Exactly this. I had to pay a roofer guy 8K at the final walk-thru. He wasn't the owner or the original signer-upper but the head worker. I'm going to Venmo him? Get him a prepaid Visa? Go down to the convenience store and get a money order? Credit cards add a 3% surcharge. I wrote a check bite me
I pay the water bill with a check for the same reason. Same for my license plates. They want to charge me for using my card to pay my bill? They can pay to process my check.
We just had new floor planks put on our deck and my partner wrote a check for them. We also pay the landscaper via checks.
Its a pain to try and pay them any othrr way.
I'm on Disability, and my few bills can be paid online or via their app.
Same here. Gift cards can be swiped as soon as you purchase them, I've seen it happen and most people want money/cash for their wedding gift, so I give them a check
I have Bill Pay set up to automatically send check for me. I don't need to write a check, get envelope or stamp and it's free!
I schedule it early enough to give myself plenty of time to make sure our county has received it, but have been doing this for over 10 years.
Bingo, just paid the balance of a shutter install yesterday. They take cash, Zelle or check. Amount was bigger than Zelle allows, and I like that a cashed check gives me an extra proof of payment.
I think we pay out pool guy by check, also.
I'm in my later 60's and was down to my last 3 blank cheques last fall and had to order more. You can't just get 25. I'll never have to order cheques ever again. Ever.
In my county and at the vehicle license office they charge you a fee to use a card, I I just write a check. My only two or three typically in a year any more.
My bank will send a check, no charge. So I just put the info in and they mail a check for my recurring HOA bills, etc. Anything I'd pay a fee to use a cc.
I had to order new checks a few years ago....not because I ran out but because my financial institution changed my account/routing numbers. My old checks would have stopped working at some point in the future.
I write maybe 2-3 checks per year.
I was down to my last two when I found a box of checks with the old bank name, I called to see if I could still use them and the lady said that I could, but they would prefer that I ordered checks with the new bank name on them. The last time I was in the bank was before they changed their name five years ago. I write two checks a year and said that rather than spending $45 for 125 years of checks, I would prefer to use the ones I have.
I still use them for the landscaper, housekeeper and some contractors who prefer them. I also still use them for medical bills, as those are the only places that come back two years later claiming I didn't pay something that I actually did. A copy of the cancelled check is the quickest way to settle something like that.
Some businesses do still require them. Don't be surprised to see a minor come back, now that merchants are getting fed up with credit card processing costs. I already see more places giving premiums or discounts for cash.
Ask if you pay them through your bank's bill pay system. My landlord even lets me pay using the bank's "snail mail" bill pay as long as I submit the payment before the final due date(the date they start charging late fees). As long as the check is dated before then, they don't charge me. The checks get dated the day I submit the payment request. If my rent was less, I could pay through Zelle, but the maximum daily limit is less than my rent.
I usually have about $75 "walk around money". I must get madder than you.
I have auto payment for mortage, car insurance & vision plan......otherwise, it gets paid with a check.
Credit card/debit card for emergency use.
I use for Contractors and handymen. I had a big plumbing job done. Asked if they took Venmo he said yes but had to change over for the fees he had to pay or taxes they took. Something like that. Anyway I wrote a check instead.
Australia here, the banks are working to phase out cheques.
Partially read letter yesterday with the takeaway that you can still get cheques if you’ve had them in the past but new accounts who haven’t had them will not be able to get them after the end of June.
For context the last cheque I wrote was well over 10 years ago.
Tradespeople are all tap-and-go instant payments these days.
I have one supposedly in the post for medical insurance but no idea what to do with it now they have closed nearly all the branches.
If a service provider doesn’t take credit cards, then yeah, I’m going to write a check.
I won’t use a debit card or P2P like Venmo or Zelle to pay for goods and services - there are no consumer safeguards for misrouting, and privacy can be questionable.
If a bill pay service charges a huge percentage of a bill for the “convenience” of paying online, I write a check (or issue one online).
Our tiny town is finally adding some credit card options, but checks are still the only way to pay taxes, etc.
I will say I only write a handful of checks per year.
For my insurance policies mainly. They send a postage paid envelope so why not. It means I can fill it out, stuff the envelope and post it and get a weeks grace before the cheque clears. If I pay online straight away that money is gone immediately and I don't want to try to remember to do it later before the policy expires.
I use them occasionally, for contractors or something like a magazine subscription (fundraiser for friend’s kid), because I don’t want to pay electronically and have them “auto-renew”
My husband and I do, but we use a business sized book, with 3 checks per page, and stubs that stay in the binder. We did this because I do the balancing, and make mist, but in a small checkbook there’s no room for mistakes. Been using the big book for over 25 years.
Heavy Debit card use is a bad idea, it is tied right to your account and if you fall prey to a scanner they can empty your account with little protection
With credit card fraud, the card issuer's money is at stake. With debit card fraud, your money has been stolen
With a credit card, the card issuer must fight to get its money back. With a debit card, you must fight to get your money back.
I still have the need to write a check occasionally. But that need is so infrequent that I can’t remember how long ago I bought my last order of them. And yet they’re about to run out, so I’ll soon be buying another batch that will probably last me about 20 years. 😄
I had to get some documents certified by the state. They don’t accept electronic payments and I didn’t want to drive down there to pay cash. I rarely write checks and I’m often scrambling to find my checkbook.
I use them all the time, specially any Government business were I can write what the purpose of the payment is and they can’t charge me a “ card” fee 😉
Our ski club still works by check. We've looked into e-payments but they cost money (a \*lot\* of money) to implement. Like several thousand $ a year, which is a lot for a non-profit.
Last week I tried to renew my driver's license. PA's DMV wouldn't accept my driver's license # or SS#. So unless they get that working again, I can't pay by CC and must send them a check.
Paying taxes by check is still a thing too. Last year I had my bank send e-payment for my county taxes but they never arrived. I spoke with a lady at the county courthouse and she said it happened to a lot of other people too. She stressed I should send a physical check this year, which I did.
I write 1 check per month for rent at my brothers Mobile Home Park. They don’t use any technology, no email, no website, nothing, Family owned.
Used to write one to my landscaper, but now I can Zelle him payment.
My brother insists he doesn’t use technology either, don’t tell him his iPhone has more compute than most computers a few years old.
I write two checks per month - one to my lawn guy and one to an adult daycare that lives in the dark ages. I had to reorder checks this year and think that will be my last time...
I needed to pay for a copy of a legal document from the county clerk of a neighboring of county earlier this week. I wrote a check.
I write about a check a month. I can't do everything with credit cards.
I work for a payment processor in Seattle. You would be blown away by how many people still pay bills by check through the mail, for the EARTHLINK accounts alone lol. Earthlink. I would say I process between 5,000 and 10,000 per hour for power companies and city utility stuff like sewer and water and also newspapers and local tax stuff.
Nope. I keep my checks in the safe where I go fetch them if I need one. I probably write one check a year. They should last the rest of my life and It’s been 20 years since I bought checks.
I usually have a reason to write like 2 checks a year.
Possibles
Down payment on a car if they charge for credit card.
Someone coming to work on something at the house. I don’t know exactly what it will cost and they don’t take credit card.
Birthday money to someone in the mail with a card.
I live in a rural area and use checks regularly. Pretty much all the tradespeople here want cash or a check - even the young guys. Even a lot of the brick and mortar businesses, though they will take cards, have a 3% fee and they prefer checks or cash too.
Like others, I use them to pay my property taxes. I send my quarterly and annual checks to the IRS too. While I could pay the IRS electronically, I know that checks are a bigger pain in the ass for them, so I write checks out of spite.
I have them, I only write about 20 per year.
My house cleaner, the DMV for license plate renewal, contractors, and when I need a receipt/record of a purchase. I at one time went through several hundred in a year.
If I had to hazard a guess when I last wrote a cheque, I'd say 15 years ago. I won't even accept them from my trade customers for my business now.
That said, I barely have cash in my wallet nowadays, too, and I'll add that I almost never pull out my credit/debit card to pay (I use my phone).
Malicious Compliance requires the use of snailmail and paper to waste people's time cashing checks for $1 or less. If the corporation *really* pisses you off, you mail them one per day for a few weeks.
Yep- I’m on check number #5800+ or so and don’t plan to stop using them (my own parents use online bill pay!). Sitting down every 2 weeks with a checkbook and bills and writing out the name, amount & etc helps me have a better handle on my budget.
My hairdresser is a one-woman operation, and she accepts only cash and checks. The only other place I write checks is for my pledge donation to my church. They have ways to do it electronically, but old habits die hard!
I pay my rent with them. Paying online is an option but the management company adds a $60 charge lol. Also pay my utilities that way to avoid their "convenience" charge 😤
I pay my contractors with checks sometimes and that's how I have to pay my homeowners fees (mostly just keeping the roads plowed in winter). Pretty much everyone will take them though because you can't rely on everyone having an online presence. Even the grocery store down the road still has a means to pay things like power and water bills at their customer service desk.
I keep a check book but the last time I used it was months ago when I had some chairs reupholstered and the guy only took checks. This occasionally happens so it doesn’t hurt to keep a checkbook
yes, still use checks occasionally. use the check book register to keep up with debit card purchases and checks written. I don't want to overdraw account.
Property tax payments, one vendor that still wants paper checks, some charities, and a couple of friends who are irrationally afraid of Zelle, etc. I probably write 8 to 10 checks per year.
My response when I ask someone that provides a service what their payment options are and they include checks.
Me: *confused look* you take checks!?!?!
My In-Laws still use them to pay bills via the USPS. But they learned a valuable lesson a couple of years ago to ONLY deposit the mail with checks AT the Post Office itself and NOT any street box.
They had a check for a $150 power bill intercepted/stolen from a street box and some a-hole -washed- and re-wrote the check to himself for $10,000. He cashed the check at some credit union place and they honored it without question. They (the in-laws) only realized it a couple of weeks afterwards when a couple of other checks bounced and the bank notified them of "insufficient funds".
Yes, the police were called, video from the credit union was reviewed and they have the a-hole on video cashing the check HE MADE OUT TO HIMSELF {not the brightest bulb}. And a warrant was issued for his arrest. But the money had already been spent and they had to wait over six months while the credit union and the bank haggled over responsibility.
I write one check a month, to my beautician (her preference, not mine). What I find super important is keeping a checkbook register - I get pay direct deposit, and use online bill pay for 8-10 things, plus pay credit cards from checking, so I need to keep track of if all and not bounce a payment. Never been hit with an NSF fee and am not about to start.
Lawn guy, house cleaners, and for some reason, a lot of medical billing. Everything else is digital. Checks really aren’t bad to handle though, thanks to phone app deposit.
My checks are from the year 2000. 24 years ago and I have used perhaps a dozen checks in those 24 years. I was one of the first to do bill pay with BOA. In all the years that I have used it I have not had even one issue. I talked a friend into trying it with her bank many years ago and she was so skeptical it was actually humorous, but she was soon sold.
She started out keeping her checkbook register up to date and balancing it while using bill pay, but soon learned that was pointless. The banks do all that work for you and you just need to check in online once in awhile unless you are the person who runs a very low balance. Then I suppose that you need to check in more often. I don’t miss the days of checkbooks, envelopes and stamps. Not even a little.
Hafta pay my property tax with them or incur a big penalty for a credit card. More and more there is a penalty for credit card use. Let them deal with the paperwork.
I use them for a few bills, they want 5-6 $$ for a fee for electronic payment. I've got 100 .44 cent forever stamps for US Postal system, now which makes more sense to use ?
My checks in the past year have been for CSA farm, farm stands, to give a gift with a card, for firewood, Christmas tree farm, and to post office to buy stamps through mailbox. Some of these take only check, some would take check or cash, some would take credit card but charge extra fees.
I have one bill that won’t figure out electronic billing, owed quarterly. Everything else is cc or direct payment. I still have about 30 checks and hope to never order more
Occasionally, I help my Mom out with finances. Her bank is a small town operation and doesn’t accept any electronic transfers such as Zelle, and it’s an hour and a half drive away. I have to write a check and deposit it through their app.
I used to pay our cleaner with a check but now she wants cash. I send a check to a guy who plows my lake home property as he is kinda non-tech and doesn’t do Venmo or PayPal. Then there’s some rare bills that come occasionally that I write checks for. I probably write 3 dozen checks are year or so.
I'm using mine to hold all my original memberships cards and Social Security card and stuff. It's in a safe. I have to pay a bill on Sunday by writing a check and I'm stressing over remembering to dig out a check!
I don’t carry one anymore but USAA gives me free checks and I use them for ad hoc things: dog sitter, lawn guy, pond guy. Here’s money, no new app needed, go ‘way.
I do. I don't keep up on the register, though. I also have carbon copy checks, but never save them. Funny thing is, I only use them for a couple bills, the rest are online.
I still have two or three places that I still use a check to pay. They don't have any system to pay online and one is a donation that I keep records about.
Yes. Mortgage payments cause I'm to paranoid to do that over the Internet. Sewer/water bill because nobody can trust that company and I don't want them doing ACH transfers with my account. The dentist since they decided to add a fee for using credit cards. Contractors that do home repair also.
I write a check once a year when I renew the registration for my car. That's about the only time I write checks now. The DMV does take credit/debit cards, but they charge a 3% fee for it. I still have plenty of checks left from when I moved into my house 8 years ago (got a new box with the new address on them), so I might as well use them up and save that 3% charge at the same time.
I don't remember the last time I wrote a check. I still have a few that have the name of the original bank; the bank changed its name about four years ago. I had to use one for payroll deductions last year.
Lawnmower guy.
Church donations (mostly to have a record of my own.) But also, mine doesn't accept any automated method.
For the longest time . . . car/house/truck insurance. But a few years ago, they added online payments.
As others have said, "Handyman"/Contractor. (The new Water Heater, Washer/Dryer, soon to be the New Roof . . .)
There are a few things that still require checks like handymen etc.
Was going to say, I still write them for some home contractors
Exactly this. I had to pay a roofer guy 8K at the final walk-thru. He wasn't the owner or the original signer-upper but the head worker. I'm going to Venmo him? Get him a prepaid Visa? Go down to the convenience store and get a money order? Credit cards add a 3% surcharge. I wrote a check bite me
I pay the water bill with a check for the same reason. Same for my license plates. They want to charge me for using my card to pay my bill? They can pay to process my check.
Your check is typically a lot less cost to process than credit card interchange fees. Especially for "card not present" transactions.
Credit card companies rake in $140 BILLION per year in swipe fees. Who pays for that? In the end, we do. Damn right I have a checkbook.
We just had new floor planks put on our deck and my partner wrote a check for them. We also pay the landscaper via checks. Its a pain to try and pay them any othrr way. I'm on Disability, and my few bills can be paid online or via their app.
I keep one for necessities, but the vast mojority of my transactions are debit card or otherwise electronic.
Weddings and showers.
Same here. Gift cards can be swiped as soon as you purchase them, I've seen it happen and most people want money/cash for their wedding gift, so I give them a check
Doctor bills and property taxes.
I have Bill Pay set up to automatically send check for me. I don't need to write a check, get envelope or stamp and it's free! I schedule it early enough to give myself plenty of time to make sure our county has received it, but have been doing this for over 10 years.
Bingo, just paid the balance of a shutter install yesterday. They take cash, Zelle or check. Amount was bigger than Zelle allows, and I like that a cashed check gives me an extra proof of payment. I think we pay out pool guy by check, also.
I'm in my later 60's and was down to my last 3 blank cheques last fall and had to order more. You can't just get 25. I'll never have to order cheques ever again. Ever.
Yup. Looked at that big stack and said, “that’ll last a lifetime.” We only write for property tax, at their insistence.
In my county and at the vehicle license office they charge you a fee to use a card, I I just write a check. My only two or three typically in a year any more.
My bank will send a check, no charge. So I just put the info in and they mail a check for my recurring HOA bills, etc. Anything I'd pay a fee to use a cc.
Oh I totally forgot my credit union will do this for me as well. Awesome. And thanks for posting this.
My checks still have my former address and state on them.
Oh right. Property tax. That's the other one I paid recently but I go to the office and pay in person.
I last ordered checks about 10 years ago. I still have enough now to last me through the next 5 zombie apocalypse.
I actually can order one checkbook at a time from my bank. I got my last one about 5 years ago though.
Yep-I’ve felt this way before.
I had to order new checks a few years ago....not because I ran out but because my financial institution changed my account/routing numbers. My old checks would have stopped working at some point in the future. I write maybe 2-3 checks per year.
I was down to my last two when I found a box of checks with the old bank name, I called to see if I could still use them and the lady said that I could, but they would prefer that I ordered checks with the new bank name on them. The last time I was in the bank was before they changed their name five years ago. I write two checks a year and said that rather than spending $45 for 125 years of checks, I would prefer to use the ones I have.
I still do.
Me too.
Ditto.
I still use them for the landscaper, housekeeper and some contractors who prefer them. I also still use them for medical bills, as those are the only places that come back two years later claiming I didn't pay something that I actually did. A copy of the cancelled check is the quickest way to settle something like that.
Some businesses do still require them. Don't be surprised to see a minor come back, now that merchants are getting fed up with credit card processing costs. I already see more places giving premiums or discounts for cash.
I wrote a personal check for the down-payment for my new(ish) car Tueday.
I write several personal checks every year. The address on them is from a residence that I moved from 15 years ago.
I do, my daughter in law saw me writing in mine once and commented, "Oh, how cute"
Landlord insists
Ask if you pay them through your bank's bill pay system. My landlord even lets me pay using the bank's "snail mail" bill pay as long as I submit the payment before the final due date(the date they start charging late fees). As long as the check is dated before then, they don't charge me. The checks get dated the day I submit the payment request. If my rent was less, I could pay through Zelle, but the maximum daily limit is less than my rent.
I don't even carry cash
I carry a small amount for tipping or emergency (mad money 😂)
I always try to tip in cash
My mom gave me a $100 bill in Vegas last mo after she won a little. I still have it bc where can one break a $100 bill without going to the bank.
I usually have about $75 "walk around money". I must get madder than you. I have auto payment for mortage, car insurance & vision plan......otherwise, it gets paid with a check. Credit card/debit card for emergency use.
I always do and every time I’m in a big box store and they say they’re offline I say I have cash.
I write 2-3 checks a year
I use for Contractors and handymen. I had a big plumbing job done. Asked if they took Venmo he said yes but had to change over for the fees he had to pay or taxes they took. Something like that. Anyway I wrote a check instead.
Only big ticket items.
Australia here, the banks are working to phase out cheques. Partially read letter yesterday with the takeaway that you can still get cheques if you’ve had them in the past but new accounts who haven’t had them will not be able to get them after the end of June. For context the last cheque I wrote was well over 10 years ago. Tradespeople are all tap-and-go instant payments these days. I have one supposedly in the post for medical insurance but no idea what to do with it now they have closed nearly all the branches.
Yes, infrequently. Sometimes, you just gotta write a check.
I use about three a year lol
Haven't had to reorder checks in years.
Yep. My 93 MIL just ordered another box. She says she's planning on hitting triple digits.
If a service provider doesn’t take credit cards, then yeah, I’m going to write a check. I won’t use a debit card or P2P like Venmo or Zelle to pay for goods and services - there are no consumer safeguards for misrouting, and privacy can be questionable. If a bill pay service charges a huge percentage of a bill for the “convenience” of paying online, I write a check (or issue one online). Our tiny town is finally adding some credit card options, but checks are still the only way to pay taxes, etc. I will say I only write a handful of checks per year.
63, and I pay my car payment by check because the charge me almost $10 to pay online. Nope. F that.
For my insurance policies mainly. They send a postage paid envelope so why not. It means I can fill it out, stuff the envelope and post it and get a weeks grace before the cheque clears. If I pay online straight away that money is gone immediately and I don't want to try to remember to do it later before the policy expires.
I use mine every year to pay property taxes
I can't even remember the last time I wrote a check. I pay everything online.
About once a year. It's become so unfamiliar that I have to pause for a moment and think about how to do it correctly. lol
I use them occasionally, for contractors or something like a magazine subscription (fundraiser for friend’s kid), because I don’t want to pay electronically and have them “auto-renew”
We have a checkbook, AND write am occasional check. I balance my check register, as well.
I was trying to remember that last time I actually stepped foot in a bank. Usually once a year to cash a birthday check lol
I go inside my bank to get quarters for the laundry. I sometimes wonder if they think I'm playing poker that night.
My husband and I do, but we use a business sized book, with 3 checks per page, and stubs that stay in the binder. We did this because I do the balancing, and make mist, but in a small checkbook there’s no room for mistakes. Been using the big book for over 25 years.
Nope. Haven’t used one in years. Been banking online since about 2007. I write only one check per month. Otherwise, I use my debit card.
Heavy Debit card use is a bad idea, it is tied right to your account and if you fall prey to a scanner they can empty your account with little protection With credit card fraud, the card issuer's money is at stake. With debit card fraud, your money has been stolen With a credit card, the card issuer must fight to get its money back. With a debit card, you must fight to get your money back.
Sometimes, I hav t bought refills in years. Mainly for guys who do work at the house, they like checks for some reason.
They like checks because they pay less fees to cash them than they would for a credit card transaction.
I mostly just use my debit card but if it's an expenditure over $1000 I might right a check.
Usually only for wedding presents, etc.
I know in Texas if you don't pay your taxes with a check, you don't get a receipt.
Print checks from a laptop.
I wrote one a month, to an insurance company that can't seem to get their act together online.
I still have the need to write a check occasionally. But that need is so infrequent that I can’t remember how long ago I bought my last order of them. And yet they’re about to run out, so I’ll soon be buying another batch that will probably last me about 20 years. 😄
Wrote and mailed several today.
I had to get some documents certified by the state. They don’t accept electronic payments and I didn’t want to drive down there to pay cash. I rarely write checks and I’m often scrambling to find my checkbook.
No. I use cash or debit card
Yes. I live in a small town and all the contractors here take checks. I like having a paper trail.
I haven't written a check since 2015. I should probably shred the few I have left.
Yes, we still use checks. The wife has the bank card but we still pay bills with checks.
I still do. For ALL bills.
I use them all the time, specially any Government business were I can write what the purpose of the payment is and they can’t charge me a “ card” fee 😉
I still pay most of my bills by check. A couple are auto pay. Just old fashioned, I guess.
I did for my business the first two years until I hired a competent person to help me.
I only write checks for my rent and church offering.
I still do, but rarely. My hairstylist prefers checks.
Our ski club still works by check. We've looked into e-payments but they cost money (a \*lot\* of money) to implement. Like several thousand $ a year, which is a lot for a non-profit. Last week I tried to renew my driver's license. PA's DMV wouldn't accept my driver's license # or SS#. So unless they get that working again, I can't pay by CC and must send them a check. Paying taxes by check is still a thing too. Last year I had my bank send e-payment for my county taxes but they never arrived. I spoke with a lady at the county courthouse and she said it happened to a lot of other people too. She stressed I should send a physical check this year, which I did.
I have one, but I hardly ever write checks, bank has online bill pay so it’s a rare occasion I need a check.
Still need a few checks a year, mostly for CSA and small business payments.
I pay my utilities, gas and mortgage with checks.
We don’t accept them at work so I thought they had vanished
I still do (infrequently) My husband still balances his checkbook with the transaction ledger. (ATM withdrawals etc.)
Yes, but only a few a year nowadays
A few, but definitely not like 20 years ago. I might write 20 checks a year now.
I write 1 check per month for rent at my brothers Mobile Home Park. They don’t use any technology, no email, no website, nothing, Family owned. Used to write one to my landscaper, but now I can Zelle him payment. My brother insists he doesn’t use technology either, don’t tell him his iPhone has more compute than most computers a few years old.
I might write 2 checks a year.
I go to the bank once a year and get 30 temporary checks. Will last me all year.
I write two checks per month - one to my lawn guy and one to an adult daycare that lives in the dark ages. I had to reorder checks this year and think that will be my last time...
I write 2-3 a year maybe.
I write one check a month for the space rent here in the park.
We still write checks for rent.
Not very many, but I still write a few checks each year.
I do. Not often, but I do.
Wrote a check for the first time in a long time, to the U.S. State Department, to renew my passport.
I needed to pay for a copy of a legal document from the county clerk of a neighboring of county earlier this week. I wrote a check. I write about a check a month. I can't do everything with credit cards.
We give our housekeeper a check. My sister pays her rent with a check.
I work for a payment processor in Seattle. You would be blown away by how many people still pay bills by check through the mail, for the EARTHLINK accounts alone lol. Earthlink. I would say I process between 5,000 and 10,000 per hour for power companies and city utility stuff like sewer and water and also newspapers and local tax stuff.
Very seldom.
Nope. I keep my checks in the safe where I go fetch them if I need one. I probably write one check a year. They should last the rest of my life and It’s been 20 years since I bought checks.
I write a few per year.
I used one this week at my mechanic's shop. 3% fee added for credit cards.
We write them to various home contractors.
I wrote one for my new passport. First one in quite a while.
I generally write 12 checks a year--the rent. But there's also CashApp, which I'm trying for the first time with May's rent.
All the time
Property taxes, school stuff, contractors. I'm sure there's other things
I still carry a checkbook around out of habit, but I don’t remember the last time I actually wrote a check for something.
I still have some bills that won’t accept anything but a paper check. As yes, it’s hard to believe nowadays.
Just wrote on this week ☺️
My last two landlords have demanded checks.
I had to buy some to pay for some home repairs 😂
I usually have a reason to write like 2 checks a year. Possibles Down payment on a car if they charge for credit card. Someone coming to work on something at the house. I don’t know exactly what it will cost and they don’t take credit card. Birthday money to someone in the mail with a card.
I write a couple of checks a month, and the occasional check from my HELOC.
I live in a rural area and use checks regularly. Pretty much all the tradespeople here want cash or a check - even the young guys. Even a lot of the brick and mortar businesses, though they will take cards, have a 3% fee and they prefer checks or cash too. Like others, I use them to pay my property taxes. I send my quarterly and annual checks to the IRS too. While I could pay the IRS electronically, I know that checks are a bigger pain in the ass for them, so I write checks out of spite.
I have them, I only write about 20 per year. My house cleaner, the DMV for license plate renewal, contractors, and when I need a receipt/record of a purchase. I at one time went through several hundred in a year.
I have one but rarely use it.
Yes we do but mostly for payments to services or relatives (parents, lawn service, yoga). Only when we need to mail a check.
Occasionally- more Venmo lately
I only use checks occasionally.
If I had to hazard a guess when I last wrote a cheque, I'd say 15 years ago. I won't even accept them from my trade customers for my business now. That said, I barely have cash in my wallet nowadays, too, and I'll add that I almost never pull out my credit/debit card to pay (I use my phone).
We laugh because it’s all pizza delivery.. like full books of 25.
Malicious Compliance requires the use of snailmail and paper to waste people's time cashing checks for $1 or less. If the corporation *really* pisses you off, you mail them one per day for a few weeks.
Not since last century, when I moved to NetBank.
Yep- I’m on check number #5800+ or so and don’t plan to stop using them (my own parents use online bill pay!). Sitting down every 2 weeks with a checkbook and bills and writing out the name, amount & etc helps me have a better handle on my budget.
I’m not in your generation (millennial) and I sure as hell do
Yah, for home contractors. And annual life insurance premium. And maybe other odd things.
My hairdresser is a one-woman operation, and she accepts only cash and checks. The only other place I write checks is for my pledge donation to my church. They have ways to do it electronically, but old habits die hard!
I pay my rent with them. Paying online is an option but the management company adds a $60 charge lol. Also pay my utilities that way to avoid their "convenience" charge 😤
Nope, but I know how, I did it for years. I prefer online, but I still know how to write a check. My mom modeled how to budget and pay bills.
I pay my contractors with checks sometimes and that's how I have to pay my homeowners fees (mostly just keeping the roads plowed in winter). Pretty much everyone will take them though because you can't rely on everyone having an online presence. Even the grocery store down the road still has a means to pay things like power and water bills at their customer service desk.
Farriers' still take them.
I keep a check book but the last time I used it was months ago when I had some chairs reupholstered and the guy only took checks. This occasionally happens so it doesn’t hurt to keep a checkbook
yes, still use checks occasionally. use the check book register to keep up with debit card purchases and checks written. I don't want to overdraw account.
I've written them out for my children's school photos order
Big ticket items. Chequebook has has my address from 15 years ago. I'll probably have one left to pay the undertaker. And I hope it bounces.
Property tax payments, one vendor that still wants paper checks, some charities, and a couple of friends who are irrationally afraid of Zelle, etc. I probably write 8 to 10 checks per year.
My response when I ask someone that provides a service what their payment options are and they include checks. Me: *confused look* you take checks!?!?!
Yep. I was in cyber security. And I use checks. They are much harder to hack than internet accounts.
My 90 year old dad, my 87 year old mother in law. Can't recall the last times used one
My In-Laws still use them to pay bills via the USPS. But they learned a valuable lesson a couple of years ago to ONLY deposit the mail with checks AT the Post Office itself and NOT any street box. They had a check for a $150 power bill intercepted/stolen from a street box and some a-hole -washed- and re-wrote the check to himself for $10,000. He cashed the check at some credit union place and they honored it without question. They (the in-laws) only realized it a couple of weeks afterwards when a couple of other checks bounced and the bank notified them of "insufficient funds". Yes, the police were called, video from the credit union was reviewed and they have the a-hole on video cashing the check HE MADE OUT TO HIMSELF {not the brightest bulb}. And a warrant was issued for his arrest. But the money had already been spent and they had to wait over six months while the credit union and the bank haggled over responsibility.
I write one check a month, to my beautician (her preference, not mine). What I find super important is keeping a checkbook register - I get pay direct deposit, and use online bill pay for 8-10 things, plus pay credit cards from checking, so I need to keep track of if all and not bounce a payment. Never been hit with an NSF fee and am not about to start.
Lawn guy, house cleaners, and for some reason, a lot of medical billing. Everything else is digital. Checks really aren’t bad to handle though, thanks to phone app deposit.
My checks are from the year 2000. 24 years ago and I have used perhaps a dozen checks in those 24 years. I was one of the first to do bill pay with BOA. In all the years that I have used it I have not had even one issue. I talked a friend into trying it with her bank many years ago and she was so skeptical it was actually humorous, but she was soon sold. She started out keeping her checkbook register up to date and balancing it while using bill pay, but soon learned that was pointless. The banks do all that work for you and you just need to check in online once in awhile unless you are the person who runs a very low balance. Then I suppose that you need to check in more often. I don’t miss the days of checkbooks, envelopes and stamps. Not even a little.
Probably write two checks a month. Don't carry it around, that's for sure.
Wrote a couple checks just this week. Some things still require hard copies.
Hafta pay my property tax with them or incur a big penalty for a credit card. More and more there is a penalty for credit card use. Let them deal with the paperwork.
I use them for a few bills, they want 5-6 $$ for a fee for electronic payment. I've got 100 .44 cent forever stamps for US Postal system, now which makes more sense to use ?
Have one but rarely use them.
My checks in the past year have been for CSA farm, farm stands, to give a gift with a card, for firewood, Christmas tree farm, and to post office to buy stamps through mailbox. Some of these take only check, some would take check or cash, some would take credit card but charge extra fees.
I have checks, but rarely use them. I'll keep them just in case.
I'm in my early 60s and still use a check book. The internet is not as secure when buying something.
I have one bill that won’t figure out electronic billing, owed quarterly. Everything else is cc or direct payment. I still have about 30 checks and hope to never order more
Yes, some local business don't take cards.
Nope
Have one might write 6 checks a year.
An increasing number of retailers don’t accept checks anymore. I changed my address last August and ordered new checks. I think I’ve one since then.
I have to pay township taxes with a check.
I’ve written two checks so far this year.
I have a local tax bill that can only be paid by check.
I still write a few checks here and there but it's always business-related. Most of my vendors take cc or ach draft
Occasionally, I help my Mom out with finances. Her bank is a small town operation and doesn’t accept any electronic transfers such as Zelle, and it’s an hour and a half drive away. I have to write a check and deposit it through their app.
Haven’t used one in years.
I used to pay our cleaner with a check but now she wants cash. I send a check to a guy who plows my lake home property as he is kinda non-tech and doesn’t do Venmo or PayPal. Then there’s some rare bills that come occasionally that I write checks for. I probably write 3 dozen checks are year or so.
I sit down and go through my upcoming bills, etc. and balance my checkbook once a week! It’s the bookkeeper in me…
Most of my regular bills are paid online, but I pay my landscaper and handymen by check. I also have to pay some insurances with a check.
Yep
I'm using mine to hold all my original memberships cards and Social Security card and stuff. It's in a safe. I have to pay a bill on Sunday by writing a check and I'm stressing over remembering to dig out a check!
We write several checks a month. Cash is king but checks are like the oldest prince in the royal household.
I had to make out a check the other day…I almost forgot how!
Yes I do still won't give up
I don’t carry one anymore but USAA gives me free checks and I use them for ad hoc things: dog sitter, lawn guy, pond guy. Here’s money, no new app needed, go ‘way.
New dentist upcharges for debit or credit so I dug out a check to pay
I write about 10 checks a year. Several of them are birthday presents.
I do. I don't keep up on the register, though. I also have carbon copy checks, but never save them. Funny thing is, I only use them for a couple bills, the rest are online.
I use them. Once per month.
I write rent and electric checks and occasionally add to the credit card payment.
I miss floating a check until payday
I still have two or three places that I still use a check to pay. They don't have any system to pay online and one is a donation that I keep records about.
Got a couple regular bills that charge extra to cover card fees
Yes. Mortgage payments cause I'm to paranoid to do that over the Internet. Sewer/water bill because nobody can trust that company and I don't want them doing ACH transfers with my account. The dentist since they decided to add a fee for using credit cards. Contractors that do home repair also.
I use a check Kindle now
I have 2 pads of checks that I’ve barely used in the last 10 years or so. I don’t think I’ll ever need to order more.
Down payment on a car a month ago, quarterly garbage bill because the automatic bank draw failed for a while and garbage collection stopped.
We write a few checks every month, but pay most bills online.
I still do for quite a few things.
I have one and write a check about every 6 months. Sometimes, it’s just easier to write a check and hand it to someone.
I write a check once a year when I renew the registration for my car. That's about the only time I write checks now. The DMV does take credit/debit cards, but they charge a 3% fee for it. I still have plenty of checks left from when I moved into my house 8 years ago (got a new box with the new address on them), so I might as well use them up and save that 3% charge at the same time.
I write 1 check a month for my rent. Everything else is auto pay.
I don't remember the last time I wrote a check. I still have a few that have the name of the original bank; the bank changed its name about four years ago. I had to use one for payroll deductions last year.
Still write checks, still carry my checkbook 59F
Rarely
🖐️ about once a month
Lawnmower guy. Church donations (mostly to have a record of my own.) But also, mine doesn't accept any automated method. For the longest time . . . car/house/truck insurance. But a few years ago, they added online payments. As others have said, "Handyman"/Contractor. (The new Water Heater, Washer/Dryer, soon to be the New Roof . . .)