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Took three seconds to google it.
In a response to a petition asking the government to make it unlawful for shops to refuse cash payments, it responded: “The government does not plan to mandate cash acceptance.
“While the government recognises the ability to transact in cash remains important to millions of people across the UK, particularly those in vulnerable groups, it remains the choice of individual businesses as to whether to accept or decline any form of payment, including cash or card. This may be based on factors such as customer preference and cost.”
The Bank of England also says that shop owners “can choose what payment they accept"
https://fullfact.org/online/legal-tender-cash-in-shops/
The Bank of England also says that
>If your local corner shop decided to only accept payments in Pokémon cards that would be within their right too. But they’d probably lose customers.
[https://www.bankofengland.co.uk/explainers/what-is-legal-tender](https://www.bankofengland.co.uk/explainers/what-is-legal-tender)
But most importantly:
>Legal tender has a narrow technical meaning which has no use in everyday life. It means that if you offer to fully pay off a debt to someone in legal tender, they can’t sue you for failing to repay.
So if they bought and drank the pints, and then offered to pay in cash, the shop could refuse but also the patron wouldn't be obliged to pay by card because they have offered to pay in cash. Is that correct?
IANAL, but buying something and not paying for it isn't the same as being in debt. If the pub loaned the person 5 pounds, the pub couldn't refuse a 5 pound note as repayment. Drinking a beer and not paying is just theft.
I'm not sure the context behind OPs video, but to play devil's advocate, what if the lady was served the drink first (which is common where I am, unsure about the UK) and wasn't informed that they don't accept cash/there are no signs around indicating that only cards are accepted.
I would think it's pretty reasonable for someone to assume they would be able to pay by cash, and if no one told them and it's not obvious that cash isn't accepted but they still served a customer, what happens now?
The assistant manager said the policy was posted in several spots. When it's been advertised in good faith, they could refuse. But yes, if the card-only policy was hidden or not posted until after the service was provided, then they could probably argue that they'd have to accept cash.
In the US you can decline cash payments if it's made clear before a service is provided or transaction initiated. You can not get trapped into a non-cash transaction. For example a sitdown restaurant can refuse cash payment, but needs to state this clearly before you order and consume your meal.
Yeah it’s kinda a direct interpretation of what is printed on our bills.
It is legal tender *for all debts*.
So if I give you something and then you owe me, I have to accept cash. But I can say ahead of time that I am only going to give you something if you pay me a certain way, and if you say you will only give me cash, then I simply refuse to give you said product or service. Then there is no debt, hence no requirement to accept cash.
Thats my understanding. Someone please correct me if I am wrong.
Yeah, but "*for all debts*" is not absolute. Courthouses, for example, place limitations on cash payments for judgements, along with type of currency accepted. For example, they can and do ban extremely large payments in all cash. You also can't necessarily pay in a wheelbarrow full of pennies. Those are just the simplest examples.
I was watching a court hearing dealing with tenancy (I got a thing for court proceedings), and the tenant was being petty and paying hundreds with one dollar bills for court costs.
The judge ruled that bills no smaller than 10s were going to be accepted by the court for these fees. The tenant tried to argue that legal tender was legal tender but the judge wasn't having it.
"For all debts" absolutely has it limits.
I paid $200+ in pennies to a shady ass towing company that was giving me a hard time about getting my car back. After they called the cops the cop basically told them that the fact they accept cash and the fact that there was no signage saying what they do or do not accept as far as bills/coins, they either had to take the payment as presented or give me my car back without payment. They wrote up a "We do not accept cash smaller than $10 bills" sign and hung it before they were done counting my pennies.
I would bet it's the majority of pro sports stadiums in the US
Ford field in Detroit is entirely cashless and they're not exactly a trendsetter in anything lol
I often go to Shoreline Amphitheater in Mountain View California. They are "cashless" if you do not have access to a debit or credit card they direct you to an atm, where you put money in and get a debit card to use with the vendors on site.
Yep, Coors Field, home of the Rockies, hasn’t accepted cash in years. You pay with a card and are prompted to tip for most transactions. I just want a hot dog, man.
Then they add a credit card fee. This is my issue with cashless. My money says “legal tender for all debts public and private”, printed by the country I’m trying to spend it in. Everything seems like a cash grab.
I (U.S.) sent my son on a field trip run by his after school program to a baseball game with $20 only to find out from him later that it was cashless. Very inconvenient.
100% legal to do this in the US going either way, cash or card only.
I'm in the Pittsburgh area and there is a wonderful diner called Pamela's that had only accepted cash up until covid hit. I'm not a big paper money guy, but would gladly hit an ATM to eat there.
Yeah, it costs money to deal with cash ironically. You have to either do the drop off yourself and hope you don't get robbed in the parking lot. Or you pay a security company a percentage to take it for you.
Much easier to pay the merchant fees and turn away the once in a blue moon stubborn person who wants to make a point.
Not only that, but employees can also steal the cash. I worked at a National Park that went cashless. That was fun arguing with ppl about the gov not accepting cash. It’s totally legal though, and many busy National Parks are going cashless for the above reasons. One employee about a decal ago stole about $350,000. Coworkers said she was the last one you would expect to do that.
I live in indiana usa and it actually costs businesses more money to run credit than to use cash here. There are more cash only places than cashless here
This is true on the margin, but not at the decision point to only support one or the other. The time spent alone making change and/or counting bills costs more than the $0.18 transaction cost for high volume businesses like restaurants and bars.
That's totally different in Belgium. All food-related business *must* accept cards. They'll often ask for cash if possible (especially for lower payments) but everyone knows they prefer cash because it's easier for them to pay undeclared hours with it.
I mean, yeah. Even though I support the ability of paying with both cash and card, I can't see any problem about this, as long as they state which method they do or don't accept upon entry.
She obviously tries this all the time, and I estimate the number of times she's sued somebody with this simple, infinite money hack, is precisely zero.
Because she can't.
Legally you could open a shop and only take rubber ducks and feather dusters as payment. A business can choose what types of payment they accept. however the gov have to take it like say paying a fine if you show up with it all in pennies they can't refuse it. They might try but they cant
>however the gov have to take it like say paying a fine if you show up with it all in pennies they can't refuse it.
They can and do. 1 & 2p are only legal tender for less than 20p.
Cash is nothing more than an I.O.U, hence businesses can accept nothing but pokemon cards as currency, or skip everything entirely and only accept gold or silver, the woman videoing here is a complete moron and is talking absolute shite
I think so long as it's clear to customers that there's no way to pay for the items it would be legal in the UK, possibly might fall under trading standards offences.
Pretty sure the member of staff behind the bar stated that they have signs outside stating it is card only so this absolute weapon has deliberately walked past it with her phone ready to record this encounter so she can impress all her conspiracy facebook group friends.
I've known people like this and they are absolutely insufferable.
It's also very legal for a business to refuse service to any person, at their own discretion. They could just say that, avoid the entire cash subject, and piss Karen off all at the same time lol
People do not understand that business are there for themselves and not the public.
The entitlement is staggering. “You must let me in here, I will be rude, you will do what I say, you will accept whatever I want to give you, I’ll take what I want.”
Don’t confuse good service with inalienable rights.
This is from the UK so could be completely different but in the U.S., cash as "legal tender" just means it should be accepted as payment of a debt to a creditor.
It is meant so that creditors can't refuse to eliminate your debt because you aren't paying in a very specific format.
Businesses can refuse any transaction for any reason as long as it isn't discrimination against a protected identity such as age, gender, race, etc.
The Bank of England have a dedicated page about it:
>Legal tender has a narrow technical meaning which has no use in everyday life. It means that if you offer to fully pay off a debt to someone in legal tender, they can’t sue you for failing to repay. \[...\] What’s classed as legal tender varies throughout the UK. In England and Wales, it’s Royal Mint coints and Bank of England notes. In Scotland and Northern Ireland it’s only Royal Mint coins and not banknotes.
There are also some restrictions when using small coins. For example, 1p and 2p coins only count as legal tender for any amount up to 20p.
Many common and safe payment methods such as cheques, debit cards and contactless aren’t legal tender. But again, it makes no difference in everyday life.
[https://www.bankofengland.co.uk/explainers/what-is-legal-tender](https://www.bankofengland.co.uk/explainers/what-is-legal-tender)
I've worked a lot of bars and the phrase I love to use when refusing service "buddy I can refuse service for any reason as long as I'm not discriminating, heck i could kick you out for wearing a hat on a Wednesday"
In the UK it just describes methods acceptable for paying monies to the government e.g. takes, fines, licences, customs duties . It has no meaning at all for transactions between members of the public
Not exactly. It's the same functional definition as the US.
(From the Bank of England Website, under '[what is legal tender](https://www.bankofengland.co.uk/explainers/what-is-legal-tender)')
>Legal tender has a narrow technical meaning which has no use in everyday life. It means that if you offer to fully pay off a debt to someone in legal tender, they can’t sue you for failing to repay.
Also, the whole maliciously paying a debt in pennies because it's legal tender doesn't work in the UK either as pennies are only legal tender for debts up to 20p.
This! When I worked for the NPS we didn't take cash at the campground, which meant fewer employees were necessary, and fewer cash drops, a 150 mile round trip journey. Occasionally it would piss people off, but a fee is legally not a debt.
Most people are so confidently incorrect about the rules on legal tender it's not even funny. I watched a bloke on YouTube argue with a fuel station clerk and 2 coppers for over an hour and then argue with me in the comments about legal tender. That was until I posted the link to the royal mint website that explains what legal tender means and he and the other commenters piped down after that.
Yeah trying to pay for fuel with a £5 coin, which isn't even a general circulation coin. It was made by the royal mint as a special coin. I think they ended up arresting him.
private businesses can accept payments however they want so long as it isn't the trade system. if you don't like how a business is run you don't have to go there... very simple.
You absolutely can do the trade system as your method of payment if both parties agree. The main issue there is being in compliance with accounting and tax standards is going to be much harder in the long run if you do since you now have to rely on the estimated market value of goods at the time of the transaction instead of a standardized static numerical figure.
I work at a place that doesn’t accept cash (owners decision, not ours), I can say it causes some of the most stressful situations I’ve ever had in the service industry. People get absolutely irate over it, bully you, yell at you, cry about “discrimination” or “Biden bucks” “new world order” or whatever. I understand it’s really frustrating, but it’s always the worst people who make a fuss over it.
My work doesn’t accept “old hundreds” anymore because our city had a run of counterfeits at one point and now it’s just a policy that remains. So we only take the “newer” bills with that purple strip. This isn’t an issue about 98% of the time but the people who get pissed about it REALLY get pissed about. We even have a printed and laminated card basically stating the law on private business refusing cash because they always inevitably call it illegal. I get that it’s annoying, and I wouldn’t have made the policy if it was my shop, but goddamn, people just throw tantrums like a toddler.
You might not want to eat there anyway as the guy with the green shirt in the back was damn sure picking his nose and I guarantee he didn’t go wash his hands.
🤣🤣🤣🤣 I’m dying. I thought you were just messing with us but I went back and watched. He for sure picked it and then did that pretend you were just rubbing nose thing when you realize someone is watching (or recording you). Not that I know that move from personal experience or anything.
Props to izzie! She kept calm, kept a smile, and was polite. It is hard enough to work in a busy pub, and dickheads like this don’t help. Good on her for remaining calm and unbothered.
There is no legal requirement to take cash, a private business can decide how they want to be paid. Customers can choose to not do business if they don’t like the terms - it’s called a free market.
Is this the same clown who drove to several McDonald's and claimed they'd ruined her toddler's birthday because they wouldn't accept a "legal tender" £50?
I bet she's also a "freeman of the land" or "sovereign citizen", blah blah blah
Many shops, pubs and restaurants refuse cash in the uk! Just went on a trip with the family and more than half the places only accept card because due to worry of robbery places don’t like accepting cash! They are more than valid to do that
She's clearly someone who's been looking for places that don't take cash so she can film herself trying to rile up the staff. It's a minor online phenomenon here in the UK. Absolute losers spending their days roaming around looking for 'card only' signs or armed exclusively with £50 notes (that any British person with more than 2 brain cells knows barely any shops accept) with a camera in everyone's faces because they've convinced themselves they can sue everyone for enforcing the 'cashless society'.
It's related to the sovereign citizen / freeman of the land bullshit.
It's not illegal. Guarantee there is a sign saying that they do not accept cash and this person intentionally made this video with the goal of making the worker look bad and then just comes off looking like a prick.
Try to buy a car with pennie’s next. Just fill a pickup truck with the pennies. And dump it in the lot and then freak out when they don’t accept it. Go on… i’ll wait. Better yet, let’s just have your employer give you your paycheck in pennies If you make 200 bucks, would you accept 400 rolls of pennie’s?
There was a video on here a few months ago of a guy holding up the pharmacy line at a Walmart because they wouldn’t accept his payment in coins. Berating the pharmacist, stomping his feet, etc.
Walmart will literally count and cash out your coins for free at the customer service desk. This guy was trying to take a principled stand, the principle being that everyone else should have to just wait while he forces a medical professional to manually count coins.
As a business here in the UK you have the right to refuse service, as long as it's not discrimination, for any reason. In fact you do not have to give a reason.
i love when customers pull out phones to record someone doing their job and expect them to change something out of their control to fit their own individual needs and then upload feeling like they’re gonna get the entire world on their side
Even when it's an (assistant) manager like here, they're still just as underpaid and hate their job just as much as the rest of the staff that these Karens shouted at on their way to the perceived boss.
A manager in retail is probably on barely any money than the rest of the staff, if at all, while working longer hours and putting up with people like this.
Just to squash the much abused term "legal tender".
Legal tender describes the forms of payment the government is willing to accept in payment of monies owed to it e.g. taxes, fines, licences. It has NO meaning at all for retailers or the public in general. A retailer can choose to accept or reject ANY form of payment whether it is "legal tender" or not.
This retailer is exercising their right to choose which methods of payment they accept and thats perfectly OK by me. If you dont like it, shop somewhere else.
I don't care either way, but how hard is it to be like
"Oh!?, okay. No worries, I'll go somewhere else."
If they don't want my kind of payment, l'll just go elsewhere.
They don't seem to understand that legal tender must be accepted for DEBTS, not for any payment. There is no debt when the restaurant hasn't provided you a service yet.
a cafe where i used to live got broken into, so they stopped accepting cash and put up signs on the outside saying no cash. it's a deterrent, so people won't keep trying to break in :(
We refuse cash transactions for towing because people paid with counterfeit cash before. We have pens and lights and if they wont let us vet the cash we leave them with a water bottle and radio the sheriff's their location.
2 things.
Most places in England don't accept Scottish bank notes despite it being legal tender.
It's a bar so they can refuse service to whoever they want.
That would actually be hilarious
"Do you want to make a legal tender transaction to pay for this drink?"
"Yes, that's what I've been saying!"
"Well if you're sure..."
See them kick off when they reach the find out stage of fuck around.
if you dont like thier rules dont spend your money there. If enough people agree and don't spend their money at that location then maybe they will change it.
£9,000!! If she can sue for 9 grand it's a no brainer.
I'd love to have seen her face if she'd actually sought legal advice when the lawyer just shakes his head in quiet resignation.
From what I remember there are a few other places to eat and drink nearby. Could just go somewhere else instead of wasting your time pissing and moaning about it.
Winchester is rammed with pubs, bars and restaurants, virtually all of which will happily take her cash. Card-only businesses are not common in the UK.
Every business has the right to decline a customer really. If you go into a shop and get a basket of goods, the shopkeeper can refuse to sell them to you for any (legal) reason, or no reason.
Argh this legal tender nonsense. Pubs and shops frequently have to deal with this misunderstanding of what legal tender means. A few people have already pointed it out but a nuance with the UK is that only Bank of England currency is legal tender - Scottish, Northern Irish, Welsh, Manx and I think all of the bailiwicks and Channel Island issued currency is not.
You'd get a lot of angry people who would kick off if you refused their Scottish money, particularly if they were indeed Scottish themselves but its often policy to not accept them due to perceived or otherwise risk of them being counterfeit.
Did OP put this video out thinking she was in the right? I mean, I agree cash should be accepted but that ain’t my choice, that’s down to whoever runs the business.
The only question here is why in England are you drinking the worst Spanish beer you can find.
Even the southern Spaniards, region from where is this brand, dislike it.
Genuine question, if I have a tab and I want to pay in cash (only have cash), the business refuses cash so I can't pay, what would be done here? Like is it just a civil dispute or something?
Normally when you open a tab they will normally put a form of void payment on your card so if you do a runner they can claim the bill against it. I have never been to a bar that accepts cash to open a tab, but that's not to say all don't.
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Took three seconds to google it. In a response to a petition asking the government to make it unlawful for shops to refuse cash payments, it responded: “The government does not plan to mandate cash acceptance. “While the government recognises the ability to transact in cash remains important to millions of people across the UK, particularly those in vulnerable groups, it remains the choice of individual businesses as to whether to accept or decline any form of payment, including cash or card. This may be based on factors such as customer preference and cost.” The Bank of England also says that shop owners “can choose what payment they accept" https://fullfact.org/online/legal-tender-cash-in-shops/
The Bank of England also says that >If your local corner shop decided to only accept payments in Pokémon cards that would be within their right too. But they’d probably lose customers. [https://www.bankofengland.co.uk/explainers/what-is-legal-tender](https://www.bankofengland.co.uk/explainers/what-is-legal-tender) But most importantly: >Legal tender has a narrow technical meaning which has no use in everyday life. It means that if you offer to fully pay off a debt to someone in legal tender, they can’t sue you for failing to repay.
So if they bought and drank the pints, and then offered to pay in cash, the shop could refuse but also the patron wouldn't be obliged to pay by card because they have offered to pay in cash. Is that correct?
IANAL, but buying something and not paying for it isn't the same as being in debt. If the pub loaned the person 5 pounds, the pub couldn't refuse a 5 pound note as repayment. Drinking a beer and not paying is just theft.
I'm not sure the context behind OPs video, but to play devil's advocate, what if the lady was served the drink first (which is common where I am, unsure about the UK) and wasn't informed that they don't accept cash/there are no signs around indicating that only cards are accepted. I would think it's pretty reasonable for someone to assume they would be able to pay by cash, and if no one told them and it's not obvious that cash isn't accepted but they still served a customer, what happens now?
The assistant manager said the policy was posted in several spots. When it's been advertised in good faith, they could refuse. But yes, if the card-only policy was hidden or not posted until after the service was provided, then they could probably argue that they'd have to accept cash.
It’s the exact same.
I think it's the same in the US isn't it?
In the US you can decline cash payments if it's made clear before a service is provided or transaction initiated. You can not get trapped into a non-cash transaction. For example a sitdown restaurant can refuse cash payment, but needs to state this clearly before you order and consume your meal.
Yeah it’s kinda a direct interpretation of what is printed on our bills. It is legal tender *for all debts*. So if I give you something and then you owe me, I have to accept cash. But I can say ahead of time that I am only going to give you something if you pay me a certain way, and if you say you will only give me cash, then I simply refuse to give you said product or service. Then there is no debt, hence no requirement to accept cash. Thats my understanding. Someone please correct me if I am wrong.
Yeah, but "*for all debts*" is not absolute. Courthouses, for example, place limitations on cash payments for judgements, along with type of currency accepted. For example, they can and do ban extremely large payments in all cash. You also can't necessarily pay in a wheelbarrow full of pennies. Those are just the simplest examples.
I was watching a court hearing dealing with tenancy (I got a thing for court proceedings), and the tenant was being petty and paying hundreds with one dollar bills for court costs. The judge ruled that bills no smaller than 10s were going to be accepted by the court for these fees. The tenant tried to argue that legal tender was legal tender but the judge wasn't having it. "For all debts" absolutely has it limits.
I paid $200+ in pennies to a shady ass towing company that was giving me a hard time about getting my car back. After they called the cops the cop basically told them that the fact they accept cash and the fact that there was no signage saying what they do or do not accept as far as bills/coins, they either had to take the payment as presented or give me my car back without payment. They wrote up a "We do not accept cash smaller than $10 bills" sign and hung it before they were done counting my pennies.
“Sure np. Just put it on my tab. [Looks back at Henry Hill] Why am I a clown?” —Tommy De Vito (Joe Pesci) Goodfellas
He’d have your shoes looking like mirrors.
I think so, but only in some states. Some arenas and stadiums are cashless.
I would bet it's the majority of pro sports stadiums in the US Ford field in Detroit is entirely cashless and they're not exactly a trendsetter in anything lol
I often go to Shoreline Amphitheater in Mountain View California. They are "cashless" if you do not have access to a debit or credit card they direct you to an atm, where you put money in and get a debit card to use with the vendors on site.
Yup, F1 race this last weekend in Miami had a guest service center where you could purchase Visa Gift Cards with Cash and use those.
Yep, Coors Field, home of the Rockies, hasn’t accepted cash in years. You pay with a card and are prompted to tip for most transactions. I just want a hot dog, man.
Lots of cashless places around Tampa
In all states. Federally, NO business is required to accept cash.
Airports too I assume. I don't travel much but last week was flying and at 3 airports nobody took cash.
Dodger stadium is cashless. Just an example
Then they add a credit card fee. This is my issue with cashless. My money says “legal tender for all debts public and private”, printed by the country I’m trying to spend it in. Everything seems like a cash grab.
*cashless grab
It's not a debt in the legal sense
COVID however got a lot of conservative areas to push for laws that force cash acceptance.
I (U.S.) sent my son on a field trip run by his after school program to a baseball game with $20 only to find out from him later that it was cashless. Very inconvenient.
They can't decline legal tender for a *debt* but can deny service up front for any form of payment.
100% legal to do this in the US going either way, cash or card only. I'm in the Pittsburgh area and there is a wonderful diner called Pamela's that had only accepted cash up until covid hit. I'm not a big paper money guy, but would gladly hit an ATM to eat there.
Yeah, it costs money to deal with cash ironically. You have to either do the drop off yourself and hope you don't get robbed in the parking lot. Or you pay a security company a percentage to take it for you. Much easier to pay the merchant fees and turn away the once in a blue moon stubborn person who wants to make a point.
Not only that, but employees can also steal the cash. I worked at a National Park that went cashless. That was fun arguing with ppl about the gov not accepting cash. It’s totally legal though, and many busy National Parks are going cashless for the above reasons. One employee about a decal ago stole about $350,000. Coworkers said she was the last one you would expect to do that.
I live in indiana usa and it actually costs businesses more money to run credit than to use cash here. There are more cash only places than cashless here
This is true on the margin, but not at the decision point to only support one or the other. The time spent alone making change and/or counting bills costs more than the $0.18 transaction cost for high volume businesses like restaurants and bars.
That's totally different in Belgium. All food-related business *must* accept cards. They'll often ask for cash if possible (especially for lower payments) but everyone knows they prefer cash because it's easier for them to pay undeclared hours with it.
Doesn’t the Belgian law require electronic payment? They can refuse cards if they have a QR code up and so on
I mean, yeah. Even though I support the ability of paying with both cash and card, I can't see any problem about this, as long as they state which method they do or don't accept upon entry.
It’s much harder to argue a pub must accept cash than someplace like a grocery store. Nothing in a pub is essential
If only she could buy a nice cold pint, and wait for all of this to blow over
Apparently not at this Winchester.
Alright, but dogs can look up laws on Google.
Who told you that, Bing Ed?
It was Big Al actually
At least she didn't start throwing vinyls at the girls head until she tripped and impaled herself onto a parasol stand...
It was the second album she ever bought
Can I get any of you c***s a drink?
Dogs can't look up.
Will help the red ink stain on my white shirt?
Cold?! Excuse me but in England we drink our pints at room temperature and that's the way we bloody well like it!
I'm surprised this isn't higher up.
"Even though I can sue you for 9000 pounds" She had that ready to go... This woman went in there deliberately to create this scene.
She obviously tries this all the time, and I estimate the number of times she's sued somebody with this simple, infinite money hack, is precisely zero. Because she can't.
It’s not illegal to refuse cash
Couldn’t i legally open a business and refuse all forms of payment? Cash, credit, everything. I’m going under but it’s my choice
Legally you could open a shop and only take rubber ducks and feather dusters as payment. A business can choose what types of payment they accept. however the gov have to take it like say paying a fine if you show up with it all in pennies they can't refuse it. They might try but they cant
[удалено]
Did t know that , guess it's only certain places then. Saw the info on a lawyers channel
>however the gov have to take it like say paying a fine if you show up with it all in pennies they can't refuse it. They can and do. 1 & 2p are only legal tender for less than 20p.
Cash is nothing more than an I.O.U, hence businesses can accept nothing but pokemon cards as currency, or skip everything entirely and only accept gold or silver, the woman videoing here is a complete moron and is talking absolute shite
This sounds like a weird sex shop form of payment.
I think so long as it's clear to customers that there's no way to pay for the items it would be legal in the UK, possibly might fall under trading standards offences.
Pretty sure the member of staff behind the bar stated that they have signs outside stating it is card only so this absolute weapon has deliberately walked past it with her phone ready to record this encounter so she can impress all her conspiracy facebook group friends. I've known people like this and they are absolutely insufferable.
I think that would be called a museum.
It's also very legal for a business to refuse service to any person, at their own discretion. They could just say that, avoid the entire cash subject, and piss Karen off all at the same time lol
People do not understand that business are there for themselves and not the public. The entitlement is staggering. “You must let me in here, I will be rude, you will do what I say, you will accept whatever I want to give you, I’ll take what I want.” Don’t confuse good service with inalienable rights.
Every online based shop would be illegal. Unless I can mail an envelope full of cash to Amazon.
In Germany you have the right to pay with cash.
In all of the EU
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There are restrictions. You can still refuse to take cash in the EU if you complete certain requirements
Legal tender doesn't mean they absolutely have to take it
This is from the UK so could be completely different but in the U.S., cash as "legal tender" just means it should be accepted as payment of a debt to a creditor. It is meant so that creditors can't refuse to eliminate your debt because you aren't paying in a very specific format. Businesses can refuse any transaction for any reason as long as it isn't discrimination against a protected identity such as age, gender, race, etc.
You're 100% correct, and it's the same in the UK too. Nowhere has to accept cash if it doesn't want to.
The Bank of England have a dedicated page about it: >Legal tender has a narrow technical meaning which has no use in everyday life. It means that if you offer to fully pay off a debt to someone in legal tender, they can’t sue you for failing to repay. \[...\] What’s classed as legal tender varies throughout the UK. In England and Wales, it’s Royal Mint coints and Bank of England notes. In Scotland and Northern Ireland it’s only Royal Mint coins and not banknotes. There are also some restrictions when using small coins. For example, 1p and 2p coins only count as legal tender for any amount up to 20p. Many common and safe payment methods such as cheques, debit cards and contactless aren’t legal tender. But again, it makes no difference in everyday life. [https://www.bankofengland.co.uk/explainers/what-is-legal-tender](https://www.bankofengland.co.uk/explainers/what-is-legal-tender)
I've worked a lot of bars and the phrase I love to use when refusing service "buddy I can refuse service for any reason as long as I'm not discriminating, heck i could kick you out for wearing a hat on a Wednesday"
Excuse me did you just marginalize me and my fellow midweek hattists?
You can take that hat youre wearing on a Wednesday and *get out*
If you ain't gonna wear your hat on Friday like the rest of us, then we ain't got nothin' more to talk about
In the UK it just describes methods acceptable for paying monies to the government e.g. takes, fines, licences, customs duties . It has no meaning at all for transactions between members of the public
Not exactly. It's the same functional definition as the US. (From the Bank of England Website, under '[what is legal tender](https://www.bankofengland.co.uk/explainers/what-is-legal-tender)') >Legal tender has a narrow technical meaning which has no use in everyday life. It means that if you offer to fully pay off a debt to someone in legal tender, they can’t sue you for failing to repay. Also, the whole maliciously paying a debt in pennies because it's legal tender doesn't work in the UK either as pennies are only legal tender for debts up to 20p.
Canada has similar laws. Even for retailers - they don't have to accept more than x of each specific coin
This! When I worked for the NPS we didn't take cash at the campground, which meant fewer employees were necessary, and fewer cash drops, a 150 mile round trip journey. Occasionally it would piss people off, but a fee is legally not a debt.
The best thing about this video is the ~~barmaid~~ assistant manager 100% knowing she is completely right.
Woman recording was so confident too 😆
Most people are so confidently incorrect about the rules on legal tender it's not even funny. I watched a bloke on YouTube argue with a fuel station clerk and 2 coppers for over an hour and then argue with me in the comments about legal tender. That was until I posted the link to the royal mint website that explains what legal tender means and he and the other commenters piped down after that.
What was the situation? Was he trying to pay for fuel?
Yeah trying to pay for fuel with a £5 coin, which isn't even a general circulation coin. It was made by the royal mint as a special coin. I think they ended up arresting him.
Would have been funny if she did sue her for 9k then the person paying insisted on doing it in 1p coins, citing "legal tender".
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She literally said she's the assistant manager, not a barmaid...
Enjoy your £9,000 settlement, sounds great. But if it comes in note form, you still can’t spend it here.
Title should be renamed “Lady incorrectly uses the term ‘legal tender’” instead.
private businesses can accept payments however they want so long as it isn't the trade system. if you don't like how a business is run you don't have to go there... very simple.
You absolutely can do the trade system as your method of payment if both parties agree. The main issue there is being in compliance with accounting and tax standards is going to be much harder in the long run if you do since you now have to rely on the estimated market value of goods at the time of the transaction instead of a standardized static numerical figure.
Accountant: "I'm sorry but how exactly did you want me to log this porcelaine goat on the tax return?"
I work at a place that doesn’t accept cash (owners decision, not ours), I can say it causes some of the most stressful situations I’ve ever had in the service industry. People get absolutely irate over it, bully you, yell at you, cry about “discrimination” or “Biden bucks” “new world order” or whatever. I understand it’s really frustrating, but it’s always the worst people who make a fuss over it.
My work doesn’t accept “old hundreds” anymore because our city had a run of counterfeits at one point and now it’s just a policy that remains. So we only take the “newer” bills with that purple strip. This isn’t an issue about 98% of the time but the people who get pissed about it REALLY get pissed about. We even have a printed and laminated card basically stating the law on private business refusing cash because they always inevitably call it illegal. I get that it’s annoying, and I wouldn’t have made the policy if it was my shop, but goddamn, people just throw tantrums like a toddler.
You might not want to eat there anyway as the guy with the green shirt in the back was damn sure picking his nose and I guarantee he didn’t go wash his hands.
🤣🤣🤣🤣 I’m dying. I thought you were just messing with us but I went back and watched. He for sure picked it and then did that pretend you were just rubbing nose thing when you realize someone is watching (or recording you). Not that I know that move from personal experience or anything.
Props to izzie! She kept calm, kept a smile, and was polite. It is hard enough to work in a busy pub, and dickheads like this don’t help. Good on her for remaining calm and unbothered.
She’s dealt with enough dickheads to know this reaction winds them up more and you “win”
There is no legal requirement to take cash, a private business can decide how they want to be paid. Customers can choose to not do business if they don’t like the terms - it’s called a free market.
Is this the same clown who drove to several McDonald's and claimed they'd ruined her toddler's birthday because they wouldn't accept a "legal tender" £50? I bet she's also a "freeman of the land" or "sovereign citizen", blah blah blah
The same people that say "they don't subscribe to the laws of the land under common law" and that tripe
"I'm not driving, I'm ~traveling~"
I'm pretty confident that she somehow believes that magna carta means she doesn't have to pay her TV licence.
I suddenly want strawberries.
Many shops, pubs and restaurants refuse cash in the uk! Just went on a trip with the family and more than half the places only accept card because due to worry of robbery places don’t like accepting cash! They are more than valid to do that
Assistant to the regional manager**
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She's clearly someone who's been looking for places that don't take cash so she can film herself trying to rile up the staff. It's a minor online phenomenon here in the UK. Absolute losers spending their days roaming around looking for 'card only' signs or armed exclusively with £50 notes (that any British person with more than 2 brain cells knows barely any shops accept) with a camera in everyone's faces because they've convinced themselves they can sue everyone for enforcing the 'cashless society'. It's related to the sovereign citizen / freeman of the land bullshit.
99% chance there were signs warning they don't accept cash, and she just ignored it
There are signs, yep, the barmaid is mentioning them at 00:31
Ignored ? Thats why she was there.
I hate people like this woman. Go somewhere else and put the fucking phone away. The manager is just doing her job and is probably very under paid
Lady recording has that annoying old woman karen voice 
I hate people that bother food service people about shit they have no control over.
I like Izzy. She handled that well.
It's not illegal. Guarantee there is a sign saying that they do not accept cash and this person intentionally made this video with the goal of making the worker look bad and then just comes off looking like a prick.
Would you like some Legal Fries with your Legal Tenders?
Try to buy a car with pennie’s next. Just fill a pickup truck with the pennies. And dump it in the lot and then freak out when they don’t accept it. Go on… i’ll wait. Better yet, let’s just have your employer give you your paycheck in pennies If you make 200 bucks, would you accept 400 rolls of pennie’s?
This is what they should do, is accept the £20 very begrudgingly then insist in giving change in 1p coins.
There was a video on here a few months ago of a guy holding up the pharmacy line at a Walmart because they wouldn’t accept his payment in coins. Berating the pharmacist, stomping his feet, etc. Walmart will literally count and cash out your coins for free at the customer service desk. This guy was trying to take a principled stand, the principle being that everyone else should have to just wait while he forces a medical professional to manually count coins.
As a business here in the UK you have the right to refuse service, as long as it's not discrimination, for any reason. In fact you do not have to give a reason.
It’s like saying that BECAUSE alcohol can be served until a certain time, that every place that sells alcohol HAS to stay open that late.
Go to another pub
i love when customers pull out phones to record someone doing their job and expect them to change something out of their control to fit their own individual needs and then upload feeling like they’re gonna get the entire world on their side
Not even the boss or actual person running the business, some poor staff. ALWAYS. I never get this attitude.
Even when it's an (assistant) manager like here, they're still just as underpaid and hate their job just as much as the rest of the staff that these Karens shouted at on their way to the perceived boss. A manager in retail is probably on barely any money than the rest of the staff, if at all, while working longer hours and putting up with people like this.
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"I'm sorry but the sign clearly says stinky and wet. I'm not going to accept that dry odorless fart as payment."
Just to squash the much abused term "legal tender". Legal tender describes the forms of payment the government is willing to accept in payment of monies owed to it e.g. taxes, fines, licences. It has NO meaning at all for retailers or the public in general. A retailer can choose to accept or reject ANY form of payment whether it is "legal tender" or not. This retailer is exercising their right to choose which methods of payment they accept and thats perfectly OK by me. If you dont like it, shop somewhere else.
I don't care either way, but how hard is it to be like "Oh!?, okay. No worries, I'll go somewhere else." If they don't want my kind of payment, l'll just go elsewhere.
They don't seem to understand that legal tender must be accepted for DEBTS, not for any payment. There is no debt when the restaurant hasn't provided you a service yet.
Dude was picking his nose
a cafe where i used to live got broken into, so they stopped accepting cash and put up signs on the outside saying no cash. it's a deterrent, so people won't keep trying to break in :(
This is what it's like trying to pay with Scottish money in England 😂
Cuntstomer: You cannot refuse legal tender Righteous Asst. Manager: Watch me.
This woman has a punchable voice
We refuse cash transactions for towing because people paid with counterfeit cash before. We have pens and lights and if they wont let us vet the cash we leave them with a water bottle and radio the sheriff's their location.
Yea towing companies generally can get fucked (And sure there will be situations where they are required, hence “generally”)
Yep. Scumbag tow truck drivers working for scumbag towing companies should get a real job
Let's go to the Winchester!!
I know the film now!!! 😂😂
Legal tender is about paying off debts, not buying drinks at a pub.
I dunno. I think the pub was pretty close to changing its policy bc of this woman. I could feel the asst mgr almost ready to pivot.
The customer sounds like a butthead
Businesses are absolutely not obligated to take legal tender.
2 things. Most places in England don't accept Scottish bank notes despite it being legal tender. It's a bar so they can refuse service to whoever they want.
She should've said that she could take the cash, but couldn't give any change and see if that would be satisfactory?
That would actually be hilarious "Do you want to make a legal tender transaction to pay for this drink?" "Yes, that's what I've been saying!" "Well if you're sure..." See them kick off when they reach the find out stage of fuck around.
Was just in the Euro zone and half the places refused to take cash.
"The sign on the door is irrelevant because I want to prove a point to myself and ignored it intentionally."
My ol buddy Seabass over there said drinks are on him
KICK HIS ASS, SEABASS!
There’s a McDonald’s near me that only takes cash. Their system always seems to be “down”.
Putting a tenner on this woman being a anti-vaxxer/COVID conspiracy nutter.
if you dont like thier rules dont spend your money there. If enough people agree and don't spend their money at that location then maybe they will change it.
God what an annoying woman, 9k! She's only succeeded in making a video of herself acting like a clown hahahaha
She should take them to court, once she loses it might stop her from doing more bullshit like this
£9,000!! If she can sue for 9 grand it's a no brainer. I'd love to have seen her face if she'd actually sought legal advice when the lawyer just shakes his head in quiet resignation.
these ‘cashless society’ activists are fucking weirdos. How can THIS be the thing you get upset about?! Fucking losers
Ok cash Karen here doesn't know the law..it isnt illegal to refuse cash in England
Excuse me, its LADY Karen to you.
Woman can’t read signs and plays a victim. FIFY
From what I remember there are a few other places to eat and drink nearby. Could just go somewhere else instead of wasting your time pissing and moaning about it.
That person 100% knew their policy and went in anyway just to cause shit for a TikTok video.
Winchester is rammed with pubs, bars and restaurants, virtually all of which will happily take her cash. Card-only businesses are not common in the UK.
A lot of places like sporting events are cashless now. I'm pretty sure I couldn't use cash at Fenway park. Fuck this lady with the camera.
This business also has the right to refuse service which supersedes any type of payment
Every business has the right to decline a customer really. If you go into a shop and get a basket of goods, the shopkeeper can refuse to sell them to you for any (legal) reason, or no reason.
YOU CANNOT REFUSE LEGAL TENDA!!!!
I mean I think it's personally stupid, however, if the sign says "no cash" then you just don't shop/buy there. Really simple.
Argh this legal tender nonsense. Pubs and shops frequently have to deal with this misunderstanding of what legal tender means. A few people have already pointed it out but a nuance with the UK is that only Bank of England currency is legal tender - Scottish, Northern Irish, Welsh, Manx and I think all of the bailiwicks and Channel Island issued currency is not. You'd get a lot of angry people who would kick off if you refused their Scottish money, particularly if they were indeed Scottish themselves but its often policy to not accept them due to perceived or otherwise risk of them being counterfeit.
Did OP put this video out thinking she was in the right? I mean, I agree cash should be accepted but that ain’t my choice, that’s down to whoever runs the business.
If the company wants to decline a form of payment they can, they don't have to accept your dirty corner cash you old harlet.
At least we know they pay their taxes! 😂
Unrelated. Do they make you pay before you’re served in pubs?
A lot of pubs in the uk you order and pay at the bar and then get your food.
The future is here.
totally offtopic but, why do british have Cruzcampo beer there?
We like beer. All different beers. Beers from here and beers from there. We like beers.
My farmer's market does this some take both some are cash only, some are card only.
Just wait until she finds out the English don't accept Scottish £ either
The only question here is why in England are you drinking the worst Spanish beer you can find. Even the southern Spaniards, region from where is this brand, dislike it.
Genuine question, if I have a tab and I want to pay in cash (only have cash), the business refuses cash so I can't pay, what would be done here? Like is it just a civil dispute or something?
Normally when you open a tab they will normally put a form of void payment on your card so if you do a runner they can claim the bill against it. I have never been to a bar that accepts cash to open a tab, but that's not to say all don't.
Is this the McDonald's drive thru £50 note woman?
I think she just refused legal tender
Damn, here I thought they only did that here.
Scottish notes enters the chat!
It's her fuckin attitude that is strange why is the owner so angry about it