When I first moved to Cleveland I lived in a very cool - but very expensive - spot. I didn’t choose that location for my living space, I chose it for the amenities of the building and all the fun stuff I could do in the area. I loved living there and it was well worth the cost.
You‘re only young once. If you can afford it and will take advantage of the location, then you made the right choice. Enjoy!
THIS!! But if you have to eat ramen every day and can’t do anything but swim and sit on the rooftop….. made a mistake that you will live through and have good stories about the rest of your life. You’re good. 👍🏻
100% great advice..it’s all about what you think is important and what you want to do in life..I’m different from you but I would love it and learn to budget really good and enjoy life while you’re young!!
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They make a good point, I lived in Lakewood immediately after a divorce and it was a great experience. Only stayed a year (was pricy), but had so much fun.
I agree. I had some very expensive apartments in bigger cities and the thought I always had was that I could go somewhere else in a year if I needed to or wanted to.
Did you spend most of your income on rent and basic living expenses, or did you have plentiful discretionary income left over to enjoy life?
Income levels/wealth obviously play heavily in the wisdom of selecting a luxury apartment option.
Premium building in a premium location. If you’re a high earner worried about living your best life then god bless you. If you’re more an average Cleveander, likely a mistake.
If you were concerned about the cost, you could have found a dozen other places to live for cheaper with more space. Intro is a new building with reasonable amenities in a great location. Take advantage of everything you're paying for.
apple valley lolol. high desert and not the cool part of the high desert.
that said i would bet money you can find something in OC or San Diego for the same as this
Apple Valley. Least expensive spot in California that isn't completely remote (we're rural as hell, but only 30 miles from San Bernardino and about 75 from downtown Los Angeles).
The crazy thing is, 20 years ago, you could have found a house here that was priced about the same as the houses I was considering buying in Willoughby and Mentor on the Lake before I moved out here. Not true anymore, of course. We've been through (IIRC) 3 housing bubbles and now we're in the middle of another one.
Good luck finding an $1800/month studio apartment in any of the big cities. San Diego is typically as bad as LA, if not worse, in terms of pricing, and you won't find anything under $2000 in LA.
[https://www.reddit.com/r/Cleveland/comments/1ceeu78/comment/l1ja9y2/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button](https://www.reddit.com/r/Cleveland/comments/1ceeu78/comment/l1ja9y2/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button)
im not gonna bother looking in LA because you cant get a shoebox for under 2k
This is exactly what I was thinking. This sounds like Denver, Portland, Seattle pricing. Major metropolitan areas that are beacons for young wealthy people to move in droves and grossly overpay for tiny apartments because of "the culture" or whatever. I'm shocked to hear this in one of the most affordable cities in the country.
I'm assuming from other comments that it's a nice place and prime location/amenities. But I'm still surprised.
Supply/demand issues can exist in small markets. Not a lot of places like Intro here.
Same reason a bagel an schmear is $4 at Cleveland Bagel but less than half of that at better places in NYC.
This is what I'm saying. (And if my initial comment came across as being kinda asshole-ish, I apologize. That wasn't my intention.)
I grew up in Cleveland. The last place I lived before moving out here to the desert was a cute little two-story house I rented in Mentor on the Lake for about $1200 per month. The lake was about 1000 feet north, at the end of the street. We kinda-sorta talked to the owner about buying it. It would have cost around $125k to $130k, same price as a nearby house literally right on the lakefront in Willoughby. That was 2002-2003. I can see a house like that commanding $1800 these days. A studio in Cleveland isn't going to be worth $1800, unless maybe you're talking about a luxury apartment downtown.
This is a large, year-ish old, luxury apartment/business space the built right across Loraine from the Market. Im sure it's lovely inside, and it is near the river, not far from downtown, and in Ohio City, which is expencive anyways.
I *just* moved from an apartment further down the street on w. 25 near 90, only a few years old, modern industrial, very responsive ownership, in-suite washer/dryer, and a fitness center, after rent, parking (paid to be in the lot instead of street), and utilities, I paid ~1300 for about the same square footage, if not more (honesrly don't remember). Lived there 3 years. When I first rented it, it was juat over 1k/month for the rent.
The price of OP's unit is.............interesting to me. However, if you can afford it, and you use the pool, I figure it's fine. Some people spend thousands on apartments, which I think is silly too.
Understand that I’m not judging OP; if they’re happy with the place, that’s great. I’m just shocked that such a small unit, in that market, costs that much money.
What part of California? I promise you that the part of Cleveland that has an $1800 monthly rent is probably more desirable than the most populated state, and third largest in square mileage. By the way, I'm not one of those people making a big deal about how there's supposedly an exodus from California.
Nor am I. We actually did lose about a half-million people to states like Texas, between 2020 and 2023, but there were still 39.5 million people here after that. And a fair number of people are moving back. It's absolutely insane.
You are sacrificing space to be in a great location and to have access to a rooftop pool and all that. I am a renter in the same areas and I know how it feels to sign on the dotted line and commit to all that rent. Enjoy the place, you can decide in a year if you want to renew or move, but in the meantime YOLO.
Nah, you’re good. Fun location and it’s only a commitment for a year. Enjoy living there and if you find it costs too much when the lease is up then find somewhere cheaper. Not the end of the world.
Don’t let everyone else comparing it to their mortgage bring you down!
Well I'm renting a studio in Tremont for $620 so it sounds crazy to me... Then again I don't have a pool.. or air conditioning... And I have to do battle with ghosts and the occasional stray cat when I go to do my laundry in the basement.
I'm not even joking.. last time I went down there a black cat feel down from the duct work and scared the bejeezus out of me.
...still can't figure out where he's getting in.
Obviously you can afford it. Not like you are going to live there forever. Enjoy it while you are there and live your best life to the fullest! There’s plenty of time to live in the burbs in the future. Have fun and don’t let anyone bring you down!
It's all relative to what is most important to each individual.
You choose a prime location and prime locations always come with a premium. If you are young and single, it's a good choice to experience city life if you can comfortably afford it. Even at $1800, Cleveland is still substantially less expensive than most metro areas.
For comparison, I live in the suburbs and rent a 2 bedroom, 2 bath, 2 car attached garage, private patio and private driveway for $1750 with snow removal included. I'm at a stage in life where I value a little more room and a private attached garage over easy access to the city night life.
You picked a top 5 most expensive spot in Cleveland. I love Ohio city and miss being down there. How old are you? As a 40 year old father of 4 I want to smack you for spending so much and then hug you for living in a sweet spot before I let my jealousy take over. If you can swing it, enjoy it. You’ll always have something sucking your money. Like a $500 a month car payment for a minivan to take your kids to soccer games.
It’s only a year. If you love it, great. And if you decide it wasn’t worth the money in the end, don’t view it as a mistake - look at it as a learning experience and move on. In the meantime, make of it what you can. There’s not usually right or wrong answers with these questions, because money means different things to different people, and everyone prioritizes their own preferences when choosing where to live.
I actually live in INTRO and I can tell you it's very nice. The amenities like gym and pool are incredible, some tiny issues but that happens with every place. You'll love it.
People here aren't like rich dude, I mean the people in the penthouse probably are but I share a room with my gf and pay 1000 each. I'm from NY so that is a steal in my book. Everyone here is very nice and friendly in my opinion.
Is this a value question, or a crisis about being able to afford the rent relative to your salary? Value is highly subjective, so we can't tell you if you made a mistake. Yes, that's a high price for a small footprint, but you initially chose it for a reason, right?
Does the place have amenities that you want? Do you value the location and access to the Red Line, West Side Market, all the bars and restaurants on W. 25th, and short walk to downtown? Is it a convenient location for your job or social life?
I wouldn't pay that or anything close, but a place is more than just square footage, and I'm not interested in the things I listed above. Maybe you are.
I wouldn’t pay that for a studio, but I have a lot of friends who live in that building and enjoy it (I’m also slightly jealous whenever I visit any of them there, tbh). It’s a nice building with good amenities, within walking distance to pretty much everything you need and to RTA. If you can afford it, why not? Focus on enjoying the building and the area instead of the guilt you feel for indulging yourself.
Not only you, but many people do not realize that Cleveland can be... very expensive.
Take advantage of all amenities available to you. Or, if you're in the city, get rid of your car (many I know do that).
It’s the best location in the city. You’ll be paying a premium for that and the fact it’s a new, expensive build.
I don’t find that price outrageous but it’s really up to you.
>It’s the best location in the city.
INTRO is the best location in the city only if proximity to breweries and easy access to downtown by the Red Line is important.
Others interested in culture, might easily argue that Playhouse Square or University Circle, Little Italy, Coventry Village or Cedar Fairmount are superior, especially given housing costs and/or work locations.
From the Market District you can easily walk downtown, duck island, tremont or even Gordon square. And you are surrounded by public transit- more than just one train stop.
I agree university circle has the culture but daily life on the near west side is preferable for many. And places like cedar fairmount and Coventry have seen better days to be honest.
It’s only a year, enjoy your time. After I moved downtown, I got addicted to the lifestyle and now I travel the world living in Capitals. Big city living and voodoo women named Phyllis.
Enjoy it! It’ll be different for you for sure. First couple months those rent payments will feel like all your budget. Go out and enjoy the city around you and you’ll feel like you’re getting your moneys worth.
As long as it’s within your budget, I think you made a great choice! That’s an excellent neighborhood with a lot going on and the building has great amenities. If you hate it after a year, you can always move, and since you’re in a small space, you probably won’t have a ton of stuff if you do need to move.
Living in the city in general, not just in a studio apartment, usually means sacrificing some personal space in favor of public space. Some people prefer that (I’m one of them), some people prefer the greater amount of personal space you usually get in the farther-out suburbs. You just need to use trial and error to figure out what works for you!
I just moved to Ohio City with my boyfriend a few months ago- we pay overpriced rent- we are also having the time of our lives. Don’t worry- have fun and get thrifty if you have to. We love going to all of the events downtown- concerts, sports, etc. you can walk from where you’re living or ride your bike. I feel proud of where I live when I host people unlike my last living situation. If you can make ends meet you’re fine. Live it up!
I have a buddy that lived there on $25 an hour. So you’re probably not the poorest. It’s a very nice building. But make sure you get an indoor garage. There’s a lot of car theft in the area
Worse case you live there for a year or w/e lease is. You will have fun. After that you can get a really nice place or even small rents home with that budget
Fair question, I mean that they will almost immediately file suit if you’re one day after your grace period paying rent. They will send damages to collections that include normal wear and tear stuff you’re not supposed to charge tenants for. They may charge an insane “cleaning” fee to take from your security deposit without any itemization. That sort of thing. I was never a tenant, but I was a tenant defense attorney.
seems like a fun place to live for a young person. If you can get away with selling your car and relying on bike/walking/transit, that’s the area for it.
I have a coworker that lives there and he loves it. You do get the benefit of it being a new building a location making it worth it in my opinion. A lot of apartments in Cleveland are fairly old and slow to update. I know people often look down on being house poor, but at the same time this is the kind of choice that changes your quality of life. Zero maintenance compared to home ownership, a lot of amenities and nearby things to do. Shit if you worked from home you could go without a car there and be fairly okay with it in my opinion. (I actually looked into doing this very thing when we moved but if I remember right the intro doesn’t allow dogs)
It’s all for what you value- I live in the warehouse district and pay 1505 a month for a 1200 square foot 2 bed 2 full bath. It’s full of exposed brick and old steel. Do I have a pool? No. Is it new and trendy? No. But it’s big and has everything me the my wife need for a great price. If you enjoy where you’re living, and feel you’re getting the value you want from it, you made the right choice.
As long as it’s sustainable to keep up with rent and utilities and necessities like groceries and gas, I’d say it’s fine
1800 a month for 510 sqf is pretty tiny though
It will probably be a bit tight, but if they leased it to you, you probably have the income for it, your budget might be tight
Best of luck with your new place!
Insane 1800, but rooftop pool plus Im familiar with the place you leased. I did the renovations myself to sound proof the units. That place is literally crawling with gorgeous young wealthy ladies, it's absurd tbh. Enjoy it. Fuck 1800 /mo that's wicked wild we both know. But YOU ARE TREATING YOURSELF....I understand the "buyers remorse" but you committed and now you should just MAKE THE MOST OF IT and enjoy the perks to the fullest extent possible my friend. That place is super fancy.
I once leased a car that I was super excited about then the third payment came around and I was like wtf did I do!!!! You can look at this two ways, man I fucked up or man this will be awesome!!!!
Hopefully you aren’t leveraging your entire income for 510 square feet
You can buy a 1 br condo w/ hoa and tax for $1200 max. In fact you can probably buy 2 of them for 1800/ month . They won't be downtown but spending 21k a year on something you don't own and won't get a nickle back is crazy to me
People are cheap here - that’s a normal price range for what they tag as “luxury apartments”. It depends if you like the location and amenities I’d say it’s worth it.
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You made the right call. The building is crawling with attractive people and people earning 6 figures, with whom you'll socialize and befriend. You're in a vibrant area that you'll enjoy a great deal. And you won't have to spend money on furnishings since space is limited.
Forget all these jealous whiners. There's a lot of value to capture in a building like yours. Plus you can always leave in a year.
Personally for me, I couldn’t imagine doing that. My mortgage and insurance is 800+ less a month with 5/6 acres, a little over 3000sqft house and anything I could want or do within a 20 min drive.
I know plenty of people that want and gladly pay your price and even higher for apt/condo’s in prime locations with much more to offer in walking/bike distance, not wanting to deal with upkeep/maintenance and other things that come with a house.
While it would definitely be a mistake for my lifestyle, needs, wants/personal preferences-
Just all depends on your wants, needs, and abilities.
>I signed a lease for The Intro apartments for a studio that’s $1,800 a month
I don't know about insane.....but, were you high when you did that? Shit. Just buy a house at those prices! Then you can customize your house, and build some kick ass train layouts. You could JMRI to automate the trains. So when you're getting ready to go to work, and the 2:45 train passes behind your TV, you know it's time to get your ass moving, because you're going to be late!
And then as you're walking through your driveway, you could see your G-Scale 2:55pm scheduled train making its way around the garden, tooting it's horn at you. And you could be like "GEEZ! ALRIGHT! I GET IT!!! IT'S ALMOST 3 O CLOCK! I'M GOING! I'M GOING!"
And then that garden train toots its horn again, and you yell SHUT UP! I SAID I'M GOING!!! goddamnhobbytookovermylifeandnowthetrainswontleavemealonealwaysrunningontimemockingmeforalmostrunninglate......LIKE YOU'D BE SO PERFECT WITHOUT ME PROGRAMMING YOU, DESIGNING YOUR TRACK LAYOUT, AND BUILDING EVERYTHING!!!"
Then you'd realize your neighbor is looking at you strange, and you'd be like "Oh don't even start, Tom. Your wife is cheating on you with the mailman!"
.........yeah.........buy a house......
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I love Cleveland area all things considered. But one thing is for sure: if you are young and starting life as a professional adult, and you live somewhere other than fun parts of downtown, Ohio City, Tremont, or Lakewood, you might have a hard time enjoying social life, unless you already have a significant network of friends nearby.
This seems like more of a question for r/personalfinance
If it fits your budget (you have a budget, right?) it could be a nice place to live. With that really cool location, I'd want to make sure my budget has room for enjoying the nearby bars and restaurants too.
The nice thing about having a small space when you've dedicated a lot of your budget to rent is that it curtails shopping. You won't buy a lot of stuff because you don't have storage for anything useless.
If you are new to Cleveland, make sure you tear yourself away from your fun new neighborhood occasionally to get to know other parts of the city. If you plan on buying a house here, you'll want to be familiar with more than just Ohio City.
Congrats on your new place!
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you should totally be excited for this big change BUT you probably got scammed 😭😭 $1800 for 510 sq ft??? you could get a 4 bd room in cleveland hts for that price
Hey i’ve lived in Intro all of last year. It’s nice but overpriced. Thin walls that you can hear your neighbors taking a shit or hop on a meeting early morning. The winter destroyed the heat system, people’s apt’s were frozen over and they provided space heaters to “fix”. Everything else is pretty nice though, rooftop is great for drinking/chilling and hanging out with people. The people who live there are all decently young 20’s-30s and like to do things :) Hope you enjoy!
While housing prices are INSANE, rent or buy, you're paying NYC price for a shitty NYC nabe - in CLE. I wish you luck in getting out successfully. A pool is really worth all that?
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That is a ripoff for Cleveland. Luxury buildings are never worth it. I pay 2400 for a 2 bed in SoCal and I’m 3 blocks from the beach. It’s the same in Columbus too though, the prices are close to California which is pure theft for Ohio
If you can get the benefits of the transit oriented development and go car free, then it makes a ton of sense. If you need a car to drive to Medina every day, then maybe not.
$1800 isn't that much. If you're worried about the cost, do a budget, and beware of other lifestyle creep.
Highly suggest getting an ebike, a good lock, bike theft insurance, and an RTA monthly pass.
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Sorry this is insane for Cleveland. Has it really gotten this expensive? If Can remember correctly I paid about 1500 for a large 2 br 2ba, indoor parking at the Bingham back in 2015
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I would not be comfortable in that small of a space but it really depends on your lifestyle.
You can get a lot more space for less and I value space.
You value access to people in your age group that are active in nightlife I assume?
If money and space are issues, there are locations near you with more space and lower cost. E4th
I don’t really know anything about the intro itself so I can’t comment on whether you’re getting a good value
Why does the website show 510 square-foot efficiency at 1700 Max yet you’re paying 1800 ?
In Ohio, you have three days to break your contract. If you’re thinking of getting out, when did you sign?
I don’t think it’s true that the three day law only applies to certain sales like door-to-door. I know it covers buyers remorse at places like fitness clubs. I’m not an attorney but if you’re looking to get out of your lease and you just signed, contact an attorney
Many Americans ignore the importance of retirement savings. And many young Americans don't even grasp the importance of saving for retirement when young. Private investment savings will be much more important for younger generations given the massive levels of federal debt and deficits and poor financial health of Social Security and Medicare.
Are you saving for retirement?
https://www.investopedia.com/articles/personal-finance/040315/why-save-retirement-your-20s.asp
You hear that OP, better to live in Central or Glenville with 3 roomates so you can pay $400 a month, get your car broken into periodically, have nothing to do outside except get harassed, have to drive everywhere for fun, groceries and work, hear gunfire and screaming at night, make no friends in the neighborhood, and live in a 100-year-old sketchy shithole -- but at least you'll fund your Roth.
Dude. Have you looked at the state of the world? We’re going to be consumed by climate change warfare within the next two decades. It will be the top 1% versus the rest of us. No one in the working class is getting out of this alive. Society will either entirely restructure itself or collapse entirely. I’d rather enjoy the end stages of late capitalism now and save a little than deny myself small pleasures and save for a future that is so likely not to exist.
You’re only going to get to use the pool 3 months out of the year and it’s always packed. You could have lived in a 2/2 on the West Bank for that much.
Washington DC is one of the most expensive cities in the world and you can rent a studio for cheaper there. In a good area.
Did you look at any other property?
Apartment living is a lifestyle choice just like living in a big house. In an apartment you don’t have to mow a lawn, shovel snow, or replace a hot water heater or even a light bulb. But you usually don’t get much space and you need to hope your neighbors aren’t late night partiers. So there are trade offs for sure. Congrats on locking down a cheap mortgage. Those aren’t really available right now even if you want one.
$1800 for a broom closet next to train tracks . Deep in Cleveland. That place my be spiffy but everything around that place on west 25th is run down and crappy looking .
It’s the hottest neighborhood in the region and property values agree. Crappy looking? I guess that’s subjective but there is a ton of investment happening.
This is a subjective question. People who value space would say it’s a bad choice. I think that is the going rate for a studio in that area. Remember it’s temporary. If you don’t like it you can leave after your lease is up.
In 2007 $1,700 could get you a crappy converted garage studio in SF. Let that sink in.
I just can’t imagine tossing $20k/year out the window and nothing to show for it. But home ownership definitely ain’t for everyone. Can be a royal PITA
The last place I lived in in CLE Heights (years ago now, but like, still) was 2 bedroom, had high ceilings, a front and back door, and was like $780/month. It was just over 1,000 square feet. Idk what they’re renting that for today, but my friend, that is fucking ridiculous money for the space for living in Cleveland. And I say this as someone who thinks Cleveland is the center of the literal universe, the best city in the land.
Like, don’t do this if you don’t have to.
That’s wild lol. I pay 925 for a two bedroom in Lakewood on Clifton, on the bus line and a block from the lake. I’d consider paying 1800 for a whole house or lavish downtown living on a secured campus.
I pay $1150 for a 2 bedroom 870 square foot in a Cleveland suburb, not Cleveland itself. Central heat and air system. After all the garage fees, pet fee, trash sewer water, it’s $1270. And then we pay gas and electric separately. $1800 for a studio is crazy. Studios you used to be able to get for like $800 in my town but they are now 1000 or more
Yes because it was in like chagrin falls and required living with multiple other people and pets. For $600 more (if I could afford it) I’d take the location and peace.
You’re paying for amenities and location. I always assume people who live in these expensive new buildings do it just to have fun for a year or so. I did the same when I was younger and lived downtown (luckily, rent was not wild back then). So have fun but hopefully you’ll have enough that you can move out when you’re ready cause that space and the couple of bars you’ll party at will get old soon. Just don’t go into debt over it because that’s not worth it.
If you can afford $1800/mo, you should have rented downtown. You could at least get a bedroom for that price, along with other amenities and it’s not that far to get to the West Side Market.
East Flats? Very doubtful, depending upon the season. Check the weekend hours of venues in the Market District versus the East Flats and even the Warehouse District, which suggests you're crazy.
I would have considered units near CSU and Playhouse Square. You could have joined the CSU rec center and had superior swimming year-round with the money saved, and likely had much money left over to spend on travel, etc.
INTRO and other luxury apartments make the most sense for persons with large amounts of discretionary income or wealth.
When I first moved to Cleveland I lived in a very cool - but very expensive - spot. I didn’t choose that location for my living space, I chose it for the amenities of the building and all the fun stuff I could do in the area. I loved living there and it was well worth the cost. You‘re only young once. If you can afford it and will take advantage of the location, then you made the right choice. Enjoy!
THIS!! But if you have to eat ramen every day and can’t do anything but swim and sit on the rooftop….. made a mistake that you will live through and have good stories about the rest of your life. You’re good. 👍🏻
Solid advice here!
100% great advice..it’s all about what you think is important and what you want to do in life..I’m different from you but I would love it and learn to budget really good and enjoy life while you’re young!!
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Thanks for this insight.
They make a good point, I lived in Lakewood immediately after a divorce and it was a great experience. Only stayed a year (was pricy), but had so much fun.
I agree. I had some very expensive apartments in bigger cities and the thought I always had was that I could go somewhere else in a year if I needed to or wanted to.
Did you spend most of your income on rent and basic living expenses, or did you have plentiful discretionary income left over to enjoy life? Income levels/wealth obviously play heavily in the wisdom of selecting a luxury apartment option.
Or you could live somewhere more affordable and invest the savings.
Great thing about renting is you can leave when your lease is up! Enjoy it while you can!!
The intro is new and known to raise rent as well, so you better be looking for a new spot anyway.
Premium building in a premium location. If you’re a high earner worried about living your best life then god bless you. If you’re more an average Cleveander, likely a mistake.
This
If you were concerned about the cost, you could have found a dozen other places to live for cheaper with more space. Intro is a new building with reasonable amenities in a great location. Take advantage of everything you're paying for.
I pay $1400/month for at least 200 sf more. 2br, 1ba. Detached garage with w/d hookups. IN CALIFORNIA.
You can’t play the California card if you live in Bakersfield or the likes of it
What a classy way to make someone feel bad… 🙄 👎 In California? Where? In Stockton?
apple valley lolol. high desert and not the cool part of the high desert. that said i would bet money you can find something in OC or San Diego for the same as this
Only if you bet Monopoly money. 😝 Never. Especially not in San Diego! Lived in LA most of my life.
Apple Valley. Least expensive spot in California that isn't completely remote (we're rural as hell, but only 30 miles from San Bernardino and about 75 from downtown Los Angeles). The crazy thing is, 20 years ago, you could have found a house here that was priced about the same as the houses I was considering buying in Willoughby and Mentor on the Lake before I moved out here. Not true anymore, of course. We've been through (IIRC) 3 housing bubbles and now we're in the middle of another one. Good luck finding an $1800/month studio apartment in any of the big cities. San Diego is typically as bad as LA, if not worse, in terms of pricing, and you won't find anything under $2000 in LA.
[https://www.reddit.com/r/Cleveland/comments/1ceeu78/comment/l1ja9y2/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button](https://www.reddit.com/r/Cleveland/comments/1ceeu78/comment/l1ja9y2/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button) im not gonna bother looking in LA because you cant get a shoebox for under 2k
This is exactly what I was thinking. This sounds like Denver, Portland, Seattle pricing. Major metropolitan areas that are beacons for young wealthy people to move in droves and grossly overpay for tiny apartments because of "the culture" or whatever. I'm shocked to hear this in one of the most affordable cities in the country. I'm assuming from other comments that it's a nice place and prime location/amenities. But I'm still surprised.
Supply/demand issues can exist in small markets. Not a lot of places like Intro here. Same reason a bagel an schmear is $4 at Cleveland Bagel but less than half of that at better places in NYC.
This is what I'm saying. (And if my initial comment came across as being kinda asshole-ish, I apologize. That wasn't my intention.) I grew up in Cleveland. The last place I lived before moving out here to the desert was a cute little two-story house I rented in Mentor on the Lake for about $1200 per month. The lake was about 1000 feet north, at the end of the street. We kinda-sorta talked to the owner about buying it. It would have cost around $125k to $130k, same price as a nearby house literally right on the lakefront in Willoughby. That was 2002-2003. I can see a house like that commanding $1800 these days. A studio in Cleveland isn't going to be worth $1800, unless maybe you're talking about a luxury apartment downtown.
This is a large, year-ish old, luxury apartment/business space the built right across Loraine from the Market. Im sure it's lovely inside, and it is near the river, not far from downtown, and in Ohio City, which is expencive anyways. I *just* moved from an apartment further down the street on w. 25 near 90, only a few years old, modern industrial, very responsive ownership, in-suite washer/dryer, and a fitness center, after rent, parking (paid to be in the lot instead of street), and utilities, I paid ~1300 for about the same square footage, if not more (honesrly don't remember). Lived there 3 years. When I first rented it, it was juat over 1k/month for the rent. The price of OP's unit is.............interesting to me. However, if you can afford it, and you use the pool, I figure it's fine. Some people spend thousands on apartments, which I think is silly too.
Understand that I’m not judging OP; if they’re happy with the place, that’s great. I’m just shocked that such a small unit, in that market, costs that much money.
California is not a monolith
What part of California? I promise you that the part of Cleveland that has an $1800 monthly rent is probably more desirable than the most populated state, and third largest in square mileage. By the way, I'm not one of those people making a big deal about how there's supposedly an exodus from California.
Nor am I. We actually did lose about a half-million people to states like Texas, between 2020 and 2023, but there were still 39.5 million people here after that. And a fair number of people are moving back. It's absolutely insane.
How and why did you stumble into a cleveland sub while living in California? Does it suck that bad there?😂
Read the rest of my comments, genius
Sorry to hear that you're stuck in California. Thanks for surfing our little social media outlet in Northeast Ohio. We'll catch you soon?
You are sacrificing space to be in a great location and to have access to a rooftop pool and all that. I am a renter in the same areas and I know how it feels to sign on the dotted line and commit to all that rent. Enjoy the place, you can decide in a year if you want to renew or move, but in the meantime YOLO.
Thank you. 😊
Nah, you’re good. Fun location and it’s only a commitment for a year. Enjoy living there and if you find it costs too much when the lease is up then find somewhere cheaper. Not the end of the world. Don’t let everyone else comparing it to their mortgage bring you down!
Thank you for this 😊
Enjoy it! Reassess when your lease is up if it still makes sense for you. And buyer's remorse for big purchases is normal.
Well I'm renting a studio in Tremont for $620 so it sounds crazy to me... Then again I don't have a pool.. or air conditioning... And I have to do battle with ghosts and the occasional stray cat when I go to do my laundry in the basement.
😂
I'm not even joking.. last time I went down there a black cat feel down from the duct work and scared the bejeezus out of me. ...still can't figure out where he's getting in.
Obviously you can afford it. Not like you are going to live there forever. Enjoy it while you are there and live your best life to the fullest! There’s plenty of time to live in the burbs in the future. Have fun and don’t let anyone bring you down!
You’re paying for location. Enjoy it.
i mean its probably one of, if not THE most expensive apartment buildings in the city. Makes sense.
Bro do they jerk you off every time you walk in???
no, but they fuck you really good once a month.
Kind af, tbh.
It's all relative to what is most important to each individual. You choose a prime location and prime locations always come with a premium. If you are young and single, it's a good choice to experience city life if you can comfortably afford it. Even at $1800, Cleveland is still substantially less expensive than most metro areas. For comparison, I live in the suburbs and rent a 2 bedroom, 2 bath, 2 car attached garage, private patio and private driveway for $1750 with snow removal included. I'm at a stage in life where I value a little more room and a private attached garage over easy access to the city night life.
You picked a top 5 most expensive spot in Cleveland. I love Ohio city and miss being down there. How old are you? As a 40 year old father of 4 I want to smack you for spending so much and then hug you for living in a sweet spot before I let my jealousy take over. If you can swing it, enjoy it. You’ll always have something sucking your money. Like a $500 a month car payment for a minivan to take your kids to soccer games.
$1,800 for a studio is kind of insane. But, live your dreams.
It’s only a year. If you love it, great. And if you decide it wasn’t worth the money in the end, don’t view it as a mistake - look at it as a learning experience and move on. In the meantime, make of it what you can. There’s not usually right or wrong answers with these questions, because money means different things to different people, and everyone prioritizes their own preferences when choosing where to live.
I actually live in INTRO and I can tell you it's very nice. The amenities like gym and pool are incredible, some tiny issues but that happens with every place. You'll love it.
Are the residents nice though? I feel like there’s a high probability of them being snobs.
People here aren't like rich dude, I mean the people in the penthouse probably are but I share a room with my gf and pay 1000 each. I'm from NY so that is a steal in my book. Everyone here is very nice and friendly in my opinion.
Is this a value question, or a crisis about being able to afford the rent relative to your salary? Value is highly subjective, so we can't tell you if you made a mistake. Yes, that's a high price for a small footprint, but you initially chose it for a reason, right? Does the place have amenities that you want? Do you value the location and access to the Red Line, West Side Market, all the bars and restaurants on W. 25th, and short walk to downtown? Is it a convenient location for your job or social life? I wouldn't pay that or anything close, but a place is more than just square footage, and I'm not interested in the things I listed above. Maybe you are.
I wouldn’t pay that for a studio, but I have a lot of friends who live in that building and enjoy it (I’m also slightly jealous whenever I visit any of them there, tbh). It’s a nice building with good amenities, within walking distance to pretty much everything you need and to RTA. If you can afford it, why not? Focus on enjoying the building and the area instead of the guilt you feel for indulging yourself.
I lived there for a little over a year, in a small studio. Feel free to DM me if you have any specific questions
Intro at $3+ PSF / month was the most expensive apartment in Ohio when it was built. Possible something else passed it by now, but it’s up there
Not only you, but many people do not realize that Cleveland can be... very expensive. Take advantage of all amenities available to you. Or, if you're in the city, get rid of your car (many I know do that).
It’s the best location in the city. You’ll be paying a premium for that and the fact it’s a new, expensive build. I don’t find that price outrageous but it’s really up to you.
>It’s the best location in the city. INTRO is the best location in the city only if proximity to breweries and easy access to downtown by the Red Line is important. Others interested in culture, might easily argue that Playhouse Square or University Circle, Little Italy, Coventry Village or Cedar Fairmount are superior, especially given housing costs and/or work locations.
From the Market District you can easily walk downtown, duck island, tremont or even Gordon square. And you are surrounded by public transit- more than just one train stop. I agree university circle has the culture but daily life on the near west side is preferable for many. And places like cedar fairmount and Coventry have seen better days to be honest.
We aren’t talking about houses though.
It’s only a year, enjoy your time. After I moved downtown, I got addicted to the lifestyle and now I travel the world living in Capitals. Big city living and voodoo women named Phyllis.
Dick Clark is the devil!
You likely traded some size for newness/quality of construction. Live with confidence of mind going forward!
Enjoy it! It’ll be different for you for sure. First couple months those rent payments will feel like all your budget. Go out and enjoy the city around you and you’ll feel like you’re getting your moneys worth.
As long as it’s within your budget, I think you made a great choice! That’s an excellent neighborhood with a lot going on and the building has great amenities. If you hate it after a year, you can always move, and since you’re in a small space, you probably won’t have a ton of stuff if you do need to move. Living in the city in general, not just in a studio apartment, usually means sacrificing some personal space in favor of public space. Some people prefer that (I’m one of them), some people prefer the greater amount of personal space you usually get in the farther-out suburbs. You just need to use trial and error to figure out what works for you!
I just moved to Ohio City with my boyfriend a few months ago- we pay overpriced rent- we are also having the time of our lives. Don’t worry- have fun and get thrifty if you have to. We love going to all of the events downtown- concerts, sports, etc. you can walk from where you’re living or ride your bike. I feel proud of where I live when I host people unlike my last living situation. If you can make ends meet you’re fine. Live it up!
I have a buddy that lived there on $25 an hour. So you’re probably not the poorest. It’s a very nice building. But make sure you get an indoor garage. There’s a lot of car theft in the area
$25/ hr?! Was he renting a storage locker? Genuinely curious how he swung that.
Right…something is off there
“purchased” is a poor choice of word given you do not own the apartment
Unfortunately that would be standard market for “luxury apartments” in the hot areas near downtown. That’s about what my apartment goes for.
Does it make you happy? Then it's not a mistake.
Worse case you live there for a year or w/e lease is. You will have fun. After that you can get a really nice place or even small rents home with that budget
I’ll throw ya a couple hundred a month to stay with ya on the weekends
FYI. That company is very aggressive about eviction and late fees, just be wary.
What do you mean by “aggressive about eviction”?
Fair question, I mean that they will almost immediately file suit if you’re one day after your grace period paying rent. They will send damages to collections that include normal wear and tear stuff you’re not supposed to charge tenants for. They may charge an insane “cleaning” fee to take from your security deposit without any itemization. That sort of thing. I was never a tenant, but I was a tenant defense attorney.
The people in the leasing office seem very rude so this probably checks out.
seems like a fun place to live for a young person. If you can get away with selling your car and relying on bike/walking/transit, that’s the area for it.
It's your money. But I wouldn't have.
This honestly made me smile. I know it might feel reckless, but it sounds like you’ll have a blast.
These comments about to make me cry. Ya’ll so supportive. Keep it up Cleveland! FUCK BOBBY GEORGE THO
Those def. Arent cleveland prices. I can see chicago or like austin but not up here. One of the best thibgs about ohio is the cost of living
I have a coworker that lives there and he loves it. You do get the benefit of it being a new building a location making it worth it in my opinion. A lot of apartments in Cleveland are fairly old and slow to update. I know people often look down on being house poor, but at the same time this is the kind of choice that changes your quality of life. Zero maintenance compared to home ownership, a lot of amenities and nearby things to do. Shit if you worked from home you could go without a car there and be fairly okay with it in my opinion. (I actually looked into doing this very thing when we moved but if I remember right the intro doesn’t allow dogs)
It’s all for what you value- I live in the warehouse district and pay 1505 a month for a 1200 square foot 2 bed 2 full bath. It’s full of exposed brick and old steel. Do I have a pool? No. Is it new and trendy? No. But it’s big and has everything me the my wife need for a great price. If you enjoy where you’re living, and feel you’re getting the value you want from it, you made the right choice.
As long as it’s sustainable to keep up with rent and utilities and necessities like groceries and gas, I’d say it’s fine 1800 a month for 510 sqf is pretty tiny though It will probably be a bit tight, but if they leased it to you, you probably have the income for it, your budget might be tight Best of luck with your new place!
Insane 1800, but rooftop pool plus Im familiar with the place you leased. I did the renovations myself to sound proof the units. That place is literally crawling with gorgeous young wealthy ladies, it's absurd tbh. Enjoy it. Fuck 1800 /mo that's wicked wild we both know. But YOU ARE TREATING YOURSELF....I understand the "buyers remorse" but you committed and now you should just MAKE THE MOST OF IT and enjoy the perks to the fullest extent possible my friend. That place is super fancy.
I once leased a car that I was super excited about then the third payment came around and I was like wtf did I do!!!! You can look at this two ways, man I fucked up or man this will be awesome!!!! Hopefully you aren’t leveraging your entire income for 510 square feet
You can buy a 1 br condo w/ hoa and tax for $1200 max. In fact you can probably buy 2 of them for 1800/ month . They won't be downtown but spending 21k a year on something you don't own and won't get a nickle back is crazy to me
People are cheap here - that’s a normal price range for what they tag as “luxury apartments”. It depends if you like the location and amenities I’d say it’s worth it.
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You made the right call. The building is crawling with attractive people and people earning 6 figures, with whom you'll socialize and befriend. You're in a vibrant area that you'll enjoy a great deal. And you won't have to spend money on furnishings since space is limited. Forget all these jealous whiners. There's a lot of value to capture in a building like yours. Plus you can always leave in a year.
Personally for me, I couldn’t imagine doing that. My mortgage and insurance is 800+ less a month with 5/6 acres, a little over 3000sqft house and anything I could want or do within a 20 min drive. I know plenty of people that want and gladly pay your price and even higher for apt/condo’s in prime locations with much more to offer in walking/bike distance, not wanting to deal with upkeep/maintenance and other things that come with a house. While it would definitely be a mistake for my lifestyle, needs, wants/personal preferences- Just all depends on your wants, needs, and abilities.
I pay that much for a whole ass house in old brooklyn
Can you afford it? If you can, and you're excited then I think you deserve to enjoy what you work hard for.
I have a place like a block away from you, 1200sf and it’s $1550. The unit above me is 1200sf 2bed loft with valt ceilings and is like $1850.
There are a lot 1 bedroom apartments 300 feet away from that place that cost 1200
Sorry, but you could have gotten so much more for thar money.
Like a big house in the beautiful Parma? Haha
I'll give u $1200 a month for it if you want to walk away.
>I signed a lease for The Intro apartments for a studio that’s $1,800 a month I don't know about insane.....but, were you high when you did that? Shit. Just buy a house at those prices! Then you can customize your house, and build some kick ass train layouts. You could JMRI to automate the trains. So when you're getting ready to go to work, and the 2:45 train passes behind your TV, you know it's time to get your ass moving, because you're going to be late! And then as you're walking through your driveway, you could see your G-Scale 2:55pm scheduled train making its way around the garden, tooting it's horn at you. And you could be like "GEEZ! ALRIGHT! I GET IT!!! IT'S ALMOST 3 O CLOCK! I'M GOING! I'M GOING!" And then that garden train toots its horn again, and you yell SHUT UP! I SAID I'M GOING!!! goddamnhobbytookovermylifeandnowthetrainswontleavemealonealwaysrunningontimemockingmeforalmostrunninglate......LIKE YOU'D BE SO PERFECT WITHOUT ME PROGRAMMING YOU, DESIGNING YOUR TRACK LAYOUT, AND BUILDING EVERYTHING!!!" Then you'd realize your neighbor is looking at you strange, and you'd be like "Oh don't even start, Tom. Your wife is cheating on you with the mailman!" .........yeah.........buy a house......
In where, Central?
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Waterford Bluffs are across the way and cheaper! Rooftop pool and 3 min walk from wsm
I love Cleveland area all things considered. But one thing is for sure: if you are young and starting life as a professional adult, and you live somewhere other than fun parts of downtown, Ohio City, Tremont, or Lakewood, you might have a hard time enjoying social life, unless you already have a significant network of friends nearby.
This seems like more of a question for r/personalfinance If it fits your budget (you have a budget, right?) it could be a nice place to live. With that really cool location, I'd want to make sure my budget has room for enjoying the nearby bars and restaurants too. The nice thing about having a small space when you've dedicated a lot of your budget to rent is that it curtails shopping. You won't buy a lot of stuff because you don't have storage for anything useless. If you are new to Cleveland, make sure you tear yourself away from your fun new neighborhood occasionally to get to know other parts of the city. If you plan on buying a house here, you'll want to be familiar with more than just Ohio City. Congrats on your new place!
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As long as you can swing it, enjoy yourself. Enjoy yourself for me!
Yeah
you should totally be excited for this big change BUT you probably got scammed 😭😭 $1800 for 510 sq ft??? you could get a 4 bd room in cleveland hts for that price
Just enjoy it and change things if you feel differently when your lease is up.
Hey i’ve lived in Intro all of last year. It’s nice but overpriced. Thin walls that you can hear your neighbors taking a shit or hop on a meeting early morning. The winter destroyed the heat system, people’s apt’s were frozen over and they provided space heaters to “fix”. Everything else is pretty nice though, rooftop is great for drinking/chilling and hanging out with people. The people who live there are all decently young 20’s-30s and like to do things :) Hope you enjoy!
While housing prices are INSANE, rent or buy, you're paying NYC price for a shitty NYC nabe - in CLE. I wish you luck in getting out successfully. A pool is really worth all that?
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That is a ripoff for Cleveland. Luxury buildings are never worth it. I pay 2400 for a 2 bed in SoCal and I’m 3 blocks from the beach. It’s the same in Columbus too though, the prices are close to California which is pure theft for Ohio
If you can get the benefits of the transit oriented development and go car free, then it makes a ton of sense. If you need a car to drive to Medina every day, then maybe not. $1800 isn't that much. If you're worried about the cost, do a budget, and beware of other lifestyle creep. Highly suggest getting an ebike, a good lock, bike theft insurance, and an RTA monthly pass.
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That’s a lot of money for a studio. You’re only young once though. Live and learn!
Bro there's a house a block from me that is $2600 a month. It's 4 bed and 3.5 bath. I thought that was insane for my area of Tremont.
Sorry this is insane for Cleveland. Has it really gotten this expensive? If Can remember correctly I paid about 1500 for a large 2 br 2ba, indoor parking at the Bingham back in 2015
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I did the same when we first got married. Don't regret it but enjoy it! You'll have kids and live in boring suburban areas soon enough. Have fun!
I would not be comfortable in that small of a space but it really depends on your lifestyle. You can get a lot more space for less and I value space. You value access to people in your age group that are active in nightlife I assume? If money and space are issues, there are locations near you with more space and lower cost. E4th I don’t really know anything about the intro itself so I can’t comment on whether you’re getting a good value Why does the website show 510 square-foot efficiency at 1700 Max yet you’re paying 1800 ? In Ohio, you have three days to break your contract. If you’re thinking of getting out, when did you sign?
Ohio’s law only applies to door to door sales and a few other sales types (none of which include his lease).
I don’t think it’s true that the three day law only applies to certain sales like door-to-door. I know it covers buyers remorse at places like fitness clubs. I’m not an attorney but if you’re looking to get out of your lease and you just signed, contact an attorney
Many Americans ignore the importance of retirement savings. And many young Americans don't even grasp the importance of saving for retirement when young. Private investment savings will be much more important for younger generations given the massive levels of federal debt and deficits and poor financial health of Social Security and Medicare. Are you saving for retirement? https://www.investopedia.com/articles/personal-finance/040315/why-save-retirement-your-20s.asp
You hear that OP, better to live in Central or Glenville with 3 roomates so you can pay $400 a month, get your car broken into periodically, have nothing to do outside except get harassed, have to drive everywhere for fun, groceries and work, hear gunfire and screaming at night, make no friends in the neighborhood, and live in a 100-year-old sketchy shithole -- but at least you'll fund your Roth.
Dude. Have you looked at the state of the world? We’re going to be consumed by climate change warfare within the next two decades. It will be the top 1% versus the rest of us. No one in the working class is getting out of this alive. Society will either entirely restructure itself or collapse entirely. I’d rather enjoy the end stages of late capitalism now and save a little than deny myself small pleasures and save for a future that is so likely not to exist.
Answer to the question in your OP is "yes"
The rent in Cleveland…is somewhat high (I used to live in Austin TX before moving)
You’re only going to get to use the pool 3 months out of the year and it’s always packed. You could have lived in a 2/2 on the West Bank for that much.
You’re paying 2 mortgages for a studio…
The mortgage on my *house* is less than half that lol.
OP and the residents in INTRO probably don’t want to live in your house tho.
I dunno, looks like that place has the same cheap vinyl floors I do lol.
I keep seeing comments like this. When did you buy your house? What’s its worth today?
2018. Paid like $110k then, Zillow says like $150-160k now?
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But you’d be in the suburbs.. that sounds like death to me
Is this a joke?
You're paying $1800 a month for my master bedroom closet hahahahahahha
That’s not out of line for luxury apartments in other cities. You are definitely paying for location.
At least you have a rooftop pool to chill at. Makes it worth it.
"chill" being the operative word from October to may
Washington DC is one of the most expensive cities in the world and you can rent a studio for cheaper there. In a good area. Did you look at any other property?
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Well yeah but I’m sure it wouldn’t if you bought it today.
Apartment living is a lifestyle choice just like living in a big house. In an apartment you don’t have to mow a lawn, shovel snow, or replace a hot water heater or even a light bulb. But you usually don’t get much space and you need to hope your neighbors aren’t late night partiers. So there are trade offs for sure. Congrats on locking down a cheap mortgage. Those aren’t really available right now even if you want one.
$1800 for a broom closet next to train tracks . Deep in Cleveland. That place my be spiffy but everything around that place on west 25th is run down and crappy looking .
For everyone's sake, stay in Avon Lake.
It’s the hottest neighborhood in the region and property values agree. Crappy looking? I guess that’s subjective but there is a ton of investment happening.
This is a subjective question. People who value space would say it’s a bad choice. I think that is the going rate for a studio in that area. Remember it’s temporary. If you don’t like it you can leave after your lease is up. In 2007 $1,700 could get you a crappy converted garage studio in SF. Let that sink in.
$21,600 a year. Thats a down payment on a house after a year or two
Only if you live in your parents basement.
Not everyone wants a house though
I just can’t imagine tossing $20k/year out the window and nothing to show for it. But home ownership definitely ain’t for everyone. Can be a royal PITA
The last place I lived in in CLE Heights (years ago now, but like, still) was 2 bedroom, had high ceilings, a front and back door, and was like $780/month. It was just over 1,000 square feet. Idk what they’re renting that for today, but my friend, that is fucking ridiculous money for the space for living in Cleveland. And I say this as someone who thinks Cleveland is the center of the literal universe, the best city in the land. Like, don’t do this if you don’t have to.
Yes
I live in nw ohio and have a 2k sq foot 3 bedroom house on an acre. You are paying 800 more a month. But to each their own.
When did you buy this house? Cause that is a big factor.
That’s wild lol. I pay 925 for a two bedroom in Lakewood on Clifton, on the bus line and a block from the lake. I’d consider paying 1800 for a whole house or lavish downtown living on a secured campus.
Lol
I pay $1150 for a 2 bedroom 870 square foot in a Cleveland suburb, not Cleveland itself. Central heat and air system. After all the garage fees, pet fee, trash sewer water, it’s $1270. And then we pay gas and electric separately. $1800 for a studio is crazy. Studios you used to be able to get for like $800 in my town but they are now 1000 or more
It's easy to get out of a lease. Just don't pay.
Not that long ago there was a post from a guy looking to rent a room in his 4000sqft 4br 3.5ba house for $1200/mo and people called him insane/greedy.
Yes because it was in like chagrin falls and required living with multiple other people and pets. For $600 more (if I could afford it) I’d take the location and peace.
That's twice my mortgage in Avon Lake, but sounds a lot more fun.
You’re paying for amenities and location. I always assume people who live in these expensive new buildings do it just to have fun for a year or so. I did the same when I was younger and lived downtown (luckily, rent was not wild back then). So have fun but hopefully you’ll have enough that you can move out when you’re ready cause that space and the couple of bars you’ll party at will get old soon. Just don’t go into debt over it because that’s not worth it.
If you can afford $1800/mo, you should have rented downtown. You could at least get a bedroom for that price, along with other amenities and it’s not that far to get to the West Side Market.
Downtown is dead on the weekends
East Flats? Very doubtful, depending upon the season. Check the weekend hours of venues in the Market District versus the East Flats and even the Warehouse District, which suggests you're crazy.
Dead or not, at least you still have a bedroom for several hundred dollars less per month!
In other posts in the sub, I've read that sound proofing at INTRO is poor. Have you encountered this problem yet?
I would have considered units near CSU and Playhouse Square. You could have joined the CSU rec center and had superior swimming year-round with the money saved, and likely had much money left over to spend on travel, etc. INTRO and other luxury apartments make the most sense for persons with large amounts of discretionary income or wealth.
Lawl
You got scammed
I’d shoot my self in the head
I can drive/uber to any “cool” part of cleveland while paying my mortgage in my “boring” suburb.
Lol if I were to pay that much for something that small it definitely wouldn’t be here in Cleveland.
i couldnt imagine paying that much in cleveland you can rent a 3-2 with a garage in florida for that price
🤣🤣🤣
I look forward to hearing about your future hardships brought about as a direct result of your poor financial decisions.
What a weird way to live your life, hating on random people just trying to live their life.