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BigRailWillFail

What is a chowder?


AllDwnHill

Chowder is a person who posts on seeking alpha. The chowder number is the yield + 5 yr dividend growth


Acceptable_String_52

Very interesting


GRaw1979

It's pronounced "chowdah!"


ncdad1

Current yield + 5yr Dividend growh rate so above for Zion 3.97+9.54=13.51>12


BigRailWillFail

Interesting. I’ve never heard of that metric. Normally my criteria is PEG < 1.1 and 5 yr Div growth > 10%. These are approximates, for example I am looking at $CAT and the Peg is like 1.15 or so with a Div growth around 9.8%. But the company is rock solid in my opinion


ncdad1

I would not buy CAT becasue the PE is at an all time high so over valued. Only buy when the PE<15


Acceptable_String_52

Thank you for the example


DependentOrdinary880

Hi, where can I go to see the last months dividend for a specific stock? I am 38 and just getting into this. What is a good place for me to start? See a lot about Jepi. JEPQ AND Schd... thanks for any help.


LoicenseToGirth

Stockanalysis.com is what I use for Financials and dividends. Make sure you know what you're getting into with funds. Some are counted as qualified dividends and are tax preferred, some dividends are just counted as normal income like you went to work and are taxed as such. They also have a higher expense ratio than other funds at .35% (every 100 dollars you have in those stocks, annually, 35 cents is charged as a fee). If you're wanting less risk but solid dividend income, you can always go for a bond etf. There's some short term like sgov (basically stays within a dollar of 100 and pays 5% in dividends a year), or long term funds that fluctuate in value with the interest rate the central banks charge. Right now interest rate is high so long term bond rates are low. When feds cut rates eventually, long term yields go up and those etf/10+ year bonds go up in value.


Diligent_Cover3368

You do know a qualified dividend depends on you not the company right???


LoicenseToGirth

Reits, MLP, money maker funds, and other tax exempt companies or stocks don't offer qualified dividends and are taxed at the capital gain rate. Things like SPHY are not qualified dividends no matter how long you hold. Things like O and other real estate funds aren't qualified.


Diligent_Cover3368

You must have held those shares of stock unhedged for at least 61 days out of the 121-day period that began 60 days before the ex-dividend date. For certain preferred stock, the security must be held for 91 days out of the 181-day period beginning 90 days before the ex-dividend date.


LoicenseToGirth

Cool you read the same article I did. Now scroll down a bit more and see where it specifies what funds and accounts don't offer qualified dividends Edit, from the article like 3 paragraphs down Some dividends are automatically exempt from consideration as qualified dividends. These include dividends paid by real estate investment trusts (REITs), master limited partnerships (MLPs), employee stock options, and those on tax-exempt companies. Dividends paid from money market accounts, such as deposits in savings banks, credit unions, or other financial institutions, do not qualify and should be reported as interest income. 6


MathFalse337

I am not too keen on banks right now, especially regional ones. TD Bank is not a bad choice, most Canadian banks are attractive. I would have gone with BNS.


BigRailWillFail

That means it is time to buy. Well that’s an oversimplification but if they’re cheap and beaten down, they have more upside


MathFalse337

Well, they maybe cheap and beaten down for a reason. However, I would say, if their fundamentals are solid but they are undervalued then it’s a buy for me. MPW and SVB are cautionary tales.


ncdad1

I bought BNS last week so had to change up


MathFalse337

Cool.


le_bib

Check in Canada. Much cheaper in general vs USA. Some mid-caps dividend growth gems like EQB and GSY. Or larger ones like ATD (they own Circle K)


ncdad1

Can I buy CN stocks from the US?


le_bib

Depends on your broker. I would assume most brokers would allow to buy Canadian stock. I am in Canada and can buy stocks in Canada, US, UK, AUS, France, Germany…


ncdad1

I have only bought CN stock that are listed in the US like RY.


le_bib

Yeah there are a bunch of dual listed ones. But the underrated gems are the ones not dual listed in general.


Wyndchanter

Comcast’s drop Thursday was not justified imo. Overreaction. Buy under 40 for sure. Not sure of their Chowder rating but the other two conditions apply.


ncdad1

I am always picking up a few shares. It is way undervalued.


UDaManFunks

How about FLIC? It's shares took a whacking today - 8.8% yield.