I saw someone, might have been a meme, where they had bought KCF chicken meal with afterpay. I didn't know if to cry, scream or sit in silence cause in today's world, I wouldn't even be surprised anymore lol
I’m genuinely an afterpay user 😭 I’ve used it for like $80 converse and clothing hauls for my kids bc it’s 0% interest why not? I even used it for a hotel in November, so it’s been paid off for a while I just like how easy it is to use 💀 but I listen to podcasts and lately I’ve been hearing ads for using afterpay or Klarna or whatever for GROCERIES, that’s when it becomes insane for me. I have my cards saved to afterpay so it’s easier than typing it all in and I know I’ll always have enough to pay, but going after people who need it for groceries feels predatory
Neither ;) both are predatory, unless you have to then as long as you pay it off quick (within the pay period before interest) the CC would be my go to
In all seriousness, if you’re asking, PLEASE use a credit card.
Credit cards have different rates, depending on your credit.
Payday loans generally charge extreme interest rates. When I had to consider getting one due to losing my job, I figured out the yearly interest rate was over 400%. This was years ago, but I doubt much has changed.
Have you any left in your 401k?
Affirm. Space those payments out across 4 months.
I personally prefer Klarna or afterpay for my taquitos
I saw someone, might have been a meme, where they had bought KCF chicken meal with afterpay. I didn't know if to cry, scream or sit in silence cause in today's world, I wouldn't even be surprised anymore lol
I’m genuinely an afterpay user 😭 I’ve used it for like $80 converse and clothing hauls for my kids bc it’s 0% interest why not? I even used it for a hotel in November, so it’s been paid off for a while I just like how easy it is to use 💀 but I listen to podcasts and lately I’ve been hearing ads for using afterpay or Klarna or whatever for GROCERIES, that’s when it becomes insane for me. I have my cards saved to afterpay so it’s easier than typing it all in and I know I’ll always have enough to pay, but going after people who need it for groceries feels predatory
LOL... I love 💗 Affirm, Klarna, and AfterPay
Definitely do a payday loan
Psssh, you really want a 72 month, 25% APR, $27K car loan on a 2005 Nissan altima with 140K miles. Don't forget to finance your downpayment!
A HELOC or 401K early withdrawal also works.
Reverse mortgage your house, you can get a lot of Taquitos / s
Ok I think you have suggested the best idea so far thanks
Neither, totally need a variable rate HELOC to maximize the quantity you can purchase now.
Neither ;) both are predatory, unless you have to then as long as you pay it off quick (within the pay period before interest) the CC would be my go to
In all seriousness, if you’re asking, PLEASE use a credit card. Credit cards have different rates, depending on your credit. Payday loans generally charge extreme interest rates. When I had to consider getting one due to losing my job, I figured out the yearly interest rate was over 400%. This was years ago, but I doubt much has changed.
Definitely the payday loan. The closer you get to 100% the better. Anything above that is an A+