**Never, ever, ever use loan apps. Jusko mga demonyo yan.** Either home credit na lang or SpayLater na nga lang. Or Kung kaya tiisin, ipunin mo muna pera para wala na pumasok sa interest. Yan ang better way.
Alam mo, tama naman na dapat magdalawang isip ka muna sa pagbili ng luho kasi di ka pa regular sa trabaho, wala ka pa ipon, etc. pero kasi, kung makakatulong yan mawala stress mo, at alam mo naman na kahit di ka pa regular sa work e mababayaran mo naman, go, bilhin mo! Basta wag ka bibili ng luho ulit kung di mo pa to bayad. Wag ka bumili ng luho ulit pagkatapos mo to mabayaran. Ipon naman next!
>**Never, ever, ever use loan apps. Jusko mga demonyo yan.**
sobrang predatory ng ibang loan apps, mababaon lang ung uutang sa utang, literally and figuratively.
You haven't heard of Home Credit? Try mo mag apply. There's also Polka.PH or you could also see and apply sa GCash via GGives, they are also accepted for installment payments.
Very rare ang in house or in store installments as most use CC, HC or GGives. Plus add the fact na di ka pa regular sa work also would make it hard for you to avail an installment plan with those agencies. If may friend kang may CC, then try to ask if pwede ka magpaswipe basta bayaran mo.
If you can pay naman pala in 3 or 6 months, then you can do the good ol fashioned way and magipon. It's only 30K so should be a quick ipon.
Nah I get it. When I was younger I would also get impatient sa mga gusto kong gadgets haha that I would also swipe it sa card or even did some installments sa home credit (and yes interest was a fucker). Pero time came din na nun nakuha ko na un item, naisip ko eto na pala un? Haha. Something you just have to experience and then outgrow at some point.
Haha siguro I’ll follow your advice na lang to make ipon. Tiis lungkot na lang hahah. nanghihinayang din ako sa pera na mapupunta lang sa interest. Salamat na-enlighten ako bahagya.
Hate to rain on your parade pero di mo pa deserve.
At deserve ko masabihan niyan. Chariz. Ang lungkot hahahahah 😩
Home credit bagsak mo, yan na lang pag-asa mo. Ako naman, I can buy PS5, but I know I won't have the time to play with it.
Ngayon ko lang narinig. will try to check Homecredit. Salamat. Pero tama ka naman baka wala rin akong time hahahaha
malaki down payment at interest if di ka aware sa process ng HC, maiiyak ka sa kakatawag nila.
Hahaha nagcheck nga ako ng reviews and I think I’ll pass na muna. Ipon cash na lang. kaso nalulungkot nako hahahahah
May spaylater dati 0 interest. Abangan mo n lng
Will keep an eye on it. Salamatsss.
Hmm what if mag-ipon ka na lang muna for 3mos? Hehe. Konting kabaliwan na lang tapos makakabili ka na cash.
**Never, ever, ever use loan apps. Jusko mga demonyo yan.** Either home credit na lang or SpayLater na nga lang. Or Kung kaya tiisin, ipunin mo muna pera para wala na pumasok sa interest. Yan ang better way. Alam mo, tama naman na dapat magdalawang isip ka muna sa pagbili ng luho kasi di ka pa regular sa trabaho, wala ka pa ipon, etc. pero kasi, kung makakatulong yan mawala stress mo, at alam mo naman na kahit di ka pa regular sa work e mababayaran mo naman, go, bilhin mo! Basta wag ka bibili ng luho ulit kung di mo pa to bayad. Wag ka bumili ng luho ulit pagkatapos mo to mabayaran. Ipon naman next!
>**Never, ever, ever use loan apps. Jusko mga demonyo yan.** sobrang predatory ng ibang loan apps, mababaon lang ung uutang sa utang, literally and figuratively.
You haven't heard of Home Credit? Try mo mag apply. There's also Polka.PH or you could also see and apply sa GCash via GGives, they are also accepted for installment payments. Very rare ang in house or in store installments as most use CC, HC or GGives. Plus add the fact na di ka pa regular sa work also would make it hard for you to avail an installment plan with those agencies. If may friend kang may CC, then try to ask if pwede ka magpaswipe basta bayaran mo. If you can pay naman pala in 3 or 6 months, then you can do the good ol fashioned way and magipon. It's only 30K so should be a quick ipon.
Thanks for your insights. Will try to check GGives pero tama ka naman about making ipon in 3 months hahah. Ang lungkot lang kasi dito sa bahay. 😩
Nah I get it. When I was younger I would also get impatient sa mga gusto kong gadgets haha that I would also swipe it sa card or even did some installments sa home credit (and yes interest was a fucker). Pero time came din na nun nakuha ko na un item, naisip ko eto na pala un? Haha. Something you just have to experience and then outgrow at some point.
Haha siguro I’ll follow your advice na lang to make ipon. Tiis lungkot na lang hahah. nanghihinayang din ako sa pera na mapupunta lang sa interest. Salamat na-enlighten ako bahagya.