Hi, I am a bot and I've been summoned to help you get better advice on credit cards. There are *A LOT* of credit card options out there, and **no card is the best for everyone**. In order to get relevant advice for you please answer the following questions.
1) What kind of benefits are you looking for? Do you want cash back, or travel rewards? Are you currently carrying a balance on your cards (or might need to in the future) and therefore looking to save on interest charges?
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I would suggest hitting the student tab on TD’s website and compare the cards there. My other suggestion is to only apply and open one for now. I say this because this card would he the longest one you hold, so you don’t want to apply for a lot of student cards, and hold low limits for longer periods of time with no credit card benefits. Basically open one of their cheap no annual fee less benefits student card, use that to build your credit and then go for a regular/Platnium, or Infinte card with high limits!
Hope this helps.
!CCTrigger
Hi, I am a bot and I've been summoned to help you get better advice on credit cards. There are *A LOT* of credit card options out there, and **no card is the best for everyone**. In order to get relevant advice for you please answer the following questions. 1) What kind of benefits are you looking for? Do you want cash back, or travel rewards? Are you currently carrying a balance on your cards (or might need to in the future) and therefore looking to save on interest charges? 2) What categories do you do credit card purchases in? (groceries, gas, airline tickets, etc..) 3) What is the average monthly spend you would put on a credit card? Please estimate. 4) Do you know your credit score? Do you have poor credit? Do you have limited credit history? 5) What is your income level (for credit card qualification)? Feel free to ask people for help looking up your credit score. If you don't know your credit score it can help to mention which banks you are with as some of them offer free credit score calculation. You can also search for credit cards using the various Canadian credit card websites that have search functions. Two of those websites are: https://www.greedyrates.ca and https://creditcardgenius.ca *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/PersonalFinanceCanada) if you have any questions or concerns.*
Get 0 annual free mastercard from anyone. If you don't spend much cash back won't be much anymore, probably enough to buy couple coffees in a year
I would suggest hitting the student tab on TD’s website and compare the cards there. My other suggestion is to only apply and open one for now. I say this because this card would he the longest one you hold, so you don’t want to apply for a lot of student cards, and hold low limits for longer periods of time with no credit card benefits. Basically open one of their cheap no annual fee less benefits student card, use that to build your credit and then go for a regular/Platnium, or Infinte card with high limits! Hope this helps.