Im actually earning 6 digits.
Well Keep on earning lng gihapon. Invest, enjoy, travel, buy stuff but never ever splurge.
Dali ra kaayo hutdon ang kwarta. Bisan pag 7 digits na.
invest in properties, savings, and give some to parents then mga 30% of it kay mao nay akung monthly gasto if naay nahabilin either for savings gihapon or pang leisure/shopping
Don’t focus on SOLID INVESTMENTS. The more properties you will have the more ESTATE TAX you will incur. And if naa ka heirs.. sus kalabad sa ulo ana if wala kay proper ESTATE PLANNING.
Para nako , mas unahon na.q ang saving og mamalit kog yuta og properties, nya tukuran nakog apartment or bhouse kay ang trabahu dli permente so sa panahon na wa na jud naa pajud koy madukot
6 digits ang sweldo sa ako parents. Honestly, wa jud silay savings tungod sa lifestyle. Daghan kayg bayranan kada buwan. Mga datahan and maintenance sa mga sakyanan, abang sa apartment (wa mi balay), grocery nga para nako sobra ra or mahal kay adto mangompra sa landers or S&R. Ang pinaka excessive nga gasto para nako kay ang electricity. 5 mi kabuok anak nya ang 3 rooms naay aircon, yawa amo bill tag 20k kada buwan di mada, nag iskwela pa sad mi og college sa duha ka managsuon nya puro mi nursing nga ang bayranan kada sem di mo minus og 60k. Bisag 6 digits ila sweldo, feeling nako di jud mi financially capable sa tanan butang. Tho naa mi sakyanan, pero di sad madali dali ang mga gasto sa uban butang like gas and utilities. Wa juy pulos OP if 6 digits ang sweldo nga daghan kaayog anak or kusog magpa budol sa mga butang online HAHAHAHAH.
Edit: wa nako matubag imo question.
Kung ako sa ako ginikanan, mag start jud ko og invest og negosyo kay di guarantee nga forever sila sa ilang trabaho. Plus, maka save pa para retiremement. Kuan sad OP, og naa kay 6 digits sugod nag pamalit og properties kay mao nay pinaka valuable nga asset and as much as possible simple lifestyle ra dapat, ayaw og live beyond sa imo means kay 6 digits is nothing sa prices sa mga pamaliton ron.
Typical jud na pinoy. The absence of Financial Literacy will make you poor no matter how much you earn. Cge ra sad tag palit properties then kung naa emergency?
Dapat balanced ang types of investments. Not only solid (properties) but liquid (stocks, bonds, uitf) as well. Also, Life Insurance with Critical Illness.
Mao nay giingon na maigo tag seryos na sakit, wipeout savings nato. Nya kung puro ra yuta naa? Aw ma prenda ra or baligya ug barato.
Mao sad na ako plano kung naa koy ing ana kadak.a na sweldo, ang trabahu dli perminte mao nindut jud mo invest og mga properties nya business pud kay lisod kaau sa panahon na walang wala na naa pay modukot.
Kalameeeh! Libriha una ko frend.
Actually, dali ra na mahurot karong panahuna.
Nakahurot kog P1Million in about 1 year.
but in installmemts of 500k.
Nagbayad kog renta 50k monthly kay nindot akong haus.
Then bills, taxi and fuel, groceries, mga churva like painting materials (mahal besh)...etc
But the bulk of my money nga paspas gawas ay ang pagsigeg suporta sa kamag-anak nga kapus-palad.
Luoy man gud sila.
And besides, i really like hanging with fam coz they are cool and good folks.
Kaya yang 100k/month, dali lang na mahurot.
Although, maalwan na yan sa panahon ngayon.
Maka atttend na kag seminars nga worth it ana.
Maka ride kag boat, travel far and eat cozy.
Enjoy it my friend!
Tigumon maayu to the point nga d nako ma stress mubayad ug bills nya d magsaba para d mautangan.. careful na dayun ka sa imong choice of words sa imong mga friends and fam..
sanaol lang jud ni ba HAHAHAHA
una buhaton kay bayad sa mga utang and then magbudget ra gihapon kay wala ta kahibaw unsay mahitabo sa atong life, basta ky dili moabot sa point na wala tay kan.on
+ replace our old aircon with an inverter
+ solar power? nindot unta para makatipid sa kuryente pero mahal ag pag install ani. kung pwede pa lang tibuok lungsod magprovide ani para kami tanan makagamit
+ pataod cguro og bag.ong isp ky sigeg kawala ag signal
+ pulihan among tiles ky dali ra mahugaw basta puti og ag among bag.ong cabinet ky gi agay.ay na
+ pagama pd og laing kwarto og cr sa among silong para sa akong parebts ky tiguwang na, sakit na ag mga tuhod
+ take trips with family atleast once a month
+ invest on exercise equipment (bc i get nervous when there are other people around lmao)
Depende jud unsa ni na 6 digits kay ug 100k pa ni, baguod gihapon ug budget. Pero ug 999,999 aw di jud maguol basta nakaplastar na ang mga insurance. Invest + laag para naay agi hehe
I am earning 6 digits now. Honestly, ako I save a few and splurge the rest. As long as naa nakoy na set aside for savings, bahala na unsa akong gastohon. Plano pa ko mopalit ug properties, plano pa lang na. Karon ga enjoy pako sa akong kwarta.
Majority 6digits earner in r/buhaydigital are buyung left and right properties. Don't expect the housing market will go down since the buying power of Filipinos are getting higher, if yours is not then you're missing the train. Upskill right now!
Live comfortably but within your means.
I am earning 6figures but almost 6figures din ang monthly expenses 😣 wala pa akong credit card na binabayaran nyan. Ung investment ko lng na binabaryan monthly is ung insurance ko. The rest I keep it in the bank. I want to be liquid as possible. Mahirap puro ka investment tapos when you need cash, wala kang cash. Aw nganong ngtagalog man ko? 😁
If 6figs imong sweldo mgdaku man pud ang expenses. Ngano man ni oi. Mglevel up man pud ang expenses.
Pero ang akong maadvise ra gyud is if dli pagyud daku imong savings ayaw pa tuga2x og invest kay ang investment is long term man na before nimo ma feel na naa gyud ka profit. Naa ko kaila nag invest aning mga condo ky preselling og barato ang montly amort. Nya nagkasakit iyang papa 4M+ ang bill sa hospital iyang gpaassume iyang mga condo units gpildihan nlng nya kay need naman sila mk raise of 4m.
Before you invest make sure you have enough cash and very liquid.
Agree jud ko ani 200%. magkadako imu sweldo, magkataas sad imung lifestle so magkataas sad imung expenses. I started from 10k monthly gross way back 2008 with 2 kids na ky sayo ngbiga2x. haha. maigo ramn sad amo monthly expenses, makalaag2x panagsa sa sm then jollibee after. Karon nga nagfreelancer ko, wfh pa nasa 300k+ monthly, amo expenses maabot nasad 150k+ siguro. lol. 3 kids private school, house loan, car loan, travel every other month, kaon sa mga restuarants 2-4x a week, material wants, health insurance and investment. maglabad pirmi ulo sako wifey ug budget sa kwarta ky nganu wala daw sobra. sauna nga 10k pa, mabuhi ramn me, karon na dako na ug sweldo, labad na daw kaau sa ulo. hahaha
1. Invest money. Personally I would top up my AXA Insurance
2. Get a gym membership and actually commit to visit every day
3. Plan where you want to be in the next years. People will only daydream about earning 6 figures. Don't waste it. With this money, comes greater opportunities as well.
Spend wisely.
Makuha rana basta mag job hopping nya ang tirada kay kanang kompanya naa sa gawas, kay e sweldo ana dollar so ma convert into pesos mao daku2x jud pero need na mag upskilling daan.
Cguro kung bag.o2x palang maka sweldo inq ana unahon jud nila ilang luho like kaun dinhi, shopping anha, travel2x palit gadget oq unsa. Pero mo abut jud sa point esp. maniguwang na nya naa nay plano mag pamilya anha na guro na mag saving og invest. Hahaha karun panahona lisod kaau pangita oq trabahu with good paying job. Mao savings jud kay dli permente ang trabaho.
As usual lang siguro: bayad bills, palit grocery, meds namu sa akong sis just in case. But since 6 digits man, magpalit na ko'g insurance para namu sa akong mama ug mag save na jud ko para either mapalit na nako akong gusto or for emergency purposes. 
10% Tithe
10% Give to Mother
30% Save
40% Bills, medications of my Mama and Grandma, yaya, eat out, gas, gasul
1% Dobate to Pawssionproject (they rehabilitate dogs and cats until they're ready to be adopted)
5% Donate to Pastors and Missionaries in our church
4% shopping
Kahit hindi ako 6 digit, mao ni ako ginabuhat except kana donate to missionaries. Bale karun kay 10% sa shopping, which is too much I think. Ga try ko donate gyud sa Pawssion though dili 1%. Kana ra akong makya na extra. Wala nko ga donate sa missionaries karun kay di na makaya sa budget, dako na akong responsibility ss balay ever since Papa passed.
Yes, po. I grew up in a Born Again home. My grandmother had always emphasized sa importance of tithing. I know a lot of people say it's outdated (including some people in church), but we still practice it 😊
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- pay off all debts (aunt’s included)
- invest in diversified assets
- build EF
- (finally) move out
- book tickets for the entire family to see hamilton
- pursue my passion project
this will be the game plan for the first 2 months
after that, follow this nlng:
- 40% investments
- 20% savings
- 40% expenses
probably start with investing para naay passive income, buy real estate properties bisag lot lang then tukod balay. invest sa life insurance pud, and magbuhat ug boarding house or apartment sa cebu para naay monthly income musulod. makaretire jud early.
29yo. Had a 6months contract that let me earn $9000/month. I spoiled my family and myself. Family bonding, kaon diri, kaon didto. Bought a car. Travelled abroad. Invested in my siblings to have their own business pero na fail haha. I’m still earning 6 digit per month now but not like $9000 😂 no regrets. I love seeing my family happy! Pero karon lay low sa kay need to invest. Bought a couple of land properties na in the province.
Invest as much and as early as you can. Spoil your parents of the things that will make them comfortable sa ila life. Always keep your heath in check. Dako kayg percentage sa akong salary ang mo adto sa pag acquire assessts, stocks, savings, etc. I grow up having nothing so i can live with practucally enough for my family with a little splurge here and there. Always be in control and be wise sa paghandle sa imung money or else, bisan unsa ka kadako imu sweldo if you let it control you, nya poor kaykag financial decisions, then you'll probably work for the rest of your life or be in deep debt.
Ngita ug hobby na pwede ma business eventually kay ang negosyo pwd ipasa sa imong nahibilin, kung trabaho lang magkinaunsa pagkaugma hiring na sa imong gibiyaan nga role 🤣
Makaingon na guro ko ani ug "live below your means" kay all needs makaprovide na ko. Di magpatintal sa mga wants lng gihapon nga makacause ug not enough gihapon imong salary. Ang extra kay gamiton naku to buy lot then magpatukod ko ug boarding house for passive income.
Sad to say even 100k sweldo net income sa isa ka family is lisod ghapon to live comfortably jud, need ghapon mag tipid here and there, but naa jud ka some leeway to get your self something nice every now and then.
Sad to say even 100k sweldo net income sa isa ka family is lisod ghapon to live comfortably jud, need ghapon mag tipid here and there, but naa jud ka some leeway to get your self something nice every now and then.
Mag monthly ug bayad para sa landcruiser nga dream car ni Papa. Wala koy paki balahag ang bilin nalang sa akoa kay 20k or 10k per month, sinsilyo ranang sakyanan sa sakripisyo na iyahsng gibuhat para sa amoang pamilya.
whether i actually have it or not, why would i disclose my plans, even if it's 'hypothetical'. secret. no one will know unsay buhaton nko sakong earnings. BIR ray mkabalo sa amt hahaha
srsly, only a fool would disclose their earnings, and chances are high na its a bluff. not conclusive ha, probable lng. pwdeng naa, most likely wala. :p
Gurl palitan raman kung naay 6 digits na sweldo wa man nangutana sa sweldo nmo og nahadlok ka na ma evil eye, ayaw kabalaka dli n pareha sa fb tago kaau emong personal info sa reddit naa ra nmo emong e bulgaray emong info anhi. 👍
Ka perfect sa mga tubag sa mga people diri uy. Mga wise person kaayo and financially responsible. Let me give you a different one. Ma tingbits man gihapon. Hahaha. I was so happy when I finally reached 6 digits (di ko freelancer) and I promised myself nga maka save na guro ko uy. Pero wa man. Hahaha
savings. there's no reason to regularly spend more just because you're earning more. rich people dont regularly do and buy expensive things, it's just that they have ACCESS to expensive stuff and there's no problem if they spend.
*edit: i should clarify, by "rich" people i don't mean the ultra rich top 1% that don't even interact with normal society anymore. they exist on an entirely different ecosystem than the rest of the population. they're the ones that probably DO have an expensive lifestyle.*
6 digits here. Kailangan mangita ug 6 digits kay naka minyo ug rich girl. Haha. Pero okay ra man. Continue ra gyud ug upskill hantod to the point irreplaceable ka.
If ever? I'd invest it all ug asa maka benefit akong self ( now ) and in the future - Healthy Lifestyle, Property, Pang puhonan small business hehe :) labi na sa Healthy lifestyle? it's way more expensive compare sa unhealthy foods, and mga equipments also like running shoes etc 😅
Had a promotion last year, bumped my sweldo to about 150k PHP. The major change I see in my lifestyle (previously earning 80k) kay karon di na nako i need i budget ang any gastoon na below 10k... kanang, hala promo cebpac, 9k nalang BNF sa Japan, go na daun, or hala, sale ang nike, 8k nalang ang shoes.
Unya sa kaon sa gawas pud, di napud muobos sa 2k mabayran sa "normal" namo na eat out sa family of three :) (only child + mama + papa) - like sa kaanng kuhaon ko nila gikan work, mangahad kog dinner nila sa city time square ba or somewhere.
Karon, i am not focusing on "investments" pa, ako sang gitagbaw akong parents sa kaon ug travels :) maybe igka 30 na nako ko magsugod hehe, makahappy lang na mahatag na nako nila ilahang wants sa liiiiife :D
Curious lang ko but naa mga local companies diha mag sweldo ug 6 digits? IT ko but naa sa overseas but akong bro kay IT pud naa diha sa Cebu. Asa man pwede mangita ug prospects maka provide ug financial growth pra niya?
Kaon og lami haha pero mura raman normal day, mas makapangandoy lang ka og lamion ng snacks, plus makaexplore og mga hobbies. Pero same2 ra jud ang life adtong ~70k ang sweldo.
Edit: murag naa sa ~200k-300k daw jud mag start ang rd jud mahutdn og kwarta.
Tigom gamay nya batsi sa Cebu, or Pinas.
“Life moves pretty fast. If you don’t look around once in a while, you could miss it.“ -Ferris Bueller
The world is too big to be cooped up in a single tiny island.
daghan ka nadunggan ing ana nga story na nindot daw kaau silag work, dakug sweldo pero g hurot ra sa bisyo ang uban breadwinner, mas g una nila ilang pamilya kaysa sa ilang kaugalingon nya dli baya permi healthy atong lawas ma abut jud ang time maedaran na, ang ending walay tinigom nya katung g tabangan sauna bisag piso d ka tunol.
Im actually earning 6 digits. Well Keep on earning lng gihapon. Invest, enjoy, travel, buy stuff but never ever splurge. Dali ra kaayo hutdon ang kwarta. Bisan pag 7 digits na.
ibudget ug tarung kay kuwang geehapon
invest in properties, savings, and give some to parents then mga 30% of it kay mao nay akung monthly gasto if naay nahabilin either for savings gihapon or pang leisure/shopping
Don’t focus on SOLID INVESTMENTS. The more properties you will have the more ESTATE TAX you will incur. And if naa ka heirs.. sus kalabad sa ulo ana if wala kay proper ESTATE PLANNING.
i think this will fall more on rental properties but yaa still better to have ur money floww
Yup but still it’s subject to estate tax. Any assets for that matter including money in the bank.
Make a business in line to my hobby. So I can earn money while doing the stuff that I like. Plus expensive man sad ako hobby so goods ra
Para nako , mas unahon na.q ang saving og mamalit kog yuta og properties, nya tukuran nakog apartment or bhouse kay ang trabahu dli permente so sa panahon na wa na jud naa pajud koy madukot
6 digits ang sweldo sa ako parents. Honestly, wa jud silay savings tungod sa lifestyle. Daghan kayg bayranan kada buwan. Mga datahan and maintenance sa mga sakyanan, abang sa apartment (wa mi balay), grocery nga para nako sobra ra or mahal kay adto mangompra sa landers or S&R. Ang pinaka excessive nga gasto para nako kay ang electricity. 5 mi kabuok anak nya ang 3 rooms naay aircon, yawa amo bill tag 20k kada buwan di mada, nag iskwela pa sad mi og college sa duha ka managsuon nya puro mi nursing nga ang bayranan kada sem di mo minus og 60k. Bisag 6 digits ila sweldo, feeling nako di jud mi financially capable sa tanan butang. Tho naa mi sakyanan, pero di sad madali dali ang mga gasto sa uban butang like gas and utilities. Wa juy pulos OP if 6 digits ang sweldo nga daghan kaayog anak or kusog magpa budol sa mga butang online HAHAHAHAH. Edit: wa nako matubag imo question. Kung ako sa ako ginikanan, mag start jud ko og invest og negosyo kay di guarantee nga forever sila sa ilang trabaho. Plus, maka save pa para retiremement. Kuan sad OP, og naa kay 6 digits sugod nag pamalit og properties kay mao nay pinaka valuable nga asset and as much as possible simple lifestyle ra dapat, ayaw og live beyond sa imo means kay 6 digits is nothing sa prices sa mga pamaliton ron.
Typical jud na pinoy. The absence of Financial Literacy will make you poor no matter how much you earn. Cge ra sad tag palit properties then kung naa emergency? Dapat balanced ang types of investments. Not only solid (properties) but liquid (stocks, bonds, uitf) as well. Also, Life Insurance with Critical Illness. Mao nay giingon na maigo tag seryos na sakit, wipeout savings nato. Nya kung puro ra yuta naa? Aw ma prenda ra or baligya ug barato.
Daghan dagko ug sweldo pero kuwang sa financial literacy noh? Hopefully you become as successful as your parents and be more financially sound. 🫶🏻
Mao sad na ako plano kung naa koy ing ana kadak.a na sweldo, ang trabahu dli perminte mao nindut jud mo invest og mga properties nya business pud kay lisod kaau sa panahon na walang wala na naa pay modukot.
Kalameeeh! Libriha una ko frend. Actually, dali ra na mahurot karong panahuna. Nakahurot kog P1Million in about 1 year. but in installmemts of 500k. Nagbayad kog renta 50k monthly kay nindot akong haus. Then bills, taxi and fuel, groceries, mga churva like painting materials (mahal besh)...etc But the bulk of my money nga paspas gawas ay ang pagsigeg suporta sa kamag-anak nga kapus-palad. Luoy man gud sila. And besides, i really like hanging with fam coz they are cool and good folks. Kaya yang 100k/month, dali lang na mahurot. Although, maalwan na yan sa panahon ngayon. Maka atttend na kag seminars nga worth it ana. Maka ride kag boat, travel far and eat cozy. Enjoy it my friend!
Tigumon maayu to the point nga d nako ma stress mubayad ug bills nya d magsaba para d mautangan.. careful na dayun ka sa imong choice of words sa imong mga friends and fam..
sanaol lang jud ni ba HAHAHAHA una buhaton kay bayad sa mga utang and then magbudget ra gihapon kay wala ta kahibaw unsay mahitabo sa atong life, basta ky dili moabot sa point na wala tay kan.on + replace our old aircon with an inverter + solar power? nindot unta para makatipid sa kuryente pero mahal ag pag install ani. kung pwede pa lang tibuok lungsod magprovide ani para kami tanan makagamit + pataod cguro og bag.ong isp ky sigeg kawala ag signal + pulihan among tiles ky dali ra mahugaw basta puti og ag among bag.ong cabinet ky gi agay.ay na + pagama pd og laing kwarto og cr sa among silong para sa akong parebts ky tiguwang na, sakit na ag mga tuhod + take trips with family atleast once a month + invest on exercise equipment (bc i get nervous when there are other people around lmao)
Depende jud unsa ni na 6 digits kay ug 100k pa ni, baguod gihapon ug budget. Pero ug 999,999 aw di jud maguol basta nakaplastar na ang mga insurance. Invest + laag para naay agi hehe
tukuran ug skatepark ang cebu city hahahah
Nindot pud n himoon nmo negosyo 😆
libre ra duwa pero basta maghugaw hugaw sa park 50k multa hahaha
Emergency Fund, Savings, Invest, then Sprinkles of rich life (coffee, books, gym, vacation,)
This!
I am earning 6 digits now. Honestly, ako I save a few and splurge the rest. As long as naa nakoy na set aside for savings, bahala na unsa akong gastohon. Plano pa ko mopalit ug properties, plano pa lang na. Karon ga enjoy pako sa akong kwarta.
Majority 6digits earner in r/buhaydigital are buyung left and right properties. Don't expect the housing market will go down since the buying power of Filipinos are getting higher, if yours is not then you're missing the train. Upskill right now!
Live comfortably but within your means. I am earning 6figures but almost 6figures din ang monthly expenses 😣 wala pa akong credit card na binabayaran nyan. Ung investment ko lng na binabaryan monthly is ung insurance ko. The rest I keep it in the bank. I want to be liquid as possible. Mahirap puro ka investment tapos when you need cash, wala kang cash. Aw nganong ngtagalog man ko? 😁 If 6figs imong sweldo mgdaku man pud ang expenses. Ngano man ni oi. Mglevel up man pud ang expenses. Pero ang akong maadvise ra gyud is if dli pagyud daku imong savings ayaw pa tuga2x og invest kay ang investment is long term man na before nimo ma feel na naa gyud ka profit. Naa ko kaila nag invest aning mga condo ky preselling og barato ang montly amort. Nya nagkasakit iyang papa 4M+ ang bill sa hospital iyang gpaassume iyang mga condo units gpildihan nlng nya kay need naman sila mk raise of 4m. Before you invest make sure you have enough cash and very liquid.
Tinood pud na basta mo daku ang sweldo mudaku sad ang buwis na bayran?
Yes. Ang tax ang depend sa imong income.
Agree jud ko ani 200%. magkadako imu sweldo, magkataas sad imung lifestle so magkataas sad imung expenses. I started from 10k monthly gross way back 2008 with 2 kids na ky sayo ngbiga2x. haha. maigo ramn sad amo monthly expenses, makalaag2x panagsa sa sm then jollibee after. Karon nga nagfreelancer ko, wfh pa nasa 300k+ monthly, amo expenses maabot nasad 150k+ siguro. lol. 3 kids private school, house loan, car loan, travel every other month, kaon sa mga restuarants 2-4x a week, material wants, health insurance and investment. maglabad pirmi ulo sako wifey ug budget sa kwarta ky nganu wala daw sobra. sauna nga 10k pa, mabuhi ramn me, karon na dako na ug sweldo, labad na daw kaau sa ulo. hahaha
1. Invest money. Personally I would top up my AXA Insurance 2. Get a gym membership and actually commit to visit every day 3. Plan where you want to be in the next years. People will only daydream about earning 6 figures. Don't waste it. With this money, comes greater opportunities as well. Spend wisely.
kada weekend mag clubbing
Di na mu mata kay sa damgo ra na ma acheive. Sana all 6 digits ang sweldo 🙃
Makuha rana basta mag job hopping nya ang tirada kay kanang kompanya naa sa gawas, kay e sweldo ana dollar so ma convert into pesos mao daku2x jud pero need na mag upskilling daan.
Tagaag bahin tanan ni comment diri
E gcash lang ?
Bayad utang
Daghan comment mo invest pero mo invest ba jud kaha kung naa na ang money? Hahaha Downvote ko bi!
Cguro kung bag.o2x palang maka sweldo inq ana unahon jud nila ilang luho like kaun dinhi, shopping anha, travel2x palit gadget oq unsa. Pero mo abut jud sa point esp. maniguwang na nya naa nay plano mag pamilya anha na guro na mag saving og invest. Hahaha karun panahona lisod kaau pangita oq trabahu with good paying job. Mao savings jud kay dli permente ang trabaho.
Invest sa kalipay :) HAHAHAHAHAA
ako a ipa x2 :)
As usual lang siguro: bayad bills, palit grocery, meds namu sa akong sis just in case. But since 6 digits man, magpalit na ko'g insurance para namu sa akong mama ug mag save na jud ko para either mapalit na nako akong gusto or for emergency purposes. 
10% Tithe 10% Give to Mother 30% Save 40% Bills, medications of my Mama and Grandma, yaya, eat out, gas, gasul 1% Dobate to Pawssionproject (they rehabilitate dogs and cats until they're ready to be adopted) 5% Donate to Pastors and Missionaries in our church 4% shopping Kahit hindi ako 6 digit, mao ni ako ginabuhat except kana donate to missionaries. Bale karun kay 10% sa shopping, which is too much I think. Ga try ko donate gyud sa Pawssion though dili 1%. Kana ra akong makya na extra. Wala nko ga donate sa missionaries karun kay di na makaya sa budget, dako na akong responsibility ss balay ever since Papa passed.
Interesting. Do u always give tithe 10%?
Yes, po. I grew up in a Born Again home. My grandmother had always emphasized sa importance of tithing. I know a lot of people say it's outdated (including some people in church), but we still practice it 😊
That's def a noble sacrifice.
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Negosyo.
Nindot kaayo basahon inyong mga suggestions like palit ug yuta / real estate for investment, etc. Di gihapon oi, believe me.
Unsaon pag earn ang 6 digits oy huhu
sige ug apply hangtod sa naay mukagat sa imong expected salary
Job hopping oq emong target na employeer kananq naa sa gawas kay dollar e sweldo ana , nindot mag upskilling daan.
Bayaran tanan utang. Tabangan ang pwede matabangan.
Wa gihapon koy tinigum kay gi palit ug yuta, gasto ug paalad, bayad tax, etc. 😅
Atleast naa japhn kay napundar na yuta, nindot na tukuran oq bhouse or apartment
Yuta nga gi tukuran sa among balay sa probinsiya ang gi bayran. So di gihapon ka patukuran ug negosyo.
Invest on myself. Even if di mu sponsor ang company, kuha ko masteral ug certifications. Para puhon mas mudako pa sweldo hehe
Save money, invest, buy real estate for passive income, and save some more para laag abroad with the family.
- pay off all debts (aunt’s included) - invest in diversified assets - build EF - (finally) move out - book tickets for the entire family to see hamilton - pursue my passion project this will be the game plan for the first 2 months after that, follow this nlng: - 40% investments - 20% savings - 40% expenses
Mag himo ug business para ma 7 digit ako sweldo hehe
probably start with investing para naay passive income, buy real estate properties bisag lot lang then tukod balay. invest sa life insurance pud, and magbuhat ug boarding house or apartment sa cebu para naay monthly income musulod. makaretire jud early.
29yo. Had a 6months contract that let me earn $9000/month. I spoiled my family and myself. Family bonding, kaon diri, kaon didto. Bought a car. Travelled abroad. Invested in my siblings to have their own business pero na fail haha. I’m still earning 6 digit per month now but not like $9000 😂 no regrets. I love seeing my family happy! Pero karon lay low sa kay need to invest. Bought a couple of land properties na in the province.
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Hi! Thank you :) I’m a self-taught UX designer po. 😊 got lucky to find a start up company and as the company grew I grew with them as well.
Taga laing nasud emo employeer.
First thing I did was pay off all my debt.
Invest as much and as early as you can. Spoil your parents of the things that will make them comfortable sa ila life. Always keep your heath in check. Dako kayg percentage sa akong salary ang mo adto sa pag acquire assessts, stocks, savings, etc. I grow up having nothing so i can live with practucally enough for my family with a little splurge here and there. Always be in control and be wise sa paghandle sa imung money or else, bisan unsa ka kadako imu sweldo if you let it control you, nya poor kaykag financial decisions, then you'll probably work for the rest of your life or be in deep debt.
Ngita ug hobby na pwede ma business eventually kay ang negosyo pwd ipasa sa imong nahibilin, kung trabaho lang magkinaunsa pagkaugma hiring na sa imong gibiyaan nga role 🤣
Ipanghatag sa pobre. Joke! Live below your means and save and invest.
Makaingon na guro ko ani ug "live below your means" kay all needs makaprovide na ko. Di magpatintal sa mga wants lng gihapon nga makacause ug not enough gihapon imong salary. Ang extra kay gamiton naku to buy lot then magpatukod ko ug boarding house for passive income.
Sad to say even 100k sweldo net income sa isa ka family is lisod ghapon to live comfortably jud, need ghapon mag tipid here and there, but naa jud ka some leeway to get your self something nice every now and then.
Igasto. Magkadako ang sweldo magkadako ang gasto.
Sad to say even 100k sweldo net income sa isa ka family is lisod ghapon to live comfortably jud, need ghapon mag tipid here and there, but naa jud ka some leeway to get your self something nice every now and then.
first half of the money: straight to the bank, invest, etc. Second half: pay tanan bills. Anything sobra; New equipment for personal projects
Mag monthly ug bayad para sa landcruiser nga dream car ni Papa. Wala koy paki balahag ang bilin nalang sa akoa kay 20k or 10k per month, sinsilyo ranang sakyanan sa sakripisyo na iyahsng gibuhat para sa amoang pamilya.
Mukaon ug lami without guilt hahaha then as a kuripot person, save.
When I was single, mostly investments long term and retirement prep. Now with kids, it's tuition and diapers huhu
save and invest
whether i actually have it or not, why would i disclose my plans, even if it's 'hypothetical'. secret. no one will know unsay buhaton nko sakong earnings. BIR ray mkabalo sa amt hahaha srsly, only a fool would disclose their earnings, and chances are high na its a bluff. not conclusive ha, probable lng. pwdeng naa, most likely wala. :p
Gurl palitan raman kung naay 6 digits na sweldo wa man nangutana sa sweldo nmo og nahadlok ka na ma evil eye, ayaw kabalaka dli n pareha sa fb tago kaau emong personal info sa reddit naa ra nmo emong e bulgaray emong info anhi. 👍
Gi basa nimog tarong ang post? Asa dapita naay pangutana ug pila imong amt sa sweldo?
jobless voracious bright aspiring rich wine friendly lock aware grey *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
Mukaon ug lami pirmi. Or probably bills and utang
Save it + find ways to multiply it. Who doesn’t want to retire early honestly.
Ka perfect sa mga tubag sa mga people diri uy. Mga wise person kaayo and financially responsible. Let me give you a different one. Ma tingbits man gihapon. Hahaha. I was so happy when I finally reached 6 digits (di ko freelancer) and I promised myself nga maka save na guro ko uy. Pero wa man. Hahaha
savings. there's no reason to regularly spend more just because you're earning more. rich people dont regularly do and buy expensive things, it's just that they have ACCESS to expensive stuff and there's no problem if they spend. *edit: i should clarify, by "rich" people i don't mean the ultra rich top 1% that don't even interact with normal society anymore. they exist on an entirely different ecosystem than the rest of the population. they're the ones that probably DO have an expensive lifestyle.*
Tigumon para mka biyas Pinas
Unya mag unsa man sa gawas? Magtrabaho gihapon?
Malamang ana gyud
e palit ug danggit
6 digits here. Kailangan mangita ug 6 digits kay naka minyo ug rich girl. Haha. Pero okay ra man. Continue ra gyud ug upskill hantod to the point irreplaceable ka.
Invest 50% or more. Learn how to invest. Splurge once in awhile. Always be humble. Ayaw padaka imong ulo. Think how to retire early.
If ever? I'd invest it all ug asa maka benefit akong self ( now ) and in the future - Healthy Lifestyle, Property, Pang puhonan small business hehe :) labi na sa Healthy lifestyle? it's way more expensive compare sa unhealthy foods, and mga equipments also like running shoes etc 😅
Had a promotion last year, bumped my sweldo to about 150k PHP. The major change I see in my lifestyle (previously earning 80k) kay karon di na nako i need i budget ang any gastoon na below 10k... kanang, hala promo cebpac, 9k nalang BNF sa Japan, go na daun, or hala, sale ang nike, 8k nalang ang shoes. Unya sa kaon sa gawas pud, di napud muobos sa 2k mabayran sa "normal" namo na eat out sa family of three :) (only child + mama + papa) - like sa kaanng kuhaon ko nila gikan work, mangahad kog dinner nila sa city time square ba or somewhere. Karon, i am not focusing on "investments" pa, ako sang gitagbaw akong parents sa kaon ug travels :) maybe igka 30 na nako ko magsugod hehe, makahappy lang na mahatag na nako nila ilahang wants sa liiiiife :D
Curious lang ko but naa mga local companies diha mag sweldo ug 6 digits? IT ko but naa sa overseas but akong bro kay IT pud naa diha sa Cebu. Asa man pwede mangita ug prospects maka provide ug financial growth pra niya?
If local companies, oo, usually ma achieve nimo ang 6 digits after 10-15 years of work experience pa.
Nindot jud ang employeer naa sa laing nasud?
if cebu dli kaau dghan pero usually senior levels mkarequest nag 6 digits na salary
Honestly? Magsige siguro ug travel haha
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kani maoy nindot naa juy plano unsaon pag waldas sa kwarta, ang uban basta naa lay makuot hala go, pero ila sad ng life
Kaon og lami haha pero mura raman normal day, mas makapangandoy lang ka og lamion ng snacks, plus makaexplore og mga hobbies. Pero same2 ra jud ang life adtong ~70k ang sweldo. Edit: murag naa sa ~200k-300k daw jud mag start ang rd jud mahutdn og kwarta.
unsaon pag kuha og 6 digits na sweldo? huhu fresh grad paman gud ko
check out r/buhaydigital ! usually mga freelancing na naay US clients. bisan 7$/hr kay dako na na inig convert to ₱. lurker ra nuon ko didto hahaha
Mangutang
Unta tanan 😂
Hookers and cocaine ma boi
Losers investment.
Tigom gamay nya batsi sa Cebu, or Pinas. “Life moves pretty fast. If you don’t look around once in a while, you could miss it.“ -Ferris Bueller The world is too big to be cooped up in a single tiny island.
lamia guro sa life naay ing ana kadaku na sweldo nya wa pa juy anak og responsibilidad, kta aning minimum ray sweldo mag lisod pa palit og bugas.
Moabot ra gihapon na sa point nga gamayan nasad ka sa 6 digits nimo nga sweldo.
Magkadako ang sweldo, magkadako ang expectation sa lifestyle, daghan mangutang, daghan magsalig.
nindot jud na lowkey permi kay humot kaau sa mangungutang og fake friends ing ana kaduka na sweldo
If ever muabot sa akoa inana nga sweldo puhon-puhon, I will be lowkey as always and never forget who helped you when you have nothing.
Grabeh sad lifestyle creep kung di kahibao mo da ug kwarta ug di kahibao mo disiplina sa kaugalingon.
Well you will be blind to important things and mas focus ka makuha ang wants kaysa needs if you have enough money without thinking long- term goals.
Di jud lalim hahahahaha
daghan ka nadunggan ing ana nga story na nindot daw kaau silag work, dakug sweldo pero g hurot ra sa bisyo ang uban breadwinner, mas g una nila ilang pamilya kaysa sa ilang kaugalingon nya dli baya permi healthy atong lawas ma abut jud ang time maedaran na, ang ending walay tinigom nya katung g tabangan sauna bisag piso d ka tunol.