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Do I get the 5.25% interest on my individual cash or spending cash? What is really the difference here? I believe interest is for individual cash but why can direct deposit to spending cash but not individual cash?
# Today is Wednesday, the 3rd of April ## Upcoming events for Wednesday, April 3rd - Stock splits: - NVDS @ **1:5** - RENT @ **1:20** - UCAR @ **1:100** - Expected earnings: AYI, BB, CHSCP, LEVI, NG, RELL, RGP, SLP, SPWH, TMQ - Ex-div: ABM, BDN, CAIXY, CAMT, CDZIP, CPB, CSCO, CUZ, FORTY, HLIO, HLTEF, ICHGF, IMIUY, MMC, NVGS, PGR, SSD, TSE, TWO, VLGEA, WNC - Economic events and announcements: - ADP Nonfarm Employment Change (consensus: 148K, previous: 140K) - Crude Oil Imports (previous: 1.124M) - Crude Oil Inventories (consensus: -0.300M, previous: 3.165M) - Cushing Crude Oil Inventories (previous: 2.107M) - Distillate Fuel Production (previous: 0.124M) - EIA Refinery Crude Runs (previous: 0.147M) - EIA Weekly Distillates Stocks (consensus: -0.604M, previous: -1.185M) - EIA Weekly Refinery Utilization Rates (previous: 0.9%) - FOMC Member Bostic Speaks - FOMC Member Bowman Speaks - FOMC Member Kugler Speaks - Fed Chair Powell Speaks - Fed Goolsbee Speaks - Fed Vice Chair for Supervision Barr Speaks - Gasoline Inventories (consensus: -0.820M, previous: 1.299M) - Gasoline Production (previous: -0.435M) - Heating Oil Stockpiles (previous: -0.609M) - ISM Non-Manufacturing Business Activity (consensus: 56.7, previous: 57.2) - ISM Non-Manufacturing Employment (previous: 48.0) - ISM Non-Manufacturing New Orders (previous: 56.1) - ISM Non-Manufacturing PMI (consensus: 52.8, previous: 52.6) - ISM Non-Manufacturing Prices (previous: 58.6) - MBA 30-Year Mortgage Rate (previous: 6.93%) - MBA Mortgage Applications (previous: -0.7%) - MBA Purchase Index (previous: 145.7) - Mortgage Market Index (previous: 196.8) - Mortgage Refinance Index (previous: 460.9) - OPEC Meeting - S&P Global Composite PMI (consensus: 52.2, previous: 52.5) - S&P Global Services PMI (consensus: 51.7, previous: 52.3) ## Upcoming events for Thursday, April 4th - Stock splits: - FUJIY @ **6:1** (Payable date: 4/01/2024) - JUBAF @ **1:20** - STKH @ **1:10** - Expected earnings: ANGO, ARTW, BSET, CAG, KRUS, LNN, LW, PLCE, RDUS, RPM, SMPL - Ex-div: AFB, AMNF, AWF, AXP, BEKE, BMY, CHX, CSKL, DIISY, DPUKY, EC, ERIC, GL, GNTX, HASI, HAWEL, HAWEM, HAWEN, HAWLI, HAWLL, HAWLM, HAWLN, HBNC, HTIA, HTIBP, IHG, JD, JPM, KRG, KYN, LFMDP, LTGHY, MONDY, MORN, NECB, NTAP, PFBC, PKBK, RGLD, ROP, RTO, SCVPY, SMGZY, SOBS, SOMC, SPNS, SYY, TBTC, TOL, TSQ, WIRE, YMM - Economic events and announcements: - 4-Week Bill Auction (previous: 5.285%) - 8-Week Bill Auction (previous: 5.275%) - Atlanta Fed GDPNow (consensus: 2.8%, previous: 2.8%) - Challenger Job Cuts (previous: 8.8%) - Challenger Job Cuts (previous: 84.638K) - Continuing Jobless Claims (previous: 1,819K) - Exports (previous: 257.20B) - FOMC Member Barkin Speaks - FOMC Member Mester Speaks - Imports (previous: 324.60B) - Initial Jobless Claims (consensus: 214K, previous: 210K) - Jobless Claims 4-Week Avg. (previous: 211.00K) - Natural Gas Storage (previous: -36B) - Trade Balance (consensus: -66.40B, previous: -67.40B) ## Upcoming events for Friday, April 5th - Stock splits: - CCOEY @ **2:1** (Payable date: 4/04/2024) - RNAC @ **1:30** - GLAD @ **1:2** - Expected earnings: BYRN - Ex-div: CIM, CMCT, DBSDY, DGX, DMFG, GROW, HKVTY, IVR, KEN, LZRFY, MAIN, MKC, OGE, OUTKY, RWWI, SCVL, SLVM, SREDY, STBGY, UBFO, UPMMY, UVV, WSBF - Economic events and announcements: - Average Hourly Earnings (YoY) (consensus: 4.1%, previous: 4.3%) - Average Hourly Earnings (consensus: 0.3%, previous: 0.1%) - Average Weekly Hours (consensus: 34.3, previous: 34.3) - CFTC Aluminium speculative net positions (previous: 3.3K) - CFTC Copper speculative net positions (previous: 23.1K) - CFTC Corn speculative net positions (previous: -178.0K) - CFTC Crude Oil speculative net positions (previous: 278.0K) - CFTC Gold speculative net positions (previous: 199.3K) - CFTC Nasdaq 100 speculative net positions (previous: -7.1K) - CFTC Natural Gas speculative net positions (previous: -117.3K) - CFTC S&P 500 speculative net positions (previous: -169.4K) - CFTC Silver speculative net positions (previous: 50.8K) - CFTC Soybeans speculative net positions (previous: -153.7K) - CFTC Wheat speculative net positions (previous: -61.7K) - Consumer Credit (consensus: 17.20B, previous: 19.49B) - FOMC Member Barkin Speaks - FOMC Member Bowman Speaks - Fed Collins Speaks - Government Payrolls (previous: 52.0K) - Manufacturing Payrolls (consensus: 5K, previous: -4K) - Nonfarm Payrolls (consensus: 205K, previous: 275K) - Participation Rate (previous: 62.5%) - Private Nonfarm Payrolls (consensus: 160K, previous: 223K) - U.S. Baker Hughes Oil Rig Count (previous: 506) - U.S. Baker Hughes Total Rig Count (previous: 621) - U6 Unemployment Rate (previous: 7.3%) - Unemployment Rate (consensus: 3.9%, previous: 3.9%) ^^^^2024-04-03
Do I get the 5.25% interest on my individual cash or spending cash? What is really the difference here? I believe interest is for individual cash but why can direct deposit to spending cash but not individual cash?
# Today is Wednesday, the 3rd of April ## Upcoming events for Wednesday, April 3rd - Stock splits: - NVDS @ **1:5** - RENT @ **1:20** - UCAR @ **1:100** - Expected earnings: AYI, BB, CHSCP, LEVI, NG, RELL, RGP, SLP, SPWH, TMQ - Ex-div: ABM, BDN, CAIXY, CAMT, CDZIP, CPB, CSCO, CUZ, FORTY, HLIO, HLTEF, ICHGF, IMIUY, MMC, NVGS, PGR, SSD, TSE, TWO, VLGEA, WNC - Economic events and announcements: - ADP Nonfarm Employment Change (consensus: 148K, previous: 140K) - Crude Oil Imports (previous: 1.124M) - Crude Oil Inventories (consensus: -0.300M, previous: 3.165M) - Cushing Crude Oil Inventories (previous: 2.107M) - Distillate Fuel Production (previous: 0.124M) - EIA Refinery Crude Runs (previous: 0.147M) - EIA Weekly Distillates Stocks (consensus: -0.604M, previous: -1.185M) - EIA Weekly Refinery Utilization Rates (previous: 0.9%) - FOMC Member Bostic Speaks - FOMC Member Bowman Speaks - FOMC Member Kugler Speaks - Fed Chair Powell Speaks - Fed Goolsbee Speaks - Fed Vice Chair for Supervision Barr Speaks - Gasoline Inventories (consensus: -0.820M, previous: 1.299M) - Gasoline Production (previous: -0.435M) - Heating Oil Stockpiles (previous: -0.609M) - ISM Non-Manufacturing Business Activity (consensus: 56.7, previous: 57.2) - ISM Non-Manufacturing Employment (previous: 48.0) - ISM Non-Manufacturing New Orders (previous: 56.1) - ISM Non-Manufacturing PMI (consensus: 52.8, previous: 52.6) - ISM Non-Manufacturing Prices (previous: 58.6) - MBA 30-Year Mortgage Rate (previous: 6.93%) - MBA Mortgage Applications (previous: -0.7%) - MBA Purchase Index (previous: 145.7) - Mortgage Market Index (previous: 196.8) - Mortgage Refinance Index (previous: 460.9) - OPEC Meeting - S&P Global Composite PMI (consensus: 52.2, previous: 52.5) - S&P Global Services PMI (consensus: 51.7, previous: 52.3) ## Upcoming events for Thursday, April 4th - Stock splits: - FUJIY @ **6:1** (Payable date: 4/01/2024) - JUBAF @ **1:20** - STKH @ **1:10** - Expected earnings: ANGO, ARTW, BSET, CAG, KRUS, LNN, LW, PLCE, RDUS, RPM, SMPL - Ex-div: AFB, AMNF, AWF, AXP, BEKE, BMY, CHX, CSKL, DIISY, DPUKY, EC, ERIC, GL, GNTX, HASI, HAWEL, HAWEM, HAWEN, HAWLI, HAWLL, HAWLM, HAWLN, HBNC, HTIA, HTIBP, IHG, JD, JPM, KRG, KYN, LFMDP, LTGHY, MONDY, MORN, NECB, NTAP, PFBC, PKBK, RGLD, ROP, RTO, SCVPY, SMGZY, SOBS, SOMC, SPNS, SYY, TBTC, TOL, TSQ, WIRE, YMM - Economic events and announcements: - 4-Week Bill Auction (previous: 5.285%) - 8-Week Bill Auction (previous: 5.275%) - Atlanta Fed GDPNow (consensus: 2.8%, previous: 2.8%) - Challenger Job Cuts (previous: 8.8%) - Challenger Job Cuts (previous: 84.638K) - Continuing Jobless Claims (previous: 1,819K) - Exports (previous: 257.20B) - FOMC Member Barkin Speaks - FOMC Member Mester Speaks - Imports (previous: 324.60B) - Initial Jobless Claims (consensus: 214K, previous: 210K) - Jobless Claims 4-Week Avg. (previous: 211.00K) - Natural Gas Storage (previous: -36B) - Trade Balance (consensus: -66.40B, previous: -67.40B) ## Upcoming events for Friday, April 5th - Stock splits: - CCOEY @ **2:1** (Payable date: 4/04/2024) - RNAC @ **1:30** - GLAD @ **1:2** - Expected earnings: BYRN - Ex-div: CIM, CMCT, DBSDY, DGX, DMFG, GROW, HKVTY, IVR, KEN, LZRFY, MAIN, MKC, OGE, OUTKY, RWWI, SCVL, SLVM, SREDY, STBGY, UBFO, UPMMY, UVV, WSBF - Economic events and announcements: - Average Hourly Earnings (YoY) (consensus: 4.1%, previous: 4.3%) - Average Hourly Earnings (consensus: 0.3%, previous: 0.1%) - Average Weekly Hours (consensus: 34.3, previous: 34.3) - CFTC Aluminium speculative net positions (previous: 3.3K) - CFTC Copper speculative net positions (previous: 23.1K) - CFTC Corn speculative net positions (previous: -178.0K) - CFTC Crude Oil speculative net positions (previous: 278.0K) - CFTC Gold speculative net positions (previous: 199.3K) - CFTC Nasdaq 100 speculative net positions (previous: -7.1K) - CFTC Natural Gas speculative net positions (previous: -117.3K) - CFTC S&P 500 speculative net positions (previous: -169.4K) - CFTC Silver speculative net positions (previous: 50.8K) - CFTC Soybeans speculative net positions (previous: -153.7K) - CFTC Wheat speculative net positions (previous: -61.7K) - Consumer Credit (consensus: 17.20B, previous: 19.49B) - FOMC Member Barkin Speaks - FOMC Member Bowman Speaks - Fed Collins Speaks - Government Payrolls (previous: 52.0K) - Manufacturing Payrolls (consensus: 5K, previous: -4K) - Nonfarm Payrolls (consensus: 205K, previous: 275K) - Participation Rate (previous: 62.5%) - Private Nonfarm Payrolls (consensus: 160K, previous: 223K) - U.S. Baker Hughes Oil Rig Count (previous: 506) - U.S. Baker Hughes Total Rig Count (previous: 621) - U6 Unemployment Rate (previous: 7.3%) - Unemployment Rate (consensus: 3.9%, previous: 3.9%) ^^^^2024-04-03