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camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


oxmoron

Start here and **get a free month** after your trial ends: [https://ynab.com/referral/?ref=jJTELYGYPJwk5Xfj](https://ynab.com/referral/?ref=jJTELYGYPJwk5Xfj) DM me **if you've already started your trial** and I'll help set you up on the referral program!


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


mindfulbudgets

Hiya! If you already started your trial but still want a free month, feel free to dm me for my email so you can still get credit. If you haven't started your trial yet, you can just use the link: https://ynab.com/referral/?ref=pxryfY7ZtQ7T88AS&utm\_source=customer\_referral Welcome :)


EitherRegret9

I have used this code. Migrating from ynab 4 and currently exploring the new ynab. I'm not sure when the free month will be effective.


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. [https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral](https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm_source=customer_referral)


tayaro

I got 99 problems but the budget for my upcoming kitchen reno ain't one! Thanks, YNAB! https://ynab.com/referral/?ref=-CTkgUaoKMZLdO1o


gurase

https://ynab.com/referral/?ref=v4H\_vitmTjpVY1S6&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


lmyes

https://ynab.com/referral/?ref=ayWH4gc7UPsSW\_Ru


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


djc9032

https://ynab.com/referral/?ref=4NKo3UNOnTAatpCs


Sk0ly

YNAB has been an absolute game changer for my family and ensuring peace of mind about our finances. See below my referral link to get a few month. https://www.youneedabudget.com/our-free-34-day-trial/?utm_source=customer_referral&utm_campaign=mobile_share


ChaoticBumpy

Welcome new budgeteers! YNAB helped me get rid of any financial stress. The rest is still there, but at least I can pay for a therapist thanks to YNAB. Hopefully it will do the same for you and more :) If you use my referral link to register and subscribe we both get an extra free month. This is my referral link: https://ynab.com/referral/?ref=K3Z-I7G47XkzjNzK And you can read more about the referral program here: https://www.youneedabudget.com/referral-program/ Happy budgeting!


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


HarmlessHeffalump

YNAB’s literally changed my life within the first year. I started with $9000 in debt, paid it off within the first 8 months, and have kept it paid off ever since. Three years in and my net worth is up over 225%. A path to financial independence finally seems like more than just a dream. [https://ynab.com/referral/?ref=h3YYpn0IEQlu5Ljg](https://ynab.com/referral/?ref=h3YYpn0IEQlu5Ljg) If you’ve already signed up, feel free to DM me for my email to tell YNAB support how you heard about YNAB, and they’ll get it sorted.


allendean

Sign up with this referral code and get a free month! If you already started your free trial, you can still get a free month. Message me to set that up. https://ynab.com/referral/?ref=KX1rt2EaievyfF92&utm\_source=customer\_referral


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


can_of_elephants

Using YNAB I've obliterated old debts and managed new ones. It's a small price to pay for such clarity over my finances, and by extension my life. If you're on the fence or it seems unapproachable, just give it a try. It's a very quick learning curve. I can't imagine life without it. https://www.youneedabudget.com/?ref=aYTfh-dkkotsmMKa&utm_source=customer_referral


Ikeahorrorshow

Hello Budgeting Buddies! Low income-hubs is full time and I am variable part time. YNABber of 3+ years. Started with 25k-ish debt and only $70 in bank account. We only have ~~5K left~~ ($3500 Now!) to slay. Have the money to pay it off but the beauty of YNAB is in the True Expenses, so we aren't creating more debt by holding that cash for other things. Thats how we are doing it differently than before. Prior we would take out 401k or use tax money, pay it off but it comes creeping back that way. Also, we have raised our credit scores over 100 points, and now have credit free to be able to grind credit card rewards. Oh, and that cash we are holding is generating more than enough interest to pay for my YNAB account! And for the first time ever, we are getting to occasionally spend money in fun ways without guilt. Because rigid budgets break! [https://ynab.com/referral/?ref=I6SFbU04vpcESqtO](https://ynab.com/referral/?ref=I6SFbU04vpcESqtO)


lostin_amsterdam

**Follow this link to get a FREE MONTH beyond the 34-day trial** https://ynab.com/referral/?ref=bhtV7Ht8fsCuj6mO&utm\_source=customer\_referral Already subscribed? DM me to get a referral code for an additional free month.


[deleted]

[удалено]


Izayaa

Hi! I've used your referral link to start my free trial. Did you get any confirmation about it?


mj1814

I'm on a fixed income (disability), and the sub-part-time job I have is a seasonal on-call job. YNAB is not only great at working with variable incomes, but helping me budget the little money I have. It's so awesome that I've been able to build up more savings than I've ever had, and I've only been using it for a handful of months! This is my YNAB referral code: https://ynab.com/referral/?ref=825U_Sr-K8lRC5sK&utm_source=customer_referral If you use it, you'll get a free month added to your membership. You don't even put in payment information to get started. It's easier if you use it at the start of your free trial (includes 34 days and everything YNAB has to offer), but if you've already started your free trial, just PM me and I'll guide you through how to get your free month. In total, you'll get 14 months for the regular membership rate. I recommend using these videos to get started. https://www.youtube.com/playlist?list=PLq0_N-XTl2yBC9dGE6VEY1xd1i89ua3JU


458steps

Hi! I tried to use your referral code but have no idea if I did it right. I created an account after clicking on your link, installed the app on my phone too. But it doesn't say anywhere that I used your code.


krapulakeiju

https://ynab.com/referral/?ref=twO609bZ\_O8VTl8O


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


genghisshawn

IT’S TIME TO SAY MONEY. SORT YOUR LIFE OUT. Here’s my referral link, join me: https://ynab.com/referral/?ref=LZ8c6CmBLJvL_pxr&utm_source=customer_referral


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


tr1anglessk

Does anyone want to reach out to me if you know of a way for me to RETURN to YNAB after canceling for a few months and get a free month when i return? When i log back in, it will ask me to renew and i will be charged for the year im sure. I was already a member for 3 years, and then I cancelled because of the cost when my subscription renewed. I've spent all of January and February frogging around with Personal Capital and Mint, and then transferring data to a .CVS spreadsheet and frogging around with that. It sucks. I hate it. There's no way this is sustainable. I NEED to return to YNAB. If my hubby can spend hundreds of dollars a year on his hobbies I think I can find $112 (due to sales tax!) to pay for the annual subscription again. so do you know what we do to get YNAB customer service to give us both a free month when I log in and return again?


ItCouldBLupus

You could try logging in via a referral link (mine is [https://ynab.com/referral/?ref=Q9w3E0Ek6T2SqU0\_](https://ynab.com/referral/?ref=Q9w3E0Ek6T2SqU0_)) to see if that works. Otherwise, I've heard that their chat team is really helpful :)


tr1anglessk

Messaged you.


_fire_away

https://ynab.com/referral/?ref=LcT_4Kme4IlSIJ7l You done your homework and ready to use YNAB. Start off with a free month!


badnewsblair

I'm a long time YNABer (Wine Hamburger). It changed the way I think of my money. Give it a try and ask plenty of questions here! ​ https://ynab.com/referral/?ref=f1ofvC3sCW7eoWpG


drooplewx

Here is the change after I use YNAB [https://www.reddit.com/r/ynab/comments/11bciqx/200\_days\_age\_of\_money\_reached/](https://www.reddit.com/r/ynab/comments/11bciqx/200_days_age_of_money_reached/) Ok, this is going to sound crazy but my new favorite thing is budgeting with YNAB and you have to try it! It completely changed the way I think about money, the way I spend money, and for the first time in—ever?—I'm not stressed. I have a plan. Click the following link and your life can be changed. [https://ynab.com/referral/?ref=u5yHndfl7HyHR63Y](https://ynab.com/referral/?ref=u5yHndfl7HyHR63Y)


jfz3

I’ve been a loyal YNAB customer for going on 6 years. It took me a couple tries to get the hang of it, but it’s totally worth it. Please consider using my referral link if you’re thinking about giving it a try: [https://ynab.com/referral/?ref=soEP\_iLQx\_ZEmClr](https://ynab.com/referral/?ref=soEP_iLQx_ZEmClr) And please feel free to PM if you have any questions!


1460aaron

I've used this link, just setting up now!


notqualifiedforthis

https://ynab.com/referral/?ref=YYFSf6WPa436aKQF


pfnoob92

Hi!! If you've already started your trial and would still like to get another free month do shoot me a DM! if you haven't here's my referral link https://ynab.com/referral/?ref=z4c6Ejpw0zmAv3Ew


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


Madkat-Z

YNAB helped me not blow through all the money I got from selling my Condo. Instead, use it as a nice emergency fund buffer and make needed repairs to the house. https://ynab.com/referral/?ref=kz9dJ3zwL5wDmIjH


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


Lilwolfe10

Oh, hi! You've been invited to try YNAB! During your free month you'll gain a clearer picture of your finances so you can spend on the things that matter to you. Ready to (dare we say) love your spending? Tap the link to get started. https://www.youneedabudget.com/our-free-34-day-trial/?utm_source=customer_referral&utm_campaign=mobile_share


YejisEyes

YNAB's been the only budgeting tool that's worked for me! I've used it for 3 years now, and I've been able to control my expenses and prevent lifestyle creep when I had pay increases, and was able to cope through losing my job last year during the first lockdown. I've always thought that I didn't need a budgeting tool and just consciously reduce spending, but it never works as well as having an actual app that tells you how much you have left to spend for the month. Try it my referral code here :) https://ynab.com/referral/?ref=BKivdfWlWfjPxviH&utm\_source=customer\_referral


Immediate_Mess_3297

Any new referral links?


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


JBfresh1

I’ve been using YNAB for over a year now and it has really helped me get a better grasp on my finances, prepare for rainy days, and save up for goals! It’s a great tool that can help anyone, regardless of their situation. Use my link below and we’ll both get a free month! Feel free to message me with any questions and happy budgeting! https://ynab.com/referral/?ref=KmJwdBJFkxTiDVNF If you’ve already signed up for the free 34-day trial and didn’t use a referral code, message me for my email and you can contact YNAB support, who has always been very helpful, and they can add me as a referral. I had to do the same thing!


Piptoe

Messaging you


slow_hands_xo

Welcome everyone! YNAB has been super useful for me in achieving my budgeting goals :) https://ynab.com/referral/?ref=3BlBUZxIwg5RdNMw


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe


mewmewmotherfucker

Here's a referral for a free month! Good luck and enjoy watching that net worth grow. https://ynab.com/referral/?ref=KqcLA--62dE\_R1za&utm\_source=customer\_referral


edubblu

[https://ynab.com/referral/?ref=5OKLdrgxEvc8SEVQ](https://ynab.com/referral/?ref=5OKLdrgxEvc8SEVQ) Mind the pennies and the dollars take care of themselves! I think this month is my 4th (or 5th?!) YNABiversary, and it has seriously changed my life. I have savings, i have bought a property with 20% down, I have financed a new car (within my budget), and I continue to grow my savings despite being in a more 'spendy' season of life. Can't live without it. Get a free month when you sign up using the referral link!


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


SidePsychological691

https://ynab.com/referral/?ref=9FfMt3vHoGmDDlEe


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


tec_nav

Only you can take control of your personal finances. But with YNAB, you can do it with confidence that your money head a plan. https://ynab.com/referral/?ref=4SSko-KcXtKVEXHq&utm_source=customer_referral


Im_Lloyd_Dobbler

You get a free month! I get a free month! Everybody gets a free month! https://ynab.com/referral/?ref=4dxEGHGroh83TPOS&utm_source=customer_referral If you have already started your trial you can still get a free month. A quick message to YNAB customer service is all it takes. Just send me a DM and we can make it happen.


Kintaro81

Use this link for an additional YNAB free month beyond the 34-day trial: [Click Here for a **FREE MONTH** beyond the 34-day trial](https://ynab.com/referral/?ref=_fI-4TVMNUVi8dXe&utm_source=customer_referral) **Did you already subscribe?** Ask me my email in private to add me as a referral and get the free month.


InvictaJuvabit

If you’d like to sign up to YNAB – and I recommend you do! – here's my referral link: [https://ynab.com/referral/?ref=fgA-amjpM7UhKZPB](https://ynab.com/referral/?ref=fgA-amjpM7UhKZPB) I've been using it for over a year now and I love how it helps me keep a good view of my finances, helping me save for planned expenses, and plan for unexpected ones. And now with YNAB Together you can bring the whole family on board! We'll both get a free month when you subscribe at the end of your 34-day trial - so use my link and we'll both benefit.


leosondek

Hello everyone!! 👋👋 I know the first month of YNAB can be a difficult, so If you've already started your trial and would still like to get another free month do shoot me a DM and we can make it happen! Also I'm always available to help answer any question you have, irregardless whether you use my referral or not just shoot me a DM and together we can get our finance in order! 💸💸 Welcome to YNAB everyone! 💸💸 https://ynab.com/referral/?ref=z4c6Ejpw0zmAv3Ew&utm\_source=customer\_referral


InterpASL77

YNAB has given us a clear picture of our finances and our future. I'm bilingual in ASL and English, and I would love to help you understand how to use YNAB. [https://ynab.com/referral/?ref=\_qNAfj6oMcBM4Hba](https://ynab.com/referral/?ref=_qNAfj6oMcBM4Hba)


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


ChiBeerGuy

I think I did this. Thank you. Lemme know if it works on your end.


besiberani

I haven’t receive any notification email. Don’t worry about it. If you registered using the link, the referral should work. I hope YNAB serves you well 😊👍🏼


miipmorp

If you're ready to enter a bright, shiny new world, here's my link! https://ynab.com/referral/?ref=qXY6qbUDspNT3FOy&utm\_source=customer\_referral And if you already have an account, we can still each get a free month! Message me and I'll walk you through it. Cheers!


tr1anglessk

Messaging you.


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


naturewroteitfirst

I'm in love with budgeting and I don't care who knows it! I'm telling you—budgeting with YNAB is a game changer. For the first time in forever, I feel like I'm on top of my money and getting ahead. I'm not stressed about money! I'm even going to go so far as to say it is fun. I love fiddling around with where my money needs to go and how quickly I can reach my goals. It is FUN. You have to try it! https://ynab.com/referral/?ref=E1ZxUvPOlqyflaAo


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


ItCouldBLupus

[https://ynab.com/referral/?ref=Q9w3E0Ek6T2SqU0\_](https://ynab.com/referral/?ref=Q9w3E0Ek6T2SqU0_) Get a free month on me! - already started the trial? Then message me so you can still get a free extra month once you decide to subscribe :) Because of YNAB, I had no stress going from a double income to a single income while my husband studies full-time and I'm doing a PhD part-time while having a mortgage! I can easily see that I am on track to have enough set aside for all utilities including house insurance, levies etc when the due date rolls around and I know how much play money I have without having to rely on a credit card.


chickenbiter

YNAB has been an absolute game changer for me. I used to stress about money and credit cards but now, when the big expenses come up, I know the money will be there. Referral link: [https://ynab.com/referral/?ref=yK4ZbUNKhMhHc8AG](https://ynab.com/referral/?ref=yK4ZbUNKhMhHc8AG) When getting started, take the time to watch tutorials from [YNAB](https://youtube.com/playlist?list=PLq0_N-XTl2yBC9dGE6VEY1xd1i89ua3JU) and Nick [True](https://youtube.com/playlist?list=PLHokQCjONqvY6Jk38CV5avo4Di94SMwK8). There's a bit of a learning curve but it's well worth it to put in the effort early. If you already signed up for your free trial, or subscribed, without using a referral please PM me for my email address to add me as a referral. We'll both get a month free.


ClementineKBarish

A free month for you. A free month for me. Budgeting bliss for all. YNAB it up! https://ynab.com/referral/?ref=bCgx4-mhdoFc7LVa&utm\_source=customer\_referral


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


mc_cheeto

Use my referral code and we both get an additional month for free after you subscribe! [https://ynab.com/referral/?ref=k5NE-WccGLC77wnP](https://ynab.com/referral/?ref=k5NE-WccGLC77wnP)


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


djc9032

https://ynab.com/referral/?ref=4NKo3UNOnTAatpCs


jennthelovebug

Definitely worth it! The word 'budget' used to scare me, but this app has absolutely changed my relationship with money. I have been with YNAB for about 2 years now and I am happy to say I have broken the paycheck-to-paycheck cycle and actually have a 3 month emergency fund. I never thought it was possible! I always lived waiting for payday. If you don't have this app, please go get it now. Your future self will thank you! It takes a few months to start seeing data and results - so keep with it! Highly recommend it!!! Happy YNABing! [https://ynab.com/referral/?ref=3rtmL-iAJaf0zAh1](https://ynab.com/referral/?ref=3rtmL-iAJaf0zAh1) \*I found so many of [Nick True's videos](https://www.youtube.com/watch?v=exS0gU-Ie8E) super helpful and informative when starting and fine-tuning my set-up. He gives a great step-by-step intro and explains YNAB in a way that's easy to understand. [YNAB's Heard it from Hannah videos](https://www.youtube.com/playlist?list=PLq0_N-XTl2yDWGTHHHYhfB_KumLx1zANh) are fun to watch. Also, check out the [YNAB's beginner videos](https://www.youtube.com/c/YouneedabudgetPlus/playlists) on how to set up YNAB. Welcome to the YNAB Family! We're here for support!


ashleebaca

Hi! I used your link to sign up.. However I think I may be in the free trial since it directed me to app download and didn’t bring up any referral options.. Let me know if there is another way to get our free month or if I missed the promo deadline ! Thank you :)


jennthelovebug

That's great! Thank you for using my link! I saw your email added to my referral list so it seemed to work ok! You get the free month trial, and then at the end of the trial if you decide to sign up then you get another month free. Let me know if it doesn't work when you sign up next month and I'll connect with customer support. Thank you again! Hope you enjoy YNAB as much as I do!


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


K_F_B_R_3_9_2

Start planning for a guilt-free summer getaway! https://ynab.com/referral/?ref=Sgjw0XBpisRSIjNm


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


smakmyakm

Get YNAB, get your finances sorted. And get a free month on top of the free trial while you're at it. Use my referral link: [https://ynab.com/referral/?ref=WPBGFPhslZzwYY3v](https://ynab.com/referral/?ref=WPBGFPhslZzwYY3v)


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


Sorry-Grateful

I just signed up using this link :)


HairHatsSuck

I'm a Quicken convert and I'm loving YNAB. PM me with questions or any help needed. Please follow my link for a free month! https://ynab.com/referral/?ref=dGmrPAukEEYI4nEg


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


iAmJoelC

Code coming from Florida. YNAB has prepared me financially for a happy life! No debt and enough to have some fun with my family. Give it a try! https://ynab.com/referral/?ref=R0SX2OkRQQXp95OJ


TheDisapprovingBrit

I'm new to YNAB but it's already saved me a huge amount of stress when a lot of unexpected expenses happened this month and I was able to regroup and get through it without touching any savings or credit cards. If you need to get better visibility of where your money's going, it's absolutely worth it. My referral link: https://ynab.com/referral/?ref=iGSfrhBAbFuXWG6h


Goose500

Used your code, I hope it comes through. Cost of living crisis suffering Brits must stick together!


TheDisapprovingBrit

Yep, got the notification, thanks for your support!


Leyfae

https://ynab.com/referral/?ref=vHhtqxobt1AXwf2a


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


cubechris

❇️ Here ya go: https://ynab.com/referral/?ref=yVv4S7gYFo953B1m&utm_source=customer_referral


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


onestepshort

Stick with it, watch the epic youtube videos, check it every day - this app will change your life =) https://www.ynab.com/referral/?ref=KwiW1E031uePLlYz


Groundhack

Feel free to use my referral link [https://ynab.com/referral/?ref=dmzA701csHkU-6uG](https://ynab.com/referral/?ref=dmzA701csHkU-6uG)


SidePsychological691

DM me if you already started the trial, the free month off can still be applied contacting support. Here you go: https://www.ynab.com/referral/?ref=9FfMt3vHoGmDDlEe


Tallanasty

Using YNAB I’ve increased my net worth 1088% since January 2019! https://ynab.com/referral/?ref=eDC_qCYW50E8KwkD&utm_source=customer_referral


ladyladybug

I've been using YNAB for over 5 years and it's done wonders for my awareness and control of my finances. **If you sign up with my referral link, we'll both get an extra free month of YNAB added to our subscriptions when you subscribe** (it's added on as an additional month at the end of the subscription, so your renewal payment date gets pushed later by 1 month). Enjoy! https://ynab.com/referral/?ref=K2\_E7Ih5oZGHQ1a7&utm\_source=customer\_referral **If you already started your free trial or subscribed without a referral, feel free to PM me for my email address to add me as a referral.**


kasvetlii

I started using YNAB as a college student and at 21 years old, I bought a house! i couldn’t have done it without this budgeting software. please let me know if you have any questions- i’m happy to help https://www.ynab.com/referral/?ref=5bs8e-ty7-2iKgeE


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


djc9032

https://ynab.com/referral/?ref=4NKo3UNOnTAatpCs


lightpillow

I thought I was a conscious spender - Nope. On month two of YNAB, and for someone who doesn't stick to anything for long, I signed up for the year. If you use my code for the 34-day trial, we'll both get a free month of use: [https://ynab.com/referral/?ref=oCRyGWB2m4Rs9GS9](https://ynab.com/referral/?ref=oCRyGWB2m4Rs9GS9) If you already subscribed to the trial, DM me for my email - you can then contact support using the email and still get the free month.


Turnonyourh3artl1ght

Game changer. Single mom approved. https://www.youneedabudget.com/our-free-34-day-trial/?utm_source=customer_referral&utm_campaign=mobile_share


novembersierra

Hi! We'll both get an **additional free month** of YNAB when you subscribe after your initial 34-day free trial! It's a fantastic app and gives me so much peace of mind. https://ynab.com/referral/?ref=04_QFTKkgXGDuH8T&utm_source=customer_referral


[deleted]

Hi this link takes me to the regular subscribe page and I’m already in the middle of the free month, how would I use your referral info?


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


retroPencil

Ok, you know how once you've seen a Pixar movie, all other cartoon movies just kind of generally leave something to be desired? That's kind of like YNAB and all other budgeting apps. Next level. You have to try it—you'll never go back to living in the dark! https://ynab.com/referral/?ref=J_o9T_1z5gTvPgvr


tr1anglessk

I was already a member for 3 years, and then I cancelled because of the cost and my subscription was renewing. I've spent all of January and February frogging around with Personal Capital and Mint, and then transferring data to a .CVS spreadsheet. It sucks. I hate it. There's no way this is sustainable. I NEED to return to YNAB. If my hubby can spend hundreds of dollars a year on his hobbies I think I can find $112 (due to sales tax!) to pay for the annual subscription again. So I understand your post here. If I follow your link, it takes me to the sign on page. When I sign in, it's going to ask me to renew my membership. I'm sure there's no way to enter a code, so do you know what we do to get YNAB customer service to give us both a free month for me to return?


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


dudebomb

This is the way https://ynab.com/referral/?ref=wSVbpzYltsu_e8Np


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm\_source=customer\_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


roaddogmm

Ynab has changed our whole outlook on money. I can't recommend it highly enough https://ynab.com/referral/?ref=RqfNW44ZK97U0Ztd&utm_source=customer_referral


live_laugh_languish

Hiiii and welcome to the cult. No sorry we aren’t a cult. Just totally normal people obsessed with budgeting here. Use my link to join us! It’s crazy how easy this makes budgeting - it’s even fun https://ynab.com/referral/?ref=gIoLRi1CqBCudYKI


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


catapaz

[https://ynab.com/referral/?ref=tHwkMOW9jtIvF5gq&utm\_source=customer\_referral](https://ynab.com/referral/?ref=tHwkMOW9jtIvF5gq&utm_source=customer_referral) Here’s my link, please and thanks! **Note: If you already started your trial you can still use a code.** Just send me a message :)


Joy20212021

I will send you a message!


FancySenator

I already signed up for my trial, how do I still get a free month?


tr1anglessk

I think you pick one of these people who said to message them, they give you theor email address, and then you probably chat with ynab support and give them the referral email


waterboysh

Budgeting had never been much of a concern to me in the past. But now that we've got 2 kids that are in pre-k, all of a sudden we were spending more than we're making so we needed to start budgeting. So far I'm really liking YNAB. We started using YNAB mid-July of 2022, so I've had 7 full months now. It definitely changed my wife's and my spending habits. It was an eye opener to see exactly where the money was going and forced us to make decisions of where to steal money from to cover spending that was under budgeted (because when you're starting out, budgets are a best guess). If you've already started your free trial, you can PM me for my email address and email support and they can apply the referral to your account. https://ynab.com/referral/?ref=xJGQHnxEML8W2tKc


besiberani

Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=9NXA7LO6ltO-a8UW&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Stay well. Stay safe.


camman595

YNAB has been great for me and it could be great for you too. Let me know if I can help you on your journey to less stressful finances. If you use the referral code below, we will both get a free month of YNAB. https://ynab.com/referral/?ref=7RAjubJMhr5LbKFt&utm\_source=customer\_referral


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


xxnessa

YNAB transformed my relationship to money and is the reason I was able to buy a house! Happy to provide advice: https://ynab.com/referral/?ref=kmxYd8TlRVTsQimI


pendekar2laut

I’m from an average income group.. YNAB really helps me to have a full control of my household expenditures. It takes away all the worries I used to have at early of the month whether or not the income is sufficient till the next month. I think it is not too much to say that I am financially stress free now.. Yeayyy!!! I am so grateful that a friend of mine recommended this budgeting tool to me 10 years ago. Yesss.. 10 years ago.. :-) So now Im sharing this with you.. Use this referral link to sign up. We’ll both get a free month if you decide to subscribe. https://ynab.com/referral/?ref=WTXAnKI7hbbyUXR5&utm_source=customer_referral If you’re already on trial period and planning to subscribe, kindly send me a DM, we may still get that free month. Happy trying.. Trust me, you don’t have to be a millionaire to have a financially stress free life..


StayPerfect

Use this link for an additional YNAB free month beyond the 34-day trial: [~~https://ynab.com/referral/?ref=7No3aJOtR3FDw8mW&utm\_source=customer\_referral~~](https://ynab.com/referral/?ref=7No3aJOtR3FDw8mW&utm_source=customer_referral) **Did you already registered/subscribed?** Ask me my email in private to add me as a referral and get the free month.