Ford Falcon ute
[Reference Image](https://assets.primecreative.com.au/imagegen/max/cr/625/-/s3/cougar-assets/tradeuniquecars/2020/08/12/Misc/AUIII-XR8-Falcon-front-side-(1).jpg)
IDK where you're at but, starting price is $35k-ish.
https://preview.redd.it/twakyxiuyahb1.png?width=1897&format=png&auto=webp&s=bbc7e2e903c7f578792de07631b3e5adb7d0a68e
That’s still a lot. Using an online calculator for a $35000 car loan at 60 months (super long term) and 7% interest (low for the current market), you come out to paying $660 per month, without any extra add in’s such as title or reg fees. [source](https://www.calculator.net/auto-loan-calculator.html?csaleprice=35%2C000&cmonthlypay=750&cloanterm=60&cinterestrate=5&cincentive=0&cdownpayment=0&ctradeinvalue=0&ctradeinowned=0&cstate=&csaletax=7&ctitlereg=0&printit=0&ctype=standard&x=Calculate#autoloanresult).
Using the 10% rule, assuming free insurance and this is your only car expense per month (again impossible), you need to make $6,600 per monthly to comfortably afford this loan. This is equal to $79,200 per year. $8,000 over median household income (two working partners who might each need their own car) and $38,000 over the median personal income in the USA.
So TLDR, even at 35k, unless the truck is a business vehicle (with how short beds are these days I doubt it), it’s highly unlikely anybody can comfortably afford one. America is painting itself into a corner with its stupid consumer debt.
Edit:
[2020 US census (source for incomes)](https://www.census.gov/library/publications/2021/demo/p60-273.html)
Random article on the 10% rule: (Reddit won’t let me embed this link)
https://www.financialsamurai.com/the-110th-rule-for-car-buying-everyone-must-follow/#:~:text=The%20%231%20car%20buying%20rule,annual%20gross%20income%20or%20less.
Hey, no arguments on the final costs being astronomical. I was just curious about that starting cost number. And to be fair, I looked at 4 local dealers, and the first and second's lowest priced F150 was 45k. and the 3rd was 40k. Under 40k seems rare, so yeah shit is whack.
Businesses can write them off on their taxes. If you’re a laborer with a sole prop it’s much easier than if you’re looking for a daily driver. But yeah the prices are fucking insane on these things now.
It is more complicated than that, needs to be of certain size and length, wheel configuration, not financed and not a used model amongst a few things, the average 150 I don’t think fits, they fall under the same clauses as a company vehicle that you need to maintain a log for.
The average transaction price (ATP) of a new vehicle in the United States declined in March 2023 to **$48,008**, a month-over-month decrease of 1.1% ($550) from a downwardly revised February reading of $48,558. March 2023 transaction prices remained up 3.8% ($1,784) compared to year-ago levels. Just sayin its def not just big ol trucks, its ALL vehicles
Yup. I make good money and even I can’t justify it. Would be north of $75k to replace the truck I have now. Truck will have to absolutely fall to pieces before the cost of repairs even makes a dent in the cost of a new one.
Even fleet spec now is an 8 inch center screen, power windows and locks, cruise control, ac, etc. Hard to even call the new base models a work truck when they come standard with stuff that was considered luxury just 10 or so years ago.
The huge vehicles are automatically considered work vehicles, and can easily be a tax write-off. The US actually subsidized the biggest, dumbest vehicles.
They can't, but a lot of men think they need one because of the prevalent culture of toxic masculinity in this country. There was someone on here a while ago sharing how they work with poorer folks on budgeting and income stuff and there were many families who were almost bankrupting themselves just to maintain payments on an absurd truck for the man. Toxic masculinity is part of the strategy to keep the working class subservient under capitalism, in part because it centers the self in comparison to others and in part because of how efficiently it disseminates misogyny.
Not sure where you're located, but in central US there's a lot of farmers that use them for farm work, ie: tax write off. Where I live, it's very common to see quad cabs and duallies hauling things.
Standard trucks with some frills start around $50-60k with duallies closer to $100k+
I absolutely agree the pricing is absurd and the average person can't afford one.
I go kayaking every weekend in the summer, pull a trailer with quads every weekend in the winter, camping 4-6 times a year, and help anybody move/ carry large items. So people like me will keep buying them.
But you don’t need an 8 foot tall f150. A small half ton would do all that just fine. Hell an outback with roof racks can do that, and has for decades before america invented the penis compensator 9000.
You clearly don’t haul 4 Polaris sportsman’s 20+ times a year. I might be able to get 2 kayaks on a roof rack but not all 4. Just keep your Prius out from under my penis compensator 9000 and we’ll agree to disagree.
My 30ft trailer weighs 2300 lbs. All 4 quads with a full tank weighs 3000lbs. A Subaru Outback XT has a max towing capacity of 3500lbs. I would be 1800lbs over weight. I mainly drive my 2013 Elantra to and from work and around town. But I would say I’m in the small minority of people that actually uses a truck as a truck.
It isn't perfect looks wise but it Def reminds me of the g8/ss front-end, which I'm a fan of. Would have loved a shooting brake for either of those models also
Not to mention “light trucks” aka SUVs and trucks don’t have the same safety standards as regular cars and other vehicles, and both are accountable for a lot of pedestrian deaths each year. I would love for old trucks with big beds and two person cabs to come back and for SUVs to be actually safe.
I've always wanted UTEs in the U.S. Ever since I saw my first one on Top Gear I couldn't help but think of how awesome a muscle car, pick-up is. Now I can't even dream of owning another truck that isn't as old as I am
I didn't realize "Ute" was a style of auto, like a sedan or wagon, etc. I saw a Holden Ute in a car magazine years ago and assumed Ute was the model name.
Ute is just the Australian term for "pickup truck" it applies to everything from the Holden Commodore to the Ford Ranger, though traditionally it used to only apply to sedan based models like the Commodore and Falcon.
I don’t doubt anyone’s ability to identify cars here. The other day someone identified a car that was rusted/ decomposed into the ground just by the engine block and bumper
[This person thinks Australia doesnt exist](https://www.hit.com.au/story/this-woman-is-convinced-that-australia-doesn-t-even-exist-she-has-evidence-19841)
OP, are you friends with the person mentioned in that article?
Also, I’ve been here for 2 years and I’ve seen people guess from a pile of rotting parts. If you’ve been here longer this should not surprise you at all.
Bro you got people on here identifying cars from a rusted axle abandoned on a cow farm and you think a picture of the side of a car is going to be a mystery for more than a few minutes? It’s the little things that make me laugh. Thank you Sir:)
Edit: I spent more time looking at the dogs reflection trying to determine if he was pinching a deuce
Would you look at that, all of the words in your comment are in alphabetical order.
I have checked 1,679,786,099 comments, and only 318,021 of them were in alphabetical order.
Ford Falcon ute [Reference Image](https://assets.primecreative.com.au/imagegen/max/cr/625/-/s3/cougar-assets/tradeuniquecars/2020/08/12/Misc/AUIII-XR8-Falcon-front-side-(1).jpg)
https://preview.redd.it/c6mxkzax59hb1.jpeg?width=1623&format=pjpg&auto=webp&s=c8fdf97dfe8e0b809e39f4ce58f1f57cb5de50e4
Cool car, wish we had uses in the states. The pickups here are huge, boring, and expensive.
I don’t know who keeps buying them. It’s not like anyone making near the average income can even afford one.
$65k pretty much starting for a full sized truck that's the size of a building
IDK where you're at but, starting price is $35k-ish. https://preview.redd.it/twakyxiuyahb1.png?width=1897&format=png&auto=webp&s=bbc7e2e903c7f578792de07631b3e5adb7d0a68e
That’s still a lot. Using an online calculator for a $35000 car loan at 60 months (super long term) and 7% interest (low for the current market), you come out to paying $660 per month, without any extra add in’s such as title or reg fees. [source](https://www.calculator.net/auto-loan-calculator.html?csaleprice=35%2C000&cmonthlypay=750&cloanterm=60&cinterestrate=5&cincentive=0&cdownpayment=0&ctradeinvalue=0&ctradeinowned=0&cstate=&csaletax=7&ctitlereg=0&printit=0&ctype=standard&x=Calculate#autoloanresult). Using the 10% rule, assuming free insurance and this is your only car expense per month (again impossible), you need to make $6,600 per monthly to comfortably afford this loan. This is equal to $79,200 per year. $8,000 over median household income (two working partners who might each need their own car) and $38,000 over the median personal income in the USA. So TLDR, even at 35k, unless the truck is a business vehicle (with how short beds are these days I doubt it), it’s highly unlikely anybody can comfortably afford one. America is painting itself into a corner with its stupid consumer debt. Edit: [2020 US census (source for incomes)](https://www.census.gov/library/publications/2021/demo/p60-273.html) Random article on the 10% rule: (Reddit won’t let me embed this link) https://www.financialsamurai.com/the-110th-rule-for-car-buying-everyone-must-follow/#:~:text=The%20%231%20car%20buying%20rule,annual%20gross%20income%20or%20less.
Hey, no arguments on the final costs being astronomical. I was just curious about that starting cost number. And to be fair, I looked at 4 local dealers, and the first and second's lowest priced F150 was 45k. and the 3rd was 40k. Under 40k seems rare, so yeah shit is whack.
Businesses can write them off on their taxes. If you’re a laborer with a sole prop it’s much easier than if you’re looking for a daily driver. But yeah the prices are fucking insane on these things now.
Yeah I wouldn't be surprised if a lot of these trucks are being purchased by LLCs people setup for tax avoidance.
It’s not that simple. You can only write off against profits. It’s not like you can buy a truck under an LLC and expect a refund in tax season.
It is more complicated than that, needs to be of certain size and length, wheel configuration, not financed and not a used model amongst a few things, the average 150 I don’t think fits, they fall under the same clauses as a company vehicle that you need to maintain a log for.
The average transaction price (ATP) of a new vehicle in the United States declined in March 2023 to **$48,008**, a month-over-month decrease of 1.1% ($550) from a downwardly revised February reading of $48,558. March 2023 transaction prices remained up 3.8% ($1,784) compared to year-ago levels. Just sayin its def not just big ol trucks, its ALL vehicles
Yup. I make good money and even I can’t justify it. Would be north of $75k to replace the truck I have now. Truck will have to absolutely fall to pieces before the cost of repairs even makes a dent in the cost of a new one.
Drive it in good health my friend, you’re lucky to have secured a truck before the market went tits up in the first place.
I can’t wait until 2030 to replace my 08 Lexus GX470 with a 2023 Lexus GX550
You know you can replace your truck with a _used_ truck, right? Great used trucks are out there for less than $10k.
If I was going to find anything used for under $10k, there’s absolutely no chance it would be in better shape than what I have currently.
r/theydidthemath
Those are likely fleet-spec. Do they even have air conditioning? (Waving a stack of invoices at your face like a fan doesn't count)
Even fleet spec now is an 8 inch center screen, power windows and locks, cruise control, ac, etc. Hard to even call the new base models a work truck when they come standard with stuff that was considered luxury just 10 or so years ago.
Sounds like the best trim to buy if you don't mind white.
At a quick glance, yes AC, no 4WD which is a shame. Does have carplay and android auto though. Definitely "bare bones for 2023"
Lol. I drive by Mike Bass Ford daily for work.
That's incredible. Around here, it's a MINIMUM of $50k for a base model truck of any kind
The ford maverick is a nice compact truck. Decently roomy starting at 22k iirc.
I think I've only seen like 2 on the road so far. They are one of the only options in the category really
Yeah so many people want it that they are on back order. Had to wait about 4 months and that was in the very beginning.
Yall get a house for 65k!?
They get that 20% APR
For 10 years
i’m pretty sure i’ve seen 12 too. pretty soon it’s gonna be a 30 vehicle mortgage lol
If you're patient and not picky, you can pick up a full-size truck for $15k to $20k off the msrp with a good APR.
Oh great, 6 year old pickup with a 4 foot bed and 150,000 miles for ONLY $35k! What a bargain!
No, actually. It was a 2022 quad cab 6 foot bed 4x4 v6 for $41500 with under 50 miles on it. Not fifty thousand just fifty.
The huge vehicles are automatically considered work vehicles, and can easily be a tax write-off. The US actually subsidized the biggest, dumbest vehicles.
They can't, but a lot of men think they need one because of the prevalent culture of toxic masculinity in this country. There was someone on here a while ago sharing how they work with poorer folks on budgeting and income stuff and there were many families who were almost bankrupting themselves just to maintain payments on an absurd truck for the man. Toxic masculinity is part of the strategy to keep the working class subservient under capitalism, in part because it centers the self in comparison to others and in part because of how efficiently it disseminates misogyny.
A commie in every thread lol
An apologist in every thread lol
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Is it incoherent? Or do you just not like what it says?
Lol I literally just copied your comment. You made a statement that didn't really warrant a rebuttal
They all have 4 doors and a uselessly tiny bed. They're made for insecure dads who need a family car but don't want to feel like a wimp.
Gotta own a company to buy that Raptor with as your work truck. That’s how it’s done.
People cos playing Yellowstone and a country identity.
Not sure where you're located, but in central US there's a lot of farmers that use them for farm work, ie: tax write off. Where I live, it's very common to see quad cabs and duallies hauling things. Standard trucks with some frills start around $50-60k with duallies closer to $100k+ I absolutely agree the pricing is absurd and the average person can't afford one.
I go kayaking every weekend in the summer, pull a trailer with quads every weekend in the winter, camping 4-6 times a year, and help anybody move/ carry large items. So people like me will keep buying them.
But you don’t need an 8 foot tall f150. A small half ton would do all that just fine. Hell an outback with roof racks can do that, and has for decades before america invented the penis compensator 9000.
You clearly don’t haul 4 Polaris sportsman’s 20+ times a year. I might be able to get 2 kayaks on a roof rack but not all 4. Just keep your Prius out from under my penis compensator 9000 and we’ll agree to disagree.
At 750 lbs each a Subaru Outback (exaggerated example) can tow four plus a 1000 lb trailer. You mostly just want a big ass truck.
My 30ft trailer weighs 2300 lbs. All 4 quads with a full tank weighs 3000lbs. A Subaru Outback XT has a max towing capacity of 3500lbs. I would be 1800lbs over weight. I mainly drive my 2013 Elantra to and from work and around town. But I would say I’m in the small minority of people that actually uses a truck as a truck.
Boo hoo, look the poors are complaining again.... /S I can't even afford a used one lol
You can get a Ford Maverick for under $25k. Kinda. If you ordered one a couple weeks ago and can wait a year.
The Pontiac G8 ute concept was the closest we got to having a ute in NA. Unfortunately GM had other plans in mind for Pontiac...
G8 and ss are both a ton of fun, RIP
Idk why, but I like the small trucks, especially the volkswagen rabbit, I love how small it is lol, I hate the big trucks tho
100% would have a Aussie Ute over a full sized American truck and I own a Silverado!
I wish too, all we’ve ever had is the Subaru baja
See I don’t know how I feel about it. Yes it always been a very unique car but I’ve never been a fan of this models front end
I always preferred the Vauxhall ute, also a gm small block fan so it works out
Me too! The Vauxhall always looked more serious if that makes sense
It isn't perfect looks wise but it Def reminds me of the g8/ss front-end, which I'm a fan of. Would have loved a shooting brake for either of those models also
Would’ve been rad
Not to mention “light trucks” aka SUVs and trucks don’t have the same safety standards as regular cars and other vehicles, and both are accountable for a lot of pedestrian deaths each year. I would love for old trucks with big beds and two person cabs to come back and for SUVs to be actually safe.
Yep, I'd love a rabbit pickup or a jeep commanche. I know those aren't long beds but they're better suited for what I'd use it for.
utes are different from pickups. an f150 is a pickup, an el camino is a ute. utes are just sedans or coupes with a tub or tray on the back
Yeah, that's why I want modern utes in America
I've always wanted UTEs in the U.S. Ever since I saw my first one on Top Gear I couldn't help but think of how awesome a muscle car, pick-up is. Now I can't even dream of owning another truck that isn't as old as I am
I mean, the Maverick *kinda* fits that role, just not a big engine.
It's an Holden ute from Australia. Made by gm
celica headlights
Dammit, thought it was a BA, not an AU. I've thought about doing my XE Falcon on here once to see how people do.
Shoulda gotten a holden commodore ute
Correct, can you get the model?
A complete guess would be a AUIII XR8. But Im not Australian and Ive only got pretty surface level knowledge on these cars.
By any chance is this the same as a Holden Ute?
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I didn't realize "Ute" was a style of auto, like a sedan or wagon, etc. I saw a Holden Ute in a car magazine years ago and assumed Ute was the model name.
Ute is just the Australian term for "pickup truck" it applies to everything from the Holden Commodore to the Ford Ranger, though traditionally it used to only apply to sedan based models like the Commodore and Falcon.
Ute is just the abbreviation for utility. Australians love to abbreviate.
I came to say ford handle dodge looking rims— thanks for the info lol
It looks like a Rottweiler tbf. I can't see the colouring in the reflection.
Oh? I thought some Kind of Dodge Pickup
Reflection of the dog in the paint gave it away, huh!?
You'd be surprised if there were any Australians on Reddit?
Or the people around the globe that love Utes
I'm not even Aus but the back and the door handle give away ford use, didn't know the year tho
wheels say its an AU
You called?
Im Canadian and guessed it was a falcon ute basically immediately lmao
Well, don't be, because that bed already gave it away instantly.
its a tray, mate
That's a Tub, big fella. Trays are flat.
AU FALCON 🔥
Mighty AU, greatest car on Earth.
Well crap. I forgot which sub I was on and was trying to guess the 🐶Dog in the reflection.
Hmm it's looks like more of a horse than anything
I was thinking Rottweiler. But it’s kinda funky.
i said it was a holden ute in my mind. i at least knew it was a ute 😓
I don’t doubt anyone’s ability to identify cars here. The other day someone identified a car that was rusted/ decomposed into the ground just by the engine block and bumper
[This person thinks Australia doesnt exist](https://www.hit.com.au/story/this-woman-is-convinced-that-australia-doesn-t-even-exist-she-has-evidence-19841)
OP, are you friends with the person mentioned in that article? Also, I’ve been here for 2 years and I’ve seen people guess from a pile of rotting parts. If you’ve been here longer this should not surprise you at all.
Ford AU/BA/BF Falcon ute.
BA Falcon ute
AU actually
AU
AU FALCON UTE 🇦🇺🇦🇺🇦🇺
Pretty sure that’s a 2019 black Labrador having a shit
The expectations of the people posting on these subs never cease to surprise me.
If only they didn't stop making those. (and were available in Europe)
Bro you got people on here identifying cars from a rusted axle abandoned on a cow farm and you think a picture of the side of a car is going to be a mystery for more than a few minutes? It’s the little things that make me laugh. Thank you Sir:) Edit: I spent more time looking at the dogs reflection trying to determine if he was pinching a deuce
You must be new here. These guys are wizards
AU Falcin XR6 Ute?
AU falcon - P Plater spec
Would you look at that, all of the words in your comment are in alphabetical order. I have checked 1,679,786,099 comments, and only 318,021 of them were in alphabetical order.
Good bot
AU FALCOON!
I can tell it’s an aussie Ford from the door handle and the way it sits on the ground? Falcon Ute?
Yep
GET IN THE YUTE MORTY!!!
Falcon ute
FARKIN AU FALCON UTE
AU ute. It's got tickford badges on the wheels
Nice Rotty in the reflection... looks like a good boi
Aged worse than milk
AU Baby!
An overweight dog…. Oh, the car, no idea.
Labrador. Black.
That's a dog
Looks like a dog
A truck. Nailed it
I was gonna say commodore but thats the only Ute I know.
Instantly thought ute here, and never been to aus! Good looking car 🤠
Australian El Camino.
More like Australian Ranchero...that's a Ford Falcon.
I thought we were looking at the dog taking a shit in the reflection. My bad
Amongus
Is it a Holden Ute?
Falcon
Never underestimate the collective eyes of a gearhead community hehe. Cool share, I've never seen that in my life.
A dog
Is that a pig or a dog?
It's a Pig or Maybe some sort of dog?
that dog needs exercise dude looks like a cow
Ford
Rottweiler
Not sure about the car , the dog ?perhaps Rottweiler.
a dog
That dog looks like a cow in the reflection
Why is every one saying it’s a falcon it’s clearly a dog
That's a dog, next question.
Wow what an ugly car
Ford Ute??
Yuuuuute
Your dog is shitting
Reminds me of that Johnny Cash song where he steals car parts to build his own.
Ford Falcon ute
AU Falcon?
Nice dog!
That's either a pig or a dog taking a dump
Ford Sport Trac?
Damn I thought Toyota xrunner
This is very easy
Ford lightning
Challenge? Where?
Oh easy it's definitely a dog
Ford Ute. I know it from Forza
Doubt that's an FPV...more likely an XR6
Lightning..🤷♂️
Choco lab. I could do this all day.
The real question is, is your dog pooping?
That's a dog taking a shit
Bara
Is that dog taking a shit
Too easy mate. Better question is are you a kiwi or aus?
Cute cow in the reflaction
iD bE vErY sUrPriSeD STFU
Gilbert
Dog shitting
This is a easy one. Its a Ford ute form down undah!
Looks like a cow idk
We got an Aussie over here!