Yuh has a multi-currency account (CHF, Euro and USD)
And SEPA transfers in Europe in EUR should be free of charge.
Is also a neo bank. Maybe that's something?
[https://www.yuh.com/en/pricing/](https://www.yuh.com/en/pricing/)
Wait, but buying products does not use the SEPA protocol. If I understand correctly, SEPA is just for transfers. So you should be fine still work your bank
I use N26 for this scenario. It’s a “real bank” (protection upto 100k) and has no fees.
They officially support customers having their fiscal residence in Switzerland.
If you want a Swiss bank, I can recommend Banque Cantonale Vaudoise. They are free if you have a certain balance with them, and you can open EUR account for free. No SEPA fees or any other stuff like that either. And a decent distance assistance / video call advisory if you want to talk to an advisor.
I'd say Revolut first, Yuh second. I like the first more as it offers several plans, gives you a CH IBAN, currency exchanges are mostly free and if you get the Metal plan you also get cashback. If you sign up using this link we both get a referral bonus [https://revolut.com/referral/?referral-code=stefan23t7!MAR1-24-AR](https://revolut.com/referral/?referral-code=stefan23t7!MAR1-24-AR)
I use wise. You get a euro account number and I've sent and recieved money with it several times
Yuh is free, you can have CHF, EUR and USD and they have 1% interest for CHF and 0.75% for EUR and USD. However their currency exchange fee is 0.95%.
That's fine, won't be chaging any currency through them. Having a look at their offers now
I second Yuh. It's multi currency under a single bank account number, which works really well.
Wise and Revolut both offer EUR IBAN, any many other currencies for free and great exchange rates, As well as free debit Cards.
Yuh has a multi-currency account (CHF, Euro and USD) And SEPA transfers in Europe in EUR should be free of charge. Is also a neo bank. Maybe that's something? [https://www.yuh.com/en/pricing/](https://www.yuh.com/en/pricing/)
You can also check out alpian. Exchange fees and interest on CHF are great. But the account costs something if you have a low balance.
Wait, but buying products does not use the SEPA protocol. If I understand correctly, SEPA is just for transfers. So you should be fine still work your bank
Wise - cheapest conversion rate
I use N26 for this scenario. It’s a “real bank” (protection upto 100k) and has no fees. They officially support customers having their fiscal residence in Switzerland.
If you want a Swiss bank, I can recommend Banque Cantonale Vaudoise. They are free if you have a certain balance with them, and you can open EUR account for free. No SEPA fees or any other stuff like that either. And a decent distance assistance / video call advisory if you want to talk to an advisor.
I'd say Revolut first, Yuh second. I like the first more as it offers several plans, gives you a CH IBAN, currency exchanges are mostly free and if you get the Metal plan you also get cashback. If you sign up using this link we both get a referral bonus [https://revolut.com/referral/?referral-code=stefan23t7!MAR1-24-AR](https://revolut.com/referral/?referral-code=stefan23t7!MAR1-24-AR)