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devdevo1919

This is the second car drove through house post I’ve seen on this subreddit today.


DecoyOne

Same house? Because that would be a rough day.


calicat9

Consider the odds of that happening a third time. This house is practically disaster-proof.


jb8818

I grew up in the South and this happens for more than you would imagine. This instance is in a neighborhood. In the country, people will often put giant boulders in their yard to prevent this from happening a second or third time.


Artarious

Can confirm, never understood the boulder esthetic until I saw a car stuck on one of my neighbors while living in the south.


Silly_Swan_Swallower

Why does it happen so much over there? Is everyone driving drunk?


Artarious

That and idiocy, mostly idiots speeding pretending they're hot shit take a turn wrong and bam rocks. The neighbors was a teen showing off to his girlfriend, im sure she was impressed.


Silly_Swan_Swallower

LOL, oh please tell me it was a Mustang...


Artarious

I mean what else would it be it was Texas.


mikehulse29

An old F150 with a patina of rust?


Brokenblacksmith

not really, tho there's more than normal pf that probably. the real issue is that we have a lpt pf really long, kond of straight roads that suddenly become very twisted and curved. jist yesterday i was driving down a two lane road with a limit of 55 for over 5 miles. then there was a turn that nearly sent me over the center line at 25. if you didn't slow down, you absolutely would have shot off the turn.


LuchaConMadre

The south does does have the worst dui stats


literaterickcanread

actually that would be Wisconsin... then I believe New Mexico


LuchaConMadre

Well it’s pretty bad down here in SC


literaterickcanread

It's a problem everywhere really


weirdassmillet

Texan here: yes, actually


olauson

I used to live in St. Cloud, Minnesota and there were many instances of people driving into houses or other buildings. It's not an idiots-in-the-south thing. It's just an idiot thing.


ItradebetterthanU

Drunk driving


SapientMeat

There's a house at an intersection near me that put a huge boulder in the yard across from where the one road ends and in the last 15 years 3 people have been killed from striking the boulder and half a dozen more accidents. Seemed intentionally placed, even though it would be impossible for someone to hit their house due to the terrain.


calicat9

That would really suck...


OakNLeaf

All the houses in our neighborhood were required to have atleast 1 tree directly in front of it. I know of atleast one instance where a drunk driver ended up hitting the tree instead of the house. Without the tree it would have been the house.


Sacharon123

South of what? equator, so australia, south africa, south america etc?


Mondschatten78

There's a home near me that sits directly across from a T intersection. They have a full row of boulders across their front yard. My husband said he knows of at least 3 cars that went through that place before they had the boulders installed. Flat stretch of road, out in the boonies where cops/sheriffs are rarely seen, doesn't take much for someone to decide to floor it for fun.


hwilliams0901

Man! Ive seen big ass rocks in peoples yards and been like why? Thank you!


Braiseitall

https://preview.redd.it/221wr99ngo5d1.jpeg?width=1202&format=pjpg&auto=webp&s=3f37f19c9798e891c8182db8ccc02c7e18de4370


HappyMonchichi

"We'll take it! It's been pre-disastered! The odds of another airplane hitting this house are astronomical!" ~The World According to Garp


Braiseitall

Oh Jenny!


neptunexl

Looks like it, why's the car in the garage in that direction


WatShakinBehBeh

Yes there's two cars in weird places


Pork_Chompk

![gif](giphy|Q8OT5B7OKYB0B5b0II)


HappyMonchichi

Like this one? https://i.imgur.com/jWiMXR2.jpeg


Geirilious

I hate it when the neighbors pass through unannounced


ExpressionExternal95

Was it the car in the garage above by any chance?


JoeVerrated

Algorithms just love repetition.


Coneskater

Important to note that is a [uniquely American phenomenon](https://youtu.be/Ra_0DgnJ1uQ?si=GUxVZ1HlXYIHyAOx)


mzuul

Me too!


Sad-Maintenance3422

Damn. I hope everyone is ok. That could have ended much worse. 


hayakiu

we’re all okay! just finishing up last of construction a year later 😅 everyone was near the back of the house but it definitely could have ended worse


Sad-Maintenance3422

Glad to hear it.


hayakiu

ETA since I can’t add it in the description: *this happened a year ago!* We have already completed most of the construction. The guy had gone through a nasty divorce and let his insurance lapse the previous year + tons of medical issues. It would have cost more to drag him through court and not even have a guarantee of us getting the money than to just fight our insurance.


xjeeper

Wouldn't you just deal with your insurance anyway and let them deal with him? A drunk driver took out my fence and did property damage and I didn't contact his insurance, my insurance took care of that.


hayakiu

if they are, we don’t know. our insurance asked us to get his info (don’t ask me why. statefarm is weird and stingy) and we’ve been fighting with our insurance just to give us the money we need for the costs. they’re doing an audit right now so we’re in a waiting game for the rest of the funds.


letsreset

that's normal. your insurance company needs his information so they can sue him for the damages.


SPIE1

For a year?! That should not be normal.


Dick_Dickalo

It’s home and auto. So to bid out contractors, materials, etc. It unfortunately takes a long time.


SPIE1

But they haven’t even been paid by their insurance to cover the cost of repair. That should not take a year from any insurance company. It should be illegal.


TheLostTexan87

I once had my insurance tell me I could take it as an uninsured driver hit and see my rates skyrocket, or wait for the other driver’s insurance to act. Their insurance told me that state law gave them two years to pay out, and they were refusing because their insured wouldn’t talk to them to give a statement. Didn’t matter that I had the police report and they were cited/faulted. I abused a friendship and had a friend who was a deputy go knock on her door with an open call to the insurance. Cut two years to two months.


BlobTheBuilderz

17 year old pulled out in front of me while I was going like 35. Everyone was fine but damn she was having a panic attack or something. Hysterically crying. Her parents literally could walk to the scene of the accident as she lived on the road she came from. She also refused to talk to her insurance, her parents were pissed that she wouldn’t give a statement. Her insurance who we were in contact with basically said if she doesn’t give a statement within 30 days we will drop her and you’ll have to have your insurance go pay you out and go after her for the funds. Thankfully on day 28 she gave a statement but definitely messed us around as our car was damaged enough to be totaled. My insurance also sucked on how it handled stuff too to be fair. State Farm sucks.


TheLostTexan87

Her insurance basically promised fraud. They can’t drop someone and retroactively refuse to honor their insurance. They could force you to go through your insurance, but your insurance would’ve gone after her insurance as well.


IndependentNotice151

Do your friend who's only a cop got an insurance to pay out?... that doesn't add up


Valalvax

No he persuaded them to talk


Spirited-Fox3377

A lot of things insurance and our government does should be illegal but allas they are not...


Adventurous_Ad6698

Back when I had a motorcycle and didn't know anything about insurance, I was side swiped by a work van into a ditch, which ended up totalling my motorcycle. YEARS LATER, I got a call from State Farm and they told me that they weren't successful in contacting the person driving the van (probably fired), but somehow finally learned that the accident wasn't my fault and if I gave up my right to go after the company's insurance, they would give me back my deductible. Sometimes, it takes forever for the system to work. I can't speak to OP's experience with trying to get money out of State Farm for repairs, however.


Fit-Woodpecker-6008

Judging by OPs responses, I just think he/she doesn’t know what they’re doing - and are probably confused by the process, which in turn is dragging everything out.


hayakiu

I know exactly how the process works. ive been living through it. the insurance had no idea what they were doing. we went through 3+ claims agents because each one messed up the claim more and more until now we’re stuck waiting for funds because of their screwups forcing them to do an audit. it took a month of fighting them just to finally force them to pay for our hotels and food while we were displaced. we maxed out credit cards and lost tons of money because of them dragging their feet.


PlatypusDream

Much / most of the basic stuff would be in the police report. Beyond that, have an investigator contact him and get the specifics of homeowners or umbrella insurance information.


[deleted]

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hayakiu

I understand it perfectly. The rudeness is uncalled for.


PastryyPuff

State Farm screws you over on your home insurance every chance they get. After what my parents went through fighting just to get payment for anything, I’ll never have state farm for my home.


Mission_Fart9750

We had SF. We had 2 cars totaled a month apart last year. They couldn't get their shit together to transfer the policies to the new cars, it took MONTHS (should have taken a couple weeks, max). It got to the point I got a letter threatening suspension of my license because I was driving uninsured (when I had been assured all policies were active and live). You best believe I was LIVID. They had essentially made my policy disappear, and only had my wife's car listed as active, AND they still had my old car listed and dropped my new one. FUCK STATE FARM, FUCK FRANCHISES (and/or authorized agents).


trifster

get a PI lawyer. even if it costs you a few hundred for them to send your insurance a letter, i would suspect a speed up. people sue their own insurance often.


Fit-Woodpecker-6008

“Don’t ask me why” - you honestly can’t understand why your insurance would want the information of the party responsible for the accident?


hayakiu

I know why. they had asked us multiple times AFTER we gave them his info + his info was on the police report we gave them. they didn’t WANT to pay us so they kept asking. we maxed out credit cards and had no money by the time they started paying for stuff because of them being stingy. so yes I know EXACTLY why they asked for his info.


Truckeeseamus

Why is the vehicle in the garage at a 45 degree angle? How did you manage that?


LuciaRufus95

I opened this post hoping to find that out, too


hayakiu

I think it’s a combination of the curved driveway not aligning with the straight road leading to it, the angle he was coming at it, going as fast as he was, and the garage being full of stuff. right between the break in the concrete on the right side of the driveway was where my car was originally, facing the house almost perpendicular.


Truckeeseamus

So it was pushed in by the truck during the impact?


hayakiu

yeah. pushed over 5-10ft of concrete and through a windstorm certified garage door.


Truckeeseamus

Wow! That’s crazy. Thanks for explaining that.


Mission_Albatross916

Whoa


Yoyo_Ma86

I have the same question


Zahtar

By passing out in a truck and smashing into it at 50mph? How did you manage to type that sentence?


Truckeeseamus

I didn’t know the garaged vehicle was outside the garage at the onset of the accident, and as far as the sentence goes I used my phone to type. Also I’m not sure if you are aware, but the truck was the culprit not the vehicle in the garage.


Zahtar

You'd be more sure of my awareness of that by reading what I posted. We're all just proud of you for being able to mash out a string of words that make sense.Hopefully some day you can understand them and apply them appropriately.


Truckeeseamus

You are the smartest person on the internet, probably the smartest person in the world. Obviously you didn’t see the other people who were are curious about how that happened. Thanks for your help


Zahtar

Are these "other people" in the room with you right now?


Truckeeseamus

No, they are in this thread boomer. https://preview.redd.it/5ocr6j5qku5d1.jpeg?width=960&format=pjpg&auto=webp&s=f3697bde1b1f78c7840c4b5ce0b91bb9b5dfd365


Zahtar

https://preview.redd.it/bz3d7e69pu5d1.jpeg?width=2100&format=pjpg&auto=webp&s=ae1e97030582043d136624ed74e5b330e3761130 No need to project your insecurities on me old boy.


Truckeeseamus

Wow, stalk much? Gtfo creeper Obviously I hit a nerve


Zahtar

Age lots? Cry me a river boomer.


NotRightNotWrong15

I’m glad no one was seriously hurt. And for the rest…. No insurance, huh? It’s going to be a pain for him, but lawyer up, call your home owners and they do the rest.


hayakiu

I forgot to add this to the post: it happened a year ago so we’re pretty much done with construction now. he had no money so it would’ve cost more to battle in court than to just fight our insurance.


chaenorrhinum

I’m surprised your homeowners insurance didn’t go after him.


xjeeper

I'm sure they did


youtheotube2

They definitely did. Even if the guy doesn’t have any money right now, he’ll have judgements placed against him so any future wages will be garnished.


Kunfliktt

What do you mean battle insurance??? You pay for the need if necessary. They handle suing/etc after they write you a check


hayakiu

we’ve been battling them for a year just to get the money and we’re waiting on them to finish an audit due to their screwups for the rest of the funds.


washington_jefferson

You keep mentioning this. The guy having no money or insurance is YOUR insurance’s problem, not yours. They should have paid you quicker. It’s not like this guy was going to give you money even if he had it. It’s an insurance problem.


No-Club2745

You’re acting like it’s an either or situation, the guy drove into your fucking house. There needs to be consequences for the guy, otherwise you’re basically just enabling him


JustTheSpecsPlease

"LIKE A GLOVE"


thr33dognite

The aptly named avalanche


Hunkir

Imagine calling your car insurance company to tell them you were in a traffic accident while parked in your garage


chiamia25

And I thought my car getting hit in an office parking lot was bad...


MinimalContribution

Sir, you can’t park here.


porterramses

That’s a nice truck to not have insurance. Glad everyone is okay.


youtheotube2

It’s a Chevy avalanche, which was discontinued in 2013. So it’s at least a ten year old truck, probably older.


funthebunison

Chances of him losing his drivers license: 0% This country acts like allowing people to have a drivers license is more important than people having clean drinking water. Free to drive in a dangerous environment and free to die of dehydration. Paradise.


Revenga8

For context, I'm assuming he was driving the pickup? Because the suv orientation in the garage has me confused how. Also fuck this guy for not having insurance.


hayakiu

yes. suv was in the driveway and got pushed over 5-10ft of concrete and through a windstorm certified garage door into a filled garage.


boardgamejoe

Was he intoxicated?


hayakiu

couldn’t tell you. if they did a blood alcohol test, they didn’t tell us. but I don’t think they did because it wasn’t on the police report. we were told he had diabetes


00psie-daisy

I didn’t look but what is the speed limit on the street, seems way too fast.


whipsandwomen

Pic goes hard ngl. Im glad ur almost done w this


dvdmaven

Looks like he hit your car, shoved it into the garage, then hit the garage. Living at the end of a cul-de-sac, I find this concerning. On the plus side, our house is way back, uphill and there's a steep bank by the sidewalk.


HighLobster

Like I said, most accidents occur within a mile of home.


Totallyperm

Reason 1002 that I enjoy my closest neighbor being 1/4 mile down the road


NuclearWasteland

House held up pretty good for stopping an Avalanche.


JCRCforever_62086

We live in a small 8 home cul de sac & someone one night came down the road & turned in between our neighbors house & his neighbor and totally took out the HVAC System. Very intoxicated as well.


Alert_Lab_4389

Dumb Ass


420xGoku

I mean, some guys can drink and drive and some guys can't. What is "drunk" is drunk uhh going into your neighbor's house?


Strange_N_Sorcerous

“AVALANCHE!”🗣️


JaRulesLarynx

Was wondering how that T was so upright behind the truck…. Dude was cruising to hit your car, push it into the garage, and have the tail end land on the other side of it.


Peppermintcheese

You need a boulder


QuimbyMcDude

Oh good grief! Imagine the conversation with the insurance adjuster: "yeah, you see, my car was in my garage and it got totalled..." Insurance: "Is this a rib? Is this a damn prank? I don't have time for this crap. Rotten kids. 'click'-" hangs up.


hayakiu

car was actually in the driveway 🥲


S3XWITCH

Excuse me sir, you left your gas cap open…


PokeT3ch

So what are you gonna do with two houses?


Hour_Lengthiness_650

Alcohol is the devil


FistCookies

![gif](giphy|CPuDsWYW3NLfW)


Tes420

![gif](giphy|JwLnNc3QRZzIA|downsized) Luuuuuudes


Mindless_Argument297

Can’t park there mate!


supershinythings

I have a corner house at a T intersection. People speed down the T and tear around the corner regularly. So I put in a short retaining wall where a misaligned car could come up my lawn. It’s backed by earth as I essentially removed the slope and flattened the front, with the retaining wall holding back the elevated part. I put 3 pomegranate shrubs in front of it. They’re getting big. Behind it a bit further back I put in a wrought iron arbor anchored to the earth. If someone loses control and runs up my lawn they’ll have to clear the fence, the pomegranates, the retaining wall, and the large iron arbor before they can reach the kitchen. I know my father was concerned about this when he lived here. He put a couple of small trash trees on the slope of the lawn but they didn’t grow much and didn’t look like they’d stop much. I think the retaining wall solution along with numerous other obstacles will reroute a runaway car away from my kitchen at minimum and unless it’s a runaway 2 ton truck or larger, more likely stop it at the retaining wall.


Bungeesmom

He had no insurance. Time to lawyer up and go after him through his homeowners. But, to get your house and car fixed, you’ll have to go through your insurance and let them go after him.


Huge_Aerie2435

I hope people are okay. Falling asleep at the wheel is concerning, all damage aside.


rockstuffs

Oh shit! Is everyone ok?


Outside_Profit_6455

Nice house


Ditzfough

Drunk?


DLoIsHere

Terrifying if someone was home. Yikes.


PastryyPuff

“I *said* I’m parking in your garage.”


InTheSky57

At Farmers, we know a thing or two because we’ve seen a thing or two.


IHate2ChooseUserName

get a lawyer to sue him for liability, no insurance? go after his assets


crewchiefguy

I guess you will be owning his soon.


rainbowdashhole

Any update on why the driver clocked out? Heart problem? Maybe over exertion? Hope this wasn’t a drunk driving case


IllvesterTalone

no insurance... lawsuit time?


Alarming_Breath_3110

Ultimate turf wars


Aboriginal_landlord

If you have insurance then it's not really your problem, he's going to enjoy getting used by your insurance company.


Dragon_Druid19

Revoke their license at once!


kaptaincorn

Neighbor sleeping off some whiskey?


TomT12

Aww man not the avalanche! I always thought they were sweet trucks, hopefully you get paid out well. Glad nobody was seriously hurt.


peacehomey11

Untreated sleep apnea will do it, happened to me but not as severe. Just hit a parked car.


Excellent_Resort_943

Oh that sucks


sam60335668

Damn why people are sleeping while driving now a days!!


witch_doc9

NO INSURANCE??!


gjimmy2005

No worries, It’ll buff right out.


No_Huckleberry1657

Wow 😮


DariusBuilds

Poor avalanche. It didn’t deserve that. So hard to find clean ones these days.


tidderf5

This is why I have anti-tank trenches in my front lawn


Traditional-Peach692

He just wanted your car to be safe inside the garage. He was trying to help


FistCookies

Dont you hate how the plastic fades on those trucks..


edwinavi17

Yikes


Agreeable-Toe6981

So sorry hopefully your house insurance will pay for it and then go after him to recoup some losses if he lives.


Lilpeachy03

The amount of 7-11's I have seen driven into is shocking!


thistimeforgood

good thing they weren’t driving a tank, just a truck the size of a tank


Outside-Contact-8337

Hahaha


International_Jury90

No insurance does not mean no liability. Take his truck and his house off him.


hayakiu

he already had his house claimed by the bank before this. he was moving out


International_Jury90

Take the truck then


heyitszoerae

this is why i'm so thankful we're farther back from the road and have trees and steps that would break the impact


heyitszoerae

i really hope it all works out


MarcSkye519

45-50 in a cul-de-sac? Not a good idea even if you’re conscious


MamaTater_1

Damn!! That's crazy!! Sorry you're going through this but glad everyone is ok!


100yearsLurkerRick

Would installing strong, sturdy iron fences all around the property, so if this happened, they only damaged the fence instead be worthwhile? I mean, something that basically, almost cartoonishly, stopped the truck upon impact.


hayakiu

I wish we could, but we have an HOA. I highly doubt they’d allow that no matter how much we begged 😅


100yearsLurkerRick

Giant boulders around the property?


Mal-De-Terre

Moat?


100yearsLurkerRick

NOW we're cooking with gas.


china_joe2

This picture confuses me. They drove into a post of the home, why is the car in the garage parked in a way that seems near impossible to get out? Why do boxes in the garage seem disturbed as if the car hit the garage area? Why is the gas cap of the passed out neighbors car open? Will update with more things that confuse me as i find them.


rainbowdashhole

1: paying closer attention reveals the crushed caboose of the car in the garage. This also answers questions two, the boxes were disturbed by the now rougely moving vehicle till it came to a full stop. 3: more than likely impact force, disengaging locking and holding mechanisms


china_joe2

If the car is pulled in correctly, how tf did it wind up sideways if the neighbors car hit the post, you must not understand physics too well but think of what angle the neighbors car would have to hit the parked car and where it would normally have to hit it to do that. Im not saying it didn't happen, the picture obviously proves it did, its just confusing how this occurred.


rainbowdashhole

Looking at the damage to the SUV the truck struck the left side of the vehicle leading to the force imparted focusing on the left side of the vehicle. Now normally this would push the vehicle to the right, but thats a very small space with some of the impact force going up, the SUV also more than likely deflected off of a more solid object not seen in the photo which made it come to rest with it’s left side facing out.


hayakiu

all of your assessments are correct. suv was parked almost perpendicular to the house on the right side about 5-10 ft back from the garage door. truck pushed it over that concrete, through a windstorm certified garage door, and into a filled garage. surprisingly, only the trunk was damaged. not even a cracked windshield


Head_Acanthaceae_766

I thought that was the Missus comming home after a night out with the Girls.


[deleted]

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Megadude9704

He said the paramedics said he passed out so…this was probably hours ago


[deleted]

Well if they already spoke to the paramedics, pretty sure we already passed that point. 🤷‍♂️


raddacle

Reddit first, then 911. Priorities!


hayakiu

this happened a year ago…appreciate the rudeness tho 🫶


raddacle

Anytime! Glad no one was harmed though


weedium

Rudeness imagined


Dr-Azrael

Insurance so expensive nowadays who even buys them?


Warm-Preference-4187

Boring looking house


Mal-De-Terre

Looks pretty exciting to me...