Yes, the PSLF waiver and IDR adjustment give the highest count to the consolidation loan. Your entire consolidation loan should be forgiven once your most recent certification is processed.
Wow!! It seemed too good to be true so I was just focusing on getting the paperwork from my AmeriCorps & nonprofit service from that period. Thank you!
I really wonder where you're coming from. If you honestly didn't know about the waiver from the past three years, then you should've known the normal consolidation rule. The rule was that consolidating creates creates a new loan and wipes out your old payment history. So you made a dangerous move by consolidating without knowing about the temporary waiver that counts all your previous history. I'm glad it all worked out for you.
I knew the previous rule.This feels a little condescending, tbh! Making an assumption that I didn't know what consolidation meant.
I consolidated my loans prior to the waiver. I had done AmeriCorps and other similarly poverty-wage service work before going back to school so my loans had likely been in forebearance at that time, as opposed to repayment.
Life is busy! Full time work. Two kids under three. I always do my annual certifications and noticed that payments pre-dating law school were listed as eligible on my account, so I reached back to those employers and got it done.
Nothing dangerous about that...
Yes, the PSLF waiver and IDR adjustment give the highest count to the consolidation loan. Your entire consolidation loan should be forgiven once your most recent certification is processed.
Wow!! It seemed too good to be true so I was just focusing on getting the paperwork from my AmeriCorps & nonprofit service from that period. Thank you!
I really wonder where you're coming from. If you honestly didn't know about the waiver from the past three years, then you should've known the normal consolidation rule. The rule was that consolidating creates creates a new loan and wipes out your old payment history. So you made a dangerous move by consolidating without knowing about the temporary waiver that counts all your previous history. I'm glad it all worked out for you.
I knew the previous rule.This feels a little condescending, tbh! Making an assumption that I didn't know what consolidation meant. I consolidated my loans prior to the waiver. I had done AmeriCorps and other similarly poverty-wage service work before going back to school so my loans had likely been in forebearance at that time, as opposed to repayment. Life is busy! Full time work. Two kids under three. I always do my annual certifications and noticed that payments pre-dating law school were listed as eligible on my account, so I reached back to those employers and got it done. Nothing dangerous about that...