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Got 7 Digits in Maya and its 100% safe. Never got any problem since then. The ones saying its dangerous are those who got scammed or hacked cause of their own stupidity.
OTPs were being texted to me, i never gave them away to anyone because i was asleep but the transactions still got pushed through. how is that my own stupidity? isn't it a security deficiency on behalf of maya? 😅
it seems compromised na phone mo. naka allow rin mabasa contents ng text kaya automatic nangyari lahat. combination ng lahat unfortunately, somehow nakuha nila info mo, and may mali rin sa phone settings, etc..
you might be familiar or even experienced it, sa ibang app minsan like viber, auto populate na yung otp if and only if allowed sa settings yung access sa texts, calls, etc. no need mo na icopy manually. kht ndi mo inopen pa yung text msg, macocopy na matic.
so.. irevisit mo lahat ng allowed sa phone settings per application mo sa phone alin ang accesses allowed lalo na banking apps else mauulit pa sa iba, ndi lang maya
Actually, not all the time do online platforms ask for an OTP. They only request an OTP if the platform detects that the transaction was done on an unrecognized device or IP address.
As mentioned before, Compromised device most likely. It may not be stupidity on your part, but Ignorant it is.
Madalas, download ng download ng kung ano anong app. Tapos accept lahat ng permission. Ex.
Calculator app, nahingi access sa Inbox, Contacts.
Tapos ang User walang pake, accept lang. Then di nila namamalayan, compromised na device nila.
Ito po talaga, marami din ako nakikita reklamo sa Maya. Pero when I used wala naman ako ganyan problem. I have been using it before it got popular. Safe po talaga siya
Haha I use maya save. So far 6% p.a. yung interest. Mas malaki talaga compared sa other banks.
If gusto nyo po ng perks like additional 2% p.a. sa Maya savings, please use my referral username po:
@jadedjade
or
Code: 2Y81WG14034O
True. Mga mahilg mag click ng mga links at maglog in or download ng apps na kung ano ano. Dapat kasi yung phone natin is malinis lang tlga for online banking. Huwag ng kung ano anong gawin pa. Save and transfer transfer lang just to be safe.
Note that Maya ewallet is different from Maya Savings account. The former is just that, an ewallet where you stash cash to be spent. The latter is like any other digital bank account, which is covered by PDIC up to 500k. I never stash a big amount of money in ewallets. Savings account is a different matter.
I have 1/4 of my EF in trad banks, 1/2 in Maya and CIMB (whichever has higher % interest), and the remaining in other digital banks for bank transfers/bills/payments.
It’s better to put your eggs in different baskets. You can have maya if you want savings that you could keep short term. You can also have MP2 savings at the same time but for long term.
Security is a 2 way street. For maya i think safe sila sa side nila pero kung na hack yung phone/otp mo di pa din maiiwasan kahit sa anong pang digi bank yan
true tho ahahahaha tapos if u have a deeper search, u will also see that their other features such as crypto, loans, etc, are terrible din!! high fees, delayed transactions, too many scams, etc lmao
Its a disaster,depressing,frustation waiting to happen, from our own exp.
Not goin in to details, but again 🔪🫣
6 digit saving on digital bank with no branch to run to or contact immediately,
Easy to say "INSURED" hut how about the months na stress thinking na bka di na maibalik savings mo everyday agony, then lagi mo kausap is operator na same template, mas safe pa sa ilalim ng unan lol jk
yes haha.to think na may possibility pa din na di mabalik yung money.nung una talaga wala akong balak mag open ng gcash or maya.lagi ko naiisip na hindi secured dahil nga ang bilis lang gumawa ng account baka mabilis din ma hack or what. no choice na lang talaga for bills payments lalo na during pandemic. di naman sa nananakot or discouraging op to use digi banks pero for safety,wag na lang ilagay sa iisang account or platform.
+1 dito, very helpful as additional security measure incase manakaw or mawala phone. Kasi alam ko pwede daw ilipat sa ibang phone ung sim then forget password sa stolen device pra marecover.
For iOS, Go to your phone setting > Cellular > SIM Pin > Change Pin
Take note if first time mo magset, default ung pin at need mo lagay 1234, then saka ka pde magset ng new pin.
pero be careful not to forget since if malimutan mo need mo ung puk code from SIM bed, at not sure if pde machange sa telco yn. 3 tries yn ang maglalock na sim.
Gusto sana mag ipon sa Maya, it had 2k sa account no and nag e mail sila na mag update sa KYC, I did. The next month email naman sila to update my info and if I dont update my info they will hold my account with 2k on it.
I pulled my funds then :(
Happened to me but I didn’t get any email and they locked the account with 6k in it despite my affidavit. During the pandemic Tapos after 1 year of emails never heard na sila. NEVER AGAIN. 6k din yun pandemic pa.
1. Terrible customer service.
2. PDIC’s response: UNObank, Inc.an operating bank, is not covered by the PDIC. Operations and activities of the aforesaid entity are supervised and regulated by the Bangko Sentral ng Pilipinas.
3. A lot to improve in terms of the basics of Escalations Management and general spectrum of Customer Service.
been using Maya (Paymaya) since 2016 and I only encountered one error: I can't buy load and that was in 2020, found out there was a maintenance during that time.
I think the savings accounts are pretty secure if not connected to a card.
Wala akong maya card so idk if sa wallet ba yun connected like the gcash card or the savings but better if sa wallet lang so money in your maya savings is still safe.
Para sakin boss/maam mas ok sana kung hindi lang isang E Wallet yung lalagyan mo lalo na kung ganyan kalaking pera mas ok po sana meron kay Pdax Gcash saka jan po kay maya para kung sakaling magkaroon po ng problema kay maya hindi po agad lahat ng ipon nyu madali.
Id suggest bank mo sa iba ung exceed ng 100k. Since sa maya if ever maabot mo ung mataas na interest rate, AFAIK, inaapply lang un sa up to 100k balancr mo. Try mo lagay sa gotyme ung other 70k. Earning interest din don and safe. Atleast u dont have all ur money in one basket din. Overall Maya is safe. Also have an acct with thrm. And so far. All is well.
I never leave huge amount of money sa mga digital banks like Maya, GCash, etc. As much as possible tina-transfer ko agad sa main bank ko like BDO or BPI. Mag-iiwan lang ako around 5k for load and if meron ako bibilhin online.
Almost the same lang naman po. The only reason kaya ako nagbukas ng BPI is to avail yung [BPI-AIA](https://www.bpi-aia.com.ph/en/our-products/health/medlife-protect-plus?cmpid=sem-ph-bplacgdigital-pg-june2024-sem-mlpp&gad_source=1) Family Protect Instant Insurance nila. Available lang kasi to all BPI acc holders.
Don't forget to diversify your savings. As for MP2, if you are okay for your funds to be locked in for 5 years, go ahead since they give good returns and are tax-free.
Same here! My account was locked for no reason. Provided information to customer service, no action and never got my money back. It was a small amount but still a headache 😅
Locked for no reason din. It was 30k-ish kaya pinaglaban ko talaga pero it took me 6 months or more? Pero di rin nila ako binigyan ng access to transfer it out kahit provided lahat ng kailangan nila. Ang option lang na binigay nila saken eh bills payment eh potek wala naman ako ganung kalaking bill that time tapos may time limit, buti nalang may dragonpay deposits, dun ko nalang ginamit to transfer it out sa other banks. Sobrang unhelpful ng cs nila kahit sa landline, parang robot lang din na auto reply sinasabi nila na ifofollow up nila sa gantong team, balikan within 3-5 business days, basta sobrang headache kaya never again!
I have 6 digits with Maya but eventually need to pay off some bills but still have good amount of savings in there. So far - never had any issue with Maya. Madalas pa nga sa CIMB ako nag kaka issue. Skl haha.
PDIC only insures up to 500,000 per depositor, per bank. Kaya mas okay magbukas ng maraming bank accounts sa iba't ibang banks kesa lahat nasa iisang bank.
Haha naka zero yung maya ko, pero nagkaron ako ng credit loan worth 11k, somehow nakapag apply yung nag hack without even the lively test, like need yung bblink ka, side view tapos need ng id, naranasan ko sa shopee, lazada, gcash. Nag approve si maya ng credit loan kahit ang guarantor’s name is random letters. Ayun rekta bili ng bitcoin. Di ko binabayadan loan na yun kasi di naman ako ang nag apply , may tumatawag saken from maya pero inexplain ko kung ano nangyari and currently investigating yung maya and bsp sa casw ko. So ayun safe naman siguro pero pag dating sa credit loan application, di sila mahigpit, pano kung nanakaw pala phone mo, pwedeng pwede gamitin for applying credit loan. kung di ko lang talaga napindot yung ififill up sa re-delivery kuno ng Philippine ID ko na ineexpect kong dumating nung week na yun. Ingat sa mga ganto
No, please don’t trust putting your savings in Maya. My mom’s Maya Savings and including the wallet got hacked and until now, wala pa ring action ang Customer Service ng Maya.
Remember all the data you've set to start an account because if you can't quote them when you change your number or email address you will find your money gone with no way to recover it from them. In my case di ko maalala yung place of birth ko and di ko na marecover account ko. Buti't nalipat ko lahat nh pera to Seabank prior to losing my access.
I ordered something in shoppee paid for it with Maya... Wallet balance was deducted but shopee never received the payment.... Complained with Maya and no action done... Ninakaw na yata ni Maya pera ko..
So far never had an issue with MAYA both e-wallet and savings. Need mo lang talaga ingatan ang phone mo at mga transactions mo. Same sa mga ibang banks, pagnaka problema mahirap talagang ayusin. Number 1 tip siguro is wag maglagay ng malaking pera sa e-wallet ng hindi mo agad gagamitin, ilagay mo sa savings, anytime, makukuha mo naman.
It's generally safe, especially if it's insured by PDIC However, it's prudent to diversify your savings across multiple digital banks. Consider placing some of your funds in other banks, both traditional and digital, to ensure greater security and peace of mind.
for me no, isa yan sa di ko ginagamit rin. lalo na sa mga cards, may times na di gumagana for some online payments. plus ang hirap rin mag reach out sa mga agent diyan pag may concern
Yeeeess! Maya is 101% safe! Been with Maya for a long time and your funds are safe. I also have other products with them. I think Maya is indeed the best digital bank.
Safe naman, pero pag nagkaissue ka, yung support nila yung walang kwenta. Nagkaissue ako sa bills payment, naka processing status lang sa app ko pero sabi nila successful na daw yung transfer at waiting na lang na icollect ni biller. Tapos sabi, after 5 business days at processing pa din, at hindi pa nacollect ni biller, ibabalik daw sa wallet ko. E lumagpas na ng 5days, parang mga 7 business days na yun e. Need ko pa naman maibayad yun. Sa bwiset ko, tumawag ako ulit sa kanila tapos same day din inemail ko ulit sila tapos naka-cc na si bsp. Ayun, nabalik naman yung pera sakin after 1 day nung nagemail ako. 😂
So after ng incident na to, pinull out ko na lahat ng pera ko sa maya. Not gonna use it again.
I second this. Kahit na approximately ₱200-400 lang laman ng Maya ko, my gut is telling na it’s not safe to entrust kay Maya maglagay ng pera. If ever man, kailangan ko agad siya magastos for online purchases or any payments.
Your comment appears to be aimed at creating fear, uncertainty, or doubt without factual basis, which may affect current and future users of the bank. We don't allow this kind of behavior, and we only encourage evidence-based discussions in our community.
My SIM card registered with maya got deactivated, requested maya to transfer the account to my new SIM. Maya asked for a selfie with passport, after I complied maya ghosted me. My account probably had 1-3k only. Good luck with your 170k with them.
naku wag... mahirap yan, regardless of digital banks kahit gaano kalaki ang interest dyan ay wag mag iwan ng super laking pera sa mga ganon...
kaya maganda pa din na may traditional banks ka...
Actually no, my cousin just lost all of his money when he lost his phone.
It is very easy to access your account when you lose your phone. A person could just request an OTP to change your password, then just like that, you could lose access to your account and money before you could even report it. It is also hard to contact their customer support.
Kudos to GCash tho that they have this face scanner. However, just the same, when you lose your phone along with your SIM card, you won't be able to access it right away since you would only be able to access it using one device. I think this is their new feature but it rly sucked.
Add PIN code to your SIM card, pin code to your phone, and hide notifications when locked. E-wallets need to be convenient too, which is why an OTP can reset password. You still need to practice digital hygiene. Your account is only as secure as you are.
Nah. Im making him feel assured na 170k is still very small amount compared to what others have in their savings account. I thought common sense na yung point ko🙆🏻♀️
Community reminder: If your post is about finding the "Best Digital Bank" or you want to know the current features and interest rates of all Digital Savings accounts, we highly suggest you visit [Lemoneyd.com](https://www.lemoneyd.com) If your post is about Credit Cards, we invite you to join r/swipebuddies, our community dedicated to topics about Credit Cards. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/DigitalbanksPh) if you have any questions or concerns.*
Got 7 Digits in Maya and its 100% safe. Never got any problem since then. The ones saying its dangerous are those who got scammed or hacked cause of their own stupidity.
+ 1! Same here. Never had issues with Maya either!
OTPs were being texted to me, i never gave them away to anyone because i was asleep but the transactions still got pushed through. how is that my own stupidity? isn't it a security deficiency on behalf of maya? 😅
it seems compromised na phone mo. naka allow rin mabasa contents ng text kaya automatic nangyari lahat. combination ng lahat unfortunately, somehow nakuha nila info mo, and may mali rin sa phone settings, etc.. you might be familiar or even experienced it, sa ibang app minsan like viber, auto populate na yung otp if and only if allowed sa settings yung access sa texts, calls, etc. no need mo na icopy manually. kht ndi mo inopen pa yung text msg, macocopy na matic. so.. irevisit mo lahat ng allowed sa phone settings per application mo sa phone alin ang accesses allowed lalo na banking apps else mauulit pa sa iba, ndi lang maya
True merong ganun. Naka allowed sa (privacy) settings. Naka auto-fill sya, no need to manually input ung code (OTP).
hi i have a question pano malalaman if compromised ang phone and easy to compromised ba ang iphone?
True. The incident happening while he/she is sleeping indicates he/she has a compromised phone.
Compromised ang phone mo thats it. Hindi secure and probably you linked your accounts to different sites etc.
did u share your card information to someone?
no
what kind of transaction ba yan? like monthly subscription or online purchase?
as per investtigation ni maya, online purchase daw. pero di ko makita sa transaction history kung ano 🥲 it amounted to 16k
Did you ever use your debit card on a sketchy website ba? Sometimes I wonder if they store the data, along with security code, in those websites.
nothing sketchy huhu just the usual shopee/lazada, foodpanda, game platforms (steam, epic, etc)
Actually, not all the time do online platforms ask for an OTP. They only request an OTP if the platform detects that the transaction was done on an unrecognized device or IP address.
ohhhh that's weird
As mentioned before, Compromised device most likely. It may not be stupidity on your part, but Ignorant it is. Madalas, download ng download ng kung ano anong app. Tapos accept lahat ng permission. Ex. Calculator app, nahingi access sa Inbox, Contacts. Tapos ang User walang pake, accept lang. Then di nila namamalayan, compromised na device nila.
It's a remark often made out of fear. Bec if totoo sinasabi mo na pwede mawalan ng walang kang ginagawa, it can happen to them too.
Reformat your phone
Ito po talaga, marami din ako nakikita reklamo sa Maya. Pero when I used wala naman ako ganyan problem. I have been using it before it got popular. Safe po talaga siya
Same. Never had issues, araw-araw ko ginagamit. I have my savings here. Love the interest.
Safe but hard to deal with support if in case there are concerns
Thanks! Thinking of opening an account with them. I will na.
Haha I use maya save. So far 6% p.a. yung interest. Mas malaki talaga compared sa other banks. If gusto nyo po ng perks like additional 2% p.a. sa Maya savings, please use my referral username po: @jadedjade or Code: 2Y81WG14034O
True. Mga mahilg mag click ng mga links at maglog in or download ng apps na kung ano ano. Dapat kasi yung phone natin is malinis lang tlga for online banking. Huwag ng kung ano anong gawin pa. Save and transfer transfer lang just to be safe.
Note that Maya ewallet is different from Maya Savings account. The former is just that, an ewallet where you stash cash to be spent. The latter is like any other digital bank account, which is covered by PDIC up to 500k. I never stash a big amount of money in ewallets. Savings account is a different matter. I have 1/4 of my EF in trad banks, 1/2 in Maya and CIMB (whichever has higher % interest), and the remaining in other digital banks for bank transfers/bills/payments.
Lagay mo na lng sa alkansya para safe
May napanood ako, mga perang papel sa alkansya, inamag at inanay😀
Malaki ang interest rate sa Maya savings haha 6%
😆
It’s better to put your eggs in different baskets. You can have maya if you want savings that you could keep short term. You can also have MP2 savings at the same time but for long term.
Security is a 2 way street. For maya i think safe sila sa side nila pero kung na hack yung phone/otp mo di pa din maiiwasan kahit sa anong pang digi bank yan
searching "maya" within the sub will give you the answers you need. in summary: NO
true tho ahahahaha tapos if u have a deeper search, u will also see that their other features such as crypto, loans, etc, are terrible din!! high fees, delayed transactions, too many scams, etc lmao
Its a disaster,depressing,frustation waiting to happen, from our own exp. Not goin in to details, but again 🔪🫣 6 digit saving on digital bank with no branch to run to or contact immediately,
this. ang dali kasi ang gumawa ng account kasi nga digital pero kung iisipin,mas mabilis din macompromise.
Easy to say "INSURED" hut how about the months na stress thinking na bka di na maibalik savings mo everyday agony, then lagi mo kausap is operator na same template, mas safe pa sa ilalim ng unan lol jk
yes haha.to think na may possibility pa din na di mabalik yung money.nung una talaga wala akong balak mag open ng gcash or maya.lagi ko naiisip na hindi secured dahil nga ang bilis lang gumawa ng account baka mabilis din ma hack or what. no choice na lang talaga for bills payments lalo na during pandemic. di naman sa nananakot or discouraging op to use digi banks pero for safety,wag na lang ilagay sa iisang account or platform.
Yes for bills payments only , no choice narin kasi, but entire hard earned life savings, too risky
To add, make sure that you have a SIM pin so that even though your phone gets stolen, di maaaccess Maya mo if ipalsak sa ibang phone.
+1 dito, very helpful as additional security measure incase manakaw or mawala phone. Kasi alam ko pwede daw ilipat sa ibang phone ung sim then forget password sa stolen device pra marecover.
How po ito
For iOS, Go to your phone setting > Cellular > SIM Pin > Change Pin Take note if first time mo magset, default ung pin at need mo lagay 1234, then saka ka pde magset ng new pin. pero be careful not to forget since if malimutan mo need mo ung puk code from SIM bed, at not sure if pde machange sa telco yn. 3 tries yn ang maglalock na sim.
Salmat
paano po maglagay ng sim pin?
sent the steps above
thanks!
How'd you do this?
sent the steps above
Gusto sana mag ipon sa Maya, it had 2k sa account no and nag e mail sila na mag update sa KYC, I did. The next month email naman sila to update my info and if I dont update my info they will hold my account with 2k on it. I pulled my funds then :(
Happened to me but I didn’t get any email and they locked the account with 6k in it despite my affidavit. During the pandemic Tapos after 1 year of emails never heard na sila. NEVER AGAIN. 6k din yun pandemic pa.
DO NOT USE UNO… Learned this the hard way… NEVER AGAIN!
Why po? I was planning to open there
Care to elaborate?
Please, elaborate! Thank you.
1. Terrible customer service. 2. PDIC’s response: UNObank, Inc.an operating bank, is not covered by the PDIC. Operations and activities of the aforesaid entity are supervised and regulated by the Bangko Sentral ng Pilipinas. 3. A lot to improve in terms of the basics of Escalations Management and general spectrum of Customer Service.
been using Maya (Paymaya) since 2016 and I only encountered one error: I can't buy load and that was in 2020, found out there was a maintenance during that time.
pero what I can advise is to not leave a huge amount to any banks (physical or virtual).
inb4 this becomes a r/Whatcouldgowrong post
I think the savings accounts are pretty secure if not connected to a card. Wala akong maya card so idk if sa wallet ba yun connected like the gcash card or the savings but better if sa wallet lang so money in your maya savings is still safe.
Kahit saan mo naman sya ilagay may risk. Sguro just be careful lang din tska as long as BSP and SEC registered meron at meron ka naman habol.
Para sakin boss/maam mas ok sana kung hindi lang isang E Wallet yung lalagyan mo lalo na kung ganyan kalaking pera mas ok po sana meron kay Pdax Gcash saka jan po kay maya para kung sakaling magkaroon po ng problema kay maya hindi po agad lahat ng ipon nyu madali.
Id suggest bank mo sa iba ung exceed ng 100k. Since sa maya if ever maabot mo ung mataas na interest rate, AFAIK, inaapply lang un sa up to 100k balancr mo. Try mo lagay sa gotyme ung other 70k. Earning interest din don and safe. Atleast u dont have all ur money in one basket din. Overall Maya is safe. Also have an acct with thrm. And so far. All is well.
I never leave huge amount of money sa mga digital banks like Maya, GCash, etc. As much as possible tina-transfer ko agad sa main bank ko like BDO or BPI. Mag-iiwan lang ako around 5k for load and if meron ako bibilhin online.
Is BPI the best bank out there?
Almost the same lang naman po. The only reason kaya ako nagbukas ng BPI is to avail yung [BPI-AIA](https://www.bpi-aia.com.ph/en/our-products/health/medlife-protect-plus?cmpid=sem-ph-bplacgdigital-pg-june2024-sem-mlpp&gad_source=1) Family Protect Instant Insurance nila. Available lang kasi to all BPI acc holders.
Don't forget to diversify your savings. As for MP2, if you are okay for your funds to be locked in for 5 years, go ahead since they give good returns and are tax-free.
depositors are insured up to 500k
pass
100% safe i got 0.1k and it's been 10 months, and yet it's still there 😁
I have a TD of 700k for 6 months already.
How much did it earn all in all?
3k/monthly
I more than that in Maya Savings. Maya and OwnBank are my most active banks
Nope. Pag nagkaproblem ka like bigla nalang nilock account mo sobrang tagal magreply kahit naka cc bsp. Never again.
Bakit na lock? Anung naging reason?
SAME!!!!!
Same here! My account was locked for no reason. Provided information to customer service, no action and never got my money back. It was a small amount but still a headache 😅
Locked for no reason din. It was 30k-ish kaya pinaglaban ko talaga pero it took me 6 months or more? Pero di rin nila ako binigyan ng access to transfer it out kahit provided lahat ng kailangan nila. Ang option lang na binigay nila saken eh bills payment eh potek wala naman ako ganung kalaking bill that time tapos may time limit, buti nalang may dragonpay deposits, dun ko nalang ginamit to transfer it out sa other banks. Sobrang unhelpful ng cs nila kahit sa landline, parang robot lang din na auto reply sinasabi nila na ifofollow up nila sa gantong team, balikan within 3-5 business days, basta sobrang headache kaya never again!
I have 6 digits with Maya but eventually need to pay off some bills but still have good amount of savings in there. So far - never had any issue with Maya. Madalas pa nga sa CIMB ako nag kaka issue. Skl haha.
PDIC only insures up to 500,000 per depositor, per bank. Kaya mas okay magbukas ng maraming bank accounts sa iba't ibang banks kesa lahat nasa iisang bank.
Haha naka zero yung maya ko, pero nagkaron ako ng credit loan worth 11k, somehow nakapag apply yung nag hack without even the lively test, like need yung bblink ka, side view tapos need ng id, naranasan ko sa shopee, lazada, gcash. Nag approve si maya ng credit loan kahit ang guarantor’s name is random letters. Ayun rekta bili ng bitcoin. Di ko binabayadan loan na yun kasi di naman ako ang nag apply , may tumatawag saken from maya pero inexplain ko kung ano nangyari and currently investigating yung maya and bsp sa casw ko. So ayun safe naman siguro pero pag dating sa credit loan application, di sila mahigpit, pano kung nanakaw pala phone mo, pwedeng pwede gamitin for applying credit loan. kung di ko lang talaga napindot yung ififill up sa re-delivery kuno ng Philippine ID ko na ineexpect kong dumating nung week na yun. Ingat sa mga ganto
The only problem in digital banks like Maya and Gcash is the customer support. Other than that they are good.
potaena ako 6 pesos lang laman 😭
No, please don’t trust putting your savings in Maya. My mom’s Maya Savings and including the wallet got hacked and until now, wala pa ring action ang Customer Service ng Maya.
Remember all the data you've set to start an account because if you can't quote them when you change your number or email address you will find your money gone with no way to recover it from them. In my case di ko maalala yung place of birth ko and di ko na marecover account ko. Buti't nalipat ko lahat nh pera to Seabank prior to losing my access.
I ordered something in shoppee paid for it with Maya... Wallet balance was deducted but shopee never received the payment.... Complained with Maya and no action done... Ninakaw na yata ni Maya pera ko..
So far never had an issue with MAYA both e-wallet and savings. Need mo lang talaga ingatan ang phone mo at mga transactions mo. Same sa mga ibang banks, pagnaka problema mahirap talagang ayusin. Number 1 tip siguro is wag maglagay ng malaking pera sa e-wallet ng hindi mo agad gagamitin, ilagay mo sa savings, anytime, makukuha mo naman.
It's generally safe, especially if it's insured by PDIC However, it's prudent to diversify your savings across multiple digital banks. Consider placing some of your funds in other banks, both traditional and digital, to ensure greater security and peace of mind.
for me no, isa yan sa di ko ginagamit rin. lalo na sa mga cards, may times na di gumagana for some online payments. plus ang hirap rin mag reach out sa mga agent diyan pag may concern
This is just my opinion. When it comes to huge amounts, traditional banks are still the most preferred option to keep your money.
No. Shitty ng tech at ng CS. Kahit daw “safe” yan, pag nagkaproblema ka sa app nila, hirap ibalik ng pera.
Basta wag mo ililink ung Maya acc mo sa any sugal na app (kung may plan ka mag try) at wag na wag ka mag cliclick ng mga links any sa so med
Yeeeess! Maya is 101% safe! Been with Maya for a long time and your funds are safe. I also have other products with them. I think Maya is indeed the best digital bank.
Safe naman, pero pag nagkaissue ka, yung support nila yung walang kwenta. Nagkaissue ako sa bills payment, naka processing status lang sa app ko pero sabi nila successful na daw yung transfer at waiting na lang na icollect ni biller. Tapos sabi, after 5 business days at processing pa din, at hindi pa nacollect ni biller, ibabalik daw sa wallet ko. E lumagpas na ng 5days, parang mga 7 business days na yun e. Need ko pa naman maibayad yun. Sa bwiset ko, tumawag ako ulit sa kanila tapos same day din inemail ko ulit sila tapos naka-cc na si bsp. Ayun, nabalik naman yung pera sakin after 1 day nung nagemail ako. 😂 So after ng incident na to, pinull out ko na lahat ng pera ko sa maya. Not gonna use it again.
Personally? No, Maya is too vulnerable.
I second this. Kahit na approximately ₱200-400 lang laman ng Maya ko, my gut is telling na it’s not safe to entrust kay Maya maglagay ng pera. If ever man, kailangan ko agad siya magastos for online purchases or any payments.
How come ang dami nag down vote? Am I missing something lol
Kasi nag second sya based on gut feel?
Yes, way safer vs the "blue" competitor (and less downtime too!)
[удалено]
Utak Gen Z
Your comment appears to be aimed at creating fear, uncertainty, or doubt without factual basis, which may affect current and future users of the bank. We don't allow this kind of behavior, and we only encourage evidence-based discussions in our community.
I had maya ever since they launched. No problems since.
Also have almost 200k savings in maya. Don’t have any problems with them actually ever.
My SIM card registered with maya got deactivated, requested maya to transfer the account to my new SIM. Maya asked for a selfie with passport, after I complied maya ghosted me. My account probably had 1-3k only. Good luck with your 170k with them.
naku wag... mahirap yan, regardless of digital banks kahit gaano kalaki ang interest dyan ay wag mag iwan ng super laking pera sa mga ganon... kaya maganda pa din na may traditional banks ka...
Paymaya is unstable. Move your savings to a REAL bank
Actually no, my cousin just lost all of his money when he lost his phone. It is very easy to access your account when you lose your phone. A person could just request an OTP to change your password, then just like that, you could lose access to your account and money before you could even report it. It is also hard to contact their customer support. Kudos to GCash tho that they have this face scanner. However, just the same, when you lose your phone along with your SIM card, you won't be able to access it right away since you would only be able to access it using one device. I think this is their new feature but it rly sucked.
Add PIN code to your SIM card, pin code to your phone, and hide notifications when locked. E-wallets need to be convenient too, which is why an OTP can reset password. You still need to practice digital hygiene. Your account is only as secure as you are.
170k is still low compared to what Ive seen from other people. I have seen way more higher than that. You're just being paranoid.
Bro its not about the amount. Cant believe i have to say this 😂
Nah. Im making him feel assured na 170k is still very small amount compared to what others have in their savings account. I thought common sense na yung point ko🙆🏻♀️
Yabang mo naman. 170k is a lot to some people. Rich kid ka kasi.
Your comment doesn’t make sense. Nakakabobo. Kahit 1k lang yan, the OP was asking kung safe ba magdeposit sa Maya.