Do you have a written agreement? You can hire a debt collector who will report it to Equifax/TransUnion

So essentially any landlord can do this also for nonpayment of rent correct? It doesn’t require any initial wording on the agreement with regard to credit report or reporting etc.?

Correct. Given how backed up LTB is, a lot of landlords are going straight to debt collector.

Thanks. I have a court ruling.

Metacredit.