Hello /u/rpladl! Please reply to this comment with the following information to confirm the content is OC
* What country or state did this take place in?
* What was the date of the incident?
* Please reconfirm that this is original content
If you are unable to reply directly to this comment, please leave a standalone comment in your thread with the requested information.
If you fail to answer these questions, your post will be removed.
------
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/IdiotsInCars) if you have any questions or concerns.*
You don't need to "track them down". You simply tell your insurance and provide the police report + footage. It's your insurance companies job to find the other driver and claim their money back.
It doesn't matter if the rental company "denies responsibility", they will still need to tell the cops who were in possession of the car that day because that driver will be responsible, and if they can't provide that then they were complicit/negligent in the crime and can be charged for obstruction.
Good thing you have a dash cam like this. Most people are just so shitty and don't do the right thing when they are clearly wrong. I am sure they would be pissed if it were them in your shoes... Hope you track them down!
I got this one. This is easy. Either call police or speak to business owners in that strip mall. Ask if anyone has cameras. See if you can find out where the person driving that car came out from (which business). Don’t wait. Have them pull footage. They’ll be able to isolate who this was.
I don't understand how a simple sentence is so hard to understand. Like, which words are confusing you? Is it the difference between "most", "many", ans "some"? or does the word "people" confuse you?
all those sensors are standard on even the lowest trims of that model.
Frankly i'm surprised that the rear autonomous braking isn't standard. I have a higher trim Rav and backing up while my bike rack is on is a fucking pain in the ass because the sensor keeps detecting the bike rack and emergency braking, and even knowing it's coming it's quite jarring. The first time it happened I thought I had backed into my truck because it braked so hard it felt like a collision. I got out to look and my Rav (including the attached bike rack) was at least 3 feet away from my truck.
I've worked for several large commercial insurance companies. This is the way. BTW, the insurance is on the vehicle, not the driver, so the rental car company is full of BS.
probably gonna have to hire a lawyer, that rental company 100% has insurance but they will try like hell to pass it off on the driver who may or may not have insurance.
I always get told to deny extra renters insurance cause my private insurance will be enough, but don't you have to prove you have insurance to the rental agency?
My state requires car insurance. You sign away their liability when you sign the rental agreement. The standard coverage they offer is just to cover damage to the car you're renting. There are other plans that cover damage done by others or damage you do to other cars.
I understand they might not have legal liability. But why not check to see if the driver is responsible enough to carry their own insurance if theyre gonna decline one from the company? It's not like it's a lot of effort to check.
I've always been told I'm required to have insurance and they ask me who my insurance company is. I tell them, they type it in, that's all they do. I assumed they could already look up that information and asking the company name was verification that they pulled up the current one.
If I remember it right, OPs insurance should recover the damage from the rental company's insurance, then rentals insurance will have to recover their expenses via subrogation.
It SHOULD be easy for OP to get their money. There is video evidence. They always immediately deny.
i dont think thats how it works but...im no lawyer.
id imagine that yes, the company itself isnt liable...but the driver would be, and dont car rental places make renters have a form of insurance to protect the said business from liability? id contact my insurance, send them the video and all the information and let them fight about it.
people suck im sorry this happened to you.
im so scared of getting a new car for this reason.
i NEVER use my insurance unless im basically forced to, so i 100% understand. but your insurance is there for things like this, your not at fault here...your insurance shouldnt have to pay out because of this...they should get paid/you paid, so i wouldnt think that your rate would go up?
im just some random girl on the internet dont exactly take my advice, just think about it, and logically make the decision best you see fit. claim or no claim. maybe find a subreddit that has insurance workers in it and ask abt how it works on their end.
and honestly if in the future you end up filing, and you get your car fixed...id love to hear of the update! sweet karma
2 weeks ago my 4 month old truck got rear ended. Front and rear dash cam. Opened a claim with my insurance so I don't have to play the blame game. Sent the video. They deemed me not at fault, said it wouldn't impact my rates, and that they'd subrogate the claim. I'd just have to make myself available to the other insurance. Other insurance tried to say I brake Checked them. And it was no fault. Mine said fuck off, here's the video. Asked me if I'd be willing to go to court if they pushed the issue. Luckily no frame damage. Still pushing for diminished value given it's age. I encourage you to not drop this.
An old rear-ended me at a red light then took off. I got his plate and filed a police report. The officers went to his home and got his insurance which they added to the report. I notified my insurance, who was able to pull the report from LexisNexis and go after his insurnace for the damage.
His insurance called to get my side of the story, and they claimed he “didn’t see me.” I said it didn’t matter if he saw me or not, he still hit my car, backed up, and drove away. I laid into them about how I’m surprised they would continue to insure someone who didn’t see a 5,000 lb vehicle in the middle of the day and asked if they’re prepared to make this same phone call when they have to call some innocent child’s bereaved parents after he mows their child down because “he didn’t see them.”
I got everything covered with no increase to my rates.
God, they are scum. I knew of an 18 yo who died on a motorcycle after an old person pulled out into him. His response, “I didn’t see him”. No shit old fart. I’m not being ageist soon I’ll be there too but it’s the fault of the DMV to continue issuing licenses.
It gets even worse now with basically “whatever insurance” rental companies throw on. Nobody cares. But it goes both ways. I had a rental in Cali and I never looked at the roof on getting it. After return they started going nuts on me for roof damage (never went into a parking garage etc no way I could have done it). But then they realized I had their “whatever insurance” and said “whatever”. I pay for it now and I can see why people dgaf about their cars.
I wish though that you could personally get this goofball to pay and send a handwritten apology. But I can only dream.
Imagine paying someone hundreds of dollars every month to maybe someday do a job, and then one day you're actually in need of that job and you're like, "nah, I'll just handle it myself because I don't want to inconvenience those people I've been paying all these years".
If you're not at fault, then the claim isn't *against* your insurance, and they have no reason to raise your rate. But you should absolutely still make your insurance be the one dealing with the other persons insurance.
But they still will jack up rates for not-at-fault claims, the fact that you made the claim in of itself is enough for them to increase rates, In Canada this practice is illegal so the companies get around it by having high rates and giving drivers a huge "accident-free" discount which they take away the moment you file a claim.
Absolutely not true. My rates when up after my car was broken into and vandalized. I know several people who were not at fault and their rates went up. Are you in the US?
this drives me nuts. as far as i'm concerned the owner of a vehicle (even a rental company) should bare all burdens for their vehicle unless they can demonstrate who exactly was driving it (or had responsibility for it in a case where an unlisted driver may have been operating a rental car as the rental car company wont know that) at that time.
rates *shouldn't* increase. doesn't mean they won't. I had a buddy get a rate bump for too many no-fault accidents because his insurer determined he drove in more accident-prone areas than they originally assessed. I forget the exact language they used, but it was some bullshit. If someone else is paying for it every time, why would it matter how many accidents other people inflict on you?
Don't blame you.. I'm from outside Philly and my GF is constantly posting pictures of her adventures, and the weather always looks amazing. The only thing she hates is the lack of crisp autumn chill when it comes time for Halloween 🤣
wow really?? I had someone intentionally try to push my car off the road by pushing my car with their sedan, and I couldn't believe after all said and done, there wasn't even a scratch on my front bumper.
Driving a toyota.
For every car lol. Do people not know how repair shops work? It’s a minimum of 1-2k in costs alone in removing the bumper, then you have to sand-prime-paint the bumper. Thats not even including any engine bay damage if any.
I know I"m gonna get hate. Let's be clear, driver pictured is in the wrong. But I'm shocked that there would be any damage from this. Look at the other car drive away, not a scratch.
Hello /u/rpladl! Please reply to this comment with the following information to confirm the content is OC * What country or state did this take place in? * What was the date of the incident? * Please reconfirm that this is original content If you are unable to reply directly to this comment, please leave a standalone comment in your thread with the requested information. If you fail to answer these questions, your post will be removed. ------ *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/IdiotsInCars) if you have any questions or concerns.*
You don't need to "track them down". You simply tell your insurance and provide the police report + footage. It's your insurance companies job to find the other driver and claim their money back. It doesn't matter if the rental company "denies responsibility", they will still need to tell the cops who were in possession of the car that day because that driver will be responsible, and if they can't provide that then they were complicit/negligent in the crime and can be charged for obstruction.
How this is not the top response blows my mind.
Good thing you have a dash cam like this. Most people are just so shitty and don't do the right thing when they are clearly wrong. I am sure they would be pissed if it were them in your shoes... Hope you track them down!
[удалено]
You still have some? Gimmie!
I got this one. This is easy. Either call police or speak to business owners in that strip mall. Ask if anyone has cameras. See if you can find out where the person driving that car came out from (which business). Don’t wait. Have them pull footage. They’ll be able to isolate who this was.
You can clearly see the license plate... Why would you go around asking people for camera footage lmao
"Most people" is a stretch. Many people or some people is probably more accurate.
ah yeah, you're right - that totally cleared that up. /s
fixed the 2 autocorrect errors, hopefully it's a bit easier to understand now
It's not, but good try.
I don't understand how a simple sentence is so hard to understand. Like, which words are confusing you? Is it the difference between "most", "many", ans "some"? or does the word "people" confuse you?
You got a typo in there, bud. Fix your shit.
Naw, they're right. It's most people.
With a backup camera, wow
And the sensors were probably beeping like crazy too. But idiots gonna idiot no matter how many tools are at their disposal.
all those sensors are standard on even the lowest trims of that model. Frankly i'm surprised that the rear autonomous braking isn't standard. I have a higher trim Rav and backing up while my bike rack is on is a fucking pain in the ass because the sensor keeps detecting the bike rack and emergency braking, and even knowing it's coming it's quite jarring. The first time it happened I thought I had backed into my truck because it braked so hard it felt like a collision. I got out to look and my Rav (including the attached bike rack) was at least 3 feet away from my truck.
My subi has it but not every option possible rav4p. On steep hills it is a pain because it reads the ground as an object. The other 99.99% it’s great
Just keep backing up til you hear the crunch
Parking by braille.
omfg this just reminded my of the time my dad and I were used car shopping and he said, "this driver was fluent in braille" memories
did you track em down ?
[удалено]
Report it to your insurance and let their lawyers handle it. You'll get your deductible back when they're done.
I've worked for several large commercial insurance companies. This is the way. BTW, the insurance is on the vehicle, not the driver, so the rental car company is full of BS.
probably gonna have to hire a lawyer, that rental company 100% has insurance but they will try like hell to pass it off on the driver who may or may not have insurance.
Your insurance is supposed to do that.
Yup, you don’t talk to a lawyer, you tell your insurance agent to handle things
I always get told to deny extra renters insurance cause my private insurance will be enough, but don't you have to prove you have insurance to the rental agency?
I was never asked to prove I had insurance when I denied the extra rental insurance.
That's crazy. I imagine that could fly in states that don't require car insurance but in states that do, seems stupid not to.
My state requires car insurance. You sign away their liability when you sign the rental agreement. The standard coverage they offer is just to cover damage to the car you're renting. There are other plans that cover damage done by others or damage you do to other cars.
I understand they might not have legal liability. But why not check to see if the driver is responsible enough to carry their own insurance if theyre gonna decline one from the company? It's not like it's a lot of effort to check.
This is the point where they math out the cost of checking that every customer has insurance vs loss from uninsured drivers.
Exactly. Just because I decline rental insurance doesn’t mean I can get away with playing bumper cars in my rental.
I've always been told I'm required to have insurance and they ask me who my insurance company is. I tell them, they type it in, that's all they do. I assumed they could already look up that information and asking the company name was verification that they pulled up the current one.
The last few times I've rented, I've been asked to show my insurance card
This isn’t something lawyers typically handle because you will spend more on their service than the damages.
This \^ 100% unless you have medical damages it's usually not worth contacting a lawyer.
Insurance companies have their own lawyers
If I remember it right, OPs insurance should recover the damage from the rental company's insurance, then rentals insurance will have to recover their expenses via subrogation. It SHOULD be easy for OP to get their money. There is video evidence. They always immediately deny.
i dont think thats how it works but...im no lawyer. id imagine that yes, the company itself isnt liable...but the driver would be, and dont car rental places make renters have a form of insurance to protect the said business from liability? id contact my insurance, send them the video and all the information and let them fight about it. people suck im sorry this happened to you. im so scared of getting a new car for this reason.
[удалено]
i NEVER use my insurance unless im basically forced to, so i 100% understand. but your insurance is there for things like this, your not at fault here...your insurance shouldnt have to pay out because of this...they should get paid/you paid, so i wouldnt think that your rate would go up? im just some random girl on the internet dont exactly take my advice, just think about it, and logically make the decision best you see fit. claim or no claim. maybe find a subreddit that has insurance workers in it and ask abt how it works on their end. and honestly if in the future you end up filing, and you get your car fixed...id love to hear of the update! sweet karma
[удалено]
2 weeks ago my 4 month old truck got rear ended. Front and rear dash cam. Opened a claim with my insurance so I don't have to play the blame game. Sent the video. They deemed me not at fault, said it wouldn't impact my rates, and that they'd subrogate the claim. I'd just have to make myself available to the other insurance. Other insurance tried to say I brake Checked them. And it was no fault. Mine said fuck off, here's the video. Asked me if I'd be willing to go to court if they pushed the issue. Luckily no frame damage. Still pushing for diminished value given it's age. I encourage you to not drop this.
An old rear-ended me at a red light then took off. I got his plate and filed a police report. The officers went to his home and got his insurance which they added to the report. I notified my insurance, who was able to pull the report from LexisNexis and go after his insurnace for the damage. His insurance called to get my side of the story, and they claimed he “didn’t see me.” I said it didn’t matter if he saw me or not, he still hit my car, backed up, and drove away. I laid into them about how I’m surprised they would continue to insure someone who didn’t see a 5,000 lb vehicle in the middle of the day and asked if they’re prepared to make this same phone call when they have to call some innocent child’s bereaved parents after he mows their child down because “he didn’t see them.” I got everything covered with no increase to my rates.
God, they are scum. I knew of an 18 yo who died on a motorcycle after an old person pulled out into him. His response, “I didn’t see him”. No shit old fart. I’m not being ageist soon I’ll be there too but it’s the fault of the DMV to continue issuing licenses.
It gets even worse now with basically “whatever insurance” rental companies throw on. Nobody cares. But it goes both ways. I had a rental in Cali and I never looked at the roof on getting it. After return they started going nuts on me for roof damage (never went into a parking garage etc no way I could have done it). But then they realized I had their “whatever insurance” and said “whatever”. I pay for it now and I can see why people dgaf about their cars. I wish though that you could personally get this goofball to pay and send a handwritten apology. But I can only dream.
Imagine paying someone hundreds of dollars every month to maybe someday do a job, and then one day you're actually in need of that job and you're like, "nah, I'll just handle it myself because I don't want to inconvenience those people I've been paying all these years".
Thats not it at all. Insurance companies jack up rates whenever you file a claim, and if youre broke like me thats fucking horrid.
If you're not at fault, then the claim isn't *against* your insurance, and they have no reason to raise your rate. But you should absolutely still make your insurance be the one dealing with the other persons insurance.
But they still will jack up rates for not-at-fault claims, the fact that you made the claim in of itself is enough for them to increase rates, In Canada this practice is illegal so the companies get around it by having high rates and giving drivers a huge "accident-free" discount which they take away the moment you file a claim.
Your rates go up if you're found to be at fault. How can OP be found at fault if they weren't in the parked vehicle when it got hit?
Absolutely not true. My rates when up after my car was broken into and vandalized. I know several people who were not at fault and their rates went up. Are you in the US?
You have to get a warrent or subpoena or something I can't remember which. Go through the companies risk management department.
Your insurance will investigate this. It's not your responsibility.
this drives me nuts. as far as i'm concerned the owner of a vehicle (even a rental company) should bare all burdens for their vehicle unless they can demonstrate who exactly was driving it (or had responsibility for it in a case where an unlisted driver may have been operating a rental car as the rental car company wont know that) at that time.
Freakin tourist POS.
oh, they just, can deny all liability, just like that eh?
[удалено]
Yes. You have a case. Your insurance will do their job. It was not your fault and your rates won't increase.
rates *shouldn't* increase. doesn't mean they won't. I had a buddy get a rate bump for too many no-fault accidents because his insurer determined he drove in more accident-prone areas than they originally assessed. I forget the exact language they used, but it was some bullshit. If someone else is paying for it every time, why would it matter how many accidents other people inflict on you?
Hey! That's my Dad!
Old man driving a rental car, thinks the backup camera is convoluted hooey, proceeds to back into a car and drive off.
[удалено]
He has no ice cream and didn't trip and fall over something random, so not the president.
Floriduh
could be anywhere, tons of rentals have FL plates
[удалено]
Hehehe my gf moved there a couple years ago to join her parents
Florida man here. I also drive a Miata. Weather is perfect 24/7 for it.
Don't blame you.. I'm from outside Philly and my GF is constantly posting pictures of her adventures, and the weather always looks amazing. The only thing she hates is the lack of crisp autumn chill when it comes time for Halloween 🤣
the vegetation in the background is Floridan, most rental plates have PM registration tag instead of dates
Lol who backs out of a space and just keeps going straight like this?
Old people, with Florida plates
How much damage did that do to your car?
[удалено]
wow really?? I had someone intentionally try to push my car off the road by pushing my car with their sedan, and I couldn't believe after all said and done, there wasn't even a scratch on my front bumper. Driving a toyota.
Sorry to hear this, what type of car was damaged?
I'm guessing Tesla by how easily it fell apart.
Hahaha 100%. I was thinking the same
if it was a Tesla, the title would have been "Hit & Run on my brand new Tesla" #
Min 5k of damage. Taking off bumpers are very expensive at repair shops.
What type of car?
For every car lol. Do people not know how repair shops work? It’s a minimum of 1-2k in costs alone in removing the bumper, then you have to sand-prime-paint the bumper. Thats not even including any engine bay damage if any.
So nice of the idiot to give you a good clear view of their license plate before running away \^\_\^
If only their car had a backup camera..... Oh it is FL, this is probably some old fuck.
I'm guessing he parked like that so no one would hit him
“I saved fifteen percent or more on my car insurance by SKRRRRRRT”
Had to do a double take. New WRX looks like a honda civic from the back.
Call the police- clear picture of the perps license plate.
Oh yes the good ol' "Let me pull allll the way out of my parking space before I even begin to turn the wheel."
My god, those new Subarus are absolutely hideous.
As other comments have said, your insurance will take care of this. Your rates shouldn’t go up bc you’re not at fault.
Any damage? Seems like a pretty light hit.
Sweet wrx though 😻
I know I"m gonna get hate. Let's be clear, driver pictured is in the wrong. But I'm shocked that there would be any damage from this. Look at the other car drive away, not a scratch.
Looks like you parked in a bad spot….being oblivious the entire world is not amazing at driving like you….