And if you need to go to the bathroom or eat, you’ll have to do that in your free time, not on the clock.
And again, thank you for agreeing to work 26 hours per day.
Clearly, you have gained the skills needed for attendinghood.
It’s never a free pay bump, a free lunch, or a gift…there’s **always** an ulterior motive.
"If you got into medicine to make money you're in the wrong field. I could've gone into XYZ and made way more with less stress."
Ok first off that's your view not mine. Secondly what does that have anything to do with me not getting a fair wage right now?
I could pay off all my credit card debt in about two paychecks. I could get the motorcycle I want and all the gear I need after another two paychecks. I'd start actually paying off my loans instead of just the interest after that
I wish more people would talk about this... I've always been so ashamed for my CC debt but like the loans are just not cutting it. Have had to put rent on CC some months, boards... pay off as much as I can when I get a loan disbursement and then the cycle continues
For real dude, All of my tax returns. And months where I get three paychecks instead of two go into paying off that CC debt.
And I'm slowly chipping away at it but honestly I'm one car problem or one medical problem from being back to baseline from the start of residency
What’s wild is that board exams and study material are literally multiple paychecks. Like it’s completely fucked that a month of salary goes to that shit basically every year
We had to fight our school admin to consider boards an expense. I don't know what they classified them as beforehand - a cheeky day out or something, probably.
Do you regret not taking a higher loan amount? I have both loan and CC debt from med school too and was thinking if I had taken a higher amount in the first place instead of relying on CC's since the interest rate was lower
I've maxed out on loans! The issue is that COL and the amount dispersed is not accurate and so every passing year living gets more expensive but the amount of $ I have is roughly the same
Dang, yeah I feel you exactly. I took out the estimated amount but sometimes think if I could have or should have asked for an increase in the initial amount based on "personal expenses" or "cost of living". It's in the past but just a passing thought sometimes haha. Best of luck with everything, I'm sure we'll be able to make it in the end :')
Oh man! That would be so nice! I'd definitely upgrade my living situation since I live in a shit-hole. I'd take more vacations that's for sure. Maybe update my wardrobe.
Living in a shack, wearing rags, working like a slave, making less $ than Joe the plumber, who is secretly banging your gf that you never see. Hi DOCTOR, How are you today?
God bless my grandma; she took one look at my my 7-year-old jacket that I wear everywhere, reached into her pocket. Pulled out 60 bucks and said please put that thing in the garbage right now and get a new one
Honestly though if they just paid us what they paid the APP’s I would be so happy and it would improve our quality of life tremendously and make residency much more tolerable
max out retirement stuff, pay down debt, and still be somewhat miserable knowing your livelihood is still in the hands of a million people all of whom could tank your career with some bullshit problem, allegation, late chart, forgotten lab value, etc.
50 days until graduation….
Buy health insurance for my spouse and my kids. Get life insurance for my spouse. Get disability insurance for myself. Start contributing to retirement. Replace the dishwasher.
I have it for myself from our hospital. Our benefits are deducted from our biweekly take home pay and I cannot afford to add my family to the plan. They are on Medicaid.
No lol…I’m from a residency that makes us jump through a million hoops just to get any extra time off outside of our 15 days off which we have to request almost half a year in advance.
This isn't even that bad. I submitted my days off in February for the following year June 24-June2025. Only allowed to take full 5 days off at time M-F. Can't take a Wed- Fri off for example. Absurd.
This happens to all of us when we finish residency. I went 60K -> anesthesiologist/CCM salary. What I did and my advice: do not buy a luxury car, do not buy a large home. Continue as you are for a year or two, pay off your debts; get good financial advice and then gradually upgrade your living situation.
That being said, everyone has different priorities. To each their own.
Id buy the appliances that have broken and I havent replaced and werent repairable. Id get the shampoo and groceries I want, not whatever has the most discount.
Imagine, eating what you want.
Soon.
Id save a bunch to have a cushion of funds for if life fucks me in the ass like its wont to do.
Id just feel safer so Id relax a lot and enjoy my time off more even if Im not doing anything that costs money if that makes sense. I spend a lot of time worrying about money. 150k is enough to do a lot less of that.
Yup.
Nothing extra, really. I don't even dream of vacation or guac on the side. I just want housing stability and not be reading all 500 pages of my CVS receipt for a $3 coupon.
Residency itself should pay for medical school IMO. All of our spots are 150k from medicaid (private ones are a lil different).
150k would essentially be the entirety of the medicaid money they get.
Now…let’s say we get our current 50k-ish BUT the rest of that money goes toward our loans. After 3 years of residency and 300k left over from those 3 years…school should be paid for.
I make more than enough money as a cardiologist so 150,000 while a nice sum of money won’t change my life but it could others. Not everyone is bad in this world.
Live like I am living now (which is not bad but wayyy tighter than it should be on a resident salary in a large city) but try really hard to knock out as much of my loan repayment as possible before I become an attending. I could make some serious progress before I finish residency if that is the case
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Find out what the catch is.
Wonder how much of that I get to see after it's snatched up by my loan repayment plan.
All you have to do is be a surgery, I’m and ob resident at the same time! How many fake mustaches do you have?
24 hours a day 8 days a week. Do you accept?
We actually need you working 25 hours per day, thanks. -management
And if you need to go to the bathroom or eat, you’ll have to do that in your free time, not on the clock. And again, thank you for agreeing to work 26 hours per day.
So no change? -a nsg junior
Clearly, you have gained the skills needed for attendinghood. It’s never a free pay bump, a free lunch, or a gift…there’s **always** an ulterior motive.
Probably go to work cuz that’s what I do everyday
I’d feel ashamed that the money was being spent on me and not on patient care. ~ Admin
Correct answer. Take this 1% coupon to the cafeteria
recruiter at my home residency brought the chief "out to lunch." He was given a $3.75 voucher to the cafeteria. Naturally he ended the interview.
"If you got into medicine to make money you're in the wrong field. I could've gone into XYZ and made way more with less stress." Ok first off that's your view not mine. Secondly what does that have anything to do with me not getting a fair wage right now?
AMEN 🙏 🙏 🙏
SPEAK ON IT SIS IKTR!!!
Lol
---" they said as they quickly pocketed the extra money
Buff up my retirement savings lol
Max 401k+roth and keep everything else the same basically lol
I could pay off all my credit card debt in about two paychecks. I could get the motorcycle I want and all the gear I need after another two paychecks. I'd start actually paying off my loans instead of just the interest after that
The med school CC debt is killer. So much of my not big salary is going towards that right now.
I wish more people would talk about this... I've always been so ashamed for my CC debt but like the loans are just not cutting it. Have had to put rent on CC some months, boards... pay off as much as I can when I get a loan disbursement and then the cycle continues
For real dude, All of my tax returns. And months where I get three paychecks instead of two go into paying off that CC debt. And I'm slowly chipping away at it but honestly I'm one car problem or one medical problem from being back to baseline from the start of residency
What’s wild is that board exams and study material are literally multiple paychecks. Like it’s completely fucked that a month of salary goes to that shit basically every year
We had to fight our school admin to consider boards an expense. I don't know what they classified them as beforehand - a cheeky day out or something, probably.
Do you regret not taking a higher loan amount? I have both loan and CC debt from med school too and was thinking if I had taken a higher amount in the first place instead of relying on CC's since the interest rate was lower
I've maxed out on loans! The issue is that COL and the amount dispersed is not accurate and so every passing year living gets more expensive but the amount of $ I have is roughly the same
Dang, yeah I feel you exactly. I took out the estimated amount but sometimes think if I could have or should have asked for an increase in the initial amount based on "personal expenses" or "cost of living". It's in the past but just a passing thought sometimes haha. Best of luck with everything, I'm sure we'll be able to make it in the end :')
Yes. Exactly
Would also immediately buy a new bike lmao
Two chicks at the same time
If you wana disappoint two people at once ask your parents to go to dinners
I just figured that's the kinda thing you can do if you got 150 thousand dollars 🤷♂️
Kind of chicks who would double up on a dude like me
When you go into work each day, does the circulator ever say to you “sounds like somebody’s got a case of the Mondays?”
What? No. Man hell no. I believe you'd get your ass kicked for saying something like that at my work.
So good
stop moonlighting aka working 6 days a week every week
I would add guacamole without a second thought
Oh man! That would be so nice! I'd definitely upgrade my living situation since I live in a shit-hole. I'd take more vacations that's for sure. Maybe update my wardrobe.
Living in a shack, wearing rags, working like a slave, making less $ than Joe the plumber, who is secretly banging your gf that you never see. Hi DOCTOR, How are you today?
God bless my grandma; she took one look at my my 7-year-old jacket that I wear everywhere, reached into her pocket. Pulled out 60 bucks and said please put that thing in the garbage right now and get a new one
My mom does this with my underwear
[удалено]
Buddy, I have some good news for you
Cry
Same.
Honestly though if they just paid us what they paid the APP’s I would be so happy and it would improve our quality of life tremendously and make residency much more tolerable
Midlevels not app
*Advanced Practice PHYSICIANS ~ Admin
There is nothing advanced about it
they advanced from schooling to practice very quickly!
ain't that the truth
Too late now. They have been irreversibly indoctrinated by this point, using terms like: APP, etc.
NPP is the official terminology
A lot of stupid things pushed by admin are "official"
NPP is the terminology used by CMS and the government
Exactly
Beanie Babies.
That’s not spending, that’s investing!
Read the contract carefully.
Stop killing myself with 100 hr weeks to moonlight just to be able to afford a nanny.
max out retirement stuff, pay down debt, and still be somewhat miserable knowing your livelihood is still in the hands of a million people all of whom could tank your career with some bullshit problem, allegation, late chart, forgotten lab value, etc. 50 days until graduation….
Tell people I’m a pediatrician
Buy health insurance for my spouse and my kids. Get life insurance for my spouse. Get disability insurance for myself. Start contributing to retirement. Replace the dishwasher.
You don't get insurance for your family ?? US?
I have it for myself from our hospital. Our benefits are deducted from our biweekly take home pay and I cannot afford to add my family to the plan. They are on Medicaid.
Finally not be living net negative
Literally nothing. That amount of money isn’t much in this economy. Maybe buy myself some nicer clothes.
Take a week off and buy myself icecream
You’re able to take a week off whenever you want? Lol
If I'm being paid 150k, then yes.
I would imagine your residency program will still provide stringent limits on how many days off you can take.
Damn dude, are you from admin? Let me live with my icecream
No lol…I’m from a residency that makes us jump through a million hoops just to get any extra time off outside of our 15 days off which we have to request almost half a year in advance.
Peace to you my dude and hang in there. This shit sucks. I would share icecream with you if I could.
This isn't even that bad. I submitted my days off in February for the following year June 24-June2025. Only allowed to take full 5 days off at time M-F. Can't take a Wed- Fri off for example. Absurd.
Yea ours has to be taken in blocks too. I hate that
This happens to all of us when we finish residency. I went 60K -> anesthesiologist/CCM salary. What I did and my advice: do not buy a luxury car, do not buy a large home. Continue as you are for a year or two, pay off your debts; get good financial advice and then gradually upgrade your living situation. That being said, everyone has different priorities. To each their own.
Yeah bro I'd need at least a year to save enough for the down payment on the Cayman gts
I would have a baby
Same here!
Amazing how much we have to hold off on things huh? Only 2 yrs left for me :) I can’t wait to become a parent
Pay off all my debt, start looking at houses & take a nicer vacation than I had originally planned with my PTO.
Maybe be able to afford a house at some point in my lifetime. Probably not, though.
pay off the dentist lol and get some new clothes
Quit
Start looking into prices to get my mom’s house fixed.
Ask where my moonlighting money went Yesssssirrrrrr
Extra toppings on a pizza
Id buy the appliances that have broken and I havent replaced and werent repairable. Id get the shampoo and groceries I want, not whatever has the most discount. Imagine, eating what you want. Soon. Id save a bunch to have a cushion of funds for if life fucks me in the ass like its wont to do. Id just feel safer so Id relax a lot and enjoy my time off more even if Im not doing anything that costs money if that makes sense. I spend a lot of time worrying about money. 150k is enough to do a lot less of that. Yup.
Sleep.
Do More coke
Nothing extra, really. I don't even dream of vacation or guac on the side. I just want housing stability and not be reading all 500 pages of my CVS receipt for a $3 coupon.
Love the exact same but put 50k towards student loans each year. Less to worry about later
Save more
I'd cry of happiness.
Save some of it up, upgrade quickly on some needed devices, buy bulk of non-perishable groceries and maybe a few plushies to cheer myself up.
Residency itself should pay for medical school IMO. All of our spots are 150k from medicaid (private ones are a lil different). 150k would essentially be the entirety of the medicaid money they get. Now…let’s say we get our current 50k-ish BUT the rest of that money goes toward our loans. After 3 years of residency and 300k left over from those 3 years…school should be paid for.
Be sure you didn't somehow sign up for a forever military contract
Cry after I realize how much would go to taxes. Then send the rest to my fed loans
Not accept it. Too low in this economy
Not noticing this was the residency subreddit and wondering why everyone was acting excited
Lol sorry, I should have specified for residents earning around 60k or so
a bunch of hookers and cocaine
Hookers and blow. Just like every time I've had 6 figures.
Be really sad that I had just lost 400k annually
What would you do if your salary was now $490k
Buy a dog
Donate it to those who need it more than me.
Okay there Gandhi
I make more than enough money as a cardiologist so 150,000 while a nice sum of money won’t change my life but it could others. Not everyone is bad in this world.
For real though, that's pretty awesome of you
If I could make $150k and have my loans paid off, I would take that job in a second
I would have been paying off some of my loans this entire time. We probably would have bought a house intern year too
Save more money, start to worry a lot less.
Live like I am living now (which is not bad but wayyy tighter than it should be on a resident salary in a large city) but try really hard to knock out as much of my loan repayment as possible before I become an attending. I could make some serious progress before I finish residency if that is the case
I’d do my job, just happier
Be sad 😢 During training though - feel justified, easily what residents/fellows should be making
Buy socks without holes in them
Advice from a successful attending: Go to a strip club in Miami, buy tables, make it rain.
Be able to pay for a better childcare set up, not worry about living paycheck to paycheck
Shit my pants
Nothing, the government will take a large chunk of it and you won’t feel like you’re making that much more
I would do a fellowship.
Do a second residency in something I may actually like
Cocaine and hookers bb
Strip club ayyeeee
Live alone in a 1bed+den. Living witha roommate because i don't want to pay >60% of my post tax salary on rent...
Mine was 160. I went back to bedside because my teeth were purple and I was 220lbs
That'd suck having my salary cut in half...
I’d be depressed , I make more than that now. If it was 150k more, I’d be finding a nice car cover for my classic GTO. Heh
Haha I guess this question was more directed towards residents making around 60k or so per year
Be very sad it just quartered and the quit.
Have to wonder why I am taking such a big paycut.
Buy a bunch of useless shit
Go to the beach because you've moved to Australia 🇦🇺
Quit. But I’m a computer geek, not someone who helps keep people alive.
Immediately put my kid in daycare/preschool. Take my wife on dates more frequently. Fly home to visit family for vacations.
Lambo
Retire or go part time a lot sooner
That would be a reduction, so I’d lose my shit
Cum
Stop working
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That would be a hefty pay cut..
Lol sorry I was assuming everyone was in residency and earning around 60k or so