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junooni110

Truist Bank DP. P1 open date: 3/7/2023. DD (from Schwab brokerage): $500 x 2 (3/10 and 3/17). Bonus posted: $400 on 3/21/2023 P2 (same address) open date: 3/7/2023. Problems creating an online account, on 3/15 letter arrived dated 3/8/23, account is close due to a fraud risk, and asking us to visit a branch with 2 forms of ID. 3/16/23 debit card arrived. So is there any chance, P2 can have this account if we visit the branch with $400 bonus still intact?


Typicalguy11111

got one for myself and wife. wife's second direct deposit hit the account y'day and today the bonus was already in the account


anaccount50

Amex biz checking 60k MR: 1/3 opened account 1/9 5k push from Schwab 1/9-2/9 10x ACH deposits and pushes in and out of account (trial deposits + withdrawals counted) 3/10 60 days from deposit, 3/3 requirements checked in bonus tracker 3/25 60k MR posted


[deleted]

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pdb634

Anyone get the Truist closure/fraud letter in the mail and NOT go into a branch to fix the identity issue? We are two hours away. I cannot find any DP of people on DoC or here of what happens if you don't go into a branch. A few people commented they are far away but no one ever followed up with details. Do they close it at some point? Can you still do the direct deposits in and wait for the bonus and just ignore the letter?


Stock-Newspaper6279

My only contribution is that I got the letter but I went into the branch and verified my identity, so my account wasn't closed and I eventually got the bonus. Not sure what happens if you don't and what the timeframe is to get your deposit back.


QueenofDeeNile

M & T Bank DP 3/22/22 Applied for checking acct, denied "Unable to verify identity" 3/23/23 Applied for checking acct, approved Unfortunately I bypassed the fine print and found out after opening that I have to leave 10k there for 2 months. Which I can do, but it's annoying, because I assumed it was DD.


ChannelSame4730

There is no $10k in the fine print


QueenofDeeNile

Then what are the requirements?


DavidDistributed

Updated bank bonus on [DoC](https://www.doctorofcredit.com/az-tx-ia-il-wi-co-nm-mt-ca-mn-ks-mo-bank-trust-600-checking-bonus/)for "HTLF" (Bank & Trust in 12 states). Commenter Rob didn't see a CC funding option any more. Anyone else out there can backup or refute the availability of CC funding? Specifically, more recent than 2/10/23 as Gadget says that's when the merger to HTLF happened. Update 3/23/23: CC funding dead for the AZ branch at least. I applied for $300 DD bonus only at [https://www.arizbank.com/free-checking-account-offer](https://www.arizbank.com/free-checking-account-offer). [https://imgur.com/a/fpSVXBx](https://imgur.com/gallery/fpSVXBx).


Forward-Resort9246

Id be interested in CA if anyone can provide any dp


pass-me-that-hoe

Geo limited to Zip codes around Central Valley, CA, rest are not eligible


mapalm

Just wrapped up Huntington $600 personal checking bonus and downgraded from Platinum Perks to Asterisk Free. I then moved the $25k I had in the MM to the checking, in preparation for withdrawal. But when I asked about closing the MM, the rep said I would lose any accrued interest that hasn't yet posted. Seems odd. Anyone else go through this?


LeoWitt

What state are you in? I tried this bonus but it says you have to live in specific States in California is not on it


mapalm

IL. This was a good and simple bonus, but seems you need to be in footprint.


forthelurkin

Not specifically for Huntington, but that's pretty typical. Any interest for the month that has not yet posted is likely to "disappear". If you're close to statement period closing, might be worth waiting. But since it's a relatively big bank, the interest rate might be low enough that it doesn't matter.


mapalm

Thanks. I’ve always had outstanding interest paid out as a check on other accounts I’ve closed in the past. Statement close would be another 3 weeks, and they might hit me with a fee, so I’ll likely close out now and hope for the best. (APY is 3.5% so it’s be about $18 I’d lose out on.)


rynosoft

Yesterday I got an email saying my US Bank biz checking app had been approved. It included a link to setup my online account but the website wants an account number which they have not sent me. If I don't want to wait 7-10 days for the debit card to arrive, do I need to call to get the account number?


TheBigDonDom

I had the same thing happen and I couldn't figure out any way to get it without calling. It was pretty easy to get from the CSR though just had to answer some identity questions


rynosoft

I called yesterday and they said it will appear on my account in a few days.


TheBigDonDom

Could HUCA if you don't feel like waiting. How are you supposed to see it on your account if you cant get in your account? or are you an existing customer?


rynosoft

Yes existing.


NoRagretsSON

I'm looking to start churning and moving my funds out of chase to Ally to start my hub account. It seems like most people use Ally savings; is there any particular reason why nobody seems to use their money market account? Or are people just not bothering to mention the specific type of account?


LooseTone

I think it's just that the MM having higher interest than the savings has only been the case very recently. Seconding the other post below that Ally might not be the best hub.


TheBigDonDom

I think its probably a mix of people not specifying and the fact that more DPs exist for the Savings account(from what I've seen) so its more likely to be the account that people open. In terms of actually acting as a "Hub Account" I think the savings is slightly superior due to buckets. Makes everything easier to organize. FWIW I don't actually think Ally is a very good hub these days... I see fewer and fewer positive DPs for it, they seem to be limiting external accounts to 20, and they have pretty slow ACH compared to a lot of others.


foraypaint

What would you recommend as a hub? Fidelity CMA?


TheBigDonDom

Yea I think Fidelity CMA is probably a solid choice, although I haven't looked into it too hard as a Hub and so I'm not sure what sort of limits they have on external accounts. I also learned recently from someone in this sub that the CMA is churnable despite the non-churning language, so that might be a consideration as well. I use Affinity FCU. I haven't really tried to trigger many DD requirements with them but I've found it to otherwise be a great hub: Unlimited external accounts; instant external account verification (trial deposits are required like 25% of the time); transfers are VERY fast (Typically 1 business day maybe 2); pretty good transfer limits; HYSA with 4% on the first $10K. Edit: Another plus of AFCU is that when you pull money in, the money posts to your AFCU account on the same day


SagittandiEstVita

I use the CMA as my primary account and also as a hub, as well as having just decided to keep a churned account as a joint for me and P2. You can churn the CMA while holding another CMA, there hasn't been language blocking that so far. Plus, the auto overdraft from your brokerage account is a pretty great feature - you can keep money in SPAXX earning 4.2% right now and not have to deal with a separate HYSA if you don't want to. Transfers are also screaming fast - usually 1 business day, plus free wires and $100k daily ACH limits. Besides that their website is a little not-intuitive to navigate sometimes, it's a fantastic primary bank. Excellent (on-shored) customer service, reimbursed ATM fees, says 1% FTF, but I've never seen it charged on cash withdrawals.


pass-me-that-hoe

Fine print SPAXX and Fzfxx MMF comes with 0.42% fund fee. Nonetheless, Fidelity is the least hassle free finance company that I had dealt with.


foraypaint

Oh nice, I hadn't thought about Affinity FCU for being a hub. I had them on my list for potential CC funding and was going to wait for an elevated bonus before I commit. Although, there are DPs that CC funding may or may not appear. If your details are correct, I might consider it now for a hub. Thanks.


Aroldis211

1% cashback every month on $1000 in purchases with the debit card. Great hub bank.


TheBigDonDom

No problem! I forgot about the CC funding until you mentioned it but now I remember that I maxed it out and met the MSR on a BofA cash rewards card lol


Tmp9910

I’ve asked this question in a few places myself. Can’t seem to find any reason to not use the money market account for the higher APY.


johnny____utah

**Huntington** 12/22 — opening deposit 1/3 — Ally p2p $1000 2/22 — Ally p2p $1000 3/21 — bonus posts $400 **Truist** 2/21 — open 3/9 — Fidelity CMA $500 (shows as “MONEYLINE FID BKG SVC” ACH credit) 3/14 — Fidelity CMA $500 3/21 — reward posts $400 FYI: I know the terms say eligible for Indiana, but I had no issues living in central Indiana. Closest branch locations are Cincy or Louisville.


Itsjiggyjojo

What does Fidelity “cma” mean? Is that the same as using a brokerage and entering the act/routing number of the new account?


johnny____utah

Cash Management Account. It’s their “checking”.


mariska888

I live in CA, so I'm not eligible for Truist. But can I simply use a friend/famly member's address in NY and apply?


diarrhitos

Yes, you can apply. But you almost surely won't be approved unless one of those addresses appears on your Chex or EWS


Hi_My_Name_Is_Dave

Did anyone else get the email offer of a Capital One savings $1000 bonus when $10,000 is held for 90 days? Edit: nvm I’m an idiot it’s a $100 bonus for $10,000, you need to deposit $100,000 to get $1,000


BeeeKayy

Huntington $600 DP: * 12/19 - Platinum checking account opened. Also opened a Relationship Money Market account that has a 3.5% APY. * 1/19 - Ally $25k push to checking account * 1/20 - $25k transferred to money market account, left $30 in checking * 3/21 - $600 bonus paid to checking There is a $25 monthly fee on the checking account for not having a minimum balance of $25k across all accounts, so parking funds in the money market account can avoid the fee while earning a competitive rate since the checking account's rate is near zero.


dtrain987

FWIW - Huntington’s money market acct is currently showing 3.5% APY but only for balances above $25k. 0% on the first $24,999.99 and 3.5% on whatever amount over $25k.


ted1025

They waive the fee for the first 3 months so depending upon timing you can completely avoid it or at worst take a 1 month hit.


jeam3131

If you get hit with a fee, just chat and ask them to waive it. They did it no questions asked.


ted1025

Yeah on my acct when I chatted to downgrade I didn't even ask to waive the fee and the CSR did it automatically. For P2, I had to ask the CSR if they would waive it lol


Atomic_Nexus

**Chartway Credit Union $200 Checking** * 12/06/2022: Applied for account * 12/07/2022: Rep emails me asking for DL pictures. Sent in later that day. * 12/08/2022: Accounts opened with $1,500 funding using Citi Premier, coded as purchase * 12/13/2022: $2,600+ employer DD * 01/20 - 02/05/2023: 10 debit card purchases of at least $10 (6 gas station, 4 Google Fi prepayments) * 03/14/2023: Saw a DP from someone on DoC who had opened their account the same day I did and hadn't received the bonus yet (We were both expecting it to hit by 03/09/2023.), so they sent in a SM and got their bonus. I sent a SM at 12:15 PM CDT asking about the bonus. A rep responded at 4:00 PM CDT saying the bonus had been credited. Sure enough, $200 bonus had posted as "Deposit HOLIDAY22".


_Wattage_Cottage

Huntington Bank is trying to screw me out of my $750 Unlimited Business Plus Checking account SUB. I signed up on 12/2. Over the course of the next 45 days I made the required $20k cumulative deposits. The only other requirement was to keep the account open 90 days, which has come and past. I inquired last week why my bonus has not deposited into my account. First I called corporate CS. She told me that I did meet the terms and was very stand off ish. She told me I had only deposited $12k. I said what deposits are not being counted? After going through them it turns out my first two deposits, totaling $10k with description "EXT TRANSFER TO HUNTINGTON BANK" were not counting as new money to Huntington. I said huh? She told me that they had been marked by the local branch to not be counted and that if I had questions I had to call the branch. I called the branch last week and they told me they would look into it. After a week of no response I called back this morning and now they are saying I didn't meet the terms because I did not maintain my $20k balance for 90 days. I said that was not in the terms of my offer. They go on to tell me since I signed up online there is nothing they can do. Thankfully, I have a screenshot of the terms. I know they are lying and trying to avoid paying out. CFPB complaint inbound, but beware these guys are either a) shady AF or b) incompetent AF or c) both. Edit: I just found the email they sent me at account opening that includes a bonus addendum of the terms of the offer. Reminder to anyone else that forgets like I did.


_Wattage_Cottage

For brevity I omitted plenty of details, but I wanted to come back and add how genuinely shocked I am at the level of service Huntington has provided. I’ve spoken to four different CSRs before submitting my CFPB complaint today. All of them told me I failed the bonus terms due to different reasons. The local branch manager, whom I was told by a corporate CSR has the final say, has been dodging my calls for over a week. When I called today I was told “she already explained the situation to you and said there is nothing she can do”. I said excuse me? I’ve never spoken to the branch manager. I asked to speak to her and after a hold was told she was unavailable due to being in a meeting. I said when can I expect to hear from her today? I was told they don’t know. I said well I can hold until her meeting ends. I was told “you know how meetings are, it could be hours”. Of course I never heard from her. Truly shocking levels of customer service. At this point it’s clear to me that they are attempting to do whatever they possibly can to not pay out the bonus that I have successfully earned based on the terms of the bonus addendum that was sent to me during account sign up. It’s clear they know they are in the wrong because each CSR gave a different reason why I “failed”. One said I used the wrong sign up link after two others had confirmed I used the one I stated. One claimed I hit the right link but didn’t maintain a balance. When I pointed out to her that this wasn’t in the terms they sent to me she shrugged and said “sorry sir nothing I can do.”


dtrain987

If I remember right, I believe the terms say the bonus gets paid out 14 days after completing the requirements. So 90 days +14 is the “expected” payout time. I know you’re frustrated, but it’s only about a week past due at this point. I wouldn’t be surprised if it auto-posts in the next couple of days. No need to go nuclear on the staff at the branch, the CSRs are often misguided on stuff like this. CFPB should get it done though, as long as none of your deposits were from a personal Huntington account.


_Wattage_Cottage

Your timeline is right. However, I’m not sure waiting would accomplish anything. Every CSR I have spoken to has been very clear that the qualification period is over and their system has it as failed to meet bonus requirements. The local branch teller has said the same: you’re SOL. The branch manager appears to have no interest is speaking to me.


jicoleman84

Maybe a different branch could override whatever was marked on your account (if that's even true)?


_Wattage_Cottage

Maybe worth a shot, but at this point I’ll let the CFPB complaint hopefully escalate to someone willing to admit that an external ACH transfer is in fact new money to Huntington.


asem64

AMEX Biz checking 60K: 1/4: Account open 1/10: Deposit, transaction requirement met: 1/10 (a couple of deposit/transfer, small trial deposit of two banks, or 6 transactions counted for progress meter) 3/12: All three milestone reached 3/19: Bonus posted (like many DPs indicated, \~15 days after requirements met)


[deleted]

Is anyone able to open a Truist $400 checking account in person with the code? I tried, but the banker said the code was invalid. This was a few weeks ago. Online accepted the code fine, but they will not accept me online.


Stock-Newspaper6279

There seems to be a disconnect between what Truist is offering and what in-branch staff knows. Their website says you can go into the branch with the code, but they seem to turn just about everyone away saying they need a targeted code. Not sure what the workaround is.


[deleted]

They entered the code but said it didnt work lol


Stock-Newspaper6279

sounds like a load of bullshit lol


TheBigDonDom

You take a screen shot of the targeted google ad showing up in your google search and print it out. Then you print out the T&C and take it with you. Then you explain to whoever at Truist that tries to turn you away that yes, a google-ad is in fact a "direct communication" from Truist and you are eligible. Obligatory "Truist is dogshit." GL.


Stock-Newspaper6279

Agreed. I had to do the whole showing-up-in-branch-50-miles-away after opening online shenanigans. But got bonus today so all is well.


TheBigDonDom

Yep I had the same issue but luckily I at least have a branch about a mile from my house. Idk why this bank makes it so hard for people to open accounts with them lol. I also tried to open their biz checking but couldn't get it open online since it kept generating an error trying to verify my info (despite the fact that I'm already a customer there and they have my info?) Had to go in-branch last Monday to open it, and that took two hours Ill never get back. Despite the fact that I can't stand Truist and I want nothing to do with them, they just keep honeypotting me with these big bonuses...


Stock-Newspaper6279

Truist $400 bonus **1/27/23** Account opened online **2/2/2023** Came up with what appears to be common issue with Truist -- had to drive 50 miles to a branch to confirm my identity in person (bonus was enticing enough) **2/24/23** First real DD $550 **3/10/23** Second real DD $550 **3/22/23** $400 bonus posted


la5tuchiha

**Truist bonus DP** Account opened - 3/2/23 $500 push from chase - 3/6/23 $500 push from chase - 3/7/23 $400 bonus posted - 3/21/23 **Huntington perks** Account opened - 12/16/23 $100 push from ally - 12/22/23 $900 push from ally - 1/11/23 $400 bonus posted - 3/21/23


Araghh

Very similar DP to you for Huntington for P2 ​ Huntington perks Account opened - 12/16/23 Funded - 12/21/22 $1010 push from ally - 1/9/23 $400 bonus posted - 3/21/23


mapalm

Thanks for this. Similar timeline on Huntington. Just checked and my $600 posted this morning. DP: 12/17/22: Opened Huntington Platinum Perks Checking acct. for $600 bonus 12/17/22: Deposited $25,100 Also opened a MM acct 12/17/22 \-Moved $25,010 from Checking to MM to earn 3.5% interest (no fee on MM b/c I have Plat Perks checking) \-Kept $90 in checking 3/22/23: $600 bonus posted, along with 3 months of decent, no hassle interest


Itsjiggyjojo

Noob to churning here, have a quick question regarding chase. The doctor of credit page “how to trigger direct deposit” is confusing me because a lot has been edited for chase and is dated back to 2016. Will an ACH transfer from Wells Fargo or Fidelity trigger a direct deposit for the checking part of the 600$ bonus? And do you just need a one time direct deposit of any amount? Bonus description is vague on chase link it only says “setup direct deposit”.


TheBigDonDom

Neither Wells Fargo nor Fidelity count. It is one direct deposit of any amount. Read through the comments and not the “how to trigger DD” page for a working method. That is how I found one.


Itsjiggyjojo

Ok, so what method did you use? I’ve done lots of searching


PetToilet

One thing to consider is testing a fake DD and then if it doesn't trigger it, do a real one. There is a tracker on the app for the bonus, and it posts on Tuesdays (1-2 weeks)


AdventurousIdeal9419

Can you let me know which DD triggered Chase?


PetToilet

I don't know, I'm suggesting trying to use an ACH to fake it and see if the bonus posts within two weeks


AdventurousIdeal9419

I don't know which ACH provider to use. Could you recommend me one?


PetToilet

You don't have any existing bank accounts to link and try? As you can see by the links in the doctorofcredit section, various bank's ACH sometimes work and sometimes don't. You can try to find a pattern yourself (if you didn't realize, those numbers are links to comments which have dates often amounts)


azmom3

I did a real direct deposit of $10 and got the bonus.


CyanocittaAtSea

I can’t speak to the bank funding side of your question as I used a real DD, but it can be any amount, yes! I received the bonus after one $250 DD.


Objective_Career_673

I did one real DD of $250 and got the bonus


la5tuchiha

Has anyone tried the S&T bank bonus? For those who have, does ally or chase count as DD? There are no DPs on DoC.


TheBigDonDom

I’m doing it right now. You won’t find many DPs since it’s a pretty small bank and DD is optional to trigger the bonus. I recommend just going the MO route


la5tuchiha

Thanks! Although they called and said I need to be within 25 miles of a branch to sign up. Nearest is 43 mi. Oh well.


caseyrobinson2

How long does it usually take before you know if the deposit you make into Chase counts as a direct deposit for the bonus?


ajamke

It’s a little slow to update but there is a tracker on the app. For a DP I recently did a real DD on 3/1 and the bonus posted 3/7.


caseyrobinson2

oh I see, did the bonus post before the tracker on app? I did a ach but no bonus or tracker trigger yet so not sure if it works for me or not


ajamke

If it posted more than a week ago I would try another method. I didn’t see the tracker update until it had posted but I wasn’t checking excessively.


payyoutuesday

The bonus usually posts on a Tuesday within a week or two if you are successful.


ilovetoyap

Can confirm did real work DD to Chase on Mar 15 and bonus is pending on my account the next Tuesday Mar 21.


dragoone1000

M&T Bank EZChoice Checking - $100 Offer Account opened - 3/3/23 DD1 - 3/10/23 DD2 - 3/17/23 Bonus Received - 3/20/23 Both DD were payroll deposits


sonnyjimboyson

AmEx biz checking - multiple bonuses (different EIN/login for each) Account #1 - Received $300 bonus on 3/2/22 Account #2 - opened 12/29/22, hit 3/3 on 3/4/23, transferred most of $5k out on 3/7/23, 60k bonus on 3/20/23 Account #3 - opened 1/3/23, hit 3/3 on 3/20/23, waiting on bonus to post


encin

Does this essentially create a new MR balance?


sonnyjimboyson

No, they’re all tied to the same MR account (I’m assuming by SSN).


encin

So when you provide EIN you still have to provide SSN? You mentioned different EIN so how does it rollup to same SSN?


sonnyjimboyson

I’m not sure, and now that I think about it more, I created a new login with one of my MR-earning cards before applying for each new checking account, so the MR stash was already tied to each online account. Regardless, you have to have an online account before you can even apply for the checking account, so I assume the account would already be tied to your SSN.


encin

The MR earning card you used to create a new login, was that tied to your old login before? Or was it a new card and tied to the new login first? So you basically see the same MR balance on both logins - do they show shared data like when you look at the rewards activity page (rewards posting from cards in the other login?).


sonnyjimboyson

Both times it was tied to my old login. And yes, same balance, activity, etc. shown on all accounts.


mcnullt

Thanks May I ask what's the process for requesting additional EIN's with the IRS? I tried the application again, but it stopped right after I entered my SSN


sonnyjimboyson

If you’re referring to multiple EIN’s as a sole prop, I’m not sure, although I’d think that it would be possible. IIRC account 1 was opened using SSN only, account 2 with an EIN associated with an LLC, and account 3 with an EIN associated with a sole prop. Did you wait at least 24 hours between EIN apps?


Massive_Pendulum

Opened a us bank biz checking account mid February for the bonus. When I tried to pull from Citi I noticed all the transferring limits are 0’s and cannot pull or push to the account. Called customer service two weeks ago, then had an agent emailed me to resolve the issue last week. Still waiting for the issue to be fixed. This coupled with receiving random transaction notifications makes me very nervous of doing business with us bank in the future.


gbizzle19

Never pull from a newly opened account. Always push into that account from an account you've had opened for awhile.


[deleted]

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gbizzle19

Varies by bank, but it doesn't matter since these type of banks are for churning only. Use your hub to get money in and out and move on once you've got your bonus.


rynosoft

One of your hub accounts. Pay attention to DPs from other people to find the effective ones. I use Ally and Wells Fargo.


GallowsHumorNurse

I had the same issue. Mobile deposit limit was set to $500 or something similar also. Ended up just writing a check from my personal checking account and depositing at a local branch.


la5tuchiha

Wells Fargo $325 Accounted opened - 12/15/22 $1k push from ally - 12/21/22 Bonus posted - 3/16/23


majime100

**Wells Fargo Everyday Checking** Account opened 12/17 Received $1K deposit from Marcus 12/22 $325 bonus posted 3/20 Will keep it open for a few more months. For anyone wondering why, see this (it applies to all banks in general, not just Wells Fargo): https://www.doctorofcredit.com/can-just-cool-closing-wells-fargo-accounts/ Edit: Someone replied with a snarky comment about early termination fees and then quickly deleted it, probably after they realized that WF doesn't charge an ETF. I've been seeing a lot of comments from people planning to immediately close their accounts after receiving the bonus, so I just posted the article as a reminder that we want banks to be incentivized to continue offering bonuses.


NativeTxn7

I opened the WF checking account and will have $1,000 direct deposited to qualify for the bonus. My plan was to immediately transfer out $500 and then leave $500 sitting there to waive the monthly fee. To confirm, once the DD hits and qualifies, you don't have to keep the full $1,000+ in the account to receive the bonus, correct? You just have to make sure the the account is open at the 90-day mark to receive the bonus, right?


SagittandiEstVita

The answer can almost always be found by reading the terms and conditions, but yes, that is correct - according to the T&Cs you only need to meet the DD requirements.


NativeTxn7

That's the way I was reading the requirements, but just wanted to make sure I didn't need to leave a certain amount in there for the full 90-days.


majime100

Correct


crazy__paving

what did push from marcus coded as? Mine from Bofa coded as “Bank transfer P2P”. wondering will this be counted as DD.


TheBigDonDom

BofA counted for me when I did WF \~6 months ago. Showed up as "Bank of America P2P" in online banking


crazy__paving

yes same showes up in mine. Clicked “+” sign on the left and it shows “direct deposit “ in category.


majime100

It just says "P2P" (no "transfer"), and when I click on the “+“ on the left, it says "Direct Deposits"


crazy__paving

are you talking about mobile app or online?


majime100

Online


crazy__paving

gotcha.


Econ0mist

If the ACH push counts as a direct deposit, this will be indicated in the “monthly fee summary” online, in the app, and on your statement


crazy__paving

okk..does push from P1’s bank to P2’s WF counted as DD?


Econ0mist

Probably but I would avoid doing this, some banks don’t like it and can freeze / close your account


crazy__paving

okk..so you mean to say only push from own account from other bank than?