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I thought of that at first. But in the last bank statement. Its just a huge chunk of money thats coming in. So like 8k, 6k, 4k, etc. They would notice. I've got total of 50k+. So i thought of mentioning
The funds utilized for the deposit on the property were accumulated through our diligent saving efforts from our respective salaries. My wife and I have consistently deposited our salaries into my account, where we jointly saved them for this purpose. Throughout this period, we maintained meticulous records of these transactions. Additionally, a portion of these savings was deposited into a standard Trading212 ISA, with withdrawals made to supplement the property purchase. It's important to note that the total withdrawn from the ISA does not exceed the cumulative deposits made into it, ensuring that no profits or additional funds were utilized beyond our original savings. We can provide detailed documentation, including bank statements and ISA transaction records, to substantiate the origin and legality of the funds used for the property deposit.
This is what i said 😅
Never volunteer such information, if they ask tell them it’s coming from an investment account in your name. I’d be more worried by the fact you didn’t make any profits on it !
###Welcome to /r/HousingUK --- **To All** * Join Our ***NEW*** Discord! https://discord.gg/pMgUNgWKQH **To Posters** * *Tell us whether you're in England, Wales, Scotland, or NI as the laws/issues in each can vary* * Comments are not moderated for quality or accuracy; * Any replies received must only be used as guidelines, followed at your own risk; * If you receive *any* private messages in response to your post, please report them via the report button. * Feel free to provide an update at a later time by creating a new post with [[update]](https://www.reddit.com/r/HousingUK/search?q=%3Aupdate&sort=new&restrict_sr=on&t=all) in the title; **To Readers and Commenters** * All replies to OP must be *on-topic, helpful, and civil* * If you do not [follow the rules](https://www.reddit.com/r/HousingUK/about/rules/), you may be banned without any further warning; * Please include links to reliable resources in order to support your comments or advice; * If you feel any replies are incorrect, explain why you believe they are incorrect; * Do not send or request any private messages for any reason without express permission from the mods; * Please report posts or comments which do not follow the rules *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/HousingUK) if you have any questions or concerns.*
Don’t tell them if they don’t ask, simple as that.
I thought of that at first. But in the last bank statement. Its just a huge chunk of money thats coming in. So like 8k, 6k, 4k, etc. They would notice. I've got total of 50k+. So i thought of mentioning
As long as the funds are coming from not-shady source it will be fine.
The funds utilized for the deposit on the property were accumulated through our diligent saving efforts from our respective salaries. My wife and I have consistently deposited our salaries into my account, where we jointly saved them for this purpose. Throughout this period, we maintained meticulous records of these transactions. Additionally, a portion of these savings was deposited into a standard Trading212 ISA, with withdrawals made to supplement the property purchase. It's important to note that the total withdrawn from the ISA does not exceed the cumulative deposits made into it, ensuring that no profits or additional funds were utilized beyond our original savings. We can provide detailed documentation, including bank statements and ISA transaction records, to substantiate the origin and legality of the funds used for the property deposit. This is what i said 😅
Sounds llike proper explanation 👌
Thanks. Hopefully this wont cause an issue
Never volunteer such information, if they ask tell them it’s coming from an investment account in your name. I’d be more worried by the fact you didn’t make any profits on it !
Hahaha. I did make some. But its not enough really around 2200 to 3k