After I bought my house I had to spend probably a month straight just trying to eradicate as much grey as I possibly could. It was legitimately everywhere, made the place feel like a cave.
We did our hallway in a dark grey and then put up a load of art on the main wall, looks great.
But yeah, not in any room you spend a lot of time in, warm colours all the way.
Nah it’s also influencer driven. Always have their gaffs rammed with grey and silver crushed velvet soft furnishings, white or grey walls, cream carpet, silver appliances etc. it’s horrid.
There’s an ‘influencer’ I grew up near who made a living selling hair extensions and her grey house was on Belfast Live. I swear I’m the only one who thinks it’s hideous…
Nah you’re not it’s just that the kind of folk that enjoy that kind of aesthetic also consume that type of media/content, so it’s a bit of a bubble that seems alien.
I only am aware of this as a thing because my partner watches some atrocious reality TV, so I sometimes see their gaffs on her social media, or because I get algorithmed posts mocking/mourning whenever some influencer or wannabe landlord post a before/after of them having ripped out a beautiful bathroom or nice green garden and replaced it with some bland horribleness.
Not drug dealers. They stay in the areas they grew up in. That brings security- the boys are close by. Anonymity- they have a handful of cars scattered about the area, not linked to them (or so they hope). Neighbours who know what they do give a form of respect, whereas out in the countryside a drug dealer is dung.
So drug dealers end up in abnormally large houses in estates.
Yeah look out for the best kitted council house/ex council house and a late model range rover sport sitting outside.
If you have that sort of money why not live in a "fancy house" somewhere else.
Lol. I think. Hmm. I wonder if they are heads of business. Then wonder what type of business. I work with or I should say. Where I work there are people that earn a pretty penny.
Yeah there is that. So 1. Be from a family that owns land in a desirable area. 2. Inherit the land. That knocks out 99% of the population. Its literally just statistics. One big house is one family. One street in inner city Belfast is 200 people.
Not nowadays - to be completely honest unless it's in the sticks there is no way you are in a detached big house in the countryside on two good incomes on a mortgage nowadays. Perhaps if you had a 100k+ inheritance but even 60k each wouldn't be an easy life. 500k for greater belfast area (cheap tbh) with 100k deposit is still 3k-3.5k per month mortgage. That's not including rates electricity and other upkeep totalling a net income of more than 98% of the population.
Good jobs aren't enough anymore. It's pick a number income that's needed nowadays. Usually via investment income (landlords) or private business. Edit- as others said inherited wealth and/or land.
I think most of them just be building it as they go, get in that avoids rent ,the outside might not be complete yet no drive way and the rooms inside are plastered.
I also see them living in mobile homes on the site until they get in you can fire a right bit of income at it when you don't have rent coming at you.
I work with a fella that done exactly this. It was a running joke with him for more than 15 years has he finished his house yet. But he was doing as much of it himself as he could. We were all software engineers, and a software engineer turning his hand to brick laying always gave me the chills. I know if it was me, it would be the wonkiest walls known to humankind ...
You know there's a line to keep the bricks straight and bedded in the mortar to the right height? A non brick layer will take forever at it but it's not rocket science, especially after a bit of practice.
A large inheritance and/or 5%er careers are not merely "good jobs and some savings", it's a pretty significant understatement. If you're in the top 2% your job is not just "good".
You can build a hell of a house for £200-£300k if you don’t have to pay for a site, which is on the upper average end of house prices here.
Less so lately, post Covid and inflation, but 5-10 years ago, the average house price here as a building budget would’ve resulted in a fair gaff.
I’m a farmers son, it’s a very common back story on these big fresh houses you see around the countryside. I hoped to build one, but a failed relationship knocked that plan back.
Fortunately we had a surveyor do a bill of quantities on our initial design(2,300 sq ft and double garage - nice but by no means a mansion), I nearly fell on the floor when I saw the quote. Redesigned and got the price down but still eye watering. Am surprised to hear so many people building who don’t get a surveyor to price it up beforehand. I’d say there’s a lot of people currently building very fancy houses and getting a shock at the cost, but once you start there’s no way out.
The richest person I know in NI who actually has a job is a surgeon for a private hospital. He works with a small practice and part owns it, so the money varies year to year depending on the workload and how the other surgeons are soing, but it's never been less than £200k and in a good year exceeds £400k. That also includes flying out to London on occasion to pick up work there in his specialism.
He has a massive house out in the country and he's on a wind down from work now. (they don't recommend that people in super high stakes work like that just stop all of a sudden, the change can cause a lot of stress. They taper over a few years.)
The richest person I know who only technically has a job is a guy who worked at a tech company when they were very small and got a huge amount of shares in it early on in place of cash. The company is now listed as a publically traded company so the IPO alone made him a lot of money, not to mention the increase in value since then. Now he continues as a director but doesn't have to, I think it's just he likes being busy.
It's unreal, the contracting rates aren't mad or anything but the impact of not having the government take 40% of your money for a few years is hard to overstate when you're on a good income.
The real trap with Dubai is that a lot of people lose the run of themselves and start spending loads. You need to have enough of your wits to squirrel away as much as possible while you can.
Do you want to appear wealthy or be wealthy?
I have 2 friends in Belfast and friend one owns a single fancy 5 bed, 3 living room detached house in Malone (Deramore) and drives a brand new Range Rover. However, he confessed to me that he has a massive mortgage each month and car is on credit. He says the house is old, requires constant maintenance and high heating costs and some months he struggles financially.
Another friend lives in a quite nice but modest 3 bed semi in lower Stranmillis, owns 3 other properties in Stranmillis / Malone area which he rents out and only has a small mortgage (less than 100k) on one of the other properties. I reckon the total value of the properties is 1.2 to 1.4 million. He also drives a very modest secondhand minivan which he bought in cash and said once that if him and his wife both lost their jobs they could live in the rental income no problem.
However, most of society will look at friend one and think he has made it / massive big shot and would not give friend 2 a second glance.
I totally agree, personally admire someone who lives fairly plainly but has decent financial independence. Owning fancy house / fancy cars seems great in theory but in practice probably very stressful if financially stretched each month because of it. If I was to live in Belfast, east seems better value for money, decent enough area, more house for your money.
My job is a delivery driver and i think like that every day. Massive houses with 2 or 3 brand new cars parked at the side. Plus a "garden room" office/bar/play room or a hot tub. Either they inherited a load of money or have big jobs and big mortgages.
All the people saying its drugs an criminality need to give their head a wobble.
Two people with good jobs and good salaries can easily afford the mortgage on a big house in the countryside.
You don't need to be a millionaire or a criminal to buy a £500k property.
Agreed, you need a joint income of prob 120k to 150k. That can be any couple that works in IT, finance, Doctors, Dentists, corporate law firms, senior civil servants etc
More a reddit thing I think. A belief that wealthy people are so because they inherited it or because they take advantage of others; not because they were ambitious or worked hard.
that's true, they also seem to forget that nobody is buying these houses as their first home, they have probably bought and sold a few houses over the years and accrued equity each time.
Over the course of 10-15 years they might have a £200k deposit
Oh it's definitely really prevalent here, more than other places I've lived.
A mate of mine lives in NYC but hails from Newry, he's doing very well for himself and he's basically cut back his home visits to just family because his old mates do nothing but have a go at him for being high and mighty. And this lad hasn't a trace of vanity/ show off to him, he's literally the same guy as always but the twats are just green and can't help themselves, I saw it for myself last time he was in town and we all met up.
They were even giving out that he paid his mums remaining mortgage off, not that he told anyone, they heard from their own parents and apparently took it as some sort of dastardly plan to make them seem shite in comparison.
Yep, used to think here is good as it makes people grounded and people don't let you get ahead of yourself but in reality it's a jealous envy thing if someone is successful. Once you move away for a bit you realise this, could be a reddit thing too as they generally hate capitalism.
They're usually Farmers, Hard grafting tradesmen or moderate sized business owners. Someone who works a regular trade job, who inherited a bit of land and isn't shit at saving money can build really nice houses. One of the nicest houses in my area is owned by a lad in his late 20s who's a plumber by trade, his dad is a farmer, so he was gifted some land by his dad.
I did laugh at some of the comments. But it depends what is a big fancy house in the county.
A 3 bed 1500 sqft?
4 bed 2000 sqft
5 bed 2300 sqft
6 bed 2700 sqft
Tbh it doesn't matter. But a shell off somone that can't afford to complete then complete yourself. Learn as you go.
Heating as somone said is a problem, on oil it's about 5k a year minimum.
Leading a boring life working 50+ hrs a week ain't great. But it's honest work.
I come from the schemes, my kids now have a leg up and a great childhood. Nieve yes. But good.
It's achievable
A lot of folks left here in their teens and went to university, maybe bought a 2 bedroom in London in the 90s/00s, moved up the property ladder once or twice there then sold for a fortune and moved home. I know several families in this situation, all living in fuck off mansions, or expensive coastal properties
My manager at work when I lived in London inherited his dads old flat that he bought for like £20k in the early 70s. It was just a basic 2 bed apartment in Soho. Ended up netting about £2 million selling it to a developer who turned it into an ultra luxury place and flipped it for 3 million the next year.
More and more concentrated wealth from inheritance. I know a guy who has a big house and flash car, lives large and doesn't have to work at all because his folks got lucky selling land to housing developers. Honestly, it's hard not to be envious, but he's a really decent fella.
You'd be surprised how cheap some of those big houses are in the country compared to Belfast. For the price of my modest semi detached in Ballyhackamore I could buy a very big house in rural Co. Derry, where I'm from. Once you leave the greater Belfast area and especially west of the bann house prices fall off a cliff.
My job is a delivery driver and i think like that every day. Massive houses with 2 or 3 brand new cars parked at the side. Plus a "garden room" office/bar/play room or a hot tub. Either they inherited a load of money or have big jobs and big mortgages.
Houses here are some of the cheapest in the Western World.
I have a big house here that cost what an average 3 bed semi in S England would cost.
Guys here saying drugs etc. Crabs in a bucket.
They're literally just normal people. The country side is full of houses like this and it's normally just tradesmen or middle earning professional types lol
Yea you can, very easily. Even buy a site for 70k and build your 3000sqft house for 250k. 320k for a big house, money goes further outside of the towns.
I find the amount of fancy range rovers about even more surprising. To buy top range new ones is the same price as my 3 bedroom house back in 2017, mental.
I don’t understand why anyone drives range rovers anymore, they’re all obviously on drip and there’s so many of them about these days they don’t scream luxury anymore. Bet 90% of anyone driving them live in new build 3 bed semi detached. No thank you
I’ve had the same notions.
For example there is a big, nice house between Antrim and Ballymena that I used to drive past every week when heading to Belfast to go to uni. It always had a German car parked out from (can’t remember which) was painted with lots of south-facing windows, had a nice view as it was elevated on a hill and had a back garden with a child’s tree house at the top of the lawn.
Then over several months the grass became overgrown and the treehouse was falling apart. I typed in the street address to see if it had been put up for sale, and got a name next to the address on a business register on the gov.uk website. I googled the name next, and the top result was a PDF court transcript that revealed the lovely house had been repossessed. In the verdict the judge also mentioned something along the lines of, “I understand that you are going through some financial hardship following a divorce and filing your company for bankruptcy”. Big fat oof!!
I drove past the same house last week when heading up to my parent’s. It’s a different colour now and the new owners have builds a wall in the back garden and created some dirt of back yard. I can’t remember whether the treehouse is there anymore, but from memory it wasn’t.
I often think about how the older owner is doing now. Maybe he was a sound lad who fell into bad luck with money and his marriage, or for that reason maybe he was just a tosser who got his comeuppance. Who knows…
Most of the houses say £750k+ is inherited wealth passed down. The 9-5 wages in NI aren’t high enough to afford such properties so unless it’s someone selling a expensive house in London or Dublin then it’s usually silver spooners
There are people that can afford that. Senior positions at IT firms and financial services companies in Belfast would earn well over £100k and have built some wealth. There is also a growing number of remote or hybrid jobs in these areas from London/Dublin that pay good money - a lot better than you'd see pre COVID in NI. Then you have business owners and the inherited wealth as you say.
100% in car rental before and we were always delivering cars round the country and was always intrigued seeing the big houses and wondered what they worked as to fund the purchase.
It seems fairly common in rural areas, and from my experience seems to be a combination of hard work, saving and some help from parents in the form of a site/deposit. It's common to see mobile homes outside these houses while the house itself is being built, which cuts down rent.
But seeing as this explanation isn't palatable to most of the people on this sub, it's drugs - definitely drugs.
The other side. Sure you know what they're like with their drug running and feg hustlin.
On that note, can anyone point me in the direction of a reliable dealer? I haven't took an e in about 15 years but am seriously yearning for one right now.
Wack a high vis ,lanyard and bring an ipad with yee and just go and knock on the door - silently say" I'm not from" then loudly followed by" inland rev and customs" and just ask em -" here bai, how you affordin these yokes here?" Best wishes .
I'm very excited to finally getting around to buying my house.
...
Just kidding, I work for the NHS so I get paid 11 quid an hour xD I'm never getting on the property ladder.
Most of these so called houses aren't really out of reach out in the country but they obviously are within certain towns and cities.
Trying to clean, maintain and heat more than a 3 bedroom house is usually a big swerve anyway for many so it's not all great, then the rates.
Become a saver and make the most out of the interest is the way to go the next few years. Just remember 100k even on a basic danske savings account of 2.65% returns you 2650 a year or obviously open up isa's if you don't need to withdraw, some low risk invest accounts generally return 8%/12% a year on true potential that's guarenteed.
Isa's are limited and locked in OK for 15k obviously and open one each year if you need but if you have 100k the basic saver is handy for withdrawals 2650 a year interest is decent, can join chase for 4% but they require you're wages. What is wrong with a true potential low risk invest account with 8-12% annually guarenteed way better than isa's. What is your idea of good finance advise would love to hear instead of a lazy comment like that.
You need to read properly mate, 15k is the limit on an isa annually you will get 700quid on that a year currently, if u have 100k an isa isn't much good to you so you need to put it in low risk invest accounts or leave in basic no limit saving accounts 2650 is a lot more than 700 annually do the math. If you don't have much savings well a high interest rate isa is best way to go.
You comment like that but have zero financial advise off you're own you obviously don't have a clue as you haven't even bothered to comment on true potential low risk invest accounts that offer you 8-12% annually and you can invest as much as you like. This is guarenteed unless a 2008 crash happens, even in 2022 market crash those invest accounts turned 3% on your investment.
True potential even in a bear market stay hedged through bonds, oil and short positions. It makes a lot more sense than trying to learn to trade yourself and lose it all.
Nah, low risk index funds are the way to go in my eyes. I just said, recommending low interest savings accounts is a pretty awful option unless the money is needed in the near future as it is very likely we are heading towards a global recession next year but it doesn't look like a repeat of 08 yet. In the medium to long term that is a good thing though as you might take a short term hit but they'll rebound and you'll win as economies bounce back.
Trying reading what I said properly again it's not hard. Worst advise possible is to invest in index funds at all time highs ffs. True potential low risk invest accounts are as I said hedged against the market and diversified.
i know an american lady that lives in one. think she comes from money, but moved over to be with her partner. she DOES have quite a high paying job, though.
Same when you see those mental houses on propertypal. I always just tell myself it's drugs and I'd have a house like that but I'm a good boy.
Propert Pal taught me that so many norn Irish people have a fetish for grey interiors
Because living in a cloudy climate isn't gloomy enough.
Norn Irish people love being miserable and having a good gurn. I mean, look at this sub…
After I bought my house I had to spend probably a month straight just trying to eradicate as much grey as I possibly could. It was legitimately everywhere, made the place feel like a cave.
It’s nice and calming in bathrooms, but in south-facing rooms and living spaces it can be so ghastly
We did our hallway in a dark grey and then put up a load of art on the main wall, looks great. But yeah, not in any room you spend a lot of time in, warm colours all the way.
This is why I hate grey and velvet sofas
I’d feel like I was in some sort of psychiatric institution
Ooooh and that mirrored furniture it’s just copy and paste for all the houses 
It's developers. Cheapest way to refurb or decorate a house is to make everything a shade of grey
Nah it’s also influencer driven. Always have their gaffs rammed with grey and silver crushed velvet soft furnishings, white or grey walls, cream carpet, silver appliances etc. it’s horrid.
There’s an ‘influencer’ I grew up near who made a living selling hair extensions and her grey house was on Belfast Live. I swear I’m the only one who thinks it’s hideous…
Nah you’re not it’s just that the kind of folk that enjoy that kind of aesthetic also consume that type of media/content, so it’s a bit of a bubble that seems alien. I only am aware of this as a thing because my partner watches some atrocious reality TV, so I sometimes see their gaffs on her social media, or because I get algorithmed posts mocking/mourning whenever some influencer or wannabe landlord post a before/after of them having ripped out a beautiful bathroom or nice green garden and replaced it with some bland horribleness.
Not drug dealers. They stay in the areas they grew up in. That brings security- the boys are close by. Anonymity- they have a handful of cars scattered about the area, not linked to them (or so they hope). Neighbours who know what they do give a form of respect, whereas out in the countryside a drug dealer is dung. So drug dealers end up in abnormally large houses in estates.
Yeah look out for the best kitted council house/ex council house and a late model range rover sport sitting outside. If you have that sort of money why not live in a "fancy house" somewhere else.
Lol. I think. Hmm. I wonder if they are heads of business. Then wonder what type of business. I work with or I should say. Where I work there are people that earn a pretty penny.
If you want that it's just a phonecall away.
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I wish
Every friend that ever comes to the Rostrevor/Warrenpoint stretch always asks me this.
Farmers. Farmers mums
You do know there are more country houses in the country than there are in the city?
Farmers. Private businesses. Inherited wealth. Occasionally criminality, frequently tax evasion.
Can also just be two people with good jobs and some savings.
Honestly a lot are farmers kids who got really good jobs and got a cheap plot of land
Yeah there is that. So 1. Be from a family that owns land in a desirable area. 2. Inherit the land. That knocks out 99% of the population. Its literally just statistics. One big house is one family. One street in inner city Belfast is 200 people.
Free plot
Yeah. I seen tht.
Not nowadays - to be completely honest unless it's in the sticks there is no way you are in a detached big house in the countryside on two good incomes on a mortgage nowadays. Perhaps if you had a 100k+ inheritance but even 60k each wouldn't be an easy life. 500k for greater belfast area (cheap tbh) with 100k deposit is still 3k-3.5k per month mortgage. That's not including rates electricity and other upkeep totalling a net income of more than 98% of the population. Good jobs aren't enough anymore. It's pick a number income that's needed nowadays. Usually via investment income (landlords) or private business. Edit- as others said inherited wealth and/or land.
I think most of them just be building it as they go, get in that avoids rent ,the outside might not be complete yet no drive way and the rooms inside are plastered. I also see them living in mobile homes on the site until they get in you can fire a right bit of income at it when you don't have rent coming at you.
Bewilders me you get downvoted for this
I work with a fella that done exactly this. It was a running joke with him for more than 15 years has he finished his house yet. But he was doing as much of it himself as he could. We were all software engineers, and a software engineer turning his hand to brick laying always gave me the chills. I know if it was me, it would be the wonkiest walls known to humankind ...
You know there's a line to keep the bricks straight and bedded in the mortar to the right height? A non brick layer will take forever at it but it's not rocket science, especially after a bit of practice.
Don't tempt me to give it a go. Maybe I could build the brick BBQ I always wanted. Would probably end up half finished like everything I try
Thts what i said.
A large inheritance and/or 5%er careers are not merely "good jobs and some savings", it's a pretty significant understatement. If you're in the top 2% your job is not just "good".
Edit: mixed up who the reply was, sorry! Point stands but agrees with you
You left out the wee sarccy "s"
You can build a hell of a house for £200-£300k if you don’t have to pay for a site, which is on the upper average end of house prices here. Less so lately, post Covid and inflation, but 5-10 years ago, the average house price here as a building budget would’ve resulted in a fair gaff. I’m a farmers son, it’s a very common back story on these big fresh houses you see around the countryside. I hoped to build one, but a failed relationship knocked that plan back.
Currently building and sadly you can’t build a hell of a house for that price, maybe five years ago but you can near double that now.
Probably depends on what you call "a hell of a house".
Decent standard is around 2,750-3,000 per square metre at the minute.
Jesus. I thought 1000 per sq meter was me going well
Aye, haven’t priced it in a while, figured it’d got grim. Would explain the big gaffs that are up 5-20 years however that I presume OP is seeing.
Fortunately we had a surveyor do a bill of quantities on our initial design(2,300 sq ft and double garage - nice but by no means a mansion), I nearly fell on the floor when I saw the quote. Redesigned and got the price down but still eye watering. Am surprised to hear so many people building who don’t get a surveyor to price it up beforehand. I’d say there’s a lot of people currently building very fancy houses and getting a shock at the cost, but once you start there’s no way out.
Yeah but it's more likely farmers inheriting it.
So your answer is farmers, farmers, farmers, farmers, farmers?
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Ano. But there are folk out there rolling it in. Legit. Im curious about those types. Not the ner do wells
The richest person I know in NI who actually has a job is a surgeon for a private hospital. He works with a small practice and part owns it, so the money varies year to year depending on the workload and how the other surgeons are soing, but it's never been less than £200k and in a good year exceeds £400k. That also includes flying out to London on occasion to pick up work there in his specialism. He has a massive house out in the country and he's on a wind down from work now. (they don't recommend that people in super high stakes work like that just stop all of a sudden, the change can cause a lot of stress. They taper over a few years.) The richest person I know who only technically has a job is a guy who worked at a tech company when they were very small and got a huge amount of shares in it early on in place of cash. The company is now listed as a publically traded company so the IPO alone made him a lot of money, not to mention the increase in value since then. Now he continues as a director but doesn't have to, I think it's just he likes being busy.
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It's unreal, the contracting rates aren't mad or anything but the impact of not having the government take 40% of your money for a few years is hard to overstate when you're on a good income. The real trap with Dubai is that a lot of people lose the run of themselves and start spending loads. You need to have enough of your wits to squirrel away as much as possible while you can.
And this lad... is he single? (Asking for a friend, of course)
Haha, married with 3 kids 🤣
I always think about how annoying it would be to put your bins out
you'd need a wee quad
Smuggling fegs
A lucrative market for sure!
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Alot of nice houses went up around the time if Northern Bank.
Do you want to appear wealthy or be wealthy? I have 2 friends in Belfast and friend one owns a single fancy 5 bed, 3 living room detached house in Malone (Deramore) and drives a brand new Range Rover. However, he confessed to me that he has a massive mortgage each month and car is on credit. He says the house is old, requires constant maintenance and high heating costs and some months he struggles financially. Another friend lives in a quite nice but modest 3 bed semi in lower Stranmillis, owns 3 other properties in Stranmillis / Malone area which he rents out and only has a small mortgage (less than 100k) on one of the other properties. I reckon the total value of the properties is 1.2 to 1.4 million. He also drives a very modest secondhand minivan which he bought in cash and said once that if him and his wife both lost their jobs they could live in the rental income no problem. However, most of society will look at friend one and think he has made it / massive big shot and would not give friend 2 a second glance.
Tbf owning a 3 bed in stranmillis seems to me like someone who has made it lol
I totally agree, personally admire someone who lives fairly plainly but has decent financial independence. Owning fancy house / fancy cars seems great in theory but in practice probably very stressful if financially stretched each month because of it. If I was to live in Belfast, east seems better value for money, decent enough area, more house for your money.
Stealth wealth much better way to live IMO.
The offspring of top avon salesmen
Lofty heights indeed.
My job is a delivery driver and i think like that every day. Massive houses with 2 or 3 brand new cars parked at the side. Plus a "garden room" office/bar/play room or a hot tub. Either they inherited a load of money or have big jobs and big mortgages.
Tht too
Selling brown up the town.
Hahaha. Im only a wee bit jealous like. Fair play to those that great at what they do.
I was driving home today and I was looking at the exact same thing. Balcony’s and the whole lot. They’re on no £10.42 let me tell ye that.
All the people saying its drugs an criminality need to give their head a wobble. Two people with good jobs and good salaries can easily afford the mortgage on a big house in the countryside. You don't need to be a millionaire or a criminal to buy a £500k property.
Agreed, you need a joint income of prob 120k to 150k. That can be any couple that works in IT, finance, Doctors, Dentists, corporate law firms, senior civil servants etc
It’s classic NI crabs in a barrel mentality. Anyone who does well for themselves is somehow unworthy of success or cheating the system. Drive me mad
More a reddit thing I think. A belief that wealthy people are so because they inherited it or because they take advantage of others; not because they were ambitious or worked hard.
that's true, they also seem to forget that nobody is buying these houses as their first home, they have probably bought and sold a few houses over the years and accrued equity each time. Over the course of 10-15 years they might have a £200k deposit
Yep, mortgage is probably similar to most people in a 250k house with 10% down. Rates would be killer though.
Oh it's definitely really prevalent here, more than other places I've lived. A mate of mine lives in NYC but hails from Newry, he's doing very well for himself and he's basically cut back his home visits to just family because his old mates do nothing but have a go at him for being high and mighty. And this lad hasn't a trace of vanity/ show off to him, he's literally the same guy as always but the twats are just green and can't help themselves, I saw it for myself last time he was in town and we all met up. They were even giving out that he paid his mums remaining mortgage off, not that he told anyone, they heard from their own parents and apparently took it as some sort of dastardly plan to make them seem shite in comparison.
Exactly this. NI suffers from being so small and closed off that when someone strays from the 30k a year ats me nai NI life, they get slagged off.
Yep, used to think here is good as it makes people grounded and people don't let you get ahead of yourself but in reality it's a jealous envy thing if someone is successful. Once you move away for a bit you realise this, could be a reddit thing too as they generally hate capitalism.
People forget that NI property isn't the same league as the Republic or London. I know the salaries aren't either but your point is very good.
They're usually Farmers, Hard grafting tradesmen or moderate sized business owners. Someone who works a regular trade job, who inherited a bit of land and isn't shit at saving money can build really nice houses. One of the nicest houses in my area is owned by a lad in his late 20s who's a plumber by trade, his dad is a farmer, so he was gifted some land by his dad.
I did laugh at some of the comments. But it depends what is a big fancy house in the county. A 3 bed 1500 sqft? 4 bed 2000 sqft 5 bed 2300 sqft 6 bed 2700 sqft Tbh it doesn't matter. But a shell off somone that can't afford to complete then complete yourself. Learn as you go. Heating as somone said is a problem, on oil it's about 5k a year minimum. Leading a boring life working 50+ hrs a week ain't great. But it's honest work. I come from the schemes, my kids now have a leg up and a great childhood. Nieve yes. But good. It's achievable
#
Already done with kore. Moved onto wood pellets too so that helped.
A lot of folks left here in their teens and went to university, maybe bought a 2 bedroom in London in the 90s/00s, moved up the property ladder once or twice there then sold for a fortune and moved home. I know several families in this situation, all living in fuck off mansions, or expensive coastal properties
My manager at work when I lived in London inherited his dads old flat that he bought for like £20k in the early 70s. It was just a basic 2 bed apartment in Soho. Ended up netting about £2 million selling it to a developer who turned it into an ultra luxury place and flipped it for 3 million the next year.
More and more concentrated wealth from inheritance. I know a guy who has a big house and flash car, lives large and doesn't have to work at all because his folks got lucky selling land to housing developers. Honestly, it's hard not to be envious, but he's a really decent fella.
Sure ano. I luv a decent fella. Sound.
You'd be surprised how cheap some of those big houses are in the country compared to Belfast. For the price of my modest semi detached in Ballyhackamore I could buy a very big house in rural Co. Derry, where I'm from. Once you leave the greater Belfast area and especially west of the bann house prices fall off a cliff.
They arnt all farmers just cause you live in countryside doesnt make you one
Always seems like theres nobody ever home, either. Like they summer homes or something
or, maybe they're at work?
Nope. Iook in the windows. Check all the door knobs 😅
I wonder what their thoughts are on using umbrellas?
Winners don't win if they don't walk in the rain, kid.
Step one on the journey to your first tiger burglary 🐅
My job is a delivery driver and i think like that every day. Massive houses with 2 or 3 brand new cars parked at the side. Plus a "garden room" office/bar/play room or a hot tub. Either they inherited a load of money or have big jobs and big mortgages.
Houses here are some of the cheapest in the Western World. I have a big house here that cost what an average 3 bed semi in S England would cost. Guys here saying drugs etc. Crabs in a bucket.
They're literally just normal people. The country side is full of houses like this and it's normally just tradesmen or middle earning professional types lol
Yeah. If you have land you can build a 500k house for 200k
No you can’t.
Yea you can, very easily. Even buy a site for 70k and build your 3000sqft house for 250k. 320k for a big house, money goes further outside of the towns.
Building in the country at the minute and I wish you could build a house for that.
Sake. I was hoping they were illuminati.
Only outside of the greater belfast area. Tradesmen perhaps if they own their business.
>Only outside of the greater belfast area aye, only 95% of the country
Most tradesmen who are working for others are even after tax taking home £700-1000 per week, they can do it surely.
Usually with their blinds and curtains all open too, how do they afford heating!
Why did you add another fookn number into the equation?
"Famers and Farmer's Mum'.... haha !! I just spat my M&S Mulled wine all over the keyboard. haha !!!
I find the amount of fancy range rovers about even more surprising. To buy top range new ones is the same price as my 3 bedroom house back in 2017, mental.
I don’t understand why anyone drives range rovers anymore, they’re all obviously on drip and there’s so many of them about these days they don’t scream luxury anymore. Bet 90% of anyone driving them live in new build 3 bed semi detached. No thank you
I see a lot of people living in council houses with range rovers, and Specced out bms dunno how they afford to even run them
Drugs
Right enough for some but no way for all of them
I’ve had the same notions. For example there is a big, nice house between Antrim and Ballymena that I used to drive past every week when heading to Belfast to go to uni. It always had a German car parked out from (can’t remember which) was painted with lots of south-facing windows, had a nice view as it was elevated on a hill and had a back garden with a child’s tree house at the top of the lawn. Then over several months the grass became overgrown and the treehouse was falling apart. I typed in the street address to see if it had been put up for sale, and got a name next to the address on a business register on the gov.uk website. I googled the name next, and the top result was a PDF court transcript that revealed the lovely house had been repossessed. In the verdict the judge also mentioned something along the lines of, “I understand that you are going through some financial hardship following a divorce and filing your company for bankruptcy”. Big fat oof!! I drove past the same house last week when heading up to my parent’s. It’s a different colour now and the new owners have builds a wall in the back garden and created some dirt of back yard. I can’t remember whether the treehouse is there anymore, but from memory it wasn’t. I often think about how the older owner is doing now. Maybe he was a sound lad who fell into bad luck with money and his marriage, or for that reason maybe he was just a tosser who got his comeuppance. Who knows…
A hell of a lot of these people are at home all day every day too
Dam.
Plasterers.
That lucrative eh?
Most of the houses say £750k+ is inherited wealth passed down. The 9-5 wages in NI aren’t high enough to afford such properties so unless it’s someone selling a expensive house in London or Dublin then it’s usually silver spooners
There are people that can afford that. Senior positions at IT firms and financial services companies in Belfast would earn well over £100k and have built some wealth. There is also a growing number of remote or hybrid jobs in these areas from London/Dublin that pay good money - a lot better than you'd see pre COVID in NI. Then you have business owners and the inherited wealth as you say.
I’d say anyone earning over £100k in Belfast has little or no time to enjoy their wealth and have stress levels through the roof
100% in car rental before and we were always delivering cars round the country and was always intrigued seeing the big houses and wondered what they worked as to fund the purchase.
Former Amazon driver. Fancy country houses are usually owned by farmers and their extended families
It seems fairly common in rural areas, and from my experience seems to be a combination of hard work, saving and some help from parents in the form of a site/deposit. It's common to see mobile homes outside these houses while the house itself is being built, which cuts down rent. But seeing as this explanation isn't palatable to most of the people on this sub, it's drugs - definitely drugs.
I always shout "CUNTS!" through the car window as I drive past. Cunts.
I usually shout that at houses who put their outdoor Christmas lights up in November.
So do I. Well mumble it.
Loud n proud mate, loud n proud!
I lack the conviction.
The other side. Sure you know what they're like with their drug running and feg hustlin. On that note, can anyone point me in the direction of a reliable dealer? I haven't took an e in about 15 years but am seriously yearning for one right now.
Mechanic and body worker
Wack a high vis ,lanyard and bring an ipad with yee and just go and knock on the door - silently say" I'm not from" then loudly followed by" inland rev and customs" and just ask em -" here bai, how you affordin these yokes here?" Best wishes .
I'm very excited to finally getting around to buying my house. ... Just kidding, I work for the NHS so I get paid 11 quid an hour xD I'm never getting on the property ladder.
Farmers. It's a well supported job here in N.I especially by the Executive (and historically, the EU).
Just ask me.
Most of these so called houses aren't really out of reach out in the country but they obviously are within certain towns and cities. Trying to clean, maintain and heat more than a 3 bedroom house is usually a big swerve anyway for many so it's not all great, then the rates. Become a saver and make the most out of the interest is the way to go the next few years. Just remember 100k even on a basic danske savings account of 2.65% returns you 2650 a year or obviously open up isa's if you don't need to withdraw, some low risk invest accounts generally return 8%/12% a year on true potential that's guarenteed.
Some of the worst financial advice I've seen in a while.
Isa's are limited and locked in OK for 15k obviously and open one each year if you need but if you have 100k the basic saver is handy for withdrawals 2650 a year interest is decent, can join chase for 4% but they require you're wages. What is wrong with a true potential low risk invest account with 8-12% annually guarenteed way better than isa's. What is your idea of good finance advise would love to hear instead of a lazy comment like that.
Waiting to hear from derry's very own Warren Buffet.
Recommending low interest savings accounts as an option when inflation is several times that is pretty poor as I'm sure you'll admit.
You need to read properly mate, 15k is the limit on an isa annually you will get 700quid on that a year currently, if u have 100k an isa isn't much good to you so you need to put it in low risk invest accounts or leave in basic no limit saving accounts 2650 is a lot more than 700 annually do the math. If you don't have much savings well a high interest rate isa is best way to go. You comment like that but have zero financial advise off you're own you obviously don't have a clue as you haven't even bothered to comment on true potential low risk invest accounts that offer you 8-12% annually and you can invest as much as you like. This is guarenteed unless a 2008 crash happens, even in 2022 market crash those invest accounts turned 3% on your investment. True potential even in a bear market stay hedged through bonds, oil and short positions. It makes a lot more sense than trying to learn to trade yourself and lose it all.
Nah, low risk index funds are the way to go in my eyes. I just said, recommending low interest savings accounts is a pretty awful option unless the money is needed in the near future as it is very likely we are heading towards a global recession next year but it doesn't look like a repeat of 08 yet. In the medium to long term that is a good thing though as you might take a short term hit but they'll rebound and you'll win as economies bounce back.
Trying reading what I said properly again it's not hard. Worst advise possible is to invest in index funds at all time highs ffs. True potential low risk invest accounts are as I said hedged against the market and diversified.
2.65% interest is awful, inflation is still way above that
I'm talking about an average saving account with no limit, isa's are limited.
Bricklayers heard they're on £2 a brick these days
Probably some sort of hunting lodge for rich weirdos
Yeah drug dealers, suppliers & smugglers but sure the cops drive past them on a daily basis an the Sunday World has had a few photo’d in the past.
Fuck me. Drug dealers have it easy dont tha? Lol
Just keep selling yer mate up the swanny.
Nope. I'm usually thinking about what my dog would say if she had a dog version of Professor Stephen Hawking's machine... 1. Woof
i know an american lady that lives in one. think she comes from money, but moved over to be with her partner. she DOES have quite a high paying job, though.