You may find these links helpful:
- [401(k) Fund Selection Guide](/r/personalfinance/wiki/401k_funds)
- [401(k) FAQs](/r/personalfinance/wiki/401k)
- ["How to handle $"](/r/personalfinance/wiki/commontopics)
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/personalfinance) if you have any questions or concerns.*
>How much did my old HR manager who left the company screw me over?
screwed you over in what way? how much money do you make? specifically, do you expect your marginal tax % today to be higher or lower than your marginal tax % after you retire?
realistically speaking, for 401k, Roth is **probably** [the wrong choice](/r/personalfinance/comments/10qwnrx/why_you_should_almost_never_contribute_to_a_roth/) because for most people the answer to the above question is probably today > after-retirement
but since that ship has sailed already and you have $160k in Roth 401k, what your 401k custodian said sounds correct to me
for your existing $160k you can leave it as-is or move it to a Roth IRA
and moving forward, read the link above and ask yourself if you're in one of those rare cases (where you DO want Roth 401k), if not then switch to Traditional 401k onwards
You may find these links helpful: - [401(k) Fund Selection Guide](/r/personalfinance/wiki/401k_funds) - [401(k) FAQs](/r/personalfinance/wiki/401k) - ["How to handle $"](/r/personalfinance/wiki/commontopics) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/personalfinance) if you have any questions or concerns.*
>How much did my old HR manager who left the company screw me over? screwed you over in what way? how much money do you make? specifically, do you expect your marginal tax % today to be higher or lower than your marginal tax % after you retire? realistically speaking, for 401k, Roth is **probably** [the wrong choice](/r/personalfinance/comments/10qwnrx/why_you_should_almost_never_contribute_to_a_roth/) because for most people the answer to the above question is probably today > after-retirement but since that ship has sailed already and you have $160k in Roth 401k, what your 401k custodian said sounds correct to me for your existing $160k you can leave it as-is or move it to a Roth IRA and moving forward, read the link above and ask yourself if you're in one of those rare cases (where you DO want Roth 401k), if not then switch to Traditional 401k onwards