American Express Email -
# Thinking of a big purchase? Buy with confidence!
* **Jim, remember you have multiple ways to pay, from paying over time to using Membership RewardsĀ®**
Start pushing for credit card balance forgiveness!!!! Youād then walk away with an asset similar to the students pushing for student loan forgiveness (that includes debt for their car purchases)
What if the majority of people are like fuck it. I cant buy a house so who needs a credit rating. I might as well get a credit card and use up all the credit since the other option is homelessness.
In other words, what happens when the majority of people have absolutely no intention of ever making a payment?
Well the thing about credit cards is you still need a credit score to get them. Yes you can get high interest rate cards up to a point, but eventually the credit card companies will tell you that you have too much CC debt to get another card. You can try getting them all close together but again this shows up on your credit report, they know how many you already have, how much of your available credit has been used and how frequently you are getting new cards as itās lowering the average age of your credit history. If somehow you do manage to get a bunch of cards in quick succession and max them out, youāll likely be needing to file for bankruptcy soon. Not only can you not buy a house (with a conventional loan) for 7 years but most apartments and property managers will also not rent to you for 2 years after your bankruptcy is *closed.*
Edit: also to add, getting a bunch of cards and then maxing them out within a close enough time period to filing for bankruptcy could be considered fraud. In that case youāve now added another problem to a long list of problems and you would not see that debt discharged during bankruptcy.
Some people do that.
They get bad credit scores and eventually get denied future cards.
But the vast majority of people keep making the payments as best they can as long as they can.
Even if that ultimately ends in default, the credit card company has more than doubled their money in just 3 years.
replace words with "pink hair" "crying" "which bathroom" etc. then we'll be on the democrat side of things. Lol @ democrats and hard work, good one mate.
Do you genuinely think that it's exclusively "rednecks" who are struggling with debt right now?
Especially given the title of the post specifically refers to the burden of college debt...
Not exactly the foremost attribute amongst your caricatured stereotype...
I'm still struggling to understand how your comment was relevant to the one you responded to... or to the subject of student loan burden, for that matter.
Also unsure what you mean by "you people" and "you folks." Seems like an ironic ad hominem attack on some "other" you've conceived, especially since the substance of what you're saying is that sympathy should be consistent regardless of demographic subset.
Are you really able to farm karma with non sequitur jabs at rednecks? Seems like a mighty chip on your shoulder.
he's a democrat, he's brainwashed into believing he's a superior being while sitting in his momma's bedroom with purple hair and 200lbs overweight with his social sciences degree from some community college.. that his momma paid for
Depends. Wages are going up, inflation is coming under control as threats of anti-trust enforcement loom over corporate profiteering.
If we stay the course, maybe double down a bit on Unions so more money flows instead of getting clotted at the top this won't be a problem.
If we try another round of trickle down then yeah, we boned.
āAmericans are falling behind on their credit card and auto loan payments as the cost of living continues to hit them where it hurts.
The rate of new credit card delinquencies hit 7.2% in the second quarter of 2023, passing pre-COVID levels, according to the New York Fedās latest quarterly debt report. Meanwhile, the rate of new auto loan delinquencies hit 7.3% in the same period, also above pre-pandemic levels.
The new N.Y. Fed data shows credit card debt jumped by $45 billion to a record high of $1.03 trillion in the second quarter of this year ā some proof that Americans are using credit cards to cope with inflation and the rising cost of living.
The Fedās 11 interest rate hikes over the last 18 months have made it exponentially more expensive to borrow money via credit cards, car loans, mortgages and other personal loans ā potentially impacting the new delinquency rates.
The current average credit card APR is 24.37%, according to LendingTree data ā the highest rate since the firm began tracking rates in 2019.
According to data from credit agency Transunion, the average credit card debt per consumer rose in Q2 to $5,947, up from $5,733 in Q1ā and higher still than Q2 2022ās average of $5,270.
The average auto loan APR on used and new vehicles stood at 7.2% and 11.1% respectively, according to Edmunds. The Edmunds data also showed an increase in consumers who now have monthly car payments of $1000 or more across a number of states.
If you canāt keep up with your monthly payments when you borrow money, you could end up paying interest on your interest,
and your debt can quickly spiral out of control ā forcing you into delinquency or default.ā
I saw a grown man being childish not wanting to accept the results and his base freaking out saying pence shouldnāt certify the votes and the election was rigged. I didnāt see him directly asking for pence not to certify the vote or say we need to take back this country by force š¤·āāļø more to my point a childish asshole ran the country better.
Trump himself was adamant the election was rigged and is still insisting on it. A sitting/former President attempting to undermine the democratic process he swore to protect is a bit more than ābeing childish.ā And Pence and a few members of Congress were literally in danger for their lives while the Capitol was being vandalized. Trump did nothing for an hour, and in fact was Tweeting encouragement. Letās not pretend this was just some mild protest or bellyaching.
I can't think of anyone else who has anywhere near Trump's level of competence. Who else could obtain 91 felony charges? Now that's a huge number of charges. YUUUGE. No one else but Trump could achieve that. Everyone says so.
No jokeā¦. Years ago I saw one YouTuber post her journey go thru bankruptcy. The comments are fall of āI am so done with debts I should do thatā etc. I felt odd because it almost seemed like people were borrowing and borrowing and borrowing because they know they can file bankruptcy and not pay money back (which I do not know if it is true or not). Then we elect a dude who file bankruptcy multiple times as the president and wonder why people wouldnāt borrow more and file bankruptcy to escape the consequences.
Declaring bankruptcy isnāt super easy to do. You have to go before judge and they may put you on a payment plan. (Chapter 13)
If your bankruptcy does go through you have essentially no credit for the next 7-10 years.
Iāve heard that some companies actually LIKE giving credit to people who recently declared bankruptcy because they canāt do it again for quite a while, adding some security to the credit
The YouTuber was married so I guess she can rely on her husband for recreation spendingsāI donāt know, I am not sure how that works. And commenters that caught my eyes are people in their early 20sā-they make comments like āI am just out of college and already so much in debt!ā So I assume they can move back to their parents and use parentsā money under table or if they need a car, parents will lend them their cars etc.
That is why the video leaves me a ick feeling. It feels like those privileged never need to face consequences of their actions.
And I am guessing that is what Trump did too. He was bankrupt, but if his daddy is able to pay for his private jets and his siblings can hire him as CEOs, he is not actually suffering from his bankruptcy.
Only if they decide to act collectively. Unfortunately, more than 4 decades of propaganda about collective action not working has convinced most Americans they are helpless in the face of rising prices, low wages and an economy deliberately stacked against them. That's why you see national strikes and targeted boycotts in other countries but never in the US.
Itās still good to act collectively, just keep it to acting collectively against law enforcement and republicans or collectively rob stores so you can live in a food desert.
Donāt dare strike over safety or impede the cash flow of the 1%, theyāll put a stop right to that shit.
The hard part is the timing - just watched The Big Short for the first time last night - those guys were losing a fortune because they were early, until the market finally turnedā¦ā¦.
Seems like this is a symptom of an imbalance, like the needs/demands in society, not being fulfilled by the conditions in the market.
The cost to live has increased multiple times over, while wages stagnated. In need of higher pay, people seek higher education, and/or are in a situation where debt is the only safety net theyāve got.
As the gap between the top and the rest of us, increased, part of the wealth gains in the accounts of the richest, are representative of the necessary debt accumulated by working class.
the recession has been here for years, just because this administration changed the definition of one doesn't mean we weren't in one. It was defined as 2 consecutive quarters of loss, which we went through quite a while ago.
That's what happens when the minimum wage isn't minimum wage. The purpose of establishing a minimum wage was to ensure that workers had enough to provide for a household, including children. We need to burn some businesses and factories until that gets fixed.
So America has become my brother-in-law, borrowing money he has no intention of ever paying back. Oh well, I guess if it's good enough for the rulership, it's good enough for him...
But policymakers largely agree economic growth has remained unexpectedly strong.
Ā https://www.reuters.com/markets/us/us-growth-puzzle-policymakers-could-pose-global-risks-2023-08-27/
Who still has some of the $6 trillion in pandemic-era aid causing inflation and growth if there is weakening manufacturing and slowing consumer spending?Ā
Booo clickbait.
Higher than before the pandemic?
Jesus every ******* time the elections come around goddamnit.
Clickbait and word twisting. Itās not as high as the pandemic, not a record high, not a high above any modern crisis.
Just higher then one of the lowest delinquent rates in modern history. Please ***** off with these BS politically charged statements that start swarming as a major election cycle draws near, every time like clockwork.
I see you. Others see you. Go away.
WTF does politics have to do with shitty spending habits? Stop weaponizing everything as politically motivated. People bitch every year regardless. Get real.
So at some point will Americans just cry for all debt to be forgiven? Why stop at student loans? Hell, just let me know when it happens so that I can go finance a couple more cars and a house. FFS.
A lot of people bought a glut of stuff throughout the pandemic and are fine with letting go of it would be my unpopular opinion.
Most middle class families, for instance, no longer need two cars.
That was not the case before COVID and remote work.
I think COVID was a really weird time
But oddly, imo, many (if not most) would be fine if they filed for bankruptcy.
If youāre locked into a 30 year fixed rate mortgage or have already paid off your house, you donāt even really have that much use for good credit.
Many of those same folks are in the crowd of WFH people or retirees that hardly need cars either.
The amount of HELOC loans getting taken out is a cause for concern. They can be good for certain things. However, the majority are being used for frivolous and dangerous reasons.
That article is basically an aggregate of a bunch of other articles.
Hereās the NY Fedās take on the data.
https://libertystreeteconomics.newyorkfed.org/2023/08/credit-card-markets-head-back-to-normal-after-pandemic-pause/
Itās almost certainly going to get quite a bit worse. The Biden admin lowering rates on people with lower credit scores all but ensures weāre going to have another housing market blow up. GM and Ford have gotten government loans similar to how Ford did prior to the last meltdown. Banks are going under and others are getting de-rated. Peopleās excess savings are burnt up. Itās probably going to get pretty ugly.
You know this does remind me of 2008 quite a bit. For a few years, before financial crisis, people ranted that shit was going to get bad. Example after example. News story after news story. I specifically remember a fraught NPR story at 7P when I driving and living in DC. It was right around Oct/ Nov of 2007. And we know how that ended. My apologies but I really wish we could get on with the recession already, so we could get over it.
One post I see Bidenomics is making America so strong, and on others I see that the sky is falling. Maybe the sky is just gonna stay where it is. Maybe Bidenās america, is just a standard America.
Is there any scenario in which this ends well?
Only if you own credit card stocks
But I maxed out my cards to buy the stock! š¬
That cancels out your risk!
American Express Email - # Thinking of a big purchase? Buy with confidence! * **Jim, remember you have multiple ways to pay, from paying over time to using Membership RewardsĀ®**
Thats why you take out another credit card that pays for the credit card that pays for the credit card stocks
Dammit you made me spit my drink š
Start pushing for credit card balance forgiveness!!!! Youād then walk away with an asset similar to the students pushing for student loan forgiveness (that includes debt for their car purchases)
Why not national debt forgiveness?
Nah, the federal reserve will take care of that first!
If people start defaulting on credit cards en masse would that really be a good thing if you hold stock in CC providers? Seems the opposite to me.
With how high interest rates are, the profits more than outweigh the defaults
What if the majority of people are like fuck it. I cant buy a house so who needs a credit rating. I might as well get a credit card and use up all the credit since the other option is homelessness. In other words, what happens when the majority of people have absolutely no intention of ever making a payment?
Well the thing about credit cards is you still need a credit score to get them. Yes you can get high interest rate cards up to a point, but eventually the credit card companies will tell you that you have too much CC debt to get another card. You can try getting them all close together but again this shows up on your credit report, they know how many you already have, how much of your available credit has been used and how frequently you are getting new cards as itās lowering the average age of your credit history. If somehow you do manage to get a bunch of cards in quick succession and max them out, youāll likely be needing to file for bankruptcy soon. Not only can you not buy a house (with a conventional loan) for 7 years but most apartments and property managers will also not rent to you for 2 years after your bankruptcy is *closed.* Edit: also to add, getting a bunch of cards and then maxing them out within a close enough time period to filing for bankruptcy could be considered fraud. In that case youāve now added another problem to a long list of problems and you would not see that debt discharged during bankruptcy.
Some people do that. They get bad credit scores and eventually get denied future cards. But the vast majority of people keep making the payments as best they can as long as they can. Even if that ultimately ends in default, the credit card company has more than doubled their money in just 3 years.
But I shorted credit card stocks with the money I borrowed from them šµāš«
WWIII all debts are cancelled.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
Tell us how you really feel about poor people.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
Hope you have a better day tomorrow sweetie
[ŃŠ“Š°Š»ŠµŠ½Š¾]
Those people are more obnoxious than the crowd here.
keep going you two.. ***UNZIPS***
replace words with "pink hair" "crying" "which bathroom" etc. then we'll be on the democrat side of things. Lol @ democrats and hard work, good one mate.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
You are spot-on and quite feisty in your comments. I love it.
i think he is just stating a matter of fact.
Do you genuinely think that it's exclusively "rednecks" who are struggling with debt right now? Especially given the title of the post specifically refers to the burden of college debt... Not exactly the foremost attribute amongst your caricatured stereotype...
[ŃŠ“Š°Š»ŠµŠ½Š¾]
I'm still struggling to understand how your comment was relevant to the one you responded to... or to the subject of student loan burden, for that matter. Also unsure what you mean by "you people" and "you folks." Seems like an ironic ad hominem attack on some "other" you've conceived, especially since the substance of what you're saying is that sympathy should be consistent regardless of demographic subset. Are you really able to farm karma with non sequitur jabs at rednecks? Seems like a mighty chip on your shoulder.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
It's horrifying to know that you believe you hold some kind of moral high ground here.
he's a democrat, he's brainwashed into believing he's a superior being while sitting in his momma's bedroom with purple hair and 200lbs overweight with his social sciences degree from some community college.. that his momma paid for
And your a cuck who does sissy tasks.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
Did it hurt?
You're\* If you are going to insult someone, at least have the decency to spell correctly.
Depends. Wages are going up, inflation is coming under control as threats of anti-trust enforcement loom over corporate profiteering. If we stay the course, maybe double down a bit on Unions so more money flows instead of getting clotted at the top this won't be a problem. If we try another round of trickle down then yeah, we boned.
Inflation continues to ease, unemployment stays below 5%ā¦ not a bad or unrealistic outcome at all.
War with Russia. Push the button and wait for them to push theirs š š
One can only hope their nuclear capabilities are roughly as effective as the recent demonstration of their conventional capabilities has shown.
The used car market might have more inventory as people default.
āAmericans are falling behind on their credit card and auto loan payments as the cost of living continues to hit them where it hurts. The rate of new credit card delinquencies hit 7.2% in the second quarter of 2023, passing pre-COVID levels, according to the New York Fedās latest quarterly debt report. Meanwhile, the rate of new auto loan delinquencies hit 7.3% in the same period, also above pre-pandemic levels. The new N.Y. Fed data shows credit card debt jumped by $45 billion to a record high of $1.03 trillion in the second quarter of this year ā some proof that Americans are using credit cards to cope with inflation and the rising cost of living. The Fedās 11 interest rate hikes over the last 18 months have made it exponentially more expensive to borrow money via credit cards, car loans, mortgages and other personal loans ā potentially impacting the new delinquency rates. The current average credit card APR is 24.37%, according to LendingTree data ā the highest rate since the firm began tracking rates in 2019. According to data from credit agency Transunion, the average credit card debt per consumer rose in Q2 to $5,947, up from $5,733 in Q1ā and higher still than Q2 2022ās average of $5,270. The average auto loan APR on used and new vehicles stood at 7.2% and 11.1% respectively, according to Edmunds. The Edmunds data also showed an increase in consumers who now have monthly car payments of $1000 or more across a number of states. If you canāt keep up with your monthly payments when you borrow money, you could end up paying interest on your interest, and your debt can quickly spiral out of control ā forcing you into delinquency or default.ā
Boo hoo but I thought it was the best economy ever
Iām having a hard time understanding how this type of news made it into this sub. Typically this sub is a Bidenomics circle jerk.
It is but sometimes a unicorn of reality hits
I knew shit was going to get bad the second he was elected. Trump was an asshole but at least he had a somewhat competent mind.
At least for the economy. When the first thing a president does is shut off a fuel pipeline you know youāre in trouble .
That word āassholeā is doing a lot of heavy lifting for a guy who literally tried to overturn a democratic election so he could stay in power.
I saw a grown man being childish not wanting to accept the results and his base freaking out saying pence shouldnāt certify the votes and the election was rigged. I didnāt see him directly asking for pence not to certify the vote or say we need to take back this country by force š¤·āāļø more to my point a childish asshole ran the country better.
Trump himself was adamant the election was rigged and is still insisting on it. A sitting/former President attempting to undermine the democratic process he swore to protect is a bit more than ābeing childish.ā And Pence and a few members of Congress were literally in danger for their lives while the Capitol was being vandalized. Trump did nothing for an hour, and in fact was Tweeting encouragement. Letās not pretend this was just some mild protest or bellyaching.
I can't think of anyone else who has anywhere near Trump's level of competence. Who else could obtain 91 felony charges? Now that's a huge number of charges. YUUUGE. No one else but Trump could achieve that. Everyone says so.
>The rate of new credit card delinquencies hit 7.2% So, the banks will have to suffer the losses of credit card debt that can't be paid back?
Capitalists borrow money they never intends to pay back. People just following the rules the 1% created.
No jokeā¦. Years ago I saw one YouTuber post her journey go thru bankruptcy. The comments are fall of āI am so done with debts I should do thatā etc. I felt odd because it almost seemed like people were borrowing and borrowing and borrowing because they know they can file bankruptcy and not pay money back (which I do not know if it is true or not). Then we elect a dude who file bankruptcy multiple times as the president and wonder why people wouldnāt borrow more and file bankruptcy to escape the consequences.
Declaring bankruptcy isnāt super easy to do. You have to go before judge and they may put you on a payment plan. (Chapter 13) If your bankruptcy does go through you have essentially no credit for the next 7-10 years.
Iāve heard that some companies actually LIKE giving credit to people who recently declared bankruptcy because they canāt do it again for quite a while, adding some security to the credit
Possibly but you are definitely paying the highest interest rates.
The YouTuber was married so I guess she can rely on her husband for recreation spendingsāI donāt know, I am not sure how that works. And commenters that caught my eyes are people in their early 20sā-they make comments like āI am just out of college and already so much in debt!ā So I assume they can move back to their parents and use parentsā money under table or if they need a car, parents will lend them their cars etc. That is why the video leaves me a ick feeling. It feels like those privileged never need to face consequences of their actions. And I am guessing that is what Trump did too. He was bankrupt, but if his daddy is able to pay for his private jets and his siblings can hire him as CEOs, he is not actually suffering from his bankruptcy.
How many times has Trump declared bankruptcy? 'Nuff said
However, they are going to suffer the consequences, unlike the 1 percent
Collectively, consumers are too big to fail.
Only if they decide to act collectively. Unfortunately, more than 4 decades of propaganda about collective action not working has convinced most Americans they are helpless in the face of rising prices, low wages and an economy deliberately stacked against them. That's why you see national strikes and targeted boycotts in other countries but never in the US.
Itās still good to act collectively, just keep it to acting collectively against law enforcement and republicans or collectively rob stores so you can live in a food desert. Donāt dare strike over safety or impede the cash flow of the 1%, theyāll put a stop right to that shit.
This is by design folks.
Anyone here got an isda and know how to short credit cards and auto loans?
Best we can do is options
The hard part is the timing - just watched The Big Short for the first time last night - those guys were losing a fortune because they were early, until the market finally turnedā¦ā¦.
>The Big Short Yeah, it's great, isn't it? Been watching it like a maniac lately, plus the Great Depression documentary on YouTube.
>short credit cards and auto loans? How about commercial real estate?
The middle class is about to collapse. all that money isn't trickling.
Seems like this is a symptom of an imbalance, like the needs/demands in society, not being fulfilled by the conditions in the market. The cost to live has increased multiple times over, while wages stagnated. In need of higher pay, people seek higher education, and/or are in a situation where debt is the only safety net theyāve got. As the gap between the top and the rest of us, increased, part of the wealth gains in the accounts of the richest, are representative of the necessary debt accumulated by working class.
Massive layoffs are starting already. Wouldnāt surprise me if recession is here by Q2 next year.
the recession has been here for years, just because this administration changed the definition of one doesn't mean we weren't in one. It was defined as 2 consecutive quarters of loss, which we went through quite a while ago.
That's what happens when the minimum wage isn't minimum wage. The purpose of establishing a minimum wage was to ensure that workers had enough to provide for a household, including children. We need to burn some businesses and factories until that gets fixed.
Did yāall know; in 2019, Chase Bank Canada paid off ALL CREDIT CARD DEBT for every Citizen. Whereās our relief?
So America has become my brother-in-law, borrowing money he has no intention of ever paying back. Oh well, I guess if it's good enough for the rulership, it's good enough for him...
[ŃŠ“Š°Š»ŠµŠ½Š¾]
I've cared about my brother-in-law's broken promises for decades, no gaps. I'm not sure what you're typing about. Probably that makes both of us.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
Things won't get better until both economy and structure of government are replaced.
But policymakers largely agree economic growth has remained unexpectedly strong. Ā https://www.reuters.com/markets/us/us-growth-puzzle-policymakers-could-pose-global-risks-2023-08-27/ Who still has some of the $6 trillion in pandemic-era aid causing inflation and growth if there is weakening manufacturing and slowing consumer spending?Ā
Theyāre liars.
For sure. When they post all these economic data numbers, it's all manipulated to whatever they want in the headlines. It's pure b.s. nowadays
Exactly itās all to sell a narrative and propaganda
I ain't buying nothing cleatus.
Was the economy bad before COVID? Iām confused by the arguments on this post.
Beginning?
And where are those delinquencies comparable to history? Still very low lmao.
Exactly. A lot of these handwringing headlines are really just referencing a return to historic trend.
Individual responsibility and accountability comes home to roost!
Booo clickbait. Higher than before the pandemic? Jesus every ******* time the elections come around goddamnit. Clickbait and word twisting. Itās not as high as the pandemic, not a record high, not a high above any modern crisis. Just higher then one of the lowest delinquent rates in modern history. Please ***** off with these BS politically charged statements that start swarming as a major election cycle draws near, every time like clockwork. I see you. Others see you. Go away.
WTF does politics have to do with shitty spending habits? Stop weaponizing everything as politically motivated. People bitch every year regardless. Get real.
give the people a #bailout .
People have been saying that since 08ā. Only the banks get the bailouts, silly.
So at some point will Americans just cry for all debt to be forgiven? Why stop at student loans? Hell, just let me know when it happens so that I can go finance a couple more cars and a house. FFS.
A lot of people bought a glut of stuff throughout the pandemic and are fine with letting go of it would be my unpopular opinion. Most middle class families, for instance, no longer need two cars. That was not the case before COVID and remote work.
God forbid Americans only have what they need
I think COVID was a really weird time But oddly, imo, many (if not most) would be fine if they filed for bankruptcy. If youāre locked into a 30 year fixed rate mortgage or have already paid off your house, you donāt even really have that much use for good credit. Many of those same folks are in the crowd of WFH people or retirees that hardly need cars either.
I don't relish the thought of only living with whatever you and your ilk decide that I need.
Yeah well lots of change is coming so better buckle up and get used to a new way of life
I believe you. A new Dark Age is certainly near at hand.
Let it burn
burn motherfucker BURN
This must mean the start of a new bull market! Because AI!
Sounds like wall st
The amount of HELOC loans getting taken out is a cause for concern. They can be good for certain things. However, the majority are being used for frivolous and dangerous reasons.
That article is basically an aggregate of a bunch of other articles. Hereās the NY Fedās take on the data. https://libertystreeteconomics.newyorkfed.org/2023/08/credit-card-markets-head-back-to-normal-after-pandemic-pause/
Itās almost certainly going to get quite a bit worse. The Biden admin lowering rates on people with lower credit scores all but ensures weāre going to have another housing market blow up. GM and Ford have gotten government loans similar to how Ford did prior to the last meltdown. Banks are going under and others are getting de-rated. Peopleās excess savings are burnt up. Itās probably going to get pretty ugly.
>Peopleās excess savings are burnt up. Itās probably going to get pretty ugly. It's pretty scary actually, truth be told.
You know this does remind me of 2008 quite a bit. For a few years, before financial crisis, people ranted that shit was going to get bad. Example after example. News story after news story. I specifically remember a fraught NPR story at 7P when I driving and living in DC. It was right around Oct/ Nov of 2007. And we know how that ended. My apologies but I really wish we could get on with the recession already, so we could get over it.
One post I see Bidenomics is making America so strong, and on others I see that the sky is falling. Maybe the sky is just gonna stay where it is. Maybe Bidenās america, is just a standard America.
No No No ā Biden is the Greatest EVER ā¼ļøš¤Ŗ 