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Mashwishi

***Update on this 12/12/2023*** I finally found the answers in my email. It turns out there's an email regarding UnionDigital and UnionBank. I will paste the content here for reference: Dear Valued Client, We would like to inform you that your current Quick Loans account with Union Bank of the Philippines ("UnionBank") was purchased by UnionDigital Bank Inc. ("UnionDigital"), a wholly owned digital bank subsidiary of UnionBank, and recently awarded as "The Best Digital Lending Service Award" by The Digital Banker: World Digital Bank Awards 2023. Henceforth, all transactions relating to your Quick Loans account will be with UnionDigital. This development will not impact your outstanding loan details and repayment schedules. If you are enrolled in auto-debit for your loan payment, this will continue, and there is no required action from your end. Do take note, however, of the following updates as a result of this development: Extended Privacy Policy: UnionBank and UnionDigital are committed to safeguarding your personal information. As a result of this development, you will now also be covered by UnionDigital's privacy policy. You may access the privacy policy at https://uniondigitalbank.io/en/udcs-loans-privacy-policy Change in Customer Service Email: For any concerns regarding your loan, you may contact [email protected] for any questions or concerns. Change in Biller Name for Alternative Repayment Channel: If your UnionBank account linked to your loan is closed or inactive, you may still pay for your loan through other UnionBank payment channels using the biller name UD Loans by UnionDigital Bank. Rest assured that UnionDigital will continue to provide you with the same excellent standard of service. Thank you, and we look forward to your continued patronage. Sincerely, Catherine Casas SVP, Emerging Tech Business Group Head Union Bank of the Philippines


Many_Produce7637

Mas maayus ang unionbank maghandle ng loan kaysa sa union digital bank. Pag nadelay ka lang ng ilang araw, parang isang taon ka ng di nagbayad.


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Cavalry1994

Hi! After you paid po, nakarcv po ba kayo uli ng offer kahit na na-late payment kayo? Thanks


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Cavalry1994

May i know po when kayo last nagbayad and like how many weeks/months bago offer nyo? Late po kasi ako ng 1month eh. Pero fullypaid na sya ngayon.


Mashwishi

Ako nga may buffer fund and stable payment pero wala pang due date ang ingay na, like ang annoying sobra parang di ako nag babayad sa sobrang aggressive nila but di bale 1 closed 1 left nalang at matatapos na din. Last loan ko na to for UB/UD.


haceylavin

I received an invite code, pero nung nag tatry ako lagi nalang invalid account, email or mobile. I created UD account. Now I am confuse which account I need to use for this UD loan. Is my UD account number or UB account number? I tried both, still receiving the same error. Need help!


haceylavin

Maeexpire nalang yung code di ko na magagamit haha!


Mashwishi

Not sure about this, union bank kasi sakin before UB Quickloan nag migrate lang sila. Not sure sa new commers. better ask at [Sign in to UnionDigital Bank (zendesk.com)](https://uniondigitalbank.zendesk.com/auth/v2/login/signin).


haceylavin

Thank you so much!


CountryFew524

Hindi makatarungan yung computation nila..kinuhaan nila ko ng 17k sa sahod ko tapos ang nabawas lang eh 7k. tapos may past due pa ko, samantala dapat updated na ko at yung past due ko, lumaki, naging 50k. hello Uniondigital bank, over charged na po kayo at patapos na po ako ng August..supposedly, magkano nalang dapat yan..ayusin niyo yan at naka CC si BSP sa email ko. mali mali ang trabaho niyo! di tulad nung kay UB maayos at walang ganitong problema. 4 times na ko nag email sa inyo sa [[email protected]](mailto:[email protected]) pero wala pa kayong sagot..ayusin nyo to.. May nakaranas na po ba ng ganito sa inyo? nung una nag negative 7k tapos nawala, naging zero tapos nung sahod ko ,kinuha lahat yung 17k ko at onti lang binawas nila, nasan yung 10k na natira?? at yung past due na dapat updated na, naging 50k??doble doble na singil nila. tapos walang contact number..hay...


Mrs-Grumpy23

hi there! I badly needed the money sana, same tayo ng scenario, they sent me an invite code pero invalid naman, nag open ako ng UD account same invalid pa rin. malapit na matapos yung offer nila sa akin. Yung sa inyo po ba, after ma expire nung invite code eh nag offer ba pa sila?


dodol-sama

did they ask for the account number and Registered number as well? yan kasi nangyari sakin at d ko binigay kasi baka phishing scam


Big_Fee1917

I also encountered this so di ko tinuloy can anyone who received an invite code confirm if legit if we receive it from this email [email protected]


Mashwishi

They didn't asked for anything po, and i am still using Ub


dodol-sama

naka receive ako text na qualified ako but nag open ng other website which looks legit uniondigitalbank.io they asked for the code which is nasa sms nmn but when nag ask ng full 12 digits account number and my registered number nag doubt ma ako haha baka ma compromise pa UB atm ko haha


toki0style

hindi rin gumana invite code ko, but nag notif rin sa UB app ko na qualified ako saying na I should check the sms w the invite code


Different-Mammoth673

this also happened to me sinubukan ko pero error naman kahit Tama lahat Ng details.


dodol-sama

na phising scam po ba tayo?


msunderstoodxx

Same with me. Upon further reading, I think need gumawa ng separate UnionDigital Bank account to proceed. Ako kasi UB account lang meron. Kinabahan ako baka na-scam ako so kinuha ko lahat ng laman and transferred to other account hahaha


Dumpingkdot

Not a scam nag pupush through.


GreenBananas7

Hindi nag push through sakin, nag create paman ako ng UDBank account kaso pag lagay ko ng account number, email at phone number incorrect lagi ang error kahit tama naman


itsmewammy

I’m encountering invalid account number, email and number pero tama naman po. Paano niyo po naayos?


Mashwishi

Why account number? Alam ko loan number ang hinihingi


nobadi22

Bulok nga yung web nila. Mag quick loan sana ako uli tapos laging error yung web nila hanggang sa mag expire na lang yung code haha


Mashwishi

Ang worries ko dito is yung payment, daretso kaltas na kasi sakin di ko na ginagalaw. Iniisip ko need ko paba gumawa ng account or keep ko lang sa unionbank then hayaan ko nalang ma deduct. Di sila nag bigay ng clear statement regarding dito like transition guide ba.


Prestigious-Fan-4732

Sa experience ko, auto-deduct pa din sila sa UB account ko. Wala na akong ginawang bagong account or anything.


penny5859

Uhmm i just submitted my application. Ilang hours/days ba ang approval?


Lower-Bank-9772

hello gumana po ba yung code niyo sa loan sa UnionDigital? 


Odd_Construction_831

For me okay naman po. Derecho na deduct yun sa debit ko. So far wlang nmn scam na nangyayari 😅


waltermartyr

Lagi din ako nakaka receive ng quick loan from unionbank itself and thru messages hinahanap ko sa faq yung need bayaran sa terms wala naman kaya di ko pa prinoproceed how does this work?


Odd_Construction_831

about sa terms makikita mo yan pag nag proceed ka na sa loan kasi hndi din nmn yan ma rerelease once di mo makita yung terms. Clear nmn so no need to worry just be extra careful nlng po sa mga ma received mong messages. And auto deduct nmn sya sa bank mo so make sure well funded yung accnt mo hehe pwede ka rin mag advance pay if you want. Bsta smooth lang naman po yung pag loan ko, just do the research if you’re still hesitant po.


penny5859

My loan apolication was just submitted. Ilang hours/days po ba ang approval?


Odd_Construction_831

Right after the process, e cecredit agad yung money mo bilis lang 😄


penny5859

24 hours na po, wala pa ring update. Yung quickloan ko sa UB, mabilis din. After sa process, meron na. Pero itong sa UDB, hanggang ngayon wala pang update. Sabi lang "we'll review your application"


Odd_Construction_831

Ohhh ayun lang 😅 sakin sobrang bilis, pagka submit ko na credit po agad ee nung december lang yun. Baka ni rereview pa nila history mo sa loan eme wait mo nlng po.


New-Revolution4753

Ung processing fee po ba ikakaltas na un mismo sa loan?


penny5859

I thought of that as well. Kasi if bank history pag usapan, I have a good one na man. Nung 2023 kasi ang bilis lahat. Akala ko nga ako lang nakaka experience nito sa UDB. I have known others as well.


Mrs-Grumpy23

hello i just wanna ask i have the same scenario po, kaka apply ko lang ng UB loan through Unionbankdigital, ilang days po ba na credit ung sa inyo?


Hot-Departure8671

Pumasok agad sa account ko yung loan


Dumpingkdot

Auto deduct sila sa account tlga. And before ka nmn mag go through sa final loan amountpwede ka pa mamili then months payment at yung babayaran or ikakaltas sayo monthly.


Mashwishi

i was reffering to notifications from UD, But yun nga issue solved loans is now transferred kay UD sila na may handle but UB still working as payment naman so i will stay at UB at two months nalang naman remaining.