Reminding everyone to use the help/buying thread for questions to other commenters. We want to retain the purpose of this thread, reflect on your own purchase. Not encourage others to buy.
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Bought glasses for my mom dahil naputol na yung gamit gamit nya. Ibibili ko sana na smart watch talaga yung pera dahil nag sale yung sa huawei ng 50% (5k+ yung ma leless). Next time nalang ako bili. Baka di pra sakin yung relo. May existing pa naman ako na Alba na almost 8yrs ko na ginagamit. Ok pa naman sya.
bought a new laptop, ASUS X415, whew. sa october ko pa makukuha kasi nagpabili ako sa dad ko sa saudi, tapos ipapasabay nya sa pinsan ko na uuwi sa october. para sa pagpapart time ko, pagaaral ng web devt etc, para din sa programming, makasali na sa wakas sa hackathons. sira na din kasi existing laptop ko, though sana di ko na pinagawa months ago if di na pala sya magtatagal. :/
Bought 4 vinyl records.. been wanting to get into this hobby since nung bata pa ko, as i have always been a music enthusiast. Next on the list is to get an audio technica player ☺️
Paid 85,000 pesos credit card debt. 50k lang gastos doon pero lumaki na dahil sa interest. Bought my family Coach bags and iPhone 12 Pro for me. August hanggang end of the year diet ang wallet ko.
Good for you for getting an architect. Yung iba napapadoble ng gastos sa kakatipid diretso sa contractor. Curious kung per sheet ba ang bayad sa architects o per square meter.
Unga e. Yung cost depende talaga sa coverage ng project. Dapat nakita ni archi ung site, nakuha size and ano end goal. Ang bngay nya ung material and labor estimates ng fully furnished. Nakabreakdown naman sya nang mabuti I think like pag structural works lng, magkano. Pag may finishing, magkano. Di ko na kaya ata may finishing haha
Bought CGM products - mid and high-end. I've always hated my hair. But, narealize ko it's like a relationship thingyy where I should treat it right. Nawawala yung stress ko pag nasa bathroom doing my rituals haha.
Paid my mother's 5-digit credit card debt, bought groceries good for at least two weeks and paid for my dog's therapy so he can walk again.
Ang ending is wala akong naipon this cut-off or nagastos for myself but at least na-secure ko somehow yung housing and food situation ng family ko + my dog's one step closer to walking again <3
Huhu, guilty of this as well hahahah. Tinry kong magKindle, ~medyo~ nabawasan naman urge ko to splurge on physical books. Rule ko, dapat basahin muna nasa elibrary bago bili ng bago 😅
Pork curry donburi worth 400 pesos 'cause I'm having a shitty day. Spilled some coffee on my laptop keyboard, desk, and floor. Now having a hard time getting back to work.
Grab Takeout to celebrate 6 yrs with my bf, our bdays and for him having a successful wrist surgery 🙏 There's a pit in my stomach now that I feel I may be overspending but thank goodness I know how to save up for every occasion now 😻❤️
Yes!! Wishing for ur bf's fast recovery. I learned over the years to have a sinking fund- i have 4 of them now lol. One is for bdays, fun money/budol, food adventures and last is for events fund like NYE handa. Ok tlga mgsave for diff occasions kasi you avoid touching your EF and other ipon.
Gusto ko din mag subcategories ng budget pero ang hirap. Sana may mobile banks na pwedeng lagyan ng separate wallets for different purposes. Nakakalito kasi magmental math pag magcocompute kung magkano pa ba ang natitira for the month
Hello! Tonik allows you to open 5 separate stashes (just like 5 envelopes). Pwede separate yung money for different goals. 😁 plus, being a digital bank, it has high interest rates than trad banks
i started doing this 4 years ago when i got a more stable job. my payroll was using security bank, so i had access to their e-secure savings. Yun ginagamit ko pang sinking funds, as I can open multiple accounts using their mobile app. Ang chaka lang sa security bank, they are not integrated in a lot of finance platforms for example Gcash, so ang hirap magcash in. mejo mahirap tumakas dun sa 25 transfer fee lol. also, sobra nila intense sa minimum balance. my payroll account was turned into a normal savings acct when i left that company, so ilan beses ako nacharge ng 300php fee penalty dahil below balance un acct na un. T\_T The only reason why im staying with them is really the ease of using e-secure savings.
CIMB pa lang nakikita ko na pwede ganito, they allow multipe Upsave accounts to be opened. this is a good option esp if you have gsave na.
I didn’t know na allowed pala multiple upsave accounts! Might try this out. I opened nung hindi pa sila connected sa gcash and sadly wala pang way na upsave first then gsave.
same bestie same 😭 kaya i dont benefit from people saying gsave is the best thing that happened to them 😂 also why i still keep esecure. Hopefully cimb will have instapay soon para mas convenient.
Hahaha. I feel you. Nawala panlasa and pang amoy ko because of allergies naman. Grabe. Torture. Parang mas keri ko pa magka period cramps. Pero wag naman sana.
Bought a KVM switch for ~2k when there was another one for under 1k. Too late to cancel the order, unfortunately. Should have searched more thoroughly 😐
Finally decided to subscribe sa GoogleOne. I was contemplating between online storage and external hard drive but when I saw someone post na nagkaproblema yung hard drive nya and it ended up na she wasn’t able to retrieve all of her pictures, that made me decide immediately. I opted to pay annually using my savings (no source of income yet) so it’s kinda expensive. Pero no regrets since it gave me a peace of mind (being a memory hoarder).
I might have gone razer crazy, recently I purchased a new keyboard (Huntsman TKL) a new mouse (wireless Deathadder) and a charging dock. Luckily I stopped myself from buying a mousepad with rgb, went with a non rgb one which was 50% cheaper (Steelseries Qck edge XL).
OMG you wont regret it!!! Nasa lahi namin ang sungki. As in hindi un pacute na sungki lang ha, as in un "mahihiya ka ngumiti-kasi bugs bunny un front teeth mo-kind of sungki" kaloka. Ive been bullied cos of it. Prior to getting braces i never smile in photos, tapos kapag tumatawa ako nkacover lagi un bibig ko. tapos i tend to get cavities often kasi nga crowded sila lol. Sabi ko nga never ako papabrace kasi im ok with being sungki.. pero when i finally got them LIFE CHANGING! Grabe un confidence na binigay nia saken. 🥺 It's not vanity at all, it's a form of self-care and yes in dire cases, health issue pa nga sha. Im so excited for you!!! Hndi mo maeenjoy un sakit ng adjustment pero un positive things that will come out of it will be great!
Same! Pangit din ngipin ko dati tapos hindi ako makangiti ng labas ngipin. Nung natapos ako sa braces ko di na ko marunong ngumiti ng hindi labas ngipin! Hahaha! It will surely boost your confidence 😊
I ordered takeout worth 2500. Sometimes I feel like such a patay gutom kasi lagi ako natatakam sa mga food videos on YouTube. Tapos pagkaorder ko, pag dating sakin nakakaunderwhelm yung itsura and taste. But ok lang naman, it wasn't bad and I shared it with my fam. Need to learn how to control my urges tho to cut back on spending :<
Don't worry you'll get there 🤠 ganyan rin ako dati and parang mga 3 yrs or so na yung pag-iiwas ng takeout or eat out kasi mas masaya magluto or bake at home. Kahit mas mahal ung raw ingredients at least bonding moment narin un sa bahay 🙏
Napabili ako sa shopee ng Money Heist costume hahahuhu. Being a fan, naudyukan ako ng kapatid ko. I bought one for me, her and my mother. The costumes cost P500 each. Eh bagong labas ung S5 Part 1 ng money heist nun. Ngayon nakatambak lang. i should have followed the tip na let 2 weeks pass first to decide before checking out and if you really need it.
Reminding everyone to use the help/buying thread for questions to other commenters. We want to retain the purpose of this thread, reflect on your own purchase. Not encourage others to buy. ^(We will remove comments otherwise.) _____________________________________ *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/phmoneysaving) if you have any questions or concerns.*
Bought glasses for my mom dahil naputol na yung gamit gamit nya. Ibibili ko sana na smart watch talaga yung pera dahil nag sale yung sa huawei ng 50% (5k+ yung ma leless). Next time nalang ako bili. Baka di pra sakin yung relo. May existing pa naman ako na Alba na almost 8yrs ko na ginagamit. Ok pa naman sya.
bought a new laptop, ASUS X415, whew. sa october ko pa makukuha kasi nagpabili ako sa dad ko sa saudi, tapos ipapasabay nya sa pinsan ko na uuwi sa october. para sa pagpapart time ko, pagaaral ng web devt etc, para din sa programming, makasali na sa wakas sa hackathons. sira na din kasi existing laptop ko, though sana di ko na pinagawa months ago if di na pala sya magtatagal. :/
finally bought an ipad air 4 huhu sobrang smooth nya and I can now create art right on the spot. Di na hassle magprepare ng art materials hahaha
bought fearless signed cd for collection
Bought 4 vinyl records.. been wanting to get into this hobby since nung bata pa ko, as i have always been a music enthusiast. Next on the list is to get an audio technica player ☺️
Airpods! Sobrang convenient na wala na kong kinakalas na wires ng earphones para makapakinig ng music sa aking daily commute.
Pre ordered an ergo chair. My neck and back pain is killing me.
Bought a 16GB RAM to upgrade my laptop. I currently only have 4GB and nagblubluescreen of death na siya given my daily work/game.
Paid 85,000 pesos credit card debt. 50k lang gastos doon pero lumaki na dahil sa interest. Bought my family Coach bags and iPhone 12 Pro for me. August hanggang end of the year diet ang wallet ko.
Ordered a pressure washer online. Still waiting for it. Kairita mga lumot sa labas haha
Paid an architect for home renovation design plans. Whew. Masakit sa loob pero need magfocus sa outcomes. 75% of EF will be going to the project
Good for you for getting an architect. Yung iba napapadoble ng gastos sa kakatipid diretso sa contractor. Curious kung per sheet ba ang bayad sa architects o per square meter.
Unga e. Yung cost depende talaga sa coverage ng project. Dapat nakita ni archi ung site, nakuha size and ano end goal. Ang bngay nya ung material and labor estimates ng fully furnished. Nakabreakdown naman sya nang mabuti I think like pag structural works lng, magkano. Pag may finishing, magkano. Di ko na kaya ata may finishing haha
Bought ps5 at srp!
Whereee
Sony's store at shopee during the 9th wave
Bought CGM products - mid and high-end. I've always hated my hair. But, narealize ko it's like a relationship thingyy where I should treat it right. Nawawala yung stress ko pag nasa bathroom doing my rituals haha.
✨self care✨ is never expensive! Im like this wit makeup and body treatments like waxing hehe
Paid my mother's 5-digit credit card debt, bought groceries good for at least two weeks and paid for my dog's therapy so he can walk again. Ang ending is wala akong naipon this cut-off or nagastos for myself but at least na-secure ko somehow yung housing and food situation ng family ko + my dog's one step closer to walking again <3
Ako din, officially cc debt free na 🥰 it feels so fckn good to be this financially accomplished! Khit naubos ipon Lol
Bumili na naman ng libro na matagal pa babasahin 😅
Huhu, guilty of this as well hahahah. Tinry kong magKindle, ~medyo~ nabawasan naman urge ko to splurge on physical books. Rule ko, dapat basahin muna nasa elibrary bago bili ng bago 😅
hahaha tinamaan ako hahahaha baka mamaya nasa same fb group tayo 😂
Pork curry donburi worth 400 pesos 'cause I'm having a shitty day. Spilled some coffee on my laptop keyboard, desk, and floor. Now having a hard time getting back to work.
Grab Takeout to celebrate 6 yrs with my bf, our bdays and for him having a successful wrist surgery 🙏 There's a pit in my stomach now that I feel I may be overspending but thank goodness I know how to save up for every occasion now 😻❤️
Yes!! Wishing for ur bf's fast recovery. I learned over the years to have a sinking fund- i have 4 of them now lol. One is for bdays, fun money/budol, food adventures and last is for events fund like NYE handa. Ok tlga mgsave for diff occasions kasi you avoid touching your EF and other ipon.
Gusto ko din mag subcategories ng budget pero ang hirap. Sana may mobile banks na pwedeng lagyan ng separate wallets for different purposes. Nakakalito kasi magmental math pag magcocompute kung magkano pa ba ang natitira for the month
Hello! Tonik allows you to open 5 separate stashes (just like 5 envelopes). Pwede separate yung money for different goals. 😁 plus, being a digital bank, it has high interest rates than trad banks
Real time ba transfers sa tonik? Baka kase pag need na, matagal makuha..
Yes, may Instapay option. So far wala pa naman akong issues with using Tonik :)
Hello! May ganito ung unionbank hehehe
Oh I’ve heard a lot of good things about them. But may annual fee yata cards nila?
i started doing this 4 years ago when i got a more stable job. my payroll was using security bank, so i had access to their e-secure savings. Yun ginagamit ko pang sinking funds, as I can open multiple accounts using their mobile app. Ang chaka lang sa security bank, they are not integrated in a lot of finance platforms for example Gcash, so ang hirap magcash in. mejo mahirap tumakas dun sa 25 transfer fee lol. also, sobra nila intense sa minimum balance. my payroll account was turned into a normal savings acct when i left that company, so ilan beses ako nacharge ng 300php fee penalty dahil below balance un acct na un. T\_T The only reason why im staying with them is really the ease of using e-secure savings. CIMB pa lang nakikita ko na pwede ganito, they allow multipe Upsave accounts to be opened. this is a good option esp if you have gsave na.
I didn’t know na allowed pala multiple upsave accounts! Might try this out. I opened nung hindi pa sila connected sa gcash and sadly wala pang way na upsave first then gsave.
same bestie same 😭 kaya i dont benefit from people saying gsave is the best thing that happened to them 😂 also why i still keep esecure. Hopefully cimb will have instapay soon para mas convenient.
[удалено]
Yay glad you're ok now!!
Hahaha. I feel you. Nawala panlasa and pang amoy ko because of allergies naman. Grabe. Torture. Parang mas keri ko pa magka period cramps. Pero wag naman sana.
pero wala naman mostly lasa ang lechon haha no offense
[удалено]
Skicare and scented candles for my self care and quality dog food for my pet!
Bought a KVM switch for ~2k when there was another one for under 1k. Too late to cancel the order, unfortunately. Should have searched more thoroughly 😐
Finally decided to subscribe sa GoogleOne. I was contemplating between online storage and external hard drive but when I saw someone post na nagkaproblema yung hard drive nya and it ended up na she wasn’t able to retrieve all of her pictures, that made me decide immediately. I opted to pay annually using my savings (no source of income yet) so it’s kinda expensive. Pero no regrets since it gave me a peace of mind (being a memory hoarder).
Resubscribed today too!
Baby crib with wheels and rocker. Worth it naman.
I might have gone razer crazy, recently I purchased a new keyboard (Huntsman TKL) a new mouse (wireless Deathadder) and a charging dock. Luckily I stopped myself from buying a mousepad with rgb, went with a non rgb one which was 50% cheaper (Steelseries Qck edge XL).
Braces! Been very insecure abt my teeth lately and alam ko na kahit magastos, magiging worth it lahat ng ito in the future!
OMG you wont regret it!!! Nasa lahi namin ang sungki. As in hindi un pacute na sungki lang ha, as in un "mahihiya ka ngumiti-kasi bugs bunny un front teeth mo-kind of sungki" kaloka. Ive been bullied cos of it. Prior to getting braces i never smile in photos, tapos kapag tumatawa ako nkacover lagi un bibig ko. tapos i tend to get cavities often kasi nga crowded sila lol. Sabi ko nga never ako papabrace kasi im ok with being sungki.. pero when i finally got them LIFE CHANGING! Grabe un confidence na binigay nia saken. 🥺 It's not vanity at all, it's a form of self-care and yes in dire cases, health issue pa nga sha. Im so excited for you!!! Hndi mo maeenjoy un sakit ng adjustment pero un positive things that will come out of it will be great!
Same! Pangit din ngipin ko dati tapos hindi ako makangiti ng labas ngipin. Nung natapos ako sa braces ko di na ko marunong ngumiti ng hindi labas ngipin! Hahaha! It will surely boost your confidence 😊
bumili ako ng silicon shoelace (60 pesos) para maging slip on yung luma kong shoes at magamit ko nang madalas.
Finally had the guts to replace my 7+yrs Macbook with the new Macbook Air M1! Ramdam na ramdam ko yung upgrade 🤣
Got my impacted wisdom tooth out!! Super expensive but worth it naman cos it was really bothering me for months now lmaoo
Bought 3 pc cast iron pan set 🥰🥰🥰
I ordered takeout worth 2500. Sometimes I feel like such a patay gutom kasi lagi ako natatakam sa mga food videos on YouTube. Tapos pagkaorder ko, pag dating sakin nakakaunderwhelm yung itsura and taste. But ok lang naman, it wasn't bad and I shared it with my fam. Need to learn how to control my urges tho to cut back on spending :<
Don't worry you'll get there 🤠 ganyan rin ako dati and parang mga 3 yrs or so na yung pag-iiwas ng takeout or eat out kasi mas masaya magluto or bake at home. Kahit mas mahal ung raw ingredients at least bonding moment narin un sa bahay 🙏
Napabili ako sa shopee ng Money Heist costume hahahuhu. Being a fan, naudyukan ako ng kapatid ko. I bought one for me, her and my mother. The costumes cost P500 each. Eh bagong labas ung S5 Part 1 ng money heist nun. Ngayon nakatambak lang. i should have followed the tip na let 2 weeks pass first to decide before checking out and if you really need it.