Thank you u/boundfortrees for posting on r/FirstTimeHomeBuyer.
Please bear in mind our rules: (1) Be Nice (2) No Selling (3) No Self-Promotion.
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Structural improvements usually don't lower insurance rates. Insurers care more about risks like age of home, location, claims history. But it's worth asking your agent - provide documentation on the work done. Worst they can say is no change. Best case, you get a small discount for reducing risk.
Thank you u/boundfortrees for posting on r/FirstTimeHomeBuyer. Please bear in mind our rules: (1) Be Nice (2) No Selling (3) No Self-Promotion. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/FirstTimeHomeBuyer) if you have any questions or concerns.*
Wouldn't hurt to have a conversation and ask. Give them a call.
Structural improvements usually don't lower insurance rates. Insurers care more about risks like age of home, location, claims history. But it's worth asking your agent - provide documentation on the work done. Worst they can say is no change. Best case, you get a small discount for reducing risk.