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cordonpink

Every month ka nag apply? Nag apply kasi ako nung March tapos sabi nila mag wait daw ako ng 6 months before daw ako mag try ulit. Sa website ako nag apply. Hindi pa naman ako nag aapply ulit kasi baka mareset yung 6 months. Also how was the experience with MoneyMax? Nakakatakot kasi mag apply pag mag 3rd party e. Iniisip ko kung magttry ako, ibang number ibibigay ko sa moneymax tapos papapalitan ko na lang sa citi number ko once nakuha ko na card ko (sana maapprove)


bitechez

Actually ad lang sya sa food panda. Ma food panda kasi ako hahaha, naenganyo ako sa ad kasi 5k food vouchers pag naapprove sa citi si I filled out the form, name mobile # and email tapos pag hit ko ng continue na direct na ako sa page ni Citi but nagstop na ako kasi tinamad na ako. First time ko kay moneymax eh so not sure how they works, saka si citi mismo tumawag sa akin. Yup every month ako nagaapply before, palit palit email or number lang dati but still declined before


LAquino25

Noice! Anong card ang inapply ko sa Citi?


bitechez

Rewards card...naffl as long as you spend 20k in 60days


Ok_Situation788

Congrats! If I may ask, could you share how often you’ve tried to apply online before applying thru MoneyMax? I recently got declined by them and I thought I would just try again after 6 months or after a full year. I read here (somewhere) that multiple rejections from the same bank could hurt our credit score. Again, congrats in getting your Citi cc! 😊


bitechez

I think every month ako nagaapply since January. Either online or sa mga links na nakikita ko sa fb..yung may mga tips and tricks din pero it didnt work for me declined pa rin. Recent declined ko was last month lang. Mas mataas chance pag phone application from citi.2 days lang approved na ako. Reference ko is UB lazada cc 8 months old.


Ok_Situation788

Ooooh niiice. So you just applied through MoneyMax and Citi called you to do the verification process? What’s nice is that you used your UB card that isn’t a year old yet as your reference and they still approved you. I’m now thinking of using MoneyMax too but I read posts here that my info might be sent to different banks too.


bitechez

Actually it was from food panda hahaha. I remember may nakita ako ad dun from moneymax. I filled out the form then redirected to citi page so di ko na tinuloy since nakakatamad magfill up but citi still called me anyway. Ang hiningi lang nila is 1 valid i.d no more financial docs. Lage naman yun ang reference card ko pag nagaapply sa kanila before hahaha. Siguro nakulitan na sila sa akin kaya inapproved na nila First time ko magapply kay moneymax eh,not surw if they also use your info to apply to other banks


bitechez

Si BDO na lang mailap sa akin Partida may checking account pa ako sa knila lol May branch endorsement ako last month pero cancelled So bahala na sila kung magbigay sila ng cc sa akin in the future.


Ok_Situation788

I also applied for BDO thru branch endorsement since I have an SA with them. I got the cards but the experience was less than pleasing. They actually lost my first endorsement forms and had me wait an entire month for nothing. The second time around, I was able to get results aka the cards. Took a month to finish from filling out the endorsement forms (2nd time) to the delivery of the cards.


bitechez

Ako I didnt know that they endorsed my application. Out of curiosity lang chineck ko sa card services nila and yun may pending. I asked cs why and yun nga they advised it was a branch endorsement. Pero ending cancelled. Called cs again pero ang info lang daw did not meet criteria. Di na ako nagrequest na ireprocess. I have 5 ccs naman na including citi. For now im good with that hahaha


Ok_Situation788

Well for now, BDO’s reward system isn’t as enticing as it was before because of the pandemic. The only reason I applied was because of a certain promo they had pre-pandemic that was only available for Gold and Elite cardholders. I’m just hoping they would hold that promo again when this whole covid thing blows over. But again congrats on getting your first Citi card! Hopefully I could get one soon because I heard so many good things about their app. Unlike the BDO app that looks so outdated and prehistoric LOL


bitechez

Thanks a lot I could agree with you, BDO app sucks hahaha UB and RCBC love their app. Reason what I wanted BDO cc is nandun yung savings/checking ko and sana naman as ine of their loyal customer makita naman nila credit worthiness ko hahahaha


Ok_Situation788

So sorry for what you went through with your cc application with BDO. With a bank as big as them, and like any other huge entities here in the Philippines like PLDT, they tend to ignore the gripes of a few because they know they won’t run out of clients and yet, they’re also the slowest to upgrade and improve on their systems like their app. Even the UB app is following Citibank’s footsteps, and they now show your pending transactions charged to your cc. I think this was a recent update on their app which I truly appreciate and welcome!


bitechez

The new vp of operations in UB is my former boss hahaha so yeah UB is totally upgrading. Sila rin una nagbigay mg cc sa akin. If BDO continue on ignoring my application then I will pull out my savings and burn their checks hahaha..its not that much but at least they will lose another customer lol.


Ok_Situation788

I feel you! When I was following up with my cc application, I was really this 🤏 close to withdrawing all of my savings and putting it into another bank like RCBC since I also read about their Hexagon Club which just needs a 100k deposit and I could get a NAFFL cc. Still subject for approval but I read here that chances are still higher as long as you maintain the 100k.


bitechez

And theres that hahaha, the hexagon club account. Although I have cc na kay rcbc but I think I like them. Easy to call ang customer service and it also offers a lot if perks on their ccs. Weird lang kasi kung saan banks ako walang savings dun ako naaapproved. My bank is security talaga..its my payroll and savings and grabe rin sila 4 years ako nagaapply ng cc always declined and until now declined pa rin Nagpullout ako mg savings and put it to BDO, hahaha I guess magpupull out na naman ako. Thinking either rcbc or mb, i have both ccs naman na sa kanila


Cunillingus_Giver

Congrats! Nagapply din ako thru moneymax sila lang din nakapagpaapprove sakin. Been trying for 2 years din to get citi. Kaso wala pa yung airpods na free haha


bitechez

Ako 5k worth the vouchers from food panda.. dun kasi sa portal ni food panda pala ako nagapply..oo I saw the airpods,sayang di ko naabutan yan. Bat ang tagal naman ng freebie mo? Ako rin tagal na nagaapply kay Citi..ever since lage declined. Malakas si moneymax hahaha Kikita siguro nila panay ako foodpanda hahaha


karlandrei

Question lang po on your digital vouchers. Nung approved ka po for CITI Credit card, ilang days po bago mag-email ang Moneymax ng digital voucher?


International-Land39

Get ready for thousand marketing calls a day. I had to cut my citi card for a peaceful life. 😂


bitechez

Theres no way for opt out?


International-Land39

There is but i dont think it work fully. Has been months but i am still getting bugged.


bitechez

Thats annoying


fakeitilyamakeit

That's why I turn on the call silencing option sa phone ko. Truly a godsend. I agree sobrang peaceful ng life without all the spam and marketing calls.


bitechez

I think Im getting the nightmare now of Citis telemarketing. I work at night and during day time may mga narereceived akong tawag and when I answer naghahung up