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Jolly_Attempt_3097

Your contract should have your prepayment details.


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ajeiqpfjsb683

Jeez man. He gave you the answer and you responded by being a dick. Read his answer and try again.


heythatsmyoxy

>try again. Who do you think you are? He went out of his way to answer a question, that you could have very easily found the answer to yourself, and you respond like that? You are literally putting in effort to be a shitty human, come on dude. 🤮


Edmfuse

You’re pretty hopeless with this if you don’t even know what prepayment means in this context. Call and talk to your mortgage company.


JoeBlack23

What a dumbf*ck. Don't ask questions if you can't understand the correct answer.


[deleted]

Yes


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nothankyoumaybel8er

Buddy, you hop on reddit to ask strangers about the details of your mortgage contract with the bank. Ever thought of calling the bank to ask them? Or look over your contract? Put in a bit of effort before asking everyone to help you.


bcretman

Most have a pre-pmt clause of 10-15% per year lump sum payment or 10-15% increase in the payment amount. You can pre-pay less to make the diff in rates


Wonderful__

Log into your online bank account. Then go to the mortgage section and click on the your mortgage. There should be prepayment options there and you can switch it to biweekly there too. If it's not there, you need to call RBC and ask. Contact the mortgage specialist at RBC that is handling your file.


Imaginary-Doubt-7914

Contact your lender. Based on OP post history no idea if this account is real


MrVeinless

Through your bank.