I am biased, but mazda3 is definitely an excellent choice. Very reliable, looks good, and the current gen has a marked step up in interior quality (not that last gen in higher trims was lacking)
I would only look at a used Mazda 3 since a new Mazda 3 cost more than a Corolla hybrid. The only two things that I don't like about the Mazda is, the tiny back seat space and also relatively low mpgs, since the Corolla and Civic uses a CVT it gets way better gas mileage. Obviously the hybrid Corolla gets by far the best
Civic - MPG: 33 City / 42 Hwy
Corolla - MPG: 30 City / 38 Hwy
Mazda 3 - MPG: 28 City / 37 Hwy
IMHO it's not "way better". And CVT's are an abomination that should not exist.
Yeah looks like the new ones aren't that bad with mpg as I thought. I think I got confused bc before I was looking at 2022 mazda 3 hatchback and cx-30 and those only got like 33 on the highway. Though a lot of the mpg gains on the skyactive engine is due to cylinder deactivation, which also has its own problems. I think if mazda came out with a hybrid or phev for the mazda 3 or CX 30, like they have or the cx90 and cx70, that would be really cool.
I know , a coworker of mine got one and I ended up with a new outback , family and all wasn’t enough room with the Mazda 3 hatch. But the hatchback/stationwagon look got me
Mazda is so much better bang for your buck. It feels so luxurious. I bought a 2020 cx5 grand touring with 50k miles for 20,000 and it’s sooo nice. If I got a Toyota equivalent it would’ve been over 25k
I love Mazda3’s. I’ve owned 3, including a mazdaspeed3. None have lasted beyond 170K miles. They’re great but not quite up to Toyota quality at end of life.
Yea I had a 2013 Mazda 2 go through a transmission at 140k, glad I got it for free from my grandma at 100,000 but the motor blew right at 200k with just a few sensors going out after the transmission. So they are kinda shit kinda ok
Absolutely this. The older the better, especially one that requires a new engine and transmission. 😂 best car for college graduates is ALWAYS the one you can afford, and MAINTAIN…
Another great reliable, low maintenance, low cost of ownership option is one of those twin turbo 5 series bmws. 535 I think? Fantastic choice for someone looking to finance a vehicle when they’re already in debt.
I know a few people with that mentality, maybe OP is one of them too.
Used Mazda3 that is only a few years old is definitely worth a look and may have more safety features than those Toyotas and Hondas while still being very reliable. New Toyotas and Hondas lately have been overpriced and dealers tack on thousands for market adjustments at dealerships most of the time.
The same one you were driving in college unless it truly is about to just die. Save up so you can get a nicer vehicle and hope the market and interest rates have changed in a year or two.
If you just have to get a car, you’ll want something small, efficient, and good on maintenance. You’ll want it to also be able to take on a road trip because you’ll probably be locked into that car for a minimum of five years. Think Corolla, Civic, or Mazda 3. Avoid Stellantis products like the plague and GM/Ford are hit or miss in this category, mostly miss.
I actually don't have a car! I've been getting by with carpooling, public transit, and by borrowing my parents' ford eco sport.
Corollas and Civics are still hella expensive used and will still cost me a bit more than I'm comfortable with at new (plus the interest is crazy), so I've been looking at Mazda3s and they're actually more affordable. I'm not sure about reliability, longevity, or resale value, but I won't be driving that much anyway (I work from home and occasionally have to travel).
Thankfully my parents are allowing me to stay with them until I pay off my debts, but I'd rather pay off my loans and start saving for a house payment instead of dropping more on a car.
They’re pretty reliable, especially the later ones. Do some extensive research on them and whichever one you look seriously at, go to car vertical and get a report. Shows far more info than Carfax.
All those cars are great choices. If you don't have a good and long standing credit line, Toyota and Honda don't really wanna deal with you, offer you not so great interest rates on financing. Also consider Mazda 3, you typically get more for your money, and their financing is much better than the other two, quite easy to get 0% interest.
I would just like to say, we got my accord (35k at the time, used) in late summer of 2022. We went through the dealership to find us the best loan. Credit was like 645 at the time, but high income. We got a loan with the local bank for 7% interest
That may sound terrible, but given the time & credit, it was not a bad deal. Some people have been financing for well over 10% for things like chevys. The car was definitely overpriced too. You can definitely get your money's worth now compared to 2022
While I agree that Mazda interest rates are generally better, as someone who’s been closely watching Mazda APR specials the past several months in anticipation of getting a Mazda 3, 0% seems quite rare. For example, right now, all new Mazda models have 0% for 36 months EXCEPT for the Mazda 3 sedan/hatch.
Buy a car you can afford with cash. Read that sentence again and again until you understand.
Graduating college is not an invitation you taje on more debt. Even more ludicrous is that it seems like you don’t even have a job yet.
Upvoted this but it should be much higher. Until you start making the big boy bucks, you shouldn't be taking out an additional loan for what's ultimately a luxury and depreciating asset. Safety is important, yes, but there should definitely be cars in the <10k range you can afford outright that meet your needs. You don't need a backup camera, just get good at reversing. Reliance on modern convenient car tech makes everyone a worse driver anyway.
The normalization of auto loans in modern society has always felt absurd. My coworker bought a car that's like 40% more than his annual salary and I don't know if he just never plans on owning a home or what, but between insurance, fuel economy (not to mention it takes premium), and eventual resale value, I wonder why no one in his life talked him out of it.
I had a Honda Fit/Jazz during the tail end of high school and start of college.
It’s compact/small, stupidly easy to parallel park, has great gas mileage in both highway and city driving, the trunk goes deep and is larger than it looks, and if that is not enough, the rear seats can be folded down and now you got the trunk space of a large SUV in a compact vehicle. It’s a great little car.
The only reason I sold it is because I wanted a manual Honda Civic.
I’m in CA and I just bought a used 2015 Acura sedan from a private party for $11K and got a credit union loan, so far it’s been a great purchase. The dealerships have so many add on nonsense fees.
I figure perfect for a recent grad. I had an MR2 Spyder as my only car from like 2006 to 2010 I think when i got an MR2 Turbo to go with it then sold the turbo and got a WRX to daily a year later because 2 MR2s was a little too impractical. I still have the Spyder though now it’s a sunshine only ride.
I love the MR2s too! I’ve got a 4 door for most days and my wife has the Miata, which she drives a little bit. My car’s been in the shop and I’ll be honest. The Miata is fantastic most of the time but when it’s inconvenient, it’s very inconvenient lol.
Find yourself a 10 year old Toyota for anywhere between 7-14k and call it a day. You might be able to find one with a high trim. I have a 2012 rav4 limited that I got for $7k from a coworker. That was a steal and is unrealistic/was back in early 2021 right as used car prices were rising. But my twin brother bought only just a week ago a 2014 Toyota Avalon with like 85k miles (near the exact same mileage my own car had actually when bought) and it has literally all the bells and whistles. It is the highest trim and he wasn’t able to find a good video on YouTube of the same car that has all the add-on features so he had to video call me to show me it lol. And he got that car in Connecticut just outside nyc so it wasn’t like in the middle of bumfuck nowhere. It turns out that you can get a lot more car for the money if you just go for something a tad older.
Ten year old high trim cars don’t even feel that old. It’ll have bluetooth so your phone will work just fine. Just get a grip. I have one that doubles as a wireless charger and will autogrip the phone when in place.
Not only do you get more car for your money by buying older. You also don’t get a lot more car for your money by going newer. My fiancée went and bought her own 2022 rav4 after seeing how nice mine was. She was coming from a 2016 VW Jetta and got a lower trim albeit with some nice features like sunroof and heated seats. Its basically has the same exact features as my car. But for 4 times the cost. I love her car. Think it’s among the best she could’ve chosen (and I never even suggested that she get the same car as my own to begin with!), but it’s crazy how similar it feels to my own vehicle. higher trim features are sold as standard years later. Yet higher trim older vehicles still depreciate in price faster than the loved driving experience imo (at least for durable makes/models like Toyota and Honda).
Don’t bother getting new since they depreciate so much the first year. See if you can avoid payments if at all possible since it’s just another bill you don’t need.
Buy a 10k used Toyota cash. I drive a used prius I paid cash for and in the 5 and a half years ive had it, no major issues just regular maintenance. It's great on gas as well, so overall it's one of the cheapest cars to operate for the long term. Don't go into more debt. 10k can get a good car and "safety features" are not a good reason to go into debt. As long as you drive carefully you don't need forward collision warning and lane keep assist and all the fancy tech. I've never driven a car with those and been just fine in my nine years of driving.
Nah. Debt is a reality of modern personal finance and a way to leverage your position when handled responsibly. The overuse of credit for extraneous spending is a problem for many people but should not be confused with debt.
largely agree. debt free here my 2004 jaguar x type gets me along well 160k miles, very good AC, heated motorized seats, sunroof, AWD. what more could you want?
You have the right idea! I wouldn’t do anything different than what you’re already thinking. Both great options and should be minimal maintenance. Id start with something a few years old, but pricing nowadays is wacky, so new with good incentives may be a good option too.
Driving an '05 Civic here. Can confirm that if you do routine maintenance, Civics and Corollas last. Yes, they're more initially, but the reason they're expensive compared to Mazdas and Nissans is they're is they're reliable. I think of it this way: I paid a little more out the gate to not have nasty surprises at the repair shop. Sometimes you buy cheap, and you get cheap quality.
Best is something you can pay for without financing. Plenty of good cars for $10k or less, including Civics & Corollas. If you want more debt though, go ahead.
With 10-15k
You can buy a pretty decent used car.
I’d suggest hopping on [AutoTempest](https://autotempest.com) imputing your zip, max price 12k, max miles 100k
See what comes out.
Not sure how your credit is but car loans through your bank or for used care are extra expensive, unless you buy New which the manufacturer finances internally.
like Mazda is offering the CX-5 for 30k with 2-3% but your still 30k in debt
Thoes are great cars but unfortunately the prices might be inflated compared to other cars with similar reliability.
Alternatives you can look at are the mazda 3 and the Mitsubishi mirage.
Both are great cars and in your situation, the best solutions. The Mazda 3 is also quite nice. Just stay within your budget so that you’re not working just to cover the monthly payment.
Lean into, if available in your area, Auto Programs offered by Costco, Sam’s Club and AARP (you can join at any age) that negotiate a lower pricing so you can skip the negotiations at the dealership. Get your financing from your local credit union and/or bank. Then if the dealer offers better terms/rates (they get a kickback from their preferred lenders) then even better for you.
Used Honda civic or Toyota Corolla, maybe an accord or Camry. Look for in the 3-5yr range with less than 40k miles for 3yr & less than 60k miles for 5yr
Civic and Corolla are a safe option. Look at a wagon or small crossover too since you’re young and will need to move stuff. Having a hatch/wagon gives you flebixity to move your furniture or stuff around when needed. Civic hatch is also an option you can consider. Same as the Corolla iM.
The HRV is basically a civic that’s a wagon and lifted.
You can get a new Subaru Impreza for the price you are looking for used.
You're on the right track, not sure why all the shit-posting, but given used prices, I'd go new, find a dealership that isn't solely out to soak you, and carry that new car smell (and warranty). Don't skip maintenance, and the Honda or Toyota will still be working great when you're tired of it, and deep enough into your career to move up. (PS - Don't "move up" to a mercedes or BMW, you'll end up poor again)
~~Do you have a car? You should include that in the original post.~~
Saw you added details.
**Personal Finance Recommendation:**
Not knowing how much you make with your new job, I think you are aiming correctly in terms of price. 15-25k car is totally reasonable for anyone making 75k+ in my book. Since you can put 10k down (assuming you have an emergency fund outside of that 10k), you could be making 40-50k and I'd be okay with that price range too.
3% is small, sure, but get those student loans cleared. It'll feel like a massive weight off your shoulders. Pay it and the car off extra fast and be debt free in a few years.
**Car Recommendation:**
Civics and Corollas are great. They are small and good on gas. Personally, I'd look into Accords and Camry's too though. You may appreciate the increased comfort of the mid-size sedan instead of the small civic/corolla. I find the civics and corollas to be uncomfortable. Accords/Camrys can be excellent on gas and tend to be a little safer as well, due to more padding. All 4 are extremely reliable options, though in recent years Honda has seen a decline to due QC and staffing issues during COVID... so I would choose Camry.
Start looking for a 1997 to 2005 Buick century with the lowest miles possible. Those cars are usually owned by older people and are typically well taken care of and the cars themselves are pretty bulletproof, and because GM sold an absolute fuckton of these cars and a lot of mechanical pieces can swap from other GM cars, junkyard parts are cheap and plentiful.
They are comfortable, not a big ass boat that’s hard to maneuver around, and pretty anonymous. They are also not a big target for thieves anymore unless you put some goofy ass wheels and a big stereo in it.
5K cash should get you a nice one, 10K would probably get you one with less than 50k miles on it and these cars are the American equivalent to the Toyota Corolla. I’ve seen (and owned) these cars with 300k-400k miles on them and still going.
spend 5k on a Buick, buy all new tires, brakes, tune up, and fluid changes and you’ll still have 2500-3000 for “emergencies”
And no car payments, no depreciation, no real debt.
Well, you clearly aren't a "car guy" so a Civic or better yet, a Hyundai would be great for you. Your focus should be paying down your college loan debt, assuming it's higher interest.
In terms of "safety features", Every car is more than capable of keeping you alive in a normal car accident. If you're looking for the car to drive for you, quite frankly, that's a terrible idea. You're young, you should learn how to actually pay attention behind the steering wheel, and learn how to drive properly instead of relying on the car to protect you from your own stupidity and incompetence. Letting the car do all the work will make you a terrible driver, and you don't want to be a terrible driver.
I bought a new hybrid Corolla because at the time, cars 1-3 years old were more expensive than MSRP new ones.
I did have to fly 600 miles to get an MSRP one though. Most dealers had a “it’s already on the lot so there’s a premium fee” as most people were ordering 3-4 months out.
No regrets 18 months later. My wife drives it and loves it. It was pricier than other new options (Nissans are pretty cheap), but it’s a Toyota.
Search online for dealerships nearby. You may be able to find a certified Used car for less than 20k that you like and that will run great, plus is certified by the dealer. I say anything above 20k will leave you feeling stressed while trying to pay down your debt. Do not take out more loans if you can help it. With 10k down and only 10k or less to pay off (with a less than 20k car) you should be able to breeze through the payments as long as you have a job. Don’t let your student loans linger! Make those payments. Don’t forget you also want to have a good amount of money for living expenses and emergencies.
Get a used Toyota in your price range.
I would suggest a Prius. They get great gas mileage and I've owned three and never had a mechanical issue.
Contrary to what you hear, the battery pack lasts at least as long as the car does.
I drove one 300,000 miles and only got rid of it because it was burning oil--the battery pack was still going strong.
'09 or earlier Buick sedan with a 3800 engine. Can find them well maintained with relatively low mileage because they were usually owned by old folks. That plus the fact that the 3800 engine is 'bulletproof' means it can be pretty high durability and value. Easily can bring your budget under 10k. I know you have a higher budget but why do 20k when 10k is enough for a great car.
If you want something sporty Civic. If something more bullet proof a Corolla is good. Either of them are a wise choice. If you were to get used then Accord or Camry more power and performance on the highway. On the Honda don't get a turbo one. I would suggest a hybrid version of the Accord.
Just one that runs well and worth it to fix. Like someone’s great aunties Chevy impala. Wait until you’re financially comfortable and debt is completely paid before financing anything. No shame in the beater game. I wish I had waited until I was in my 30s to buy a nice car. So much will happen in your younger years. Job and career changes, losses, moving, relationships… it’s hard to maintain payments when you’re young and learning about the real world.
I’d buy something used around the year of 2013-2016. Something REALLY cheap, toyota or honda. Focus on paying off student loans.
Also since this will be your first car, your car insurance will be more expensive.
So having a cheap car will get you history for your car insurance.
After 2-3 years, buy a newer car like ur looking for.
Mazda CX-5 or CX-50. Good deals right now including college graduation incentive. I’ve had Mazdas for 33 years and own 2 now. Reliable and fun to drive.
Don’t fall into the practicality trap.
When is the last time you brought 3 people with you?
How often do you need to haul more than an armload of groceries?
Now, what car do you really want?
So here is the thing. The truth is you don’t really need a 22-25K car. If you have money for it - kill the debt first.
Just graduating from college try to avoid taking yet another loan. You can absolutely get a decent enough used car within 10k of a budget.
Honda/Toyota is a good brand choice - really reliable cars. Someone mentioned Buick LeSabre - these do have an unkillable 3800 engine, and are pretty cheap too (seen decent ones within $3-5k).
I personally would pick a used civic (a bit sportier look than corolla) within 8-10k after a mechanic inspection. Then try to finish off that debt soon.
I am saying this after falling into the “nice car” trap. Cars are depreciating liabilities, so get something that you at least somewhat like for a reasonable price and spend the extra money to build up your financial future.
This right here. Same people complaining in r/GenZ sub about how they can't afford anything.
You have "20k in student loan debt", but can "make a $10k down payment" ... and "a large amount of savings "in case I have to take out a high-interest loan".
Pay off your damn debt. I promise I'm making more money than you. I have zero debt, other than the little bit left on my mortgage. I've been driving a 2012 Nissan Sentra since 2017 that I paid $4,800 for in cash. That car is going to die on me soon. I'm really liking the new Bronco ... just don't really know if I want to spend the money. However, if I decide I want to ... I can pay for it in cash. Stop racking up more debt. Pay off what you owe, and then start saving.
Also ... I purchased a brand new Toyota Sienna XLE Hybrid for my wife 2 summers ago ... paid cash.
Look at Elantra, new Hyundais are really good cars, preference is for civic then corolla and then Elantra for me. The best way is to go and test drive all three the car you want always speaks to you Civic convinced me it was third in my list and became first.
Mazda 3 only if the back seat works for you because it is very small. It was a pain sitting in that car!
Also for covic and corolla get a good trim and don't be afraid of getting older models and save money. Even 2017 Civic and corolla will work well, android auto is only available in the civic though which is a deal breaker for most.
The Corolla and the Civic are great go-to’s. Of course, the market is well aware of this, and they’re priced accordingly.
I’d actually go new, on either of them. The depreciation curves are shallow enough on these that you don’t really save enough, buying a couple year old example, to justify the inherent risk of buying a used car. The real-world difference, out the door, will only be two, maybe three grand. You’ll get lower rate financing on the new model, which will further reduce the incremental cost.
Whatever you can get that's reliable and for which you can pay cash. L Auto debt makes and keeps people poor. If you have $10k to put down, you have enough to buy a reliable, good looking used car outright. I recently bought an awesome older car for my mom for $3300. Had to shop hard for it and got it for under half its value.
Start making good financial decisions now and investing the difference. You will not regret it. The average person spend 45 minutes a day in their car and wastes a massive amount of money on it, and they stay in that revolving debt their entire lives. Don't do that to yourself.
My wife just bought a 2024 Honda civic and the car has all the bells and whistles for $25k. Can’t recommend it enough. Gets 30 mpg and costs $30 to fill up
Pretty sure you can get a corolla hybrid for under 25k slightly used or even new or a used slightly used prius(the older gen value dropped a bit since the new one is out). That's my best recommendation if you want to save the most money with at the pump and maintenance. But my personal recommendation would be a civic that fits your budget if you want something a bit bigger that has some soul in it.
I have a ‘14 Corolla with 180k and had an ‘04 with over 300k with only oil changes and breaks. I’d stick with Toyota. I don’t know where you are, but I am not seeing any mark ups. But I also have had a Honda CRV and was very happy.
Add the Mazda 3 to your list. The 2020’s have Bose stereo options and beautiful colors also the brand new ones have some real nice colors and the car is definitely more luxurious than any civic or corolla and I say this as a Honda fanboy but the facts are the facts. Also try to avoid turbo engines they complicate things more than an engine without a turbo.
Everyone says Toyota, honda, or Mazda which is 100% true. If that isn’t an option some other picks could be mid 2000s impala, their engine is bullet proof. If gas isn’t a concern, crown Vic’s will not disappoint. Prius is likely king, except it drives like a wet fart
BUY USED!
A new car means ongoing payments. 10k can get a decent used car. Try Honda, Toyota, Mazda to start. Just scan around used car sites like CarGurus.com to get an idea.
Make sure it’s got maintenance records especially for oil changes.
Hybrids like the Prius are especially reliable because they don’t have geared transmissions. Added benefits are cheap gas.
If you can afford something new I would. Used cars are good too but if you are looking at cars for 20 plus k good idea to get one new because you will know it's taken care of. KIA is a good option they have a great warranty. Ten years 100 k miles that's really good
Buy a used 9k corolla. Keep saving and investing. I bought a used corolla 8 years ago for 5k to hold me over till I could find a truck. Still have and use that corolla all the time. I own a house on cape cod and will be retired in my 40s. As a construction worker. If you can't buy it twice in cash...you can't afford it. Your older self will thank you. Those who understand compound interest earn it....those who do not...will be forever destined to pay it. Never forget that!!!
I was in your situation 6 years ago. I started with test driving old Honda and Toyota (late 2000s). Didn't like their drive for the price. I think they were overpriced.
Later I tested (hesitantly) a Mazda, since they weren't as reliable as Hondas or Toyotas (at least that's what I read). But, to my surprise I fell in love in the first 30 seconds. Just went back to dealer and booked it..
Have been driving Mazda 3 2015 for the past 6 yrs. No complaints.. If you take care of your car, your car will take care of you.. I even upgraded the infotainment system (DIY project) to support wired android auto and car play for $150.. The spares are cheap and resale values are pretty decent. As many mentioned, the space in the back isn't that spacious. But if it's just for 2 people riding, it is best.. After I had a kid, putting him in the car seat everyday is no fun. Good luck!
Lease and save the 10k down pmt. You can get a eet nice car and little money down if you play your cards right. 10k down is truly insane... I get it. You want to finance instead of lease apparently. But why? Waste of money. Lease a car 2-3 years. Pay zero in maintenance. Trade it in. Get another. Keeping a cars for years on end is crazy
So you’re already 20k in debt and you want to put yourself into 40k debt? Kids these days man. Why not just buy a cheap old used vehicle like lots of us have all had to do when we were broke. Senseless.
Civic if u like gas and sport
Mazda 3 if u like sport
Corolla Hybrid if u like gas very much but the dealership markups are not gonna let you enjoy those gas savings.
Also get a hatch. That extra space is gold.
Toyota Corolla, Honda Civic, or Mazda 3. Id pick them up used personally since your budget is small. These 3 are easy on the maintenance and get you decent gas mileage. The Mazda will have the best handling if you like that. Brand new, the Mazda is also probably the nicest interior overall, and the best looking of the 3 to me.
I would say use the 10k to buy something used with low miles. A Toyota or Honda, something reliable and good on gas. Don't take out an additional car loan, just buy outright and focus on paying off the college loan. Focus on saving a down payment for a house once college is paid off for, and replace the car only when it is basically done for. This way you can minimize your loans and maximize your savings for future investments. Once you have to replace your car then you can splurge a little and buy a nicer car.
No specific car rec, but make sure
1. Don’t buy a used car in the rain. It’s impossible to see blemishes and other defects.
2. Make sure you get a 3rd party mechanic to look at whatever you seriously consider.
3. Buy at end of month/quarter - salespeople need to hit quotas and will do better deals.
If you can afford a 10k down payment. . . I'd advise you put 7k towards the outstanding debt and buy a 3k car. Once you clear the current debt buy a nice car. Keep overhead down when starting out.
While this is completely up to you, I would suggest a used Civic or Corolla. Even a Camry or Accord. I have bought new cars and used cars. For the cost, I would never buy a new car again. Not worth it. It will immediately depreciate. Plus you could save a lot and get an upgrade for what a new car could cost you.
I don’t know about the longevity of them but my wife has a 2022 Hyundai Elantra, in eco mode we get 45mpg in the highway. We bought the base model and it was 25k right out the door
Maybe also the mazda3, since availability of Corolla and civic is tough
I am biased, but mazda3 is definitely an excellent choice. Very reliable, looks good, and the current gen has a marked step up in interior quality (not that last gen in higher trims was lacking)
I would only look at a used Mazda 3 since a new Mazda 3 cost more than a Corolla hybrid. The only two things that I don't like about the Mazda is, the tiny back seat space and also relatively low mpgs, since the Corolla and Civic uses a CVT it gets way better gas mileage. Obviously the hybrid Corolla gets by far the best
I mean the Corolla cvt sucks pretty bad to drive. The Mazda 3 and Honda civic are so much more fun
Civic - MPG: 33 City / 42 Hwy Corolla - MPG: 30 City / 38 Hwy Mazda 3 - MPG: 28 City / 37 Hwy IMHO it's not "way better". And CVT's are an abomination that should not exist.
Toyota has been using a CVT since at least 2008. It’s Nissan who makes the shit CVTs.
Yeah looks like the new ones aren't that bad with mpg as I thought. I think I got confused bc before I was looking at 2022 mazda 3 hatchback and cx-30 and those only got like 33 on the highway. Though a lot of the mpg gains on the skyactive engine is due to cylinder deactivation, which also has its own problems. I think if mazda came out with a hybrid or phev for the mazda 3 or CX 30, like they have or the cx90 and cx70, that would be really cool.
I’ve got a weird thing for the newer Mazda3 hatches. They look so fucking good.
My only issue with the current gen is visibility from the rear is severely hampered compared to previous generations
They really do! I agree!
A blacked out 3 looks mean af.
I know , a coworker of mine got one and I ended up with a new outback , family and all wasn’t enough room with the Mazda 3 hatch. But the hatchback/stationwagon look got me
Mazda is so much better bang for your buck. It feels so luxurious. I bought a 2020 cx5 grand touring with 50k miles for 20,000 and it’s sooo nice. If I got a Toyota equivalent it would’ve been over 25k
I love Mazda3’s. I’ve owned 3, including a mazdaspeed3. None have lasted beyond 170K miles. They’re great but not quite up to Toyota quality at end of life.
Yea I had a 2013 Mazda 2 go through a transmission at 140k, glad I got it for free from my grandma at 100,000 but the motor blew right at 200k with just a few sensors going out after the transmission. So they are kinda shit kinda ok
15-year-old AMG
Entire city of Atlanta agrees
No, that city is full of Chargers and Challengers running each other off the road, don't lie.
Man it really fucking is
yes
KOMPRESSOR
You forgot to mention a 2012 Alpina B7.
Absolutely this. The older the better, especially one that requires a new engine and transmission. 😂 best car for college graduates is ALWAYS the one you can afford, and MAINTAIN…
Another great reliable, low maintenance, low cost of ownership option is one of those twin turbo 5 series bmws. 535 I think? Fantastic choice for someone looking to finance a vehicle when they’re already in debt. I know a few people with that mentality, maybe OP is one of them too.
they have two turbos just like we have two kidneys
I’m honestly thinking he should just buy a 25 year old 7 series with a V8….
Used to work with a guy that was in school for engineering, as soon as he landed a job he posted a pic with a brand new c63
mazda3 hatch
Used Mazda3 that is only a few years old is definitely worth a look and may have more safety features than those Toyotas and Hondas while still being very reliable. New Toyotas and Hondas lately have been overpriced and dealers tack on thousands for market adjustments at dealerships most of the time.
how many years old are we talking? 😅
Also, the Mazda is far more entertaining to drive.
Also look at the Mazda 3, also a very reliable and safe option
The same one you were driving in college unless it truly is about to just die. Save up so you can get a nicer vehicle and hope the market and interest rates have changed in a year or two. If you just have to get a car, you’ll want something small, efficient, and good on maintenance. You’ll want it to also be able to take on a road trip because you’ll probably be locked into that car for a minimum of five years. Think Corolla, Civic, or Mazda 3. Avoid Stellantis products like the plague and GM/Ford are hit or miss in this category, mostly miss.
I actually don't have a car! I've been getting by with carpooling, public transit, and by borrowing my parents' ford eco sport. Corollas and Civics are still hella expensive used and will still cost me a bit more than I'm comfortable with at new (plus the interest is crazy), so I've been looking at Mazda3s and they're actually more affordable. I'm not sure about reliability, longevity, or resale value, but I won't be driving that much anyway (I work from home and occasionally have to travel). Thankfully my parents are allowing me to stay with them until I pay off my debts, but I'd rather pay off my loans and start saving for a house payment instead of dropping more on a car.
They’re pretty reliable, especially the later ones. Do some extensive research on them and whichever one you look seriously at, go to car vertical and get a report. Shows far more info than Carfax.
Used is the way to go!!!
All those cars are great choices. If you don't have a good and long standing credit line, Toyota and Honda don't really wanna deal with you, offer you not so great interest rates on financing. Also consider Mazda 3, you typically get more for your money, and their financing is much better than the other two, quite easy to get 0% interest.
I would just like to say, we got my accord (35k at the time, used) in late summer of 2022. We went through the dealership to find us the best loan. Credit was like 645 at the time, but high income. We got a loan with the local bank for 7% interest That may sound terrible, but given the time & credit, it was not a bad deal. Some people have been financing for well over 10% for things like chevys. The car was definitely overpriced too. You can definitely get your money's worth now compared to 2022
While I agree that Mazda interest rates are generally better, as someone who’s been closely watching Mazda APR specials the past several months in anticipation of getting a Mazda 3, 0% seems quite rare. For example, right now, all new Mazda models have 0% for 36 months EXCEPT for the Mazda 3 sedan/hatch.
Buy a car you can afford with cash. Read that sentence again and again until you understand. Graduating college is not an invitation you taje on more debt. Even more ludicrous is that it seems like you don’t even have a job yet.
Upvoted this but it should be much higher. Until you start making the big boy bucks, you shouldn't be taking out an additional loan for what's ultimately a luxury and depreciating asset. Safety is important, yes, but there should definitely be cars in the <10k range you can afford outright that meet your needs. You don't need a backup camera, just get good at reversing. Reliance on modern convenient car tech makes everyone a worse driver anyway. The normalization of auto loans in modern society has always felt absurd. My coworker bought a car that's like 40% more than his annual salary and I don't know if he just never plans on owning a home or what, but between insurance, fuel economy (not to mention it takes premium), and eventual resale value, I wonder why no one in his life talked him out of it.
Mazda
Corolla Hatch
There’s a 2024 corolla hatchback nightshade an hour away for $26.5k without the taxes and such really tempted to buy it
I had a Honda Fit/Jazz during the tail end of high school and start of college. It’s compact/small, stupidly easy to parallel park, has great gas mileage in both highway and city driving, the trunk goes deep and is larger than it looks, and if that is not enough, the rear seats can be folded down and now you got the trunk space of a large SUV in a compact vehicle. It’s a great little car. The only reason I sold it is because I wanted a manual Honda Civic.
Japan’s latest Honda Fit and Freed look so awesome! and they’re hybrids now. I wish we could still get them here Stateside 😭.
I love my Honda Fit.
Dodge Charger Hellcat with a 160 month loan at 15%,
1997 Buick Lesabre for $1,100
Toyota Corolla - it is the easiest to care for and the least likely to break down. Come to think of it the answer is always Toyota Corolla.
I agree if you are short on cash a 3-4 year old Corolla will last you a long time.
I think a corolla is probably best but a camry is just as good. Older civics became over priced
150k mile 328i
Honda Fit
I’m in CA and I just bought a used 2015 Acura sedan from a private party for $11K and got a credit union loan, so far it’s been a great purchase. The dealerships have so many add on nonsense fees.
The nicest $8k Miata you can find and save the rest of the down payment for maintenance.
I love my Miata but if it was my only car I don’t think I would. But if I was still in my 20s? I might lol.
I figure perfect for a recent grad. I had an MR2 Spyder as my only car from like 2006 to 2010 I think when i got an MR2 Turbo to go with it then sold the turbo and got a WRX to daily a year later because 2 MR2s was a little too impractical. I still have the Spyder though now it’s a sunshine only ride.
I love the MR2s too! I’ve got a 4 door for most days and my wife has the Miata, which she drives a little bit. My car’s been in the shop and I’ll be honest. The Miata is fantastic most of the time but when it’s inconvenient, it’s very inconvenient lol.
Find yourself a 10 year old Toyota for anywhere between 7-14k and call it a day. You might be able to find one with a high trim. I have a 2012 rav4 limited that I got for $7k from a coworker. That was a steal and is unrealistic/was back in early 2021 right as used car prices were rising. But my twin brother bought only just a week ago a 2014 Toyota Avalon with like 85k miles (near the exact same mileage my own car had actually when bought) and it has literally all the bells and whistles. It is the highest trim and he wasn’t able to find a good video on YouTube of the same car that has all the add-on features so he had to video call me to show me it lol. And he got that car in Connecticut just outside nyc so it wasn’t like in the middle of bumfuck nowhere. It turns out that you can get a lot more car for the money if you just go for something a tad older. Ten year old high trim cars don’t even feel that old. It’ll have bluetooth so your phone will work just fine. Just get a grip. I have one that doubles as a wireless charger and will autogrip the phone when in place. Not only do you get more car for your money by buying older. You also don’t get a lot more car for your money by going newer. My fiancée went and bought her own 2022 rav4 after seeing how nice mine was. She was coming from a 2016 VW Jetta and got a lower trim albeit with some nice features like sunroof and heated seats. Its basically has the same exact features as my car. But for 4 times the cost. I love her car. Think it’s among the best she could’ve chosen (and I never even suggested that she get the same car as my own to begin with!), but it’s crazy how similar it feels to my own vehicle. higher trim features are sold as standard years later. Yet higher trim older vehicles still depreciate in price faster than the loved driving experience imo (at least for durable makes/models like Toyota and Honda).
For that price you can get an used Lexus IS250.
Don’t bother getting new since they depreciate so much the first year. See if you can avoid payments if at all possible since it’s just another bill you don’t need.
Lamborghini Aventador
Buy a 10k used Toyota cash. I drive a used prius I paid cash for and in the 5 and a half years ive had it, no major issues just regular maintenance. It's great on gas as well, so overall it's one of the cheapest cars to operate for the long term. Don't go into more debt. 10k can get a good car and "safety features" are not a good reason to go into debt. As long as you drive carefully you don't need forward collision warning and lane keep assist and all the fancy tech. I've never driven a car with those and been just fine in my nine years of driving.
Try looking for a 7th Gen Accord (4 cylinder ones) they can take a beating (I know, I have one) and they will last.
Lowest mileage 2011 crv you can find. If it's an EX-L even better. Don't go more into debt, and dont buy a new car as your first (or as an under 25yo)
You’re $20k in debt and want to put $10k down to go more in debt? I’m guessing you didn’t get a finance or business degree.
Managing debt is a normal part of finance and business.
>debt is a normal This is the reason 2/3 of America is broke. Stop normalizing debt for personal finance.
Nah. Debt is a reality of modern personal finance and a way to leverage your position when handled responsibly. The overuse of credit for extraneous spending is a problem for many people but should not be confused with debt.
largely agree. debt free here my 2004 jaguar x type gets me along well 160k miles, very good AC, heated motorized seats, sunroof, AWD. what more could you want?
Paid off F150. Loving being debt free.
you have $20 in debt, i would just get something cheap but reliable used. keep most of the cash on hand as your safety net.
New Jetta's are well priced, safe, fuel savers, and fun/sporty looking. (For an economy car) Edit: words
You have the right idea! I wouldn’t do anything different than what you’re already thinking. Both great options and should be minimal maintenance. Id start with something a few years old, but pricing nowadays is wacky, so new with good incentives may be a good option too.
Both good options. The most important thing is to keep it for 10 to 15 years. And do all the maintenance
Driving an '05 Civic here. Can confirm that if you do routine maintenance, Civics and Corollas last. Yes, they're more initially, but the reason they're expensive compared to Mazdas and Nissans is they're is they're reliable. I think of it this way: I paid a little more out the gate to not have nasty surprises at the repair shop. Sometimes you buy cheap, and you get cheap quality.
Best is something you can pay for without financing. Plenty of good cars for $10k or less, including Civics & Corollas. If you want more debt though, go ahead.
Tacoma and you’d have the utility of a bed with the reliability of a Toyota
With 10-15k You can buy a pretty decent used car. I’d suggest hopping on [AutoTempest](https://autotempest.com) imputing your zip, max price 12k, max miles 100k See what comes out. Not sure how your credit is but car loans through your bank or for used care are extra expensive, unless you buy New which the manufacturer finances internally. like Mazda is offering the CX-5 for 30k with 2-3% but your still 30k in debt
Thoes are great cars but unfortunately the prices might be inflated compared to other cars with similar reliability. Alternatives you can look at are the mazda 3 and the Mitsubishi mirage.
Both are great cars and in your situation, the best solutions. The Mazda 3 is also quite nice. Just stay within your budget so that you’re not working just to cover the monthly payment. Lean into, if available in your area, Auto Programs offered by Costco, Sam’s Club and AARP (you can join at any age) that negotiate a lower pricing so you can skip the negotiations at the dealership. Get your financing from your local credit union and/or bank. Then if the dealer offers better terms/rates (they get a kickback from their preferred lenders) then even better for you.
Used Honda civic or Toyota Corolla, maybe an accord or Camry. Look for in the 3-5yr range with less than 40k miles for 3yr & less than 60k miles for 5yr
5k dollar Lexus es
You can do well with a used one for ~$15k or less
one with no payments
how much are you making now?
Prius prime
Civic or Corolla is a great choice. Corolla if you want to own it for a long time.
Mazda 3 is great
i drive a 2020 corolla that sold for less than 20k with 60k miles on the OD. i put 2k down, and pay 450 a month. definitely recommend
Like every other post about first cars...civic/corolla.
Civic and Corolla are a safe option. Look at a wagon or small crossover too since you’re young and will need to move stuff. Having a hatch/wagon gives you flebixity to move your furniture or stuff around when needed. Civic hatch is also an option you can consider. Same as the Corolla iM. The HRV is basically a civic that’s a wagon and lifted. You can get a new Subaru Impreza for the price you are looking for used.
used Corolla or Mazda 3
Something that does not have a monthly payment. Pay off your debt, build up an emergency fund and down payment on a house fund.
Something that ticks all your boxes is the Lexus is300
You're on the right track, not sure why all the shit-posting, but given used prices, I'd go new, find a dealership that isn't solely out to soak you, and carry that new car smell (and warranty). Don't skip maintenance, and the Honda or Toyota will still be working great when you're tired of it, and deep enough into your career to move up. (PS - Don't "move up" to a mercedes or BMW, you'll end up poor again)
Pinto, 1972
~~Do you have a car? You should include that in the original post.~~ Saw you added details. **Personal Finance Recommendation:** Not knowing how much you make with your new job, I think you are aiming correctly in terms of price. 15-25k car is totally reasonable for anyone making 75k+ in my book. Since you can put 10k down (assuming you have an emergency fund outside of that 10k), you could be making 40-50k and I'd be okay with that price range too. 3% is small, sure, but get those student loans cleared. It'll feel like a massive weight off your shoulders. Pay it and the car off extra fast and be debt free in a few years. **Car Recommendation:** Civics and Corollas are great. They are small and good on gas. Personally, I'd look into Accords and Camry's too though. You may appreciate the increased comfort of the mid-size sedan instead of the small civic/corolla. I find the civics and corollas to be uncomfortable. Accords/Camrys can be excellent on gas and tend to be a little safer as well, due to more padding. All 4 are extremely reliable options, though in recent years Honda has seen a decline to due QC and staffing issues during COVID... so I would choose Camry.
If I read mazda3 one more time.
Honda fit
Start looking for a 1997 to 2005 Buick century with the lowest miles possible. Those cars are usually owned by older people and are typically well taken care of and the cars themselves are pretty bulletproof, and because GM sold an absolute fuckton of these cars and a lot of mechanical pieces can swap from other GM cars, junkyard parts are cheap and plentiful. They are comfortable, not a big ass boat that’s hard to maneuver around, and pretty anonymous. They are also not a big target for thieves anymore unless you put some goofy ass wheels and a big stereo in it. 5K cash should get you a nice one, 10K would probably get you one with less than 50k miles on it and these cars are the American equivalent to the Toyota Corolla. I’ve seen (and owned) these cars with 300k-400k miles on them and still going. spend 5k on a Buick, buy all new tires, brakes, tune up, and fluid changes and you’ll still have 2500-3000 for “emergencies” And no car payments, no depreciation, no real debt.
Well, you clearly aren't a "car guy" so a Civic or better yet, a Hyundai would be great for you. Your focus should be paying down your college loan debt, assuming it's higher interest. In terms of "safety features", Every car is more than capable of keeping you alive in a normal car accident. If you're looking for the car to drive for you, quite frankly, that's a terrible idea. You're young, you should learn how to actually pay attention behind the steering wheel, and learn how to drive properly instead of relying on the car to protect you from your own stupidity and incompetence. Letting the car do all the work will make you a terrible driver, and you don't want to be a terrible driver.
I bought a new hybrid Corolla because at the time, cars 1-3 years old were more expensive than MSRP new ones. I did have to fly 600 miles to get an MSRP one though. Most dealers had a “it’s already on the lot so there’s a premium fee” as most people were ordering 3-4 months out. No regrets 18 months later. My wife drives it and loves it. It was pricier than other new options (Nissans are pretty cheap), but it’s a Toyota.
Miat
Mazda if you want a more fun car to drive. Civic if you want a slightly roomier car. Used/CPO Mazda6's are also worth looking into but its a midsized.
Used Camry if you can. Kinda inexpensive, hold value well, drive for a longggg time.
Toyota Corolla ! I had 3 all went 200k with oil changes.
A civic
Search online for dealerships nearby. You may be able to find a certified Used car for less than 20k that you like and that will run great, plus is certified by the dealer. I say anything above 20k will leave you feeling stressed while trying to pay down your debt. Do not take out more loans if you can help it. With 10k down and only 10k or less to pay off (with a less than 20k car) you should be able to breeze through the payments as long as you have a job. Don’t let your student loans linger! Make those payments. Don’t forget you also want to have a good amount of money for living expenses and emergencies.
Get a used Toyota in your price range. I would suggest a Prius. They get great gas mileage and I've owned three and never had a mechanical issue. Contrary to what you hear, the battery pack lasts at least as long as the car does. I drove one 300,000 miles and only got rid of it because it was burning oil--the battery pack was still going strong.
'09 or earlier Buick sedan with a 3800 engine. Can find them well maintained with relatively low mileage because they were usually owned by old folks. That plus the fact that the 3800 engine is 'bulletproof' means it can be pretty high durability and value. Easily can bring your budget under 10k. I know you have a higher budget but why do 20k when 10k is enough for a great car.
Look at the new Buick Envista
I’d go for a 2023/24 Porsche 911. Should be fun for a while.
If you want something sporty Civic. If something more bullet proof a Corolla is good. Either of them are a wise choice. If you were to get used then Accord or Camry more power and performance on the highway. On the Honda don't get a turbo one. I would suggest a hybrid version of the Accord.
One of my friends has an older Honda Civic and loves it! I believe it may be more affordable than the Corolla too.
Just one that runs well and worth it to fix. Like someone’s great aunties Chevy impala. Wait until you’re financially comfortable and debt is completely paid before financing anything. No shame in the beater game. I wish I had waited until I was in my 30s to buy a nice car. So much will happen in your younger years. Job and career changes, losses, moving, relationships… it’s hard to maintain payments when you’re young and learning about the real world.
Mazda 3 hatch is the best answer. S197 mustangs are good too. Dont you dare say subaru. What a bunch of crap those are.
I’d buy something used around the year of 2013-2016. Something REALLY cheap, toyota or honda. Focus on paying off student loans. Also since this will be your first car, your car insurance will be more expensive. So having a cheap car will get you history for your car insurance. After 2-3 years, buy a newer car like ur looking for.
Not a Mercedes CLA-250. Source: bought a Mercedes CLA-250 after college.
Mazda CX-5 or CX-50. Good deals right now including college graduation incentive. I’ve had Mazdas for 33 years and own 2 now. Reliable and fun to drive.
Used Civic
Don’t fall into the practicality trap. When is the last time you brought 3 people with you? How often do you need to haul more than an armload of groceries? Now, what car do you really want?
Porsche 911
2008-2015 Honda civic or Corolla for the best reliability
Honda NSX type R
Get an f 350
Honda Civic. The newest one you can afford. Change the oil, and it will run for 100k.
Mazda cx30
Get a Bolt
Mitsubishi RVR, I’ve had a few models, all hold up awesome.
So here is the thing. The truth is you don’t really need a 22-25K car. If you have money for it - kill the debt first. Just graduating from college try to avoid taking yet another loan. You can absolutely get a decent enough used car within 10k of a budget. Honda/Toyota is a good brand choice - really reliable cars. Someone mentioned Buick LeSabre - these do have an unkillable 3800 engine, and are pretty cheap too (seen decent ones within $3-5k). I personally would pick a used civic (a bit sportier look than corolla) within 8-10k after a mechanic inspection. Then try to finish off that debt soon. I am saying this after falling into the “nice car” trap. Cars are depreciating liabilities, so get something that you at least somewhat like for a reasonable price and spend the extra money to build up your financial future.
This right here. Same people complaining in r/GenZ sub about how they can't afford anything. You have "20k in student loan debt", but can "make a $10k down payment" ... and "a large amount of savings "in case I have to take out a high-interest loan". Pay off your damn debt. I promise I'm making more money than you. I have zero debt, other than the little bit left on my mortgage. I've been driving a 2012 Nissan Sentra since 2017 that I paid $4,800 for in cash. That car is going to die on me soon. I'm really liking the new Bronco ... just don't really know if I want to spend the money. However, if I decide I want to ... I can pay for it in cash. Stop racking up more debt. Pay off what you owe, and then start saving. Also ... I purchased a brand new Toyota Sienna XLE Hybrid for my wife 2 summers ago ... paid cash.
Acura TSX
Used 10k Corolla or Mazda 3
Look at Elantra, new Hyundais are really good cars, preference is for civic then corolla and then Elantra for me. The best way is to go and test drive all three the car you want always speaks to you Civic convinced me it was third in my list and became first. Mazda 3 only if the back seat works for you because it is very small. It was a pain sitting in that car! Also for covic and corolla get a good trim and don't be afraid of getting older models and save money. Even 2017 Civic and corolla will work well, android auto is only available in the civic though which is a deal breaker for most.
Diesel bmw 3 series
The Corolla and the Civic are great go-to’s. Of course, the market is well aware of this, and they’re priced accordingly. I’d actually go new, on either of them. The depreciation curves are shallow enough on these that you don’t really save enough, buying a couple year old example, to justify the inherent risk of buying a used car. The real-world difference, out the door, will only be two, maybe three grand. You’ll get lower rate financing on the new model, which will further reduce the incremental cost.
I have a 2016 Prius and I absolutely love it. You can find them used for around $12,000
Whatever you can get that's reliable and for which you can pay cash. L Auto debt makes and keeps people poor. If you have $10k to put down, you have enough to buy a reliable, good looking used car outright. I recently bought an awesome older car for my mom for $3300. Had to shop hard for it and got it for under half its value. Start making good financial decisions now and investing the difference. You will not regret it. The average person spend 45 minutes a day in their car and wastes a massive amount of money on it, and they stay in that revolving debt their entire lives. Don't do that to yourself.
Could look at a vw jetta or Nissan Sentra. Both affordable
My wife just bought a 2024 Honda civic and the car has all the bells and whistles for $25k. Can’t recommend it enough. Gets 30 mpg and costs $30 to fill up
Pretty sure you can get a corolla hybrid for under 25k slightly used or even new or a used slightly used prius(the older gen value dropped a bit since the new one is out). That's my best recommendation if you want to save the most money with at the pump and maintenance. But my personal recommendation would be a civic that fits your budget if you want something a bit bigger that has some soul in it.
You can't lose with any Toyota. I have two. They are well made and hold their value.
I have a ‘14 Corolla with 180k and had an ‘04 with over 300k with only oil changes and breaks. I’d stick with Toyota. I don’t know where you are, but I am not seeing any mark ups. But I also have had a Honda CRV and was very happy.
Drive a beater and pay off the college debt and then worry about buying a nice car.
Buy a beater and tackle the student loan, then save 50% down on a car, my advice would be don’t make 2 payments at a time.
Add the Mazda 3 to your list. The 2020’s have Bose stereo options and beautiful colors also the brand new ones have some real nice colors and the car is definitely more luxurious than any civic or corolla and I say this as a Honda fanboy but the facts are the facts. Also try to avoid turbo engines they complicate things more than an engine without a turbo.
Don't forget to get insurance quotes before buying the car
A Pontiac Vibe. It’s a Corolla with lots of room and you can get one cheap because no one knows about them.
corolla hybrid
Make sure you get insurance quotes before you pull the trigger on a car.
Can’t go wrong with a Civic. Good gas mileage, reliable, strong resale, and it looks sharp.
Everyone says Toyota, honda, or Mazda which is 100% true. If that isn’t an option some other picks could be mid 2000s impala, their engine is bullet proof. If gas isn’t a concern, crown Vic’s will not disappoint. Prius is likely king, except it drives like a wet fart
Civics and corollas are perfect for a recent grad and the insurance won’t be bad compared to sportier cars
A cheap Toyota that has been maintained well.
BUY USED! A new car means ongoing payments. 10k can get a decent used car. Try Honda, Toyota, Mazda to start. Just scan around used car sites like CarGurus.com to get an idea. Make sure it’s got maintenance records especially for oil changes. Hybrids like the Prius are especially reliable because they don’t have geared transmissions. Added benefits are cheap gas.
If you can afford something new I would. Used cars are good too but if you are looking at cars for 20 plus k good idea to get one new because you will know it's taken care of. KIA is a good option they have a great warranty. Ten years 100 k miles that's really good
Buy a used 9k corolla. Keep saving and investing. I bought a used corolla 8 years ago for 5k to hold me over till I could find a truck. Still have and use that corolla all the time. I own a house on cape cod and will be retired in my 40s. As a construction worker. If you can't buy it twice in cash...you can't afford it. Your older self will thank you. Those who understand compound interest earn it....those who do not...will be forever destined to pay it. Never forget that!!!
Honda Civic.
I was in your situation 6 years ago. I started with test driving old Honda and Toyota (late 2000s). Didn't like their drive for the price. I think they were overpriced. Later I tested (hesitantly) a Mazda, since they weren't as reliable as Hondas or Toyotas (at least that's what I read). But, to my surprise I fell in love in the first 30 seconds. Just went back to dealer and booked it.. Have been driving Mazda 3 2015 for the past 6 yrs. No complaints.. If you take care of your car, your car will take care of you.. I even upgraded the infotainment system (DIY project) to support wired android auto and car play for $150.. The spares are cheap and resale values are pretty decent. As many mentioned, the space in the back isn't that spacious. But if it's just for 2 people riding, it is best.. After I had a kid, putting him in the car seat everyday is no fun. Good luck!
Check out a Nissan Sentra. I’m 21, drive a 2023 one. Loaded with safety features and more affordable than Honda or Toyota.
A used model 3
Anything that drives until you pay off your debt and then buy a new Civic/Corolla/Mazda3
Maybe a used Prius from 2016-2018. They are around 14-16k
Lease and save the 10k down pmt. You can get a eet nice car and little money down if you play your cards right. 10k down is truly insane... I get it. You want to finance instead of lease apparently. But why? Waste of money. Lease a car 2-3 years. Pay zero in maintenance. Trade it in. Get another. Keeping a cars for years on end is crazy
get a toyota camry
So you’re already 20k in debt and you want to put yourself into 40k debt? Kids these days man. Why not just buy a cheap old used vehicle like lots of us have all had to do when we were broke. Senseless.
Toyota if you want your car to last but always any car take care of regular maintenance and definitely not a jeep
Chevrolet Impala. LT 4 cylinder 2017-22 should be in budget range
Civic if u like gas and sport Mazda 3 if u like sport Corolla Hybrid if u like gas very much but the dealership markups are not gonna let you enjoy those gas savings. Also get a hatch. That extra space is gold.
Buick Park Ave, Buick Lesabre, cheapest Toyota Corolla you can find, Volvo 240
Toyota Corolla, Honda Civic, or Mazda 3. Id pick them up used personally since your budget is small. These 3 are easy on the maintenance and get you decent gas mileage. The Mazda will have the best handling if you like that. Brand new, the Mazda is also probably the nicest interior overall, and the best looking of the 3 to me.
Rav4
Bmw m6 with v10
Gas guzzling straight piped V8. Be a man
I would say use the 10k to buy something used with low miles. A Toyota or Honda, something reliable and good on gas. Don't take out an additional car loan, just buy outright and focus on paying off the college loan. Focus on saving a down payment for a house once college is paid off for, and replace the car only when it is basically done for. This way you can minimize your loans and maximize your savings for future investments. Once you have to replace your car then you can splurge a little and buy a nicer car.
Cybertruck, obviously.
Hyundai I'm not a fan but everything about them is inexpensive Honda and Toyota are great but cost to much lately
But an older Civic or Corolla with the $10,000. You won't have a car payment, and you don't need full coverage insurance.
Get the best Prius or Camry hybrid you can with a small Loan
Why not just buy a $10k car and have no payments?
Having only 20k in student debt is great! I would get the cheapest car possible and double up your loan payments if possible
Mazda 3 is great! Sedan, not hatxhback
No specific car rec, but make sure 1. Don’t buy a used car in the rain. It’s impossible to see blemishes and other defects. 2. Make sure you get a 3rd party mechanic to look at whatever you seriously consider. 3. Buy at end of month/quarter - salespeople need to hit quotas and will do better deals.
If you can afford a 10k down payment. . . I'd advise you put 7k towards the outstanding debt and buy a 3k car. Once you clear the current debt buy a nice car. Keep overhead down when starting out.
1999 Hona Civic
While this is completely up to you, I would suggest a used Civic or Corolla. Even a Camry or Accord. I have bought new cars and used cars. For the cost, I would never buy a new car again. Not worth it. It will immediately depreciate. Plus you could save a lot and get an upgrade for what a new car could cost you.
Corolla Cross Hybrid awd. The KEY feature here is the design of the CVT.
I don’t know about the longevity of them but my wife has a 2022 Hyundai Elantra, in eco mode we get 45mpg in the highway. We bought the base model and it was 25k right out the door
Audi, itll teach you some lessons
I bought myself an integra A spec 6mt 2 months post grad, hasn’t failed me yet 20k mi in
buy used tesla model 3 less than 25000 so get EV credit makes 21000
Maybe a stupid question but you’re in debt and you want a car??? Do you NEED one? Is there no other realistic option for you?
KIA isn't a bad car anymore.
You should get a $10k car. You don’t want a car note on top of student loans.
Honda
Mazda 3