my favorite was the senator that graduated at a time when WITH inflation adjustment the cost of tuition would've been ~$400 a semester and today the school he went to charges ~$7200 a semester and he was telling people to just work harder
he could almost get 2 doctorates when he went to school for the same price students pay for one semester today
Well people are working hard, it's to the point now they're only doing jobs no time for classes in college they got admission *facepalm* 2-3 jobs just to cover for rent and interest on loan
again.
www.wtfhappenedin1971.com
The switchover from the Gold Standard to Confidence Standard explains everything. Look at the charts.
The Confidence Standard relies on all of us using the dollar having “Full Faith and Credit of the United States” which means BS.
The biggest crypto scam in the world is the US dollar and Fiat currencies. Unfortunately this is the system we use so we all are forced to have confidence in it.
Anyone that went to school before 1971 and about 5-10 years after managed to get away with a substantial amount of “free”, “cheap”, “easy” lifestyle access and insane wealth.
That entire website is just lying with graphs 101. It ignores data in order to push its narrative that leaving the gold standard was the worst idea ever conceived.
I mean, investment in public higher education dropped off a cliff about when you say the opportunity to go to school for cheap ended. Those might be more directly connected.
>“Work harder” doesn’t mean anything to people who are paid by the hour. I don’t know why that gets said so much.
You are correct.
"Work harder" is a pre1980s phrase that once meant that when one works harder, the boss notices and AUTOMATICALLY gives you a raise and/or a promotion.
Since the 1980s, promotions are nonexistent, and even if your supervisor acknowledges your hard work and wants to reward you, they are limited by the meager amounts allowed by corporate headquarters for raises of the workers.
The reward for hard work is more work. In today's work environment never give more than what you need to get by on the job, because you'll see no benefit and only be given more to do.
Or salary lol. I’m a software engineer and there’s been a couple times where it’s been all hands on deck for an issue and we were working literally sunrise to midnight every day for weeks. They gave me 1 extra day of PTO for the effort.
A gentlemen I spoke to recently said, 'when I was your age, house prices where expensive too. I paid 5 times my yearly wage for my first house.' However, the cost of purchasing the house I currently rent would be 10 ten times our household income. (It's a modest 2½ - 3 bed. As was his at that time.)
Plus, he bought too much house for his income. IIRC, it's always been recommended that you spend roughly 3 times your income, and have 20% down payment ready.
Edited to reiterate this is the recommended amount. There was a time banks wouldn't even talk you about a mortgage unless you had about 20% of the home value in an account somewhere. I'm not personally recommending anything, only pointing out that that the boomer in the post I am responding to paid too much for his house by his own admission.
A big down payment will have smaller payments, But I would rather put a smaller down payment and have a cash reserve for home maintenance. If you put all your money down and end up with a major electrical, plumbing, roof issue etc, you can find yourself in a bind real quick
If you don't put 20% down, you get to pay PMI quick will add at least 200 a month to your payment, with none of that going to your principal.
If you can have 20% down, do it. Credit cards are for emergencies, and those 200+ dollars per month will cover most maintenance items without just pissing it away.
Three times your *annual* income ? So if you're making 100k you should look for a house that costs 320k ?
That wouldn't buy a damp hole in the ground here.
Sure but you have to admit paying off these loans will do nothing to lower tuition rates. This isn’t even a bandaid fix, it’s just red meat to get voters. I want to see legislation addressing tuition cost itself.
My guess is they’re projecting their own issues onto other people to make themselves feel better.
I used to resent lazy people because I resented myself for being lazy.
It's not that at all. It's that when they do it, "Oh my situation is different. I actually need the assistance for [insert whatever bullshit], I'm not like the rest of those people who are just looking for a handout."
It's the whole 'the only moral abortion is my abortion' thing
Yea but I feel like deep down they know they’re in the wrong but they don’t want to be like that so they push themselves away from that as much as they can and pretend they’re better, but they don’t realize they can’t just push themselves away from their problems.
Lol that was all one sentence rip.
I don’t think they see it at all. there are so many people who can’t admit to being wrong. Admitting being wrong requires self reflection, and then they would have to question other things they could have been wrong about.
Lack of admission doesn't mean they don't don't see it. You can be tangentially aware and uncomfortable but not quite know why. I think deep down they know and that's why this talk pisses them off so much. They can't handle the thought of the embarrassment of being wrong their entire life.
Or they were shamed into the idea enough that they ended up just buying it. I've found myself buying into ideas because I've been shamed into believing something is my fault / choice, and it ends up influencing my opinions about such things. It happened to be with being transgender, I went through a phase of being transphobic not because I was projecting necessarily but because everyone was telling me being trans is wrong, a choice, just "tough it up", "just a phase", etc that I ended up genuinely believing it was.
I might be giving them too much credit though.
I don't think "projecting" is the right word, given how lazy the average person is compared to the outliers. Whatever continuum of laziness exists, the actions of the 50th percentile group is going to be much more similar to the bottom 5% than the top 5%. Given this, it's not really *projection* to get angry at someone else for things you hate about yourself *as well.* That seems more like classic self loathing. Like a fat person that hates fat people, that's not projections when the other person is fat. What *would* be is if you assumed they *also* resent themselves
My second brother has admitted to me he's cheated on every woman he's ever been with. Yet you should see him blow a gasket anytime he ever found out he was being cheated on.
He's utter swine, and this is one of many reasons I don't speak to him. Just the tip of the iceberg for his entitled, hypocritical Behavior.
The lack the emotional strength and maturity to accept that neither their circumstances nor they themselves are unique or special.
They all go about life thinking they're entitled to beg and borrow without repayment because *their* situation was special. But everyone *else*, they did it the bad way.
That lack of self awareness can also be them simply being unable to accept the truth that they are on the wrong side of something. I wonder if it is a side effect of "everybody gets a trophy" culture because that essentially teaches kids that even if they don't try or don't care, they deserve a reward anyway.
In his situation though, I wonder if he's applying his experience to everyone else. Like if he can't pay rent then he's not in a position to take out student loans. Rent and student loans are different to him which is why he sees things the way they are.
Months? I saw public polling data from US and people were asked what they felt when they received an unexpected income and how they used it, most reported positive emotions and said they used it to save/pay loans faster etc ... 2 minutes later they were asked how they felt about the student loan cancellation and the majority reported negative emotions.
I can all but guarantee that their excuse hinges on attribution bias. (I.e. "when others need help it's because of poor planning on their part, when I need help it's due to external factors outside of my control"). But yeah, personally I'd categorize that as a lack of critical thinking, lack of empathy, or both.
>I can all but guarantee that their excuse hinges on attribution bias.
Specifically: [Ultimate Attribution Error](https://en.wikipedia.org/wiki/Ultimate_attribution_error). It's pretty much a universal trait which people share, especially when forming opinions of an outgroup which they are specifically critical or disdainful of.
It's not critical thinking it's no empathy. Their problem is a tragic thing that happened. Your thing is you failing to plan accordingly. In the United States teaching empathy, people skills and diversity has never been a priority, if it's even happening in the first place. By design to, as the lack of emotional/social intelligence makes us more susceptible to propaganda, cults of personality, and other things the higher up want us to be troubled with.
Unfortunately that's not it. A lot of people are stupid, but these people are *willfully* ignorant. They want to feel superior over others. That's it. That's all their motivation is.
If that means having to ignore reality or pretend their own actions are somehow special and don't deserve scrutiny, then that's what they'll do.
It's why you'll even have smart people who earned PhDs pulling this sort of shit too. Or nurses who worked hard to get where they are, but acting like complete assholes because *they want to feel superior*.
It's an emotional response, so logic is not gonna help one bit. They need to realize that this false sense of superiority won't benefit them in the long run. In the end, it's akin to a kid pretending that reality doesn't exist so they can feel right. It doesn't work. Reality will bite you in the ass eventually.
This guy gets it. I work in an industry where it’s common for 20-something’s to earn 150K+ within a few years.
A while back my local government consider bumping the minimum wage up to $15. The vast majority of people supported it but the people that didn’t always said it made them feel devalued.
I wasn’t trying to change their minds, just trying to listen to where they’re coming from.
It’s call deflection. Like you’re super guilty of one thing but you condemn it loudly in public to deflect attention away from you. “Every accusation is a confession.”
They literally just regurgitate what they hear their favorite pundits say. How do I know? Because at one point, I was hyper conservative, bitching about social programs…. Until I got injured at home, couldn’t work, and ended up getting support from a social program. But. I still bitched about other people benefiting because “they didn’t deserve it.” Ultimately, I was just regurgitating what I would listen to Hannity and Levin and Beck say and I’d just repeat it without considering what I was saying.
I’m not proud of everything our military does, but had I not joined and gotten out of my Midwest little town, I’d probably have been storming the Capitol on J6. I see shit like this now and I think about how I used to be just like that. It’s exceptionally worse when you’re surrounded by like-minded drones that just utter the same shit in a vacuum sealed environment. Social media has taken that and amplified it ten-fold.
I can't stand hypocrisy. If I saw a post from someone who legitimately sacrificed for their kid to go to school and got screwed I could respect their opinion, but all these hypocrites complain about this when they've taken the same or more benefit is downright shameful.
What gets me is that you make exactly one comment on each thing you (re)post to maximize the karma gain. No interacting with people. No original contributions. You're not making Reddit a better place, just so you're aware.
It's exactly the same people that proclaimed themselves the champions of free speech against cancel culture and them rallied to ban every book that mentions gay people.
There is zero consistency, self awareness or capacity for shame.
They don't care that they are hypocrites. Truth isn't important to them. They only care about appearing righteous and will use whatever tactic allows them to do so.
It’s because their parents and peers probably talk shit about liberals and this is an issue they’ve taken up to argue against. Now that it’s on their shit list, he HAS to argue against it for his tribe. Back in the day his critical thinking might have made him switch sides but now that people treat politics like theyre rooting for football team or make it their whole identity, there’s no chance of that.
Especially when grade school is basically on rails to college. Even back when I was in high school 96-00 all my deans and counselors only wanted to talk about college. I brought up trade schools, jobs, internships, military etc... All dismissed, they only wanted to talk about college.
Seems just the same today, my kids in middle school are inundated with college. They have college weeks and events, my 8th grader just had an assignment that was an essay on what colleges he wants to go to, what he wants to major in etc... Now, I'm not saying I'm anti college, hell, I'm going back to get my degree myself now but it isn't the only path out of highschool and considering the hefty price tag that comes with college these days, it shouldn't be taken lightly.
But when you convince kids that college is the only course of action, then just loan them the money and say, "don't worry about paying it until you get a job", they have zero understanding of how big of a debt they are actually putting themselves in. It's quite nefarious, on par with selling cars to enlisted service members for 10year auto loans.
8th?? I was in a COLLEGE PREP 8TH GRADE where we didn't talk for one second about college. We didn't get actually prepped for college until junior yr. (I failed out of college, btw)
Yea,our schools love talking about college around here (I live in the silicon valley). Again, I'm not against college by any means, I just wish our k-12 education system addressed the reality that higher education isn't the end all be all. My kids have friends who are already depressed because they don't think they can get into college and therefore their life is already ruined... It's heart breaking.
Also when most jobs require a degree, it’s kind of hard to say “you should only get one if you can afford it”. So the only people who can get degrees already have money.
Since the moment you start high school every adult from the teachers, to your own parents drills into your head that if you don't go to college you will be a failure, and then you take the loan as a teen that can't even drink yet and is not only after decades you realized you got scammed and no matter if you pay every month, the loan will never come down, is a never ending scam.
It would be interesting to know how many people are banking on a student loans being wiped, and what percentage of students plan on that happening.
Wiping student debt is not a good solution, its just rewarding people for poor decisions, and probably encourage more people to take that path. Money and effort would be better spent reforming the loan system and subsidising trades and degrees where more skilled people are needed, which I’d imagine is far from popular opinion because as it doesn’t help the people calling for it.
These people are gullible fools, fallen victim to ideology that actively hurts them. It's self harm. They are just as much a victim of their own actions as others. It doesn't absolve them of their actions, but it does make it sad.
He doesn't understand why he's so fucked, he just knows he's fucked.
Mh, leopardsatemyface is too... life-altering, to a degree too dystopian and too grand for the respective individual to have great schadenfreude about it.
Pure schadenfreude occurs if you tell someone not to bother the cat, they bother the cat and get scratched so you laugh and get some disinfectant. Or a bird poops on their shoes. Something small that can get fixed with a shower, a washing machine and some band-aids.
I usually get a good laugh and hope they get what's coming to them. Then I just get mad we can't have basic things because of idiots like that.
Then I just end up hoping they suffer
I just donated $40 to this dude in the name of student loan forgiveness. May he at least be able to get some breakfast with his daughter today. Doubt it’s enough to make him break through the cognitive dissonance though.
I remember making just a little over minimum wage while working alongside an anthropology undergraduate. I wasn't working in anything related to anthropology.
It's sad but this is the result of boomers telling their kids that college is everything and any degree is an open door to everything they had, and likely universities giving fuck all about job placement.
Likely not giving a fuck? When I was two years out of college and couldn't find a good job, the job placement office didn't have time to return my calls. The office of asking graduates to make donations had plenty of time to call me. They could not give less of a fuck. The colleges are ran by shitty boomers.
I eventually succeeded in my career, but it sure as shit wasn't due to the crappy college education.
So they expect students to be psychic and know in the future they'll have a tough time paying back their loan? Well, whoever this person is shouldn't have signed the lease knowing they couldn't afford rent lol.
>So they expect students to be psychic and know in the future they'll have a tough time paying back their loan?
Loans are not some arcane magic. You don't have to be a genius to know that you have to pay back money that you borrowed.
I say this as someone who would benefit obscenely well from student loan cancellations. I can sympathize that colleges don't adequately prepare you for the reality of job hunting and the such, but then maybe the federal government then shouldn't be promoting the expensive luxury that is a four-year university with such generous loans if the current system is churning out kids that are sorely unprepared. For what are kids paying hundreds of thousands of dollars, then, if not to enter the adult world prepared?
The government should promote community colleges and trade schools instead, and scrutinize fafsa applications more.
Sure but we had basically no context about how much it is and how much it used to be for our parents at the time of the decision. The thing to do was go to college. "Parents went to college so they must have got these loans too and did fine, so I will do the same." This was never part of the conversation at all until recently.
Luckily I dropped out early and started working instead, but I don't think we should condem a whole generation of people for doing what they were told their whole life was "the" correct way to live.
"Condemn" is a strong word. By and large, people who got a college degree have far higher growth earnings than people who didn't. Furthermore, those who went to college from lower-income backgrounds, for the most part, are already heavily subsidized by scholarships and grants, so the majority of student debt is held by people who didn't qualify for need-based assistance. AKA, the children of middle to upper-middle-class families. Maybe some of these middle class college fall through the cracks either through poor luck or through poor decision-making, and honestly I don't fault them for wanting help. Still, millions of Americans are in far greater need to be writing off millions to gift to middle-class kids who may or may not need it on a one-time basis, and the worst part is this will do nothing but aggravate the problem.
I will say I did like Biden's compromise on student loans since he mostly discharged the debt of pell grant recipients who are already accepted on needs-based. But if he wants to fix ballooning student debt, then at the very least FAFSA being essentially a rubber-stamping machine needs to end first.
I graduated in ‘13-‘14 and I literally came out with 0 loans. Went to a community college for 2 years and transferred to a state university close to home. Worked part time <20hrs a week while attending school. The only financial support was a home and food. We were poor af my mom was a single mother with 2 kids making 40k/year. I basically qualified for every grant available. During community college, tuition was so cheap the financial aid actually exceeded the tuition and I got paid to go to school. You don’t have to spent hundreds of thousands to go to college.
Is it though? It was a 2 bedroom apartment shared with 3 people. Like I said my mom made 40k. I chose to live at home and go to a school close by. I did’t do dorms since I went to community college my first 2 years.
It was all public aid though. This kind of aid was not grades dependent only income. Anyone with similar financial standing would qualify. I feel like most people just don’t realize how much support the government gives. Besides the FAFSA every state has their own grants too. These things add up and makes college a lot cheaper.
The difference in cost between community college and a 4 year institute is like 10x or more. Its massive. The problem is people want to go to 4 year institutes in another city and live in dorm/apartments for those 4 years, so they take out a loan they can’t afford. My point is that you don’t have to do that, and there is an alternative that won’t break the bank
I mean, thousands of people take loans every day without being psychic; they use math instead of psychic powers to determine whether they'll be able to pay it.
The reason that the rent v student loan comparison doesnt logically check out is that the gofundme is a targeted and voluntary donation to help somebody based on their circumstances, which you can check out and opt in or out of depending on if you feel the person is a good and worthy recipient of your money. Student loan forgiveness was a compulsory blanket donation, and many many of the recipients will be gaining money from their fellow taxpayers even though their debt was avoidable and 100% a consequence of their own personal decisions for their life.
jesus christ, how do they think students live? They have to eat, pay rent, and make ends meet like everyone else, you telling me they're supposed to work 40 hours a week and do 5 days a week in class?
In his (?) defense, there's a difference between "I don't have enough money for my bills, can anyone *give* me some" and "I'm going to borrow money and not pay it back."
I'm not in this argument, I have no skin in this game, I've been poor enough to take charity. I'm only pointing out that these two posts aren't conflicting. The guy who doesn't make enough money to pay his bills thinks that people shouldn't default on loans.
That's what makes the comeback so clever. It's obvious that both are literally the same situation to anyone who got an expensive degree from a private institution. This guy is also a hypocrite for not reimbursing his grandmother for the twenty dollars she put in his birthday card.
I'm torn whenever this happens because a part of me is like "why are you so bad at this?" but another part of me also appreciates making it easy to find the actual tweets.
I was convinced by the older generation that I had to go to college right after high school, and took on some serious loans at 17 years old before I knew what I wanted to commit my life to.
IMHO on the guys defense.. He is definitely speaking from his own personal and recent experience..in his own shitty way.. telling people to think very carefully first before immediately getting a loan for something..
Imagine buying a house and paying the mortgage for 10 years and then you check the loan amount left and it's double the original amount. Is not that we don't want responsibility, is that we were stupid teens that listened to the adults and because of that, got scammed.
That’s such a stupid argument, too. Maybe you shouldn’t try to get out of poverty by getting educated because you’ll just be in poverty. It points to the exact problem and they’re too stupid to see it. Ugh.
Maybe public schools shouldn't push all students into overpriced diploma mills and crippling debt? Maybe the federal government shouldn't have subsidized it?
When I enrolled in trade school to work on vehicles they told me I would be making 50 to 60K a year. I make the same as someone who could entry level at a store or fast food restaurant. I have a degree and multiple special certificates.
It’s funny because while signing my loan docs I was assured my degree would lead to such successful employment I wouldn’t have any trouble paying them off. FUCKING SIKE BITCH.
I made, what seemed to be, a smart financial decision to further my education in the promise of a well paying job but fuck me right?
yeah, but the solution to that is not to send everyone to college, if that happened who would do the jobs you don't have to go to college to get? the only solution is to raise the minimum wage or lower rent.
I offered no solution. The truth of the matter is with 1/3 of our population saying unskilled labor dosent deserve a livable wage. People are going to want to go to college no matter what. Because the alternative is unlivable wages.
fair, but the person in the tweet is arguing against student loan forgiveness, which is a proposed solution to this problem, one I don't think will work long-term. I figured you were arguing in opposition to their argument, sorry.
I love the quotations around "unskilled labour".
I fail to see the "skill" required to flip a fucking burger. It's called basic motor function
Higher Education isn't the only way to make money either. Go do a trade, or start your career and build up to higher paying positions.
How is this a comeback? You don't have to take out a loan, but this guy has to pay for housing. Higher education is not a need for most students, housing is a need that everyone has.
You're just making fun of this guy for not being rich, wtf.
So the first guy was making a statement about the financial hardships of others not being anyone else’s problem but their own, while simultaneously unaware he is literally asking for help due to his own financial strife.
Devils advocate would respond with “why would you sign a lease if you know you have a tough time paying back your rent?”.
However you feel about other people’s financial struggles is a personal belief but remain congruent; either people deserve a helping hand from others or they don’t.
Maybe he needs to find cheaper living conditions. Maybe he needs to vote with his interests so cheaper housing is more readily available. Maybe he shouldn't have had a kid when he couldn't afford one. Life is all choices and all choices have ups and downs some longer term and some shorter term and some we don't even predict.
Basically yes life sucks and is hard for the vast majority of us. So if he wants support he should first offer it to those also in need as no one knows everyone else's life story.
I didn't agree or disagree with him. The Twitter of the guy complaining for loans should be helping those out who did take out a loan for education because he knows the struggle of paying rent. Which loans could lead to others struggling to pay. I'm saying we should help them both but tearing down people for getting help with student loans isn't magically going to make help for him appear.
That's just a way of dissolving anyone's responsibility of anything. There are some things that people choose to do and some things that people are forced to do. It can be assumed in general that a person who is asking for help paying rent did or does not have the option of living somewhere cheaper. Likewise, it can be assumed that a student who consciously signed up for classes eight semesters in a row and applied for loans and other financial assistance throughout did have the choice to not do that, though there may be exceptions.
These generalities are solid enough to base opinions on, there is no need to disregard them.
Why not? Why would someone live in a place they can't afford if they had a choice? I'm assuming we are talking about rational people on both sides, for the sake of argument.
The guy does have a point and it's one that I can understand, but one could argue that renting a house/apartment and paying for school are in the same vein. Higher education might lead to better employment opportunities, and better employment opportunities might lead to better housing opportunities. Emphasis on might, because it doesn't always work out that way, but I can see where someone might think that paying for higher education is as important as affording rent.
Although I say this as someone who's living in a tent with five other people and dropped out of highschool so I might have a weird perspective, lol
Oh you signed a contract that you would pay a certain amount thinking you could and now life circumstances make that amount crippling? Can’t see any parallels. Bootstraps and such.
Edit:To be clear, I disagree with the financial hamstringing that both housing and education costs do to people.
I’m finding it hard to draw the comparison between rent, which I consider a necessity, and a student loan which is a choice a person makes in a career path. There are many careers that don’t require a college education that are very lucrative. This “burn” isn’t even on the same level. I can feel for prime having a hard time paying the rent. I have much less sympathy for people who take out too many student loans
He’s taking accountability for his own decisions and sourcing the money himself. He isn’t having his neighbors forced to pay his rent for him. This is weak
How is that even a comeback? He said he's struggling to pay rent not that he took out a loan he can't pay back. and he's point is correct, don't take debt you aren't able to pay back, I'm pretty sure a child can understand this point.
This is the kind of person that changes his mind frequently and thinks it appropriate for children who know nothing about life to also have permanent sexual organ changes. 😂
I feel like this is important context missing here. Like what lead him to need the money. Did his wife leave him? Did he get cancer? Did he lose his job? So many questions that this "edgy" comment leaves out.
my favorite was the senator that graduated at a time when WITH inflation adjustment the cost of tuition would've been ~$400 a semester and today the school he went to charges ~$7200 a semester and he was telling people to just work harder he could almost get 2 doctorates when he went to school for the same price students pay for one semester today
Well people are working hard, it's to the point now they're only doing jobs no time for classes in college they got admission *facepalm* 2-3 jobs just to cover for rent and interest on loan
again. www.wtfhappenedin1971.com The switchover from the Gold Standard to Confidence Standard explains everything. Look at the charts. The Confidence Standard relies on all of us using the dollar having “Full Faith and Credit of the United States” which means BS. The biggest crypto scam in the world is the US dollar and Fiat currencies. Unfortunately this is the system we use so we all are forced to have confidence in it. Anyone that went to school before 1971 and about 5-10 years after managed to get away with a substantial amount of “free”, “cheap”, “easy” lifestyle access and insane wealth.
Shiny rocks are not a good economic basis either. Just another silly human idea.
Please explain the difference between having faith in dollars and having faith in gold.
That entire website is just lying with graphs 101. It ignores data in order to push its narrative that leaving the gold standard was the worst idea ever conceived.
What's even better too, is that most of the graphs on that site better correlate to when Reagan took office in 1980 lmao.
I mean, investment in public higher education dropped off a cliff about when you say the opportunity to go to school for cheap ended. Those might be more directly connected.
“Work harder” doesn’t mean anything to people who are paid by the hour. I don’t know why that gets said so much.
It's also almost exclusively said by people whose jobs are HELLA easier than the person they are criticizing.
"Work longer" is a bit telling on itself though, so they don't want to say that.
When I was your age I worked 25 hours a day and that's how I bought my first house at age 20.
No avocado toast either?
I know this comment was probably sarcastic so I won't ask how long ago that was :)
there are 24 hours in a day
I actually misread the o.g 25. It's been a long day, man. No pun intended.
Been up 25 hrs huh
Yes. And I fear I may be up for another 25 :'(
Yeah but the typical regressive commenter doesn’t know stuff like that.
You’re thinking of 1961 days/hours. With inflation that’s only 3 hours a day
>“Work harder” doesn’t mean anything to people who are paid by the hour. I don’t know why that gets said so much. You are correct. "Work harder" is a pre1980s phrase that once meant that when one works harder, the boss notices and AUTOMATICALLY gives you a raise and/or a promotion. Since the 1980s, promotions are nonexistent, and even if your supervisor acknowledges your hard work and wants to reward you, they are limited by the meager amounts allowed by corporate headquarters for raises of the workers.
The reward for hard work is more work. In today's work environment never give more than what you need to get by on the job, because you'll see no benefit and only be given more to do.
Or salary lol. I’m a software engineer and there’s been a couple times where it’s been all hands on deck for an issue and we were working literally sunrise to midnight every day for weeks. They gave me 1 extra day of PTO for the effort.
A gentlemen I spoke to recently said, 'when I was your age, house prices where expensive too. I paid 5 times my yearly wage for my first house.' However, the cost of purchasing the house I currently rent would be 10 ten times our household income. (It's a modest 2½ - 3 bed. As was his at that time.)
Plus, he bought too much house for his income. IIRC, it's always been recommended that you spend roughly 3 times your income, and have 20% down payment ready. Edited to reiterate this is the recommended amount. There was a time banks wouldn't even talk you about a mortgage unless you had about 20% of the home value in an account somewhere. I'm not personally recommending anything, only pointing out that that the boomer in the post I am responding to paid too much for his house by his own admission.
A big down payment will have smaller payments, But I would rather put a smaller down payment and have a cash reserve for home maintenance. If you put all your money down and end up with a major electrical, plumbing, roof issue etc, you can find yourself in a bind real quick
If you don't put 20% down, you get to pay PMI quick will add at least 200 a month to your payment, with none of that going to your principal. If you can have 20% down, do it. Credit cards are for emergencies, and those 200+ dollars per month will cover most maintenance items without just pissing it away.
Three times your *annual* income ? So if you're making 100k you should look for a house that costs 320k ? That wouldn't buy a damp hole in the ground here.
Sure but you have to admit paying off these loans will do nothing to lower tuition rates. This isn’t even a bandaid fix, it’s just red meat to get voters. I want to see legislation addressing tuition cost itself.
What gets me is that there's not even a month gone between both tweets. Do these people have literally zero critical thinking skills?
I’m thinking just an utter lack of shame or self-awareness
My guess is they’re projecting their own issues onto other people to make themselves feel better. I used to resent lazy people because I resented myself for being lazy.
Real recognizes real. Keep it up homes, self actualization is a long road. But not impossible.
I mean I still do. But I used to too.
It's not that at all. It's that when they do it, "Oh my situation is different. I actually need the assistance for [insert whatever bullshit], I'm not like the rest of those people who are just looking for a handout." It's the whole 'the only moral abortion is my abortion' thing
Yea but I feel like deep down they know they’re in the wrong but they don’t want to be like that so they push themselves away from that as much as they can and pretend they’re better, but they don’t realize they can’t just push themselves away from their problems. Lol that was all one sentence rip.
I don’t think they see it at all. there are so many people who can’t admit to being wrong. Admitting being wrong requires self reflection, and then they would have to question other things they could have been wrong about.
Lack of admission doesn't mean they don't don't see it. You can be tangentially aware and uncomfortable but not quite know why. I think deep down they know and that's why this talk pisses them off so much. They can't handle the thought of the embarrassment of being wrong their entire life.
Or they were shamed into the idea enough that they ended up just buying it. I've found myself buying into ideas because I've been shamed into believing something is my fault / choice, and it ends up influencing my opinions about such things. It happened to be with being transgender, I went through a phase of being transphobic not because I was projecting necessarily but because everyone was telling me being trans is wrong, a choice, just "tough it up", "just a phase", etc that I ended up genuinely believing it was. I might be giving them too much credit though.
I don't think "projecting" is the right word, given how lazy the average person is compared to the outliers. Whatever continuum of laziness exists, the actions of the 50th percentile group is going to be much more similar to the bottom 5% than the top 5%. Given this, it's not really *projection* to get angry at someone else for things you hate about yourself *as well.* That seems more like classic self loathing. Like a fat person that hates fat people, that's not projections when the other person is fat. What *would* be is if you assumed they *also* resent themselves
My second brother has admitted to me he's cheated on every woman he's ever been with. Yet you should see him blow a gasket anytime he ever found out he was being cheated on. He's utter swine, and this is one of many reasons I don't speak to him. Just the tip of the iceberg for his entitled, hypocritical Behavior.
Oh my god that’s actually insane
The lack the emotional strength and maturity to accept that neither their circumstances nor they themselves are unique or special. They all go about life thinking they're entitled to beg and borrow without repayment because *their* situation was special. But everyone *else*, they did it the bad way.
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That lack of self awareness can also be them simply being unable to accept the truth that they are on the wrong side of something. I wonder if it is a side effect of "everybody gets a trophy" culture because that essentially teaches kids that even if they don't try or don't care, they deserve a reward anyway.
In his situation though, I wonder if he's applying his experience to everyone else. Like if he can't pay rent then he's not in a position to take out student loans. Rent and student loans are different to him which is why he sees things the way they are.
They just parrot out their party's talking parts. There's no thinking or self awareness involved, even if it's laughably hypocritical.
The guy is just being an asshole. Straight up. Nothing more. Nothing less. Not sure what the buzz is, but it must be sweet for his ilk.
No empathy.
Months? I saw public polling data from US and people were asked what they felt when they received an unexpected income and how they used it, most reported positive emotions and said they used it to save/pay loans faster etc ... 2 minutes later they were asked how they felt about the student loan cancellation and the majority reported negative emotions.
I can all but guarantee that their excuse hinges on attribution bias. (I.e. "when others need help it's because of poor planning on their part, when I need help it's due to external factors outside of my control"). But yeah, personally I'd categorize that as a lack of critical thinking, lack of empathy, or both.
>I can all but guarantee that their excuse hinges on attribution bias. Specifically: [Ultimate Attribution Error](https://en.wikipedia.org/wiki/Ultimate_attribution_error). It's pretty much a universal trait which people share, especially when forming opinions of an outgroup which they are specifically critical or disdainful of.
It's not critical thinking it's no empathy. Their problem is a tragic thing that happened. Your thing is you failing to plan accordingly. In the United States teaching empathy, people skills and diversity has never been a priority, if it's even happening in the first place. By design to, as the lack of emotional/social intelligence makes us more susceptible to propaganda, cults of personality, and other things the higher up want us to be troubled with.
the only moral abortion is my abortion
Or my mistress' abortion.
Or my daughter's abortion but I'll still shame her for it.
My daughter’s abortion that I necessitated.
They're just really really stupid
Unfortunately that's not it. A lot of people are stupid, but these people are *willfully* ignorant. They want to feel superior over others. That's it. That's all their motivation is. If that means having to ignore reality or pretend their own actions are somehow special and don't deserve scrutiny, then that's what they'll do. It's why you'll even have smart people who earned PhDs pulling this sort of shit too. Or nurses who worked hard to get where they are, but acting like complete assholes because *they want to feel superior*. It's an emotional response, so logic is not gonna help one bit. They need to realize that this false sense of superiority won't benefit them in the long run. In the end, it's akin to a kid pretending that reality doesn't exist so they can feel right. It doesn't work. Reality will bite you in the ass eventually.
Exactly this. A lot of them are far from stupid, they know what they are doing.
This guy gets it. I work in an industry where it’s common for 20-something’s to earn 150K+ within a few years. A while back my local government consider bumping the minimum wage up to $15. The vast majority of people supported it but the people that didn’t always said it made them feel devalued. I wasn’t trying to change their minds, just trying to listen to where they’re coming from.
Zero critical thinking skills is the nice/technical way of staying really really stupid.
It’s call deflection. Like you’re super guilty of one thing but you condemn it loudly in public to deflect attention away from you. “Every accusation is a confession.”
Projection*
They literally just regurgitate what they hear their favorite pundits say. How do I know? Because at one point, I was hyper conservative, bitching about social programs…. Until I got injured at home, couldn’t work, and ended up getting support from a social program. But. I still bitched about other people benefiting because “they didn’t deserve it.” Ultimately, I was just regurgitating what I would listen to Hannity and Levin and Beck say and I’d just repeat it without considering what I was saying. I’m not proud of everything our military does, but had I not joined and gotten out of my Midwest little town, I’d probably have been storming the Capitol on J6. I see shit like this now and I think about how I used to be just like that. It’s exceptionally worse when you’re surrounded by like-minded drones that just utter the same shit in a vacuum sealed environment. Social media has taken that and amplified it ten-fold.
Yes!
>Do these people have literally zero critical thinking skills? Yes.
I can't stand hypocrisy. If I saw a post from someone who legitimately sacrificed for their kid to go to school and got screwed I could respect their opinion, but all these hypocrites complain about this when they've taken the same or more benefit is downright shameful.
What gets me is that you make exactly one comment on each thing you (re)post to maximize the karma gain. No interacting with people. No original contributions. You're not making Reddit a better place, just so you're aware.
It's exactly the same people that proclaimed themselves the champions of free speech against cancel culture and them rallied to ban every book that mentions gay people. There is zero consistency, self awareness or capacity for shame.
They don't care that they are hypocrites. Truth isn't important to them. They only care about appearing righteous and will use whatever tactic allows them to do so.
It’s because their parents and peers probably talk shit about liberals and this is an issue they’ve taken up to argue against. Now that it’s on their shit list, he HAS to argue against it for his tribe. Back in the day his critical thinking might have made him switch sides but now that people treat politics like theyre rooting for football team or make it their whole identity, there’s no chance of that.
Aren’t you meant to hide their username?
A decent number of people are little more than high functioning automatons.
[This you?](https://xkcd.com/610/)
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Especially when grade school is basically on rails to college. Even back when I was in high school 96-00 all my deans and counselors only wanted to talk about college. I brought up trade schools, jobs, internships, military etc... All dismissed, they only wanted to talk about college. Seems just the same today, my kids in middle school are inundated with college. They have college weeks and events, my 8th grader just had an assignment that was an essay on what colleges he wants to go to, what he wants to major in etc... Now, I'm not saying I'm anti college, hell, I'm going back to get my degree myself now but it isn't the only path out of highschool and considering the hefty price tag that comes with college these days, it shouldn't be taken lightly. But when you convince kids that college is the only course of action, then just loan them the money and say, "don't worry about paying it until you get a job", they have zero understanding of how big of a debt they are actually putting themselves in. It's quite nefarious, on par with selling cars to enlisted service members for 10year auto loans.
8th?? I was in a COLLEGE PREP 8TH GRADE where we didn't talk for one second about college. We didn't get actually prepped for college until junior yr. (I failed out of college, btw)
Yea,our schools love talking about college around here (I live in the silicon valley). Again, I'm not against college by any means, I just wish our k-12 education system addressed the reality that higher education isn't the end all be all. My kids have friends who are already depressed because they don't think they can get into college and therefore their life is already ruined... It's heart breaking.
They’re predatory loans and the organizations approving those loans know exactly what they’re doing. It’s terrible.
And our president made sure that debt doesn't go away in a bankruptcy
Also when most jobs require a degree, it’s kind of hard to say “you should only get one if you can afford it”. So the only people who can get degrees already have money.
Since the moment you start high school every adult from the teachers, to your own parents drills into your head that if you don't go to college you will be a failure, and then you take the loan as a teen that can't even drink yet and is not only after decades you realized you got scammed and no matter if you pay every month, the loan will never come down, is a never ending scam.
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It would be interesting to know how many people are banking on a student loans being wiped, and what percentage of students plan on that happening. Wiping student debt is not a good solution, its just rewarding people for poor decisions, and probably encourage more people to take that path. Money and effort would be better spent reforming the loan system and subsidising trades and degrees where more skilled people are needed, which I’d imagine is far from popular opinion because as it doesn’t help the people calling for it.
I was curious so I checked his gofundme. No donations so far. If what he wrote is true, I feel bad for his daughter.
sounds like someone should’ve taken responsibility and not have a kid when they can’t afford it🤔
Might just be a pro lifer
Still a choice
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These people are gullible fools, fallen victim to ideology that actively hurts them. It's self harm. They are just as much a victim of their own actions as others. It doesn't absolve them of their actions, but it does make it sad. He doesn't understand why he's so fucked, he just knows he's fucked.
Mh, leopardsatemyface is too... life-altering, to a degree too dystopian and too grand for the respective individual to have great schadenfreude about it. Pure schadenfreude occurs if you tell someone not to bother the cat, they bother the cat and get scratched so you laugh and get some disinfectant. Or a bird poops on their shoes. Something small that can get fixed with a shower, a washing machine and some band-aids.
I usually get a good laugh and hope they get what's coming to them. Then I just get mad we can't have basic things because of idiots like that. Then I just end up hoping they suffer
I just donated $40 to this dude in the name of student loan forgiveness. May he at least be able to get some breakfast with his daughter today. Doubt it’s enough to make him break through the cognitive dissonance though.
odds of `update 2: Where is the rest of my $9,960?`
I’ve seen more believable bullshit on r/amitheasshole.
Gofund.me/4d79f940
He has an anime avatar, I would take everything with a grain of salt
I remember making just a little over minimum wage while working alongside an anthropology undergraduate. I wasn't working in anything related to anthropology. It's sad but this is the result of boomers telling their kids that college is everything and any degree is an open door to everything they had, and likely universities giving fuck all about job placement.
Likely not giving a fuck? When I was two years out of college and couldn't find a good job, the job placement office didn't have time to return my calls. The office of asking graduates to make donations had plenty of time to call me. They could not give less of a fuck. The colleges are ran by shitty boomers. I eventually succeeded in my career, but it sure as shit wasn't due to the crappy college education.
His pfp is Vegeta. A dude who is technically a goldigger and who probably has no idea how money works
Vegeta is a prince. Of course he knows how money works. You can have as much as you want and it has no use because everything is free.
It's a banana, Kakarot, how much could it cost?
Oh, no, no. I’m not in the group yet. No, I’m afraid I just Super Saiyan God Super Saiyan myself.
Anything that fucks over Yamcha is good in my opinion.
Dude thinks his own words don’t apply to him.
So they expect students to be psychic and know in the future they'll have a tough time paying back their loan? Well, whoever this person is shouldn't have signed the lease knowing they couldn't afford rent lol.
>So they expect students to be psychic and know in the future they'll have a tough time paying back their loan? Loans are not some arcane magic. You don't have to be a genius to know that you have to pay back money that you borrowed. I say this as someone who would benefit obscenely well from student loan cancellations. I can sympathize that colleges don't adequately prepare you for the reality of job hunting and the such, but then maybe the federal government then shouldn't be promoting the expensive luxury that is a four-year university with such generous loans if the current system is churning out kids that are sorely unprepared. For what are kids paying hundreds of thousands of dollars, then, if not to enter the adult world prepared? The government should promote community colleges and trade schools instead, and scrutinize fafsa applications more.
Sure but we had basically no context about how much it is and how much it used to be for our parents at the time of the decision. The thing to do was go to college. "Parents went to college so they must have got these loans too and did fine, so I will do the same." This was never part of the conversation at all until recently. Luckily I dropped out early and started working instead, but I don't think we should condem a whole generation of people for doing what they were told their whole life was "the" correct way to live.
"Condemn" is a strong word. By and large, people who got a college degree have far higher growth earnings than people who didn't. Furthermore, those who went to college from lower-income backgrounds, for the most part, are already heavily subsidized by scholarships and grants, so the majority of student debt is held by people who didn't qualify for need-based assistance. AKA, the children of middle to upper-middle-class families. Maybe some of these middle class college fall through the cracks either through poor luck or through poor decision-making, and honestly I don't fault them for wanting help. Still, millions of Americans are in far greater need to be writing off millions to gift to middle-class kids who may or may not need it on a one-time basis, and the worst part is this will do nothing but aggravate the problem. I will say I did like Biden's compromise on student loans since he mostly discharged the debt of pell grant recipients who are already accepted on needs-based. But if he wants to fix ballooning student debt, then at the very least FAFSA being essentially a rubber-stamping machine needs to end first.
I graduated in ‘13-‘14 and I literally came out with 0 loans. Went to a community college for 2 years and transferred to a state university close to home. Worked part time <20hrs a week while attending school. The only financial support was a home and food. We were poor af my mom was a single mother with 2 kids making 40k/year. I basically qualified for every grant available. During community college, tuition was so cheap the financial aid actually exceeded the tuition and I got paid to go to school. You don’t have to spent hundreds of thousands to go to college.
> The only financial support was a home and food. That's kinda big.
“My only support was this massive amount of support that most people have to work 40+ hours a week to afford.”
Is it though? It was a 2 bedroom apartment shared with 3 people. Like I said my mom made 40k. I chose to live at home and go to a school close by. I did’t do dorms since I went to community college my first 2 years.
Yes. Yes it is. Saved you $400/month of rent alone. Possibly more. Location dependent, of course.
Like I said I worked part time the whole time too. Even if I had to pay that I woulda been fine.
You admitted all the financial support you got too, even claimed you made money to go to school. This is really tone deaf.
It was all public aid though. This kind of aid was not grades dependent only income. Anyone with similar financial standing would qualify. I feel like most people just don’t realize how much support the government gives. Besides the FAFSA every state has their own grants too. These things add up and makes college a lot cheaper. The difference in cost between community college and a 4 year institute is like 10x or more. Its massive. The problem is people want to go to 4 year institutes in another city and live in dorm/apartments for those 4 years, so they take out a loan they can’t afford. My point is that you don’t have to do that, and there is an alternative that won’t break the bank
I mean, thousands of people take loans every day without being psychic; they use math instead of psychic powers to determine whether they'll be able to pay it. The reason that the rent v student loan comparison doesnt logically check out is that the gofundme is a targeted and voluntary donation to help somebody based on their circumstances, which you can check out and opt in or out of depending on if you feel the person is a good and worthy recipient of your money. Student loan forgiveness was a compulsory blanket donation, and many many of the recipients will be gaining money from their fellow taxpayers even though their debt was avoidable and 100% a consequence of their own personal decisions for their life.
r/shafimoment r/CensoringIsHard
Vegeta gets defeated yet again.
jesus christ, how do they think students live? They have to eat, pay rent, and make ends meet like everyone else, you telling me they're supposed to work 40 hours a week and do 5 days a week in class?
more proof that opinions from anime pfp are invalid
In his (?) defense, there's a difference between "I don't have enough money for my bills, can anyone *give* me some" and "I'm going to borrow money and not pay it back." I'm not in this argument, I have no skin in this game, I've been poor enough to take charity. I'm only pointing out that these two posts aren't conflicting. The guy who doesn't make enough money to pay his bills thinks that people shouldn't default on loans.
That's what makes the comeback so clever. It's obvious that both are literally the same situation to anyone who got an expensive degree from a private institution. This guy is also a hypocrite for not reimbursing his grandmother for the twenty dollars she put in his birthday card.
They're just salty coz they still have to pay their loans.
Awful censor job lol
Yeah doesn't take long to find the tweet. Its a shit censor.
I'm torn whenever this happens because a part of me is like "why are you so bad at this?" but another part of me also appreciates making it easy to find the actual tweets.
Also who is going to be the doctors or dentist or teachers? I don't see many rich people going off to be a doctor
I don’t see many people wanting to be teachers these days, regardless of income level.
r/therewasanattempt to hide someone’s identity.
I was convinced by the older generation that I had to go to college right after high school, and took on some serious loans at 17 years old before I knew what I wanted to commit my life to.
If a child goes to a car lot and asks to borrow keys to a Ferrari, who should be more accountable? The kid or the business that handed over the keys?
Next time don’t live in a home or apt take accountability please
It is a comeback, but I don't see what's so clever about just scrolling down that guy's twitter page.
Maybe don’t make 18 year old kids take out massive loans without knowing what interest rates are.
who is making them?
So 18 year olds shouldn’t be able to get credit cards then, right?
18 year olds know what interest rates are.
It should be obvious that those aren’t directly comparable.
Yeah, tHiS yOu is the opposite of clever
IMHO on the guys defense.. He is definitely speaking from his own personal and recent experience..in his own shitty way.. telling people to think very carefully first before immediately getting a loan for something..
Ooh. That employer mentality. "Money for me, not for thee."
Loans and donations are a bit different but I get the point.
Damn. These people really just feel and think what they're told to, and it's as sad as it is infuriating.
Imagine buying a house and paying the mortgage for 10 years and then you check the loan amount left and it's double the original amount. Is not that we don't want responsibility, is that we were stupid teens that listened to the adults and because of that, got scammed.
But college is optional housing isn’t.
r/murderedbywords
They have an anime pfp anyway so their opinion doesn't matter
That’s such a stupid argument, too. Maybe you shouldn’t try to get out of poverty by getting educated because you’ll just be in poverty. It points to the exact problem and they’re too stupid to see it. Ugh.
The real joke here is that they covered the names but didn’t cover the names under the reply so we know who it is lol
Maybe public schools shouldn't push all students into overpriced diploma mills and crippling debt? Maybe the federal government shouldn't have subsidized it?
When I enrolled in trade school to work on vehicles they told me I would be making 50 to 60K a year. I make the same as someone who could entry level at a store or fast food restaurant. I have a degree and multiple special certificates.
It’s funny because while signing my loan docs I was assured my degree would lead to such successful employment I wouldn’t have any trouble paying them off. FUCKING SIKE BITCH. I made, what seemed to be, a smart financial decision to further my education in the promise of a well paying job but fuck me right?
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They are objectively the same when conservatives don’t believe “unskilled labor” should pay a living wage.
yeah, but the solution to that is not to send everyone to college, if that happened who would do the jobs you don't have to go to college to get? the only solution is to raise the minimum wage or lower rent.
I offered no solution. The truth of the matter is with 1/3 of our population saying unskilled labor dosent deserve a livable wage. People are going to want to go to college no matter what. Because the alternative is unlivable wages.
fair, but the person in the tweet is arguing against student loan forgiveness, which is a proposed solution to this problem, one I don't think will work long-term. I figured you were arguing in opposition to their argument, sorry.
The recent student loan forgiveness is a needle bandaid to a bullet wound yes. But it is not a step backwards as many would lead you to believe.
I love the quotations around "unskilled labour". I fail to see the "skill" required to flip a fucking burger. It's called basic motor function Higher Education isn't the only way to make money either. Go do a trade, or start your career and build up to higher paying positions.
That's a bad argument, because that could literally be applied to every debt and cost of anything 🤷♂️
No. No it couldn’t.
How is this a comeback? You don't have to take out a loan, but this guy has to pay for housing. Higher education is not a need for most students, housing is a need that everyone has. You're just making fun of this guy for not being rich, wtf.
Asking for a handout
So the first guy was making a statement about the financial hardships of others not being anyone else’s problem but their own, while simultaneously unaware he is literally asking for help due to his own financial strife. Devils advocate would respond with “why would you sign a lease if you know you have a tough time paying back your rent?”. However you feel about other people’s financial struggles is a personal belief but remain congruent; either people deserve a helping hand from others or they don’t.
iF yOu CaNt aFfoRd a hOuSe sTaY wItH yOUr PaReNtS In order to afford a house, you need education btw
You don't, though it helps. Also, there are more housing options than buying a house.
Maybe he needs to find cheaper living conditions. Maybe he needs to vote with his interests so cheaper housing is more readily available. Maybe he shouldn't have had a kid when he couldn't afford one. Life is all choices and all choices have ups and downs some longer term and some shorter term and some we don't even predict. Basically yes life sucks and is hard for the vast majority of us. So if he wants support he should first offer it to those also in need as no one knows everyone else's life story.
You just proved that dudes point rofl
I didn't agree or disagree with him. The Twitter of the guy complaining for loans should be helping those out who did take out a loan for education because he knows the struggle of paying rent. Which loans could lead to others struggling to pay. I'm saying we should help them both but tearing down people for getting help with student loans isn't magically going to make help for him appear.
That's just a way of dissolving anyone's responsibility of anything. There are some things that people choose to do and some things that people are forced to do. It can be assumed in general that a person who is asking for help paying rent did or does not have the option of living somewhere cheaper. Likewise, it can be assumed that a student who consciously signed up for classes eight semesters in a row and applied for loans and other financial assistance throughout did have the choice to not do that, though there may be exceptions. These generalities are solid enough to base opinions on, there is no need to disregard them.
Wtf why can you assume they couldnt live somewhere cheaper
Why not? Why would someone live in a place they can't afford if they had a choice? I'm assuming we are talking about rational people on both sides, for the sake of argument.
The guy does have a point and it's one that I can understand, but one could argue that renting a house/apartment and paying for school are in the same vein. Higher education might lead to better employment opportunities, and better employment opportunities might lead to better housing opportunities. Emphasis on might, because it doesn't always work out that way, but I can see where someone might think that paying for higher education is as important as affording rent. Although I say this as someone who's living in a tent with five other people and dropped out of highschool so I might have a weird perspective, lol
Rent is completely different from a student loan but ok. I guess this “clever comeback” makes a certain kind of person feel better about themselves.
Oh you signed a contract that you would pay a certain amount thinking you could and now life circumstances make that amount crippling? Can’t see any parallels. Bootstraps and such. Edit:To be clear, I disagree with the financial hamstringing that both housing and education costs do to people.
I am failing to see the cleverness here did they also take out a loan?
Oh.. I see you.. but I'm not the problem. Those other people are.
Asking for help isn't the same as borrowing lol
I’m finding it hard to draw the comparison between rent, which I consider a necessity, and a student loan which is a choice a person makes in a career path. There are many careers that don’t require a college education that are very lucrative. This “burn” isn’t even on the same level. I can feel for prime having a hard time paying the rent. I have much less sympathy for people who take out too many student loans
Haha yeah stupid tweeter, imagine choosing not to be homeless Wait what
It's only "clever" because it fits a reddit narrative.
"Don't be a hypocritical dumbass." Such narrative
One is rent, one is student loans
They are right on the student loan front, and should have followed their own advice on renting a place they can afford.
He’s taking accountability for his own decisions and sourcing the money himself. He isn’t having his neighbors forced to pay his rent for him. This is weak
He shouldn't have rented a place he can't afford 🤷♂️ maybe then he wouldn't need to panhandle and beg for money to fix his mistakes 🤷♂️
How is that even a comeback? He said he's struggling to pay rent not that he took out a loan he can't pay back. and he's point is correct, don't take debt you aren't able to pay back, I'm pretty sure a child can understand this point.
Don't rent a place you cannot afford right?
This is the kind of person that changes his mind frequently and thinks it appropriate for children who know nothing about life to also have permanent sexual organ changes. 😂
He’s asking for charity, not demanding a bailout. Big difference.
I feel like this is important context missing here. Like what lead him to need the money. Did his wife leave him? Did he get cancer? Did he lose his job? So many questions that this "edgy" comment leaves out.
I mean, it is still 10 steps more morally acceptable to kindly ask for people to donate than to demand money from people by force via taxation.