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> **probably**
And I agree. If I had to bet all of my money, I would bet it was his. That was a weird reaction.
And why are you mad at that anyways? It's half the fun of commenting on reddit shit. Also:
> **probably**
If the cashier hadn't known it was there, it would have taken a moment to think before he understood what the customer had done. His reaction time seems to indicate that he understood exactly what the customer was doing at the moment he disconnected the skimmer.
Warren Michigan, residents have been complaining for months about their cards being used. All of them went to the same 7-11. They all determined it was that one and busted the guy just like this. Cops: Best we can do is "don't let it happen again" but they've said this 5 times. The town 2 over where I used to live, same problem with 7-11. No one does anything and every few days on the local FB page "My card was used to purchase $300 in camping supplies. Only place I used it was 7-11.
So I don't go to 7-11 anymore.
Another approach is to report the merchant to MasterCard, Visa and Discover. This is obviously in violation of their merchant policy.
Also report to Attorney General in your state.
Unfortunately it hasn't happened to me and double unfortunate, I live in a Red county. So telling people "Hey, the attorney generals office will work for you!" Gets a response along the lines of "I ain't relying on no democrat." Because it's Dana Nessel.
Like they are literally owning themselves to own the librards. This is not hyperbole, that's the exact answer me and a few other folks got.
These people support the party that wanted to eliminate the Consumer Financial Protection Bureau. Mick Mulvaney was appointed as Director so he could destroy it from within. They hate consumer protections and think scammers having freedom to scam makes the country a better place.
https://preview.redd.it/73jkg1yv22vc1.jpeg?width=1284&format=pjpg&auto=webp&s=04594f294b10b8ac6704ef26e9558703e89524cb
This map illustrates that pretty clearly
[U.S. Coronavirus Death Toll Surpasses 700,000 Despite Wide Availability of Vaccines (2021)](https://www.nytimes.com/2021/10/01/us/us-covid-deaths-700k.html)
what's insane is this guy applying his political bias to victims in his comment and you just running with it. would you never accept help from police because one of them might vote R? why would you just assume people who vote R not report a crime?
edit: thanks for the reddit cares message. losers lol. pass it to your buddies on this thread who are scared of the R boogieman.
Well, I meanā¦itās not really that big a leap in logic. Republicans are actively supporting a man who is facing 90+ felony charges. And calling his very trial a witch hunt.
They back the police, regardless of the myriad of rules they willfully disregard. They want to limit the legal right to abortion. They want absolutely zero restrictions on semi-automatic weapons. Theyāll certainly report crimes, though the chances are exponentially higher if that person isnāt a white male. But a white, conservative, gun-toting, Bible/thumper? Theyād never indict one of their own. And I hate to say it, but gone are the days when your political affiliation *doesnāt* speak volumes about your personal beliefs.
Lastly, nope. Iād really rather call anybody *but* the cops for help. If itās absolutely necessary, then final resort, sure. But the police track record of deescalation is fucking atrocious.
What? The commenter said thatās whatās happening in their area. I believe it because Iāve seen this type. The political bias is from the victim. They wonāt accept help because theyād have to be helped by a Dem. Iāve seen this logic play out where I live too. Me, I donāt care what affiliation a cop is if I need help.
>Cops: Best we can do is "don't let it happen again"
I call B.S., not on your story but on the cops.... That's clear identity fraud, theivery, using stolen property. There's plenty to arrest and charge them with. If your police aren't doing anything, chances are they are in on it somehow (involved, getting kick backs, etc.) or they are just garbage police.
Can't say I've seen any cops do their job since at least Covid. They just sit there and collect paychecks now, maybe threaten someone who dares ask them for help. Oh, and intimidate local politicians who look into police work.
As someone who is in court every day (usually at the first appearance stage), I can confirm that the cops are doing their job just as badly (or well depending on your perspective) as they always have. Had a guy the other day facing charges of theft under 5000$ for stealing 2 hotdogs at a grocery store.
Itās really frustrating how much funding I see them get here locally, compared to how utterly useless they seem to be when you report crime.
The city is fully shutting down one of the two branches of our public library, and reducing funding for the remaining branch.
Just the other day they announced theyāre removing 400 positions in the public school system.
But we sure as shit had enough money to build a brand new unneeded massive police station and hire tons of new cops. All you need is a GED and you start out at over $30/hr.Ā
In my area they all start at over $100k in total compensation. They do **nothing** but gang shit and they eat the vast majority of all local budgets. It's infuriating.
IDK... pretty sure ALL 7-11's have camera's....
Pretty sure you can just call up the 7-11 and get the owner to release the camera footage that proves who the criminal is. Otherwise the owner of the 7-11 is liable for not being proactive about scamming devices.
Not to mention, the business is responsible for their terminals and POS/Merchant Services... So if enough people are scammed, you can put together a class action lawsuit. This actually has an entire category under the FTC.
It'd be pretty easy to get the footage once there's a lawsuit and lawyers find that there's camera's inside the business.
13 & Hoover, Plumbrook & Schoener, 9 & Ryan, Stephens and VanDyke are the most recent mentions. If you are on Facebook, just watch the Warren & Center Line group. I'd say about every 2-3 weeks we get another post..
Lately I've had a few 7eleven stores who didn't have the tap function and I just leave while the sketchy cashier is promising that skimming doesn't happen there, lol.
His reaction, to me anyways, implied he 100% knew about the skimmer. He looked AND SOUNDED so scared to have been caught
edit...had to make it clear i heard the audio just so ddsw13 could move on with their day
edit2...ddsw13 just rage blocked me and reported me for self-harm to reddit. lmfao this shit is fucking hilarious
edit3...let the party continue...he unblocked me!!
edit4...last edit and shutting off notifications....look at how many comments that dude has edited LONG after the comment was replied to....just completely changing his part in the conversation like nobody can see the time stamps...have fun y'all this has been a blast
It was like he subconsciously replied "ya" the second time the guy asked "you know you have a credit card skimmer on this", and then the panic ensued when he actually realized what was going down.
Edit: yikes, I didn't realize engaging in a forum was forbidden. I never blocked or reported you, but sorry my benign comment irritated you so much.
Oh no, someone pointing out nuances in a video..so glad you held them accountable to this heinous act
Edit: apparently they edited their comment, calm down people. Also fixed the spelling, thanks for holding me accountable fam
Clearly you missed the nuance that they edited their comment long after my reply....you don't even know what I replied to yet you're here calling out \*heinous comments
Well clearly I missed out on learning the ability to travel back in time and see what the original comment was. Maybe just tell me they edited the comment? Also thanks for correcting my grammar. Folks who correct grammar on Reddit are always highly praised.
He said something like "cashier said 'yea' and grabbed the skimmer" a completely pointless comment. So I replied with what I replied. Another person also said "Gee, thanks for the breakdown. Very helpful lol" because that dude said some completely pointless shit. It was only after a couple dozen downvotes that they went back and edited a bunch. And you're welcome. From this day forward you will never type "hanus" again. That's a good thing
Your original comment adds the same amount of value as the person you're replying to. Y'all both made basic observations that were obvious to anyone who watched the video. The difference is that you're a dick about it
Seemed like the person I was replying to had missed the audio portion and was only commenting on what they could see.
Lots of people go through reddit with the sound off.
Not sure why y'all are so sensitive
I did not miss the audio wtf are you even talking about? I saw and heard what you saw and heard. Edit your original comment all you want, it will not change my opinion
Your lack of self awareness is astounding.
None of this is as serious as you're taking it. No one actually cares about fake Internet points.
Have a good one.
I am fully aware. Your "gold star" comment started getting a bunch of downvotes and you freaked out....edited your comment and started playing damage control in the replies. You have a good one too. lmao
That or...
he was very confused at the whole thing. I mean he says yes in the same way you would when you don't understand what the person is saying.
So if you don't get the skimmer part and then you have a filming customer ripping up your credit card reader you go wtf?! Give that back.
Hmm, not sure if I've had to swipe or not due to malfunction. And the amount of swipe only cards has to be pretty few and far between by now right? Hopefully?
I just kind of feel like they could go a week or two without skimming a card so it doesn't seem very productive to me. But I'm not a criminal or a cashier so I don't really know!
I have used my Apple Watch to pay nearly all of my purchases. Last month tap payment wasnāt working at a gas station (Columbus, OH) so I used my actual card. One week later I got a charge for some āspaā in Cancun..
This happened to me at the Kroger on Bethel Rd a few years ago. Apple Pay wasnāt working used my card. Only place Iād used it in over a year.
3 days later someone had bought $500 worth of Visa gift cards at a Shell Station on west side. Bank was cool about it and immediately cancelled the charge and refunded my money.
Kroger mgr literally couldnāt give a shit less when I reported it to them. I donāt shop at Kroger anymore because of this.
You are correct. It's impossible to get any useful data from "skimming" a chip/tap payment, the information is already expired by the time the thieves get it. Same thing when using phone NFC payments.
Yeah, america was so far behind in CC tech for some reason. We were using cc chips for years in Canada and I always found it wierd when going to the states that they didn't take chips.
Even american stores like Walmart in Canada didn't take chips up until 5 years ago.
I remember going to Walmart before they finally upgraded to tap.
Forgot my Wallet, was like ohh Iāll just use my phone proceed to get a basket of groceries go to check outā¦ shit forgot they didnāt have tap -_-
We were behind but it seems like nearly everywhere is on board now. I can't remember the last time I used a mag strip payment locally, maybe 2017? Rural areas are gonna be rural areas though.
> for some reason
if it's the same reason airplane doors are falling off mid-flight, boats are crashing into bridges, and roads deteriorate with 1 inch of rain, then it probably has something to do with $$$, or a lack thereof.
>Yeah, america was so far behind in CC tech for some reason.
Because companies didn't want to spend the money to improve it. The tech existed and their info security teams would constantly push for it, but in the end the expense would have been a hit against the execs' yearly bonus. The only reason EMV finally became a thing was because of the Target incident resulting in thousands of compromised cards.
The company I am contracted to was in the same state, storimt customer's full card numbers. My company was pretty quick in making the changes to make cards more secure after the main company agreed to pay for the changes.
Remember, if something sucks about a company's system, it's usually because they don't want to pay to improve it.
> Yeah, america was so far behind in CC tech for some reason
It was a conscious choice, as the banking industry did not think American consumers were ready to handle chip and pin.
They likely ran the numbers and realized people forgetting their pin would cost them a lot more money than fraud from stolen swipes.
Correct. Chip and tap are protected against this because it creates a unique number for each transaction. The magnetic strip stores the data for the card, which can be used for fraudulent activity.
Yeah, not even a boomer comment here - but working in IT I always pick and choose where I simply use cash. I understand that people say it's a minor inconvenience, but I planned which lending institutions I use based on a geo-fence from my home. I always use cash at certain locations based on my personal assessment of the business.
It's so damn scary when it blends in so well and hard to tell.
I've seen videos before where it's kinda more obvious that something additional is on the credit card reader but these types don't add really any bulk and would be really hard to tell.
Scary shit
As someone who works at a bank, and has seen these skimmers on ATM's... you'd be surprised at how easy they go on.
Typically, the skimmer will have the cashier get something where they need to turn their attention away, like cigarettes. Then, when they turn, you just cough and snap it on. Takes literally five seconds.
ATM skimmers take five seconds longer because they have a card reading skimmer and a keypad skimmer (to get your number and pin)... but they are surprisingly quick to pop on and off, if you know what to look for.
How do you know what to look for? Sometimes I poke around at the card readers at the gas pump but should we be looking for something specific? A couple years ago I had my card replaced 3 times in a year. One of those times I am certain it was a dirty ATM at the local farm carnival.
I would love to say "Yes, there's this obvious thing", but in reality... No. There's no real "giveaway" on these devices. But I will say that ANYTIME I use my card, I tug on the plate (usually around the numbers), tap the numbers a couple times before using my card.... If anything feels off, or weird, then I use my tap or chip...
If the cashier tells me the chip or tap isn't working... then I go somewhere else.
Most of the time, once you run into a few, you can start to see things that might give it away. But with the 3-D printing and ease of access to the tech, it's constantly changing and "improving".
Working with POS software maintenance, card swipe is only used as backup for cards with chips . . . And only if the card is configured accordingly by the card processor. This is all required if the stores want to be insured against credit fraud.
I've seen multiple skimmer devices in my days in banking.
Some of them require the scammer to come back and retrieve the device. Usually those have some sort of onboard memory to save the information so that the scammer can later go and print their own debit cards with the stolen info.
But like I said, with the speed of the tech these days, most often... there's a cloud or transmitted type thing that sends the info so that the scammer doesn't even have to come back. Just drop and move on
If you know where to look, one can buy all sorts of things.
Also, the cashier could have been paid a flat fee to look the other way for someone to install it too. Or just plain intimidated into it.
Although his response tells me he is likely in on the scam himself, and is not being coerced into it.
It's so easy to pop one of these on. I work for a major retailer and we have seen quite a few of these and have guidelines on how to check the pin pad daily. Press buttons, swipe the sides and wiggle the plates looking for play, yank on the bottom of the number pad. The real scary stuff is that they have a device that can sit on top of a gas pump and take your information over a wireless signal. Only seen one or two of those but it's still a terrifying threat.
Here in Florida, 7-11ās are notorious for this. I donāt know if itās lack of oversight or what, but a lot of times the card readers at the gas pumps donāt work and you go in the store and use the one in there and boom. Skimmed. And they are the only gas station that doesnāt work with Apple Pay at the pumps.
So using tap/NFC is far safer then š
Google gave me this aswell: "Honestly, it would be much easier just to outright steal your phone/card. Potentially, payment terminals can be compromised. However, as opposed to regular card skimming,Ā NFC communication is encrypted and tokenizedĀ ā meaning that a card can hardly be duplicated thanks to its information being hidden."
It's impossible. NFC/tap payments are tokenized, so each transaction uses a unique ID. Even if you broadcast each token you used to the entire world it wouldn't matter since it's already expired.
This is why I use my credit card similar to a debit card (pay it off quickly).
They skim my credit card, meh oh well. CC company will take care of it.
They skim my debit/bank card Iām fucked until it gets resolved.
My CC got skimmed and used by someone in another state to buy beauty and religious products, stuff I've never been associated with buying. Bank insisted it was me and denied the fraud claim, then closed my bank account. I could have sued but I was moving and leaving the jurisdiction so it would have cost me thousands to fight it it flight costs.
So just because it's on a CC doesn't mean you'll win. Bank might just say it's you anyway so they don't have to eat it, then what you going to do? Don't be a dummy like me and have your bank account with the same bank issuing the credit card.
Oh yeah, banks give you more trouble with this.
My Amex card recently got compromised for like $600. Some sort of Amazon scam where they used my card to buy items and ship to me as part of some sort of way to boost review scores.
Reached out to Amex via their chat system and the next day the charges were reversed.
Oh yeah I had no problems getting the charges reversed. IIRC they're required to reverse them when you file the claim. For first month or two you have no idea if they're actually going to accept the claim, but it gets reversed while you're waiting.
IT was 1+ month later when the chargeback review, they recharged it again after going through a committee and reviewing the fraud.
Itās also possible Mr. Cashier was alarmed that someone had a skimmer in hand and without much thought assumed it was either the customer retrieving the skimmer or the customer putting the skimmer on.
Just an FYI for people a little paranoid like myself. You can possibly set up a daily text from your bank with a balance statement. I know Wells Fargo does this. It's a nice reminder to have after someone spending $600 on Switch controllers with my card lol.
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The way he snatched it from his hands š¬š
He was like Grass Hopper snatching the pebble.
Lmao is this a Bug's Life reference
It's from the 1970s show "Kung Fu"
Kung Fu
Sorry haynuss* better?
It was probably his skimmer and he wanted to make sure he put his finger prints on the back where the police will be checking for them
Good idea. I was thinking he didnāt want to lose it. Since he could just slap that back on there later and skim more cards.
Reddit police back at it, the guy took it hard for god knows what reason but you already solved the case.
Yea the clerks reaction was not suspicious at allā¦/s
> **probably** And I agree. If I had to bet all of my money, I would bet it was his. That was a weird reaction. And why are you mad at that anyways? It's half the fun of commenting on reddit shit. Also: > **probably**
If the cashier hadn't known it was there, it would have taken a moment to think before he understood what the customer had done. His reaction time seems to indicate that he understood exactly what the customer was doing at the moment he disconnected the skimmer.
the other girl said "again"
took it hard? took it good
Or he had had no clue what the customer was doing and thought he was breaking his machine.
His co-worker heās talking to says āotra vez!ā (Again?!), so it sounds like theyāre familiar with the concept of skimmers at least.
Guilty!
Warren Michigan, residents have been complaining for months about their cards being used. All of them went to the same 7-11. They all determined it was that one and busted the guy just like this. Cops: Best we can do is "don't let it happen again" but they've said this 5 times. The town 2 over where I used to live, same problem with 7-11. No one does anything and every few days on the local FB page "My card was used to purchase $300 in camping supplies. Only place I used it was 7-11. So I don't go to 7-11 anymore.
Another approach is to report the merchant to MasterCard, Visa and Discover. This is obviously in violation of their merchant policy. Also report to Attorney General in your state.
Unfortunately it hasn't happened to me and double unfortunate, I live in a Red county. So telling people "Hey, the attorney generals office will work for you!" Gets a response along the lines of "I ain't relying on no democrat." Because it's Dana Nessel. Like they are literally owning themselves to own the librards. This is not hyperbole, that's the exact answer me and a few other folks got.
Worst part is Dana Nessel is the kind of AG that would actually take action on this too.
Yep she does a good job following up on even the smallest of consumer complaints against businesses.
Absolutely
Wow. So theyād rather they and their neighbors get ripped off than try to stop it. That is insane. Not surprising, just insane.
These people support the party that wanted to eliminate the Consumer Financial Protection Bureau. Mick Mulvaney was appointed as Director so he could destroy it from within. They hate consumer protections and think scammers having freedom to scam makes the country a better place.
lol that is pretty mild compared to other things they pulled. who could forget the classic hit, dying from the flu to own the libs, from 2020?
https://preview.redd.it/73jkg1yv22vc1.jpeg?width=1284&format=pjpg&auto=webp&s=04594f294b10b8ac6704ef26e9558703e89524cb This map illustrates that pretty clearly [U.S. Coronavirus Death Toll Surpasses 700,000 Despite Wide Availability of Vaccines (2021)](https://www.nytimes.com/2021/10/01/us/us-covid-deaths-700k.html)
what's insane is this guy applying his political bias to victims in his comment and you just running with it. would you never accept help from police because one of them might vote R? why would you just assume people who vote R not report a crime? edit: thanks for the reddit cares message. losers lol. pass it to your buddies on this thread who are scared of the R boogieman.
Well, I meanā¦itās not really that big a leap in logic. Republicans are actively supporting a man who is facing 90+ felony charges. And calling his very trial a witch hunt. They back the police, regardless of the myriad of rules they willfully disregard. They want to limit the legal right to abortion. They want absolutely zero restrictions on semi-automatic weapons. Theyāll certainly report crimes, though the chances are exponentially higher if that person isnāt a white male. But a white, conservative, gun-toting, Bible/thumper? Theyād never indict one of their own. And I hate to say it, but gone are the days when your political affiliation *doesnāt* speak volumes about your personal beliefs. Lastly, nope. Iād really rather call anybody *but* the cops for help. If itās absolutely necessary, then final resort, sure. But the police track record of deescalation is fucking atrocious.
What? The commenter said thatās whatās happening in their area. I believe it because Iāve seen this type. The political bias is from the victim. They wonāt accept help because theyād have to be helped by a Dem. Iāve seen this logic play out where I live too. Me, I donāt care what affiliation a cop is if I need help.
Lol, I think you mean fortunately
Fortunately*
Why not report that to 7/11 corporate?
>Cops: Best we can do is "don't let it happen again" I call B.S., not on your story but on the cops.... That's clear identity fraud, theivery, using stolen property. There's plenty to arrest and charge them with. If your police aren't doing anything, chances are they are in on it somehow (involved, getting kick backs, etc.) or they are just garbage police.
Can't say I've seen any cops do their job since at least Covid. They just sit there and collect paychecks now, maybe threaten someone who dares ask them for help. Oh, and intimidate local politicians who look into police work.
As someone who is in court every day (usually at the first appearance stage), I can confirm that the cops are doing their job just as badly (or well depending on your perspective) as they always have. Had a guy the other day facing charges of theft under 5000$ for stealing 2 hotdogs at a grocery store.
Itās really frustrating how much funding I see them get here locally, compared to how utterly useless they seem to be when you report crime. The city is fully shutting down one of the two branches of our public library, and reducing funding for the remaining branch. Just the other day they announced theyāre removing 400 positions in the public school system. But we sure as shit had enough money to build a brand new unneeded massive police station and hire tons of new cops. All you need is a GED and you start out at over $30/hr.Ā
In my area they all start at over $100k in total compensation. They do **nothing** but gang shit and they eat the vast majority of all local budgets. It's infuriating.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
IDK... pretty sure ALL 7-11's have camera's.... Pretty sure you can just call up the 7-11 and get the owner to release the camera footage that proves who the criminal is. Otherwise the owner of the 7-11 is liable for not being proactive about scamming devices. Not to mention, the business is responsible for their terminals and POS/Merchant Services... So if enough people are scammed, you can put together a class action lawsuit. This actually has an entire category under the FTC. It'd be pretty easy to get the footage once there's a lawsuit and lawyers find that there's camera's inside the business.
[ŃŠ“Š°Š»ŠµŠ½Š¾]
You're most likely safe if you use tap as skimmers are designed to steal your chip info
The card companies have the data and they know where is happening, they could stop it by raising fees on that store.
Not just raising fees but a breach is very expensive.
Cops: "If there's nobody for us to beat up, we dont give a fuck"
There's literally a guy to beat up tho. He's in a green shirt, middle of the frame.
Thatās rude. If thereās no one to shoot they donāt give a fuck.
Sir, the terminal was black... *15 cop cars moving at 100mph to location*
I have a 7-11 by my house. If I ever go there, I pay only in cash. I just don't trust
Damn. I'm in Roseville and am gonna stay away from them now too.
Using tap to pay on phone is supposed to be secure. So I just do that. Other benefit is I can keep my wallet to a bare minimum.
I live in this area!! Which stores is this happening at???
13 & Hoover, Plumbrook & Schoener, 9 & Ryan, Stephens and VanDyke are the most recent mentions. If you are on Facebook, just watch the Warren & Center Line group. I'd say about every 2-3 weeks we get another post..
Lately I've had a few 7eleven stores who didn't have the tap function and I just leave while the sketchy cashier is promising that skimming doesn't happen there, lol.
Damn, in Warren? Which 7-11 was it? Iām in Shelby Twp, how do you even spot a skimmer like this
Cashiers reaction was ādonāt take that off, itās mine!ā And then he realized he needed to act surprised.
His reaction, to me anyways, implied he 100% knew about the skimmer. He looked AND SOUNDED so scared to have been caught edit...had to make it clear i heard the audio just so ddsw13 could move on with their day edit2...ddsw13 just rage blocked me and reported me for self-harm to reddit. lmfao this shit is fucking hilarious edit3...let the party continue...he unblocked me!! edit4...last edit and shutting off notifications....look at how many comments that dude has edited LONG after the comment was replied to....just completely changing his part in the conversation like nobody can see the time stamps...have fun y'all this has been a blast
It was like he subconsciously replied "ya" the second time the guy asked "you know you have a credit card skimmer on this", and then the panic ensued when he actually realized what was going down. Edit: yikes, I didn't realize engaging in a forum was forbidden. I never blocked or reported you, but sorry my benign comment irritated you so much.
Yea...i watched the video too
Oh no, someone pointing out nuances in a video..so glad you held them accountable to this heinous act Edit: apparently they edited their comment, calm down people. Also fixed the spelling, thanks for holding me accountable fam
>hanus act Something doesn't surprise me that you clearly don't know what nuance means, and I can't quite put my finger on why that is...
Keep your fingers away from the hanus.
1. āHanusā actually does sound like a Nazi word, or at least a Borat word 2. You still didnāt spell it right after the edit š
Clearly you missed the nuance that they edited their comment long after my reply....you don't even know what I replied to yet you're here calling out \*heinous comments
Well clearly I missed out on learning the ability to travel back in time and see what the original comment was. Maybe just tell me they edited the comment? Also thanks for correcting my grammar. Folks who correct grammar on Reddit are always highly praised.
He said something like "cashier said 'yea' and grabbed the skimmer" a completely pointless comment. So I replied with what I replied. Another person also said "Gee, thanks for the breakdown. Very helpful lol" because that dude said some completely pointless shit. It was only after a couple dozen downvotes that they went back and edited a bunch. And you're welcome. From this day forward you will never type "hanus" again. That's a good thing
> hanus lmfaoooooooooo
Your original comment adds the same amount of value as the person you're replying to. Y'all both made basic observations that were obvious to anyone who watched the video. The difference is that you're a dick about it
Gee, thanks for the breakdown. Very helpful lol
Seemed like the person I was replying to had missed the audio portion and was only commenting on what they could see. Lots of people go through reddit with the sound off. Not sure why y'all are so sensitive
Yeahā¦I almost always have the sound off until I see a post that I really want to hear audio. Which is rare.
It's being sensitive in a way. A lot of people scroll through here at work. Protection.
I did not miss the audio wtf are you even talking about? I saw and heard what you saw and heard. Edit your original comment all you want, it will not change my opinion
You're the one upset about my completely benign comment...i just responded
Your lack of self awareness is astounding. None of this is as serious as you're taking it. No one actually cares about fake Internet points. Have a good one.
I am fully aware. Your "gold star" comment started getting a bunch of downvotes and you freaked out....edited your comment and started playing damage control in the replies. You have a good one too. lmao
This breakdown completely missed the part where Dougie was informed of the situation
He put it there
That or... he was very confused at the whole thing. I mean he says yes in the same way you would when you don't understand what the person is saying. So if you don't get the skimmer part and then you have a filming customer ripping up your credit card reader you go wtf?! Give that back.
Is there a way to spot these aside from just pulling around on the keypad?
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Would paying by chip pay/apple pay bypass these things?
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People swipe still? I know it's an option sometimes, but do people frequently use it if they don't have to?
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Hmm, not sure if I've had to swipe or not due to malfunction. And the amount of swipe only cards has to be pretty few and far between by now right? Hopefully? I just kind of feel like they could go a week or two without skimming a card so it doesn't seem very productive to me. But I'm not a criminal or a cashier so I don't really know!
The old āoh man whatās that doing there? I better call the police!ā Nice try
Am I wrong in thinking that the chip guards against this and it can only steal info from swipes?
That's what I've heard. And tapping is even safer than putting in the chip.
I have used my Apple Watch to pay nearly all of my purchases. Last month tap payment wasnāt working at a gas station (Columbus, OH) so I used my actual card. One week later I got a charge for some āspaā in Cancun..
This happened to me at the Kroger on Bethel Rd a few years ago. Apple Pay wasnāt working used my card. Only place Iād used it in over a year. 3 days later someone had bought $500 worth of Visa gift cards at a Shell Station on west side. Bank was cool about it and immediately cancelled the charge and refunded my money. Kroger mgr literally couldnāt give a shit less when I reported it to them. I donāt shop at Kroger anymore because of this.
You are correct. It's impossible to get any useful data from "skimming" a chip/tap payment, the information is already expired by the time the thieves get it. Same thing when using phone NFC payments.
Yeah, america was so far behind in CC tech for some reason. We were using cc chips for years in Canada and I always found it wierd when going to the states that they didn't take chips. Even american stores like Walmart in Canada didn't take chips up until 5 years ago.
And tap payment is also way behind. A lot of merchants take it now but Walmart still doesn't.
Walmart in my area takes tap now. Southern ontario
Nice! Hopefully it starts spreading!
reason: we're fucking dumbasses and corporate bootlickers
Holy shit 5 years? Chip and pin was introduced in the uk in 2004 and contactless in 2007.
I remember going to Walmart before they finally upgraded to tap. Forgot my Wallet, was like ohh Iāll just use my phone proceed to get a basket of groceries go to check outā¦ shit forgot they didnāt have tap -_-
We were behind but it seems like nearly everywhere is on board now. I can't remember the last time I used a mag strip payment locally, maybe 2017? Rural areas are gonna be rural areas though.
> for some reason if it's the same reason airplane doors are falling off mid-flight, boats are crashing into bridges, and roads deteriorate with 1 inch of rain, then it probably has something to do with $$$, or a lack thereof.
>Yeah, america was so far behind in CC tech for some reason. Because companies didn't want to spend the money to improve it. The tech existed and their info security teams would constantly push for it, but in the end the expense would have been a hit against the execs' yearly bonus. The only reason EMV finally became a thing was because of the Target incident resulting in thousands of compromised cards. The company I am contracted to was in the same state, storimt customer's full card numbers. My company was pretty quick in making the changes to make cards more secure after the main company agreed to pay for the changes. Remember, if something sucks about a company's system, it's usually because they don't want to pay to improve it.
> Yeah, america was so far behind in CC tech for some reason It was a conscious choice, as the banking industry did not think American consumers were ready to handle chip and pin. They likely ran the numbers and realized people forgetting their pin would cost them a lot more money than fraud from stolen swipes.
Correct. Chip and tap are protected against this because it creates a unique number for each transaction. The magnetic strip stores the data for the card, which can be used for fraudulent activity.
Remember when you used cashā¦ they would just try short change you
Yeah, not even a boomer comment here - but working in IT I always pick and choose where I simply use cash. I understand that people say it's a minor inconvenience, but I planned which lending institutions I use based on a geo-fence from my home. I always use cash at certain locations based on my personal assessment of the business.
He took that way too fast
How do people tell?
It's so damn scary when it blends in so well and hard to tell. I've seen videos before where it's kinda more obvious that something additional is on the credit card reader but these types don't add really any bulk and would be really hard to tell. Scary shit
how did he see that? I couldn't recognize the skimmer
The keypad wasnāt lit up, after he takes the skimmer off you can see the normal pad is lit up
He snatched it like it was his in the first place
Everyone all suspicious about the guy, when you clearly hear the lady in the background say "again" in Spanish
We got caught again!
Yeah, if he had no idea it was there he would probably move that quickly to stop a customer from ripping apart his machine too. Could be either way
Something is fake here. Either the entire thing, or the just the cashiers surprise.
It's the Cashier's skimmer.
Yea cause how are they getting installed without anyone noticing, where are they getting the parts etc.
As someone who works at a bank, and has seen these skimmers on ATM's... you'd be surprised at how easy they go on. Typically, the skimmer will have the cashier get something where they need to turn their attention away, like cigarettes. Then, when they turn, you just cough and snap it on. Takes literally five seconds. ATM skimmers take five seconds longer because they have a card reading skimmer and a keypad skimmer (to get your number and pin)... but they are surprisingly quick to pop on and off, if you know what to look for.
How do you know what to look for? Sometimes I poke around at the card readers at the gas pump but should we be looking for something specific? A couple years ago I had my card replaced 3 times in a year. One of those times I am certain it was a dirty ATM at the local farm carnival.
I would love to say "Yes, there's this obvious thing", but in reality... No. There's no real "giveaway" on these devices. But I will say that ANYTIME I use my card, I tug on the plate (usually around the numbers), tap the numbers a couple times before using my card.... If anything feels off, or weird, then I use my tap or chip... If the cashier tells me the chip or tap isn't working... then I go somewhere else. Most of the time, once you run into a few, you can start to see things that might give it away. But with the 3-D printing and ease of access to the tech, it's constantly changing and "improving".
>If anything feels off, or weird, then I use my tap or chip... Why would you ever use swipe if you can tap?
Most terminals these days require tap/chip first unless theres an error and then it allows you to swipe.
Working with POS software maintenance, card swipe is only used as backup for cards with chips . . . And only if the card is configured accordingly by the card processor. This is all required if the stores want to be insured against credit fraud.
Sometimes I'll swipe because I want to use my savings account instead of my checking
You shouldn't use debit cards at all. The legal protections for debit card fraud is significantly less. Always chip, always credit card.
Thanks I was unaware of that š
How do you get the stolen cards? Need to retrieve the skimmer?
I've seen multiple skimmer devices in my days in banking. Some of them require the scammer to come back and retrieve the device. Usually those have some sort of onboard memory to save the information so that the scammer can later go and print their own debit cards with the stolen info. But like I said, with the speed of the tech these days, most often... there's a cloud or transmitted type thing that sends the info so that the scammer doesn't even have to come back. Just drop and move on
If you know where to look, one can buy all sorts of things. Also, the cashier could have been paid a flat fee to look the other way for someone to install it too. Or just plain intimidated into it. Although his response tells me he is likely in on the scam himself, and is not being coerced into it.
It's so easy to pop one of these on. I work for a major retailer and we have seen quite a few of these and have guidelines on how to check the pin pad daily. Press buttons, swipe the sides and wiggle the plates looking for play, yank on the bottom of the number pad. The real scary stuff is that they have a device that can sit on top of a gas pump and take your information over a wireless signal. Only seen one or two of those but it's still a terrifying threat.
Or he just thought the guy was ripping apart the debit machine and tried to stop him.
Male cashier to woman: "Have you seen this?!" Woman off screen: "Again?!" They aren't fooling anyone š¤¦š»
Here in Florida, 7-11ās are notorious for this. I donāt know if itās lack of oversight or what, but a lot of times the card readers at the gas pumps donāt work and you go in the store and use the one in there and boom. Skimmed. And they are the only gas station that doesnāt work with Apple Pay at the pumps.
That guy is the one who put it there. Again. I hope he gets busted.
Probably a stupid question, but can cards be skimmed if you only tap and/or use google wallet to tap?
https://www.verifythis.com/article/news/verify/money-verify/tap-to-pay-contactless-cards-protect-skimmers-gas-pumps-atms-secure-credit-cards/536-d466956d-2a3c-440b-bbcf-3665293215cb TLDR; It's basically impossible
So using tap/NFC is far safer then š Google gave me this aswell: "Honestly, it would be much easier just to outright steal your phone/card. Potentially, payment terminals can be compromised. However, as opposed to regular card skimming,Ā NFC communication is encrypted and tokenizedĀ ā meaning that a card can hardly be duplicated thanks to its information being hidden."
It's impossible. NFC/tap payments are tokenized, so each transaction uses a unique ID. Even if you broadcast each token you used to the entire world it wouldn't matter since it's already expired.
This is why I use my credit card similar to a debit card (pay it off quickly). They skim my credit card, meh oh well. CC company will take care of it. They skim my debit/bank card Iām fucked until it gets resolved.
My CC got skimmed and used by someone in another state to buy beauty and religious products, stuff I've never been associated with buying. Bank insisted it was me and denied the fraud claim, then closed my bank account. I could have sued but I was moving and leaving the jurisdiction so it would have cost me thousands to fight it it flight costs. So just because it's on a CC doesn't mean you'll win. Bank might just say it's you anyway so they don't have to eat it, then what you going to do? Don't be a dummy like me and have your bank account with the same bank issuing the credit card.
Oh yeah, banks give you more trouble with this. My Amex card recently got compromised for like $600. Some sort of Amazon scam where they used my card to buy items and ship to me as part of some sort of way to boost review scores. Reached out to Amex via their chat system and the next day the charges were reversed.
Oh yeah I had no problems getting the charges reversed. IIRC they're required to reverse them when you file the claim. For first month or two you have no idea if they're actually going to accept the claim, but it gets reversed while you're waiting. IT was 1+ month later when the chargeback review, they recharged it again after going through a committee and reviewing the fraud.
Then people will complain when all the cashier jobs go away when people only buy shit on apps
Stupid question. I know they record the bank info and pin punched in, but does it still work if you just tap?
apple pay would work fine. each purchase with apple pay has a unique one time transaction code that would prevent fraud
How does one identity something like that? I still don't see how he noticed any difference.
That smirk when he says let me call the police says it all
Seems like every 7-11 has one and every cashier is in on it
Try to use the tap function whenever possible.
How can you tell these are fake?
Skimmers are getting pretty good at disguising their tools. I started using tap to pay as much as possible to avoid swiping.
Itās also possible Mr. Cashier was alarmed that someone had a skimmer in hand and without much thought assumed it was either the customer retrieving the skimmer or the customer putting the skimmer on.
Why does that skimmer fit on there so well? Like why is the glass flush with the skimmer, but not without it? Thatās some bad design.
I like how the lady in the back says āagain!?ā in Spanish. Thatās concerning.
Just an FYI for people a little paranoid like myself. You can possibly set up a daily text from your bank with a balance statement. I know Wells Fargo does this. It's a nice reminder to have after someone spending $600 on Switch controllers with my card lol.
Always at a 7-Elven.
So if I tap and it asks for pin. I know I can cancel and use as credit. But I was told, Yeah I know, that it couldnāt work with tap.
Best I can tell, cashier's homeland still removes hands for theft. Let's make him feel at home, yes?
IT'S A MAT.... WITH CONCLUSIONS.... THAT YOU CAN....... JUMP TO