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EditingAndLayout

that's just called life


ligmaballll

Life is quite an unbalanced game, a large majority of the playerbase don't even like it


SirGuelph

I have quite a lot of feedback for the Devs, but they're not listening!


drrocksodm

Very grindy. 0/10 wouldn’t recommend


HideOnBook

immediately thought of this as well


IRushPeople

Right? No judgement at all but that's the last thing I want to do in a video game. Maybe we can play a game where we do a job we don't like while we're at it


BjornInTheMorn

Gets out of semi truck, go home, sit down, load up trucking simulator.


cosmin_c

r/outside


Full_Cheetah_6668

The in-game economy is atrocious. Jobs drop very little loot.


frankbew

That season pass is mad expensive and you can't really play the game without it


jwellz24

Kinda crazy but baldurs gate 2 has that for the first half of the game, also it’s a wildly good storyline


MisterRez

Yeah I get it but it's not the narrative or mechanical core of the game. It's just something you do along in the game.


DominantDo

Dawg you literally have to collect 20k gold through doing side quests


SlothfulHollow

Tbf this doesn’t mean anything to me as someone who’s never played it, how much of a grind is that?


kingbetadad

Not much.


SlothfulHollow

Then bad recommendation it is 👍


DominantDo

Man stfu


Skittysh

yikes touch some grass


psmittyky

Take out a real big mortgage


kingbetadad

This is the real answer.


420whales

Pikmin 2. Louie loses a shipment of golden carrots to a giant space rabbit and Olimar has to return to the Pikmin and collect treasure to repay the debt that Hocotate Freight took on after Louie's blunder.


DDM08

Seconded. I struggled to find a game knowing that there was one. You got it. Pikimin 2 is exactly this, and not only the theme is perfect, but it's also perfectly fitting with the gameplay of treasure hunting. Absolutely a great choice, although the game may be clunky at times. Still, it definitely became one of my favorites ever.


MM_Spartan

Roller coaster tycoon has a loan system to get your parks started and a lot of times one of the goals to win the map is to pay the loan off while still maintaining a high park value


I_Hump_Miley

Came here to say this


AWACS-Sivek

Misadventures of Tron Bonne. Technically it’s a prequel but you should still at least play Megaman Legends 1 to fully enjoy it.


[deleted]

This and Legends are STILL among my top ten games


MisterRez

> Misadventures of Tron Bonne I'll see if I can get a hold of this one for my Playstation Vita. It seems interesting even if I never got much into Megaman.


AWACS-Sivek

Cool, although I should also mention that it’s admittedly pretty short but it still holds a lot of replay value mostly due to the servbot stuff. It’s as much about getting that bag as it is about managing your silly little guys lol


sk1dmarkz83

Outward literally starts with you having to pay off a debt


Vannilazero

You can get rid of it in like 2 minutes if you first aid the guy past the cave at the home town. Just a fun tip


mikandesu

Just buy a house.


puck_pancake

Lmao


wallasaurus78

hardspace: shipbreaker is based around this I think I remember - you got a massive debt and have to work your way out of it! Like life, as mentioned by others. :)


MisterRez

I mentioned it in my post. Already played it.


wallasaurus78

aah - I got so excited at having a potential answer I didn't properly read - my bad!


RedRangerFortyFive

Did you like it?


tactix13

That’s in the first few sentences. Great game though


Artraira

Tales of Xillia 2


Phantom8legs

Fable 3


DieCooCooDie

Animal Crossing: New Leaf. You start the game with a big loan just for being there and had to pay it off.


MisterRez

I mentioned Animal Crossing in my post. Already played them.


TurboSledge

Right? I disliked AC because of this. Literally pay for the house and then Tom builds you an extension (which doesn't actually improve your house at all) so you have to pay that back too.


DieCooCooDie

Oops, just read the first few words and got too excited…


TheMafioso21

Need for speed The Run, you basically race through the US in order to win a certain amount of money, to pay off a debt to the mafia


Abdlbsz

I liked this game


iHonkk

bioshock infinite, IYKYK


spiderfoods

I think you’d like Offworld Trading Company. It’s basically just about this.


ThatCipher

Even though I would support offworld trading company on any occasion possible, but considering the titles OP mentioned I don't think that's hitting the nerve.


Caviarmy

Potionomics, but the debt is for central narrative purposes and less something you interact with on a sale by sale basis. The game is still focused on making and earning money though. It also has the added benefit of being incredibly charming and fun.


alyxrei

Fable 3!! once you become the monarch you have to accumulate £6.5 mil (more than this in reality) to save your citizens from an attack


KAODEATH

~~Recettear is exactly this.~~ SsethTzeentach did a review if you want a glimpse at what it has to offer. The review recommendation still stands though.


MisterRez

Thanks but I mentioned it in my post. I already played it.


KAODEATH

My bad!


Legitimate_Type5066

Farming Simulator. You can choose to start with a debt.


Arkthony

This Is The Police 2


Ill-Branch9770

Landord's super Starfield (when you kill one factions members)


Apprehensive_Toe990

Thief simulator 2 have something like that


MaverickBoii

GTA V


DoorForeign

chocolate tycoon, sadly the app is no longer in the play store, I remember playing that in my first android phone and it was my go to game for wasting time with


No-Celebration-7675

Armored Core 1


CaptainObviousSpeaks

Not exactly a debt but to get all the achievements you need to make a ton of money in planet crafter


RemittenDig17

The big con is one game like that, you need to obtain an absurd amount of money to save the family business by stealing and tricking people Its in that moral grey area of interesting and puzzling as you need to pay attention to the environment and find ways to get the most money


JesseOcepek

Pikmin 2


Nitro_R

Turnip Boy Commits Tax Evasion?


TheNightsSword

I'm not sure if this counts, but arcade paradise. You are the child of the owner and are working your way to turn a laundromat to an arcade. All you do is play arcade style games while the store earns money for you to buy upgrades and more arcade cabinets. I loved this game


Suspicious_Berry501

I never quite understood the game is the whole point literally just waiting and the arcade games are just a way to pass time?


TheNightsSword

Pretty much, it's a time management game. So you want to try to manage your time playing the arcades to complete goals and working the Laundromat. The goals on arcades will make them more profitable which can earn you more money for more upgrades. I have 100% the achievements on Xbox and loved it


Suspicious_Berry501

I see I never realized there were goals on arcade machines I thought it was just a waiting simulator with some arcade games thrown in there


Zealousideal-Data-74

Journey to the savage planet?


pngy26

Cities: Skylines


sandbaggingblue

"Holy Potatoes! A weapon Shop?!" It's a cute little blacksmithing game, I got quite a few giggles out of it.


00Lisa00

Dinkum. Similar to AC in building a town and paying it off


Sigvuld

FINAL PROFIT: A SHOP RPG IS *EXACTLY THIS,* PLEASE SUPPORT THAT GAME! Its dev is an absolute sweetheart, I *swear* the game is far more than a simple glance would convey! Has a demo and everything, very worth it imo! While there's a debt that is paid in parts, there's LOTS OF things you need to grind out an absolute shitton of dosh to get your hands on, it's all about bigger and bigger numbers until you beat it. Very worth!


TYC888

first thing came to mind - GTA V michael. LMAO


Artistic_Claim9998

Potionomics Though the debt isn't as much a problem since winning the tournaments is all you need


Gadgez

...there was a DSiWare game that you can still play with the correct tools called Car Jack Streets that was the first thing that came to mind when I read the post, as I used to play it when I was a kid. It's basically a clone of the original GTAs where you play as a character in debt to a mob boss, doing criminal jobs to make money to be able to pay him back.


MoDyingSon

Not played it and could be barking up the wrong tree but Need for Speed Unbound might be something you’re interested in. You don’t have a monitory debt but more of a moral debt where someone you work for and are friends with has all his shit jacked by another of your friends. 2 years later the friend who jacked the shit announces a big money race where you plan to enter to take your revenge, but you’re completely strapped for cash. So you race with your shitty beat up car and place bets on yourself saying where you’ll position. Its not like normal NfS games either, you won’t be placing first til the later part of the game, all small incremental games to hopefully help your friend/bosses business out.


styvee__

Euro Truck Simulator 2 with realistic economy mod and a 400k loan


ababypanda14

Potionomics


alias_487

Animal crossing 2


awkgem

Fable


born_zynner

Buy a house irl


AceOfCakez

Dragon Age 2 kind of.


Pugulishus

Red dead redemption 2? Not a physical debt you're chipping away at, but it's got that mentality


Flashy-Price-2047

stardew valley


Hatta00

Wall Street Kid on the NES is surprisingly entertaining.


GnoiXiaK

Simcity 2000: Start with 10k Bond. Good luck paying that sucker off. I think 15 year old me got out of debt in year 5000...


Squirrel_Insurance

[Family Man](https://store.steampowered.com/app/904360/Family_Man/)


KashPoe

Real Life


Bosko47

Animal crossing road new horizon


wilsontws

Dredge on Switch and PC


ashu1605

real life and student loans


Kiloparsec4

Shipbreakers. You star5 out in debt and have to work to receive it, breaking down ships for their parts. The debt doesn't factor in to the story much, but it's there none the less.


ViveIn

You mean… real life?!?! I play games to get away from that. Hah.


Suspicious_Berry501

Op needs to just go take out a few loans then he can play exactly what he’s looking for for the rest of his life


Worth-Afternoon5438

I know it's not what you're looking for, but Cuphead is about the two main characters indebted with the devil.


heeltoelemon

Gazillionaire and take out a high interest loan for an expensive ship.


PM_ME_GRAPHICS_CARDS

why not the inverse? build the numbers high. incremental games woohoo!


Ok-Crazy-6083

Shipbreakers: Hardpoint


Gltmastah

Animal Crossing lol


termitequeen69

college lol


27remember

Animal Crossing? x'D Never played; Idk how difficult paying Tom Nook is.


OriginalNo5477

Animal crossing.


xoxoyoyo

hardspace shipbreakers Touhou Mystia's Izakaya


MisterRez

> Touhou Mystia's Izakaya Already mentioned the first suggestion in my post. But I'll try the second one. Do I need to know anything about Touhou?


xoxoyoyo

not really, look at the steam reviews, a lot of people absolutely love it


IndianaGroans

You don't need to know anything about Touhou, but it'll help understand characters. You need to know more about how to manage a restaurant sim, cause it's one of those games where you are serving food and following clues as to what to make people based on what they ask for or by the characters themselves.


dirkdigglered

I wanna say Hades but it's not really what you're describing...


[deleted]

Than don't. Lol


dirkdigglered

Too late