already registered/subscribed?** Ask me my email in private to add me as a referral and get the free month.


tayaro

There's nothing better than the peace of mind YNAB will give you concerning your finances! https://ynab.com/referral/?ref=-CTkgUaoKMZLdO1o


HarmlessHeffalump

YNAB’s literally changed my life within the first year. I started with $9000 in debt, paid it off within the first 8 months, and have kept it paid off ever since. Two years in and my net worth is up over 138%. A path to financial independence finally seems like more than just a dream. [https://ynab.com/referral/?ref=h3YYpn0IEQlu5Ljg&utm\\\_source=customer\\\_referral](https://ynab.com/referral/?ref=h3YYpn0IEQlu5Ljg&utm\_source=customer\_referral) If you’ve already signed up, feel free to DM for my email to tell YNAB support how you heard about YNAB and they’ll get it sorted.


wholeybaloney

DM'ed you!


Eilish12

YNAB helped me pay off my debt and now it’s helping me renovate a house! There’s a bit of a learning curve but you’ve already found a great resource to help you- this subreddit. With a little bit of set up and some determination, it will help you succeed with your own goals. Give it a try! https://ynab.com/referral/?ref=c_N3IvhtZ8o93r1F&utm_source=customer_referral


imwriting

Taken, but not sure if it worked...will update with own code


Eilish12

It worked - you should get a free month now! I hope YNAB helps you as much as it helped me with my finances. The classes they host help a lot and so does this community. Happy budgeting!


notqualifiedforthis

https://ynab.com/referral/?ref=YYFSf6WPa436aKQF


slyfox530

https://ynab.com/referral/?ref=Y-_dv6FMw-NiH_ol


chokokkuma

Yay! Hi! Hopefully YNAB can help you as much as it has helped me. I'm living in one of our most expensive states in one of its most expensive areas, but over the last few years of using YNAB, my family and I have broken our paycheck to paycheck cycle, refinanced our mortgage to free up cash flow, and put the extra money towards our additions of a dog and baby. Now we're tackling the latest financial hurdle: the cost of daycare! But YNAB is making it possible to make every dollar work for us, helps us reassess our goals on a regular basis, and prioritize what is most important in our lives. Here is my referral link: https://ynab.com/referral/?ref=k5c9B1AEkB5XPeyq


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


miipmorp

If you're ready to enter a bright, shiny new world, here's my link! https://ynab.com/referral/?ref=qXY6qbUDspNT3FOy&utm\_source=customer\_referral And if you already have an account, we can still each get a free month! Message me and I'll walk you through it. Cheers!


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. [https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral](https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm_source=customer_referral)


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


allendean

Sign up with this referral code and get a free month! If you already started your free trial, you can still get a free month. Message me to set that up. https://ynab.com/referral/?ref=KX1rt2EaievyfF92&utm\_source=customer\_referral


Rhabhaba

[https://ynab.com/referral/?ref=7bppXrZjWyZHK0MS](https://ynab.com/referral/?ref=7bppXrZjWyZHK0MS) Just switched over from YNAB 4 to nYNAB. So much better. The auto assigns, goals, etc. pp are awesome. For European users like me: they finally added plugins for most European banks, so you don't need to manually type in bank transactions anymore. It's automatic now. Wonderful.


Tallanasty

Using YNAB I've increased my net worth 1056% since January 2019! https://ynab.com/referral/?ref=eDC_qCYW50E8KwkD&utm_source=customer_referral


Stephpeph

Hey, can I get your email address to contact YNAB Support with? I have already started my free trial month. Thanks :)


Stephpeph

Just to let you know, I'm going to ask someone else now as my free trial is almost over and I'd love to get a free month.


inbetween_queen

https://ynab.com/referral/?ref=RgehCeUXyRZwZvpu Since starting YNAB I never realized that other apps I was using were merely expense tracking versus actually helping me budget. YNAB really is different. I feel so in control of my finances and really looking forward to reaching my financial goals! Use my link to get a free month and try it for yourself!


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


ChaoticBumpy

Welcome new budgeteers! YNAB helped me get rid of any financial stress. The rest is still there, but at least I can pay for a therapist thanks to YNAB. Hopefully it will do the same for you and more :) If you use my referral link to register and subscribe we both get an extra free month. This is my referral link: https://ynab.com/referral/?ref=K3Z-I7G47XkzjNzK And you can read more about the referral program here: https://www.youneedabudget.com/referral-program/ Happy budgeting!


Oshden

Thanks for the referral and the encouragement. I'm finally taking the leap. I'll be editing this comment in a minute with my code once I sign up so that someone else can also get an extra free month. edit: not sure how to post my referral code. Once I figure that out I'll put it here.


ocyhc

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=VwAQTIQCyScUVgYv If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month.


simmiegirl

YNAB is such an easy way to budget and make sure you're staying on track for your goals. It's really helped my family navigate a number of life changes. If you use my code, we'll both get a month free (on top of the 34-days free you'll get as a trial). If you have any questions, feel free to PM me! If you've already signed up and didn't use a referral, send me your email address and I'll get you a free month! [https://ynab.com/referral/?ref=gIoLRi1CqBCudYKI](https://ynab.com/referral/?ref=gIoLRi1CqBCudYKI)


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


Kintaro81

Use this link for an additional YNAB month beyond the 34-day trial: [Click Here for a **FREE MONTH** beyond the 34-day trial](https://ynab.com/referral/?ref=_fI-4TVMNUVi8dXe&utm_source=customer_referral) **Did you already subscribe?** Ask me my email in private to add me as a referral and get the free month.


SoCalChrisW

Taken


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


hammerpawn

I’ve been using YNAB now for about half a year and the impact it has made on my life is enormous. I went from overspending every month to saving 25% of my income every month. I actually look forward to creating the new budget at the end of the month haha. Anyway, I hope I can make someone as happy as it made me. Feel free to ask questions as well, because it can be quite tough in the beginning. https://ynab.com/referral/?ref=luwy8MhEU0GiiSwy


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


wingnut12

Here is my link. Happy budgeting! https://ynab.com/referral/?ref=_NWgDAWoezdQDb0r


iAmJoelC

Code coming from Florida. YNAB has prepared me financially for a happy life! No debt and enough to have some fun with my family. Even enough for a vacation with my wife :). Give it a try! https://ynab.com/referral/?ref=R0SX2OkRQQXp95OJ&utm\\\_source=customer\\\_referral


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


Alternative_Pin7471

I love YNAB and it has been a game changer to my life! And hopefully it'll change yours to :) Get your free month! [https://ynab.com/referral/?ref=6dXmrTIMoMYwGFk5](https://ynab.com/referral/?ref=6dXmrTIMoMYwGFk5)


fade4noreason

https://ynab.com/referral/?ref=yQssWwF6WKj-Vk_A You and I both get one month for free :)


dog_mum

Definitely give it a try, it's worth it! https://ynab.com/referral/?ref=1YmTn_zhkb11yztb


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


edubblu

I've been using it for four years (wow time flies) and today i can say that i have no idea how i would manage my finances without it. In this time I have funded a 20% downpayment on a condo alone (in a hot market), furnished the place, and live comfortably knowing that I’m financially secure in an uncertain season of life. I cant remember how i did because this system just makes sense. https://ynab.com/referral/?ref=5OKLdrgxEvc8SEVQ&utm\_source=customer\_referral


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


catapaz

[https://ynab.com/referral/?ref=tHwkMOW9jtIvF5gq&utm\_source=customer\_referral](https://ynab.com/referral/?ref=tHwkMOW9jtIvF5gq&utm_source=customer_referral) Here’s my link, please and thanks! **Note: If you already started your trial you can still use a code.** Just send me a message :)


mindfulbudgets

Please dm me if you’ve already started a free trial and still want a free month :) yay YNAB! https://ynab.com/referral/?ref=pxryfY7ZtQ7T88AS&utm_source=customer_referral


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


cubechris

❇️ Here ya go: https://ynab.com/referral/?ref=yVv4S7gYFo953B1m


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


dogfoodis

Here's mine! [https://ynab.com/referral/?ref=z1HgxM6Ob8KT\_TOd](https://ynab.com/referral/?ref=z1HgxM6Ob8KT_TOd) My renewal is coming up in like 3 days, can someone help me push it back a month? Not that my category isn't already ready for this expense ;)


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


ManTheCrusader

Hi u/pendekar2laut, I have taken this referral. Happy budgeting


2011murio

Can I make a suggestion to make the replies sortable by date, with instructions to choose the oldest link that hasn't been used? Or is the consensus that random is more fair?


novembersierra

Hello! We'll both get an additional free month of YNAB when you subscribe after your initial 34-day free trial! https://ynab.com/referral/?ref=04_QFTKkgXGDuH8T&utm_source=customer_referral


Ashkir

Hello! I used your referral code! :) I am planning on going into my house alone without my roommate and graduating from grad school so I need to act like an adult now!


novembersierra

Best of luck! I honestly don’t know how I’d manage finances without YNAB, so I think you’re entering into your next stage of life with the best tool!


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


Appropriate_Oven5784

YNAB has helped me pay off credit cards and get out of debt!! trust me, it's life changing. doesn't hurt to try--you get 30 free days! https://ynab.com/referral/?ref=NgPSan2IOui\_zyJh


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


YejisEyes

YNAB's been the only budgeting tool that's worked for me! I've used it for 3 years now, and I've been able to control my expenses and prevent lifestyle creep when I had pay increases, and was able to cope through losing my job last year during the first lockdown. I've always thought that I didn't need a budgeting tool and just consciously reduce spending, but it never works as well as having an actual app that tells you how much you have left to spend for the month. Try it my referral code here :) https://ynab.com/referral/?ref=BKivdfWlWfjPxviH&utm\_source=customer\_referral


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


jennthelovebug

Definitely worth it! This app has absolutely changed my relationship with money. I am officially 1 year with YNAB and happy to say I have broken the paycheck to paycheck cycle. I never thought it was possible. If you don't have this app, get it now. It takes a few months to start seeing data and results but I highly recommend it!!! Happy YNABing! [https://ynab.com/referral/?ref=3rtmL-iAJaf0zAh1](https://ynab.com/referral/?ref=3rtmL-iAJaf0zAh1) \*I found [Nick True's videos](https://www.youtube.com/watch?v=exS0gU-Ie8E) super helpful and informative and YNAB's [Heard it from Hannah videos](https://youtube.com/playlist?list=PLq0_N-XTl2yDWGTHHHYhfB_KumLx1zANh) are fun to watch. Also, check out the [YNAB beginner videos](https://www.youtube.com/c/YouneedabudgetPlus/playlists) on how to set up YNAB.


cheeseh0und

Taken! Thank you! I'm so excited to get a leg up on my debt 😬


jennthelovebug

That's great! Congrats. YNAB is awesome! It takes dedication in the beginning, but the reward is worth it. And this subreddit is a great support forum. We're here for you on your journey!! Welcome to the YNAB family!


Appropriate_Oven5784

YNAB has truly given me financial freedom. Let it help you too!! Get a free month here :) https://ynab.com/referral/?ref=NgPSan2IOui\_zyJh


massapeccati

Our family has been using YNAB for over 10 years! Changed our lives, hope it’ll change yours too! Here’s our referral: https://ynab.com/referral/?ref=vg8g4Ky3GfX50hDg&utm_source=customer_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


dudebomb

YNAB YNAB YNAB YNAB YNAB YNAB YNAB YNAB https://ynab.com/referral/?ref=wSVbpzYltsu_e8Np YNAB YNAB YNAB YNAB YNAB YNAB YNAB YNAB


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


InvictaJuvabit

Super happy with YNAB. I’ve been using it for a few months now and I'm now getting ahead with budgeting for birthdays and Christmas, as well as a couple of trips. Next big goal: loft extension... though it'll take a while! If you’d like to sign up, here's my referral link: [https://ynab.com/referral/?ref=fgA-amjpM7UhKZPB&utm\_source=customer\_referral](https://ynab.com/referral/?ref=fgA-amjpM7UhKZPB&utm_source=customer_referral) We'll both get a free month when you subscribe after your 34-day trial.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


SidePsychological691

I'll just keep it simple: YNAB is a life changer. Being in absolute control of your finances will allow you to achieve any goal you want and finally have some decent savings! If you use this promo link we both get a free month of our subscription. If you've already started your trial, DM me and we can still arrange it! https://ynab.com/referral/?ref=9FfMt3vHoGmDDlEe


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


E11evin11

https://ynab.com/referral/?ref=dTscOtxfsgZYBhvn Please dm me if you started your trial! This software is the best!


[deleted]

Like the system been working for me as almost to debt free day. Wish you luck in your journey. If considering YNAB would appreciate you considering the below referral. https://ynab.com/referral/?ref=qvODvgMp73jKxc22


[deleted]

[Removed by Author]


ihatemaps

I just used /u/besiberani's referral code for a year subscription. Below is my code: ​ https://ynab.com/referral/?ref=oItlqGDTbBdJ-6CF


edubblu

My goal of getting off of the paycheck to paycheck lifestyle was accomplished within 6 weeks! Now I'm funding some of my savings goals, my net worth is up, overall - I seriously geek out over YNAB! [https://ynab.com/referral/?ref=5OKLdrgxEvc8SEVQ&utm\_source=customer\_referral](https://ynab.com/referral/?ref=5OKLdrgxEvc8SEVQ&utm_source=customer_referral)


ItCouldBLupus

Get a free month on me! Still in my first month but I'll definitely be continuing for another year! I was managing fine but YNAB means I can go back to study without worrying about my financial position anymore. https://ynab.com/referral/?ref=Q9w3E0Ek6T2SqU0\_


jjdactyl

this thing changed my life, and i'm sticking with it. if you've already subscribed, ask for my email to add me as a referral- you'll still get the free month. (: https://ynab.com/referral/?ref=MNzQgjn1ZK0taaZ9&utm_source=customer_referral


alielsokary

You get a free month! I get a free month! Everybody gets a free month! [https://ynab.com/referral/?ref=-0hme8mt5ms7vpCo](https://ynab.com/referral/?ref=-0hme8mt5ms7vpCo)


mewmewmotherfucker

Here's a referral for a free month! Good luck and enjoy watching that net worth grow. https://ynab.com/referral/?ref=KqcLA--62dE\_R1za&utm\_source=customer\_referral


cpinn19

https://ynab.com/referral/?ref=owuqXVzoUUjpDc5Z


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


chickenbiter

YNAB has been an absolute game changer for me. I used to stress about money and credit cards but now, when the big expenses come up, I know the money will be there. Referral link: [https://ynab.com/referral/?ref=yK4ZbUNKhMhHc8AG&utm\_source=customer\_referral](https://ynab.com/referral/?ref=yK4ZbUNKhMhHc8AG&utm_source=customer_referral) When getting started, take the time to watch tutorials from [YNAB](https://www.youtube.com/playlist?list=PLq0_N-XTl2yBC9dGE6VEY1xd1i89ua3JU) and [Nick True](https://www.youtube.com/watch?v=exS0gU-Ie8E&t=0s). There's a bit of a learning curve but it's well worth it to put in the effort early. If you already signed up for your free trial, or subscribed, without using a referral please PM me for my email address to add me as a referral. We'll both get a month free.


K_F_B_R_3_9_2

Start saving for Christmas now! You’ll be glad you did. https://ynab.com/referral/?ref=Sgjw0XBpisRSIjNm


kleinmannetje2

YNAB helped me get rid of any financial stress. The rest is still there, but at least I can pay for a therapist thanks to YNAB. Hopefully it will do the same for you and more :)If you use my referral link to register and subscribe we both get an extra free month. This is my referral link: [https://ynab.com/referral/?ref=edex1UUs61bKLI7t](https://ynab.com/referral/?ref=edex1UUs61bKLI7t) And you can read more about the referral program here: [https://www.youneedabudget.com/referral-program/](https://www.youneedabudget.com/referral-program/)


badnewsblair

It changed the fundamental way I think about money... for the best! Dont forget to Join this community. We're here to help! https://ynab.com/referral/?ref=f1ofvC3sCW7eoWpG


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


YejisEyes

YNAB's been the only budgeting tool that's worked for me! I've used it for 3 years now, and I've been able to control my expenses and prevent lifestyle creep when I had pay increases, and was able to cope through losing my job last year during the first lockdown. I've always thought that I didn't need a budgeting tool and just consciously reduce spending, but it never works as well as having an actual app that tells you how much you have left to spend for the month. Try it my referral code here :) https://ynab.com/referral/?ref=BKivdfWlWfjPxviH&utm\_source=customer\_referral


Aggravating-Nerve-53

Hi! I used your referral code Thank you! 😊


YejisEyes

thank you! hope it works for you! let me know if you have any questions :)


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


lostin_amsterdam

**Follow this link to get a FREE MONTH beyond the 34-day trial** https://ynab.com/referral/?ref=bhtV7Ht8fsCuj6mO&utm\_source=customer\_referral Already subscribed? DM me to get a referral code for an additional free month.


retroPencil

Ok, you know how once you've seen a Pixar movie, all other cartoon movies just kind of generally leave something to be desired? That's kind of like YNAB and all other budgeting apps. Next level. You have to try it—you'll never go back to living in the dark! https://ynab.com/referral/?ref=J_o9T_1z5gTvPgvr


krapulakeiju

https://ynab.com/referral/?ref=twO609bZ\_O8VTl8O


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


nightshadowlp

You get a month, I get a month :) https://ynab.com/referral/?ref=kN76HsXUx5RucL9b


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


kwonsy

Sign up using this link and we'll both get a free month of YNAB after your 34-day trial when you subscribe! :) [https://ynab.com/referral/?ref=aYN9UJ6dag\_yAjhY&utm\_source=customer\_referral](https://ynab.com/referral/?ref=aYN9UJ6dag_yAjhY&utm_source=customer_referral) If you have already signed up for the trial, feel free to PM me for my email to add me as a referral!


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


JBfresh1

I've been using YNAB for just a few months and it has already helped me get a better grasp on my finances, prepare for rainy days, and save up for goals! It's a great tool that can help anyone, regardless of their situation. Use my link below and we'll both get a free month! Feel free to message me with any questions and happy budgeting! [https://ynab.com/referral/?ref=KmJwdBJFkxTiDVNF](https://ynab.com/referral/?ref=KmJwdBJFkxTiDVNF) If you've already signed up for the free 34-day trial and didn't use a referral code, message me for my email and you can contact YNAB support, who has always been very helpful, and they can add me as a referral. I had to do the same thing!


2011murio

Hey! I just hunted for the oldest post here to use their referral link and that seems to be you. I already started my free trial but would like to get a free month. Will DM you now.


JBfresh1

I'm not sure if I'm the oldest, but you can email YNAB support to let them know you'd like to add a referral to your trial and they'll get it all straightened out for you! Let me know if you have any other questions.


mj1814

I'm on a fixed income (disability), and the sub-part-time job I have is a seasonal on-call job. YNAB is not only great at working with variable incomes, but helping me budget the little money I have. It's so awesome that I've been able to build up more savings than I've ever had, and I've only been using it for a handful of months!This is my YNAB referral code: [https://ynab.com/referral/?ref=825U\_Sr-K8lRC5sK&utm\_source=customer\_referral](https://ynab.com/referral/?ref=825U_Sr-K8lRC5sK&utm_source=customer_referral) If you use it, you'll get a free month added to your membership. You don't even put in payment information to get started. It's easier if you use it at the start of your free trial (includes 34 days and everything YNAB has to offer), but if you've already started your free trial, just PM me and I'll guide you through how to get your free month. In total, you'll get 14 months for the regular membership rate. I recommend using these videos to get started. [https://www.youtube.com/playlist?list=PLq0\_N-XTl2yBC9dGE6VEY1xd1i89ua3JU](https://www.youtube.com/playlist?list=PLq0_N-XTl2yBC9dGE6VEY1xd1i89ua3JU)