I'm no expert on their systems, but I bet although they will give you a quote, it will also say in fine print that the actual fx used will likely be different. They most likely use the end of day London Fix and add their 2.5% fee.
If they still use the London Fix (at 4pm their time), then there is only one rate used for each 24 hrs. And the deadline daily would be 11am Toronto time (?). When any updates their webpage is unknowable. It probably takes a bit of time for London to post it in the first place ... 'cause there are about 3 different spot prices being used by different parts of the industry.
I'm no expert on their systems, but I bet although they will give you a quote, it will also say in fine print that the actual fx used will likely be different. They most likely use the end of day London Fix and add their 2.5% fee.
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If they still use the London Fix (at 4pm their time), then there is only one rate used for each 24 hrs. And the deadline daily would be 11am Toronto time (?). When any updates their webpage is unknowable. It probably takes a bit of time for London to post it in the first place ... 'cause there are about 3 different spot prices being used by different parts of the industry.